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New York Life At a Glance: Rates, Products and Reviews

New York Life is one of the largest annuity providers in the country, owning over 6% of the individual annuity market in 2022. The provider offers fixed, variable and income annuities, including a few unique products like the IndexFlex variable annuity and the Clear Income fixed income annuity.

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Written By
Jennifer Schell, CAS®
Jennifer Schell, CAS®
Financial Writer, Certified Annuity Specialist®
Jennifer Schell is a professional writer focused on demystifying annuities and other financial topics including banking, financial advising and insurance. She is proud to be a member of the National Association for Fixed Annuities (NAFA) as well as the National Association of Insurance and Financial Advisors (NAIFA).
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and
Stephen Kates, CFP®, Licensed Life Insurance Producer
Stephen Kates, CFP®, Licensed Life Insurance Producer
Principal Financial Analyst for Annuity.org
Stephen Kates, CFP® is a personal finance expert specializing in financial planning and education. He serves as the Principal Financial Analyst for Annuity.org, where he delves into industry trends to support consumers and financial advisors on wealth management, annuities, retirement planning, and investing.
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Edited By
Lamia Chowdhury
Lamia Chowdhury
Financial Editor
Lamia Chowdhury is a financial editor at Annuity.org. Lamia carries an extensive skillset in the content marketing field, and her work as a copywriter spans industries as diverse as finance, health care, travel and restaurants.
Read More
Financially Reviewed By
Chip Stapleton
Chip Stapleton
FINRA Series 7 and Series 66 License Holder
Chip Stapleton is a financial advisor who has spent the past several years of his career working primarily in financial planning and wealth management. He is a FINRA Series 7 and Series 66 license holder and passed the CFA Level II exam in 2022.
Read More
Updated: April 24, 2024
9 min read time
This page features 7 Cited Research Articles

Annuity.org Star Rating

Our Take

New York Life has a lot going for it as an annuity provider: high financial strength and customer satisfaction ratings, wide availability, and a diverse range of products, including unique contract designs and riders that most competitors don’t offer.

Pros

Low minimum premiums
Variety of products
Wide availability
Unique contract designs and riders
High financial strength and customer service ratings

Cons

No indexed annuities
Difficult to get rate quotes

Current Rates from New York Life

Premium

State

Provider

Guarantee Period

Surrender Period

AM Best Rating

Products 1-5 of 698

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Source: Cannex, Apr. 26, 2024

Product	Rate	Guarantee Period	Surrender Period	AM Best Rating
Safe Harbor Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	6.90%	10 Years	10 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	6.75%	10 Years	10 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	6.50%	7 Years	7 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	6.35%	7 Years	7 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years Get Started	6.30%	6 Years	6 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	6.25%	5 Years	5 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years Get Started	6.15%	6 Years	6 Years	B+
Future Flex 8 Guarantee: 1 Year Surrender: 8 Years Get Started	6.00%	1 Year	8 Years	A-
CL Sundance 3-Year Guarantee: 3 Years Surrender: 3 Years Get Started	6.00%	3 Years	3 Years	B++
Safe Harbor Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	5.95%	5 Years	5 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years Get Started	5.92%	3 Years	3 Years	B+
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.90%	3 Years	3 Years	B++
Aspida Advisory MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.85%	5 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.85%	6 Years	6 Years	A-
Future Flex 8 Guarantee: 1 Year Surrender: 8 Years Get Started	5.80%	1 Year	8 Years	A-
Aspida Advisory MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.80%	3 Years	3 Years	A-
Oak ADVantage Guarantee: 3 Years Surrender: 3 Years Get Started	5.80%	3 Years	3 Years	A+
Safeguard Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.80%	5 Years	5 Years	B++
MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.75%	3 Years	3 Years	B++
Oak ADVantage Guarantee: 5 Years Surrender: 5 Years Get Started	5.75%	5 Years	5 Years	A+
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.75%	5 Years	5 Years	B++
Aspida Advisory MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.75%	7 Years	7 Years	A-
American Pathway Advisory Guarantee: 3 Years Surrender: 3 Years Get Started	5.70%	3 Years	3 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.70%	4 Years	4 Years	A-
MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	5.70%	4 Years	4 Years	B++
American Life & Security Corp American Classic Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	B++
American Pathway Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	A
Aspida Advisory MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	A-
MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	B++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	A++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.70%	6 Years	6 Years	A-
American Pathway Advisory Guarantee: 7 Years Surrender: 7 Years Get Started	5.70%	7 Years	7 Years	A
American Life & Security Corp American Classic Guarantee: 3 Years Surrender: 3 Years Get Started	5.65%	3 Years	3 Years	B++
American Pathway Advisory Guarantee: 3 Years Surrender: 3 Years Get Started	5.65%	3 Years	3 Years	A
Aspida Advisory MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.65%	3 Years	3 Years	A-
Safeguard Plus Guarantee: 3 Years Surrender: 3 Years Get Started	5.65%	3 Years	3 Years	B++
American Pathway Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	5.65%	5 Years	5 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.65%	5 Years	5 Years	A-
American Pathway Advisory Guarantee: 7 Years Surrender: 7 Years Get Started	5.65%	7 Years	7 Years	A
MYAnnuity 7X - No Free Withdrawal Guarantee: 7 Years Surrender: 7 Years Get Started	5.65%	7 Years	7 Years	B++
Oak ADVantage Guarantee: 7 Years Surrender: 7 Years Get Started	5.65%	7 Years	7 Years	A+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.65%	10 Years	10 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.60%	3 Years	3 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.60%	3 Years	3 Years	B++
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.60%	3 Years	3 Years	B++
Safe Harbor Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years Get Started	5.60%	3 Years	3 Years	B+
Advantage 5 Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	5.60%	5 Years	5 Years	A++
CL Sundance 5-Year Guarantee: 5 Years Surrender: 5 Years Get Started	5.60%	5 Years	5 Years	B++
MYAnnuity 5X - No Free Withdrawal Guarantee: 5 Years Surrender: 5 Years Get Started	5.60%	5 Years	5 Years	B++
Multi Select Guarantee: 6 Years Surrender: 6 Years Get Started	5.60%	6 Years	6 Years	A
Simple Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.60%	6 Years	6 Years	B++
Aspida Advisory MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.60%	7 Years	7 Years	A-
Lincoln Select Guarantee: 7 Years Surrender: 7 Years Get Started	5.60%	7 Years	7 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.60%	7 Years	7 Years	B++
Certainty Select Guarantee: 10 Years Surrender: 10 Years Get Started	5.60%	10 Years	10 Years	B++
Safe Haven Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years Get Started	5.57%	3 Years	3 Years	B+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.55%	4 Years	4 Years	A-
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.55%	5 Years	10 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 9 Years Get Started	5.55%	5 Years	9 Years	A
Safe Haven Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	5.55%	5 Years	5 Years	B+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.55%	5 Years	5 Years	A-
MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.55%	6 Years	6 Years	B++
Palladium MYG Guarantee: 6 Years Surrender: 9 Years Get Started	5.55%	6 Years	9 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.55%	6 Years	10 Years	A
Platinum Assure Guarantee: 6 Years Surrender: 6 Years Get Started	5.55%	6 Years	6 Years	A
MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.55%	7 Years	7 Years	B++
Palladium MYG Guarantee: 7 Years Surrender: 9 Years Get Started	5.55%	7 Years	9 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.55%	7 Years	10 Years	A
Platinum Assure Guarantee: 7 Years Surrender: 7 Years Get Started	5.55%	7 Years	7 Years	A
Safeguard Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.55%	7 Years	7 Years	B++
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.55%	10 Years	10 Years	A-
Future Flex 5 Guarantee: 1 Year Surrender: 5 Years Get Started	5.50%	1 Year	5 Years	A-
Future Flex Classic Guarantee: 1 Year Surrender: 1 Year Get Started	5.50%	1 Year	1 Year	A-
Asset Guard Guarantee: 2 Years Surrender: 2 Years Get Started	5.50%	2 Years	2 Years	A-
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.50%	3 Years	3 Years	A++
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.50%	3 Years	3 Years	A-
Advantage 5 Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	A++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	A-
MyGuarantee Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	B++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	A++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.50%	6 Years	6 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A-
Multi Select Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	B++
Certainty Select Guarantee: 8 Years Surrender: 8 Years Get Started	5.50%	8 Years	8 Years	B++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.50%	10 Years	10 Years	A-
Safeguard Plus Guarantee: 10 Years Surrender: 10 Years Get Started	5.50%	10 Years	10 Years	B++
Future Flex 8 Guarantee: 1 Year Surrender: 8 Years Get Started	5.45%	1 Year	8 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years Get Started	5.45%	2 Years	2 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.45%	3 Years	3 Years	A-
LiveWell Guarantee Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A+
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	B++
Platinum Assure Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A
Platinum Assure Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A++
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A-
WealthLock MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A-
Safe Haven Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years Get Started	5.45%	6 Years	6 Years	B+
MYAnnuity 7X Guarantee: 7 Years Surrender: 7 Years Get Started	5.45%	7 Years	7 Years	B++
Safe Haven Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	5.45%	7 Years	7 Years	B+
Palladium MYG Guarantee: 8 Years Surrender: 9 Years Get Started	5.45%	8 Years	9 Years	A
Palladium MYG Guarantee: 8 Years Surrender: 10 Years Get Started	5.45%	8 Years	10 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 9 Years Get Started	5.45%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 10 Years Get Started	5.45%	9 Years	10 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.45%	10 Years	10 Years	B++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	B++
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	B+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	A-
WealthLock MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	A-
Lincoln Select Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A
LiveWell Guarantee Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A+
MNL Guarantee Pro 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A+
MYAnnuity 5X Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	B++
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A+
Palladium MYG Guarantee: 5 Years Surrender: 9 Years Get Started	5.40%	5 Years	9 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.40%	5 Years	10 Years	A
SecureSaver Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A-
WealthLock MYGA Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A-
Certainty Select Guarantee: 6 Years Surrender: 6 Years Get Started	5.40%	6 Years	6 Years	B++
Palladium MYG Guarantee: 6 Years Surrender: 9 Years Get Started	5.40%	6 Years	9 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.40%	6 Years	10 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years Surrender: 7 Years Get Started	5.40%	7 Years	7 Years	A-
Palladium MYG Guarantee: 7 Years Surrender: 9 Years Get Started	5.40%	7 Years	9 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.40%	7 Years	10 Years	A
SecureSaver Guarantee: 7 Years Surrender: 7 Years Get Started	5.40%	7 Years	7 Years	A+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.40%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.40%	7 Years	7 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.40%	10 Years	10 Years	A-
Aspida Advisory MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.35%	2 Years	2 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years Get Started	5.35%	2 Years	2 Years	A-
Performance SPDA Guarantee: 3 Years Surrender: 3 Years Get Started	5.35%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.35%	3 Years	3 Years	A-
WealthLock MYGA Plus Guarantee: 3 Years Surrender: 3 Years Get Started	5.35%	3 Years	3 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.35%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	5.35%	4 Years	4 Years	A++
Simple Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.35%	4 Years	4 Years	B++
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	A
Certainty Select Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	B++
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	A
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.35%	6 Years	6 Years	A-
Safe Haven Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years Get Started	5.35%	6 Years	6 Years	B+
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A
FG Guarantee-Platinum Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A-
LiveWell Guarantee Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A+
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A-
Safe Haven Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	B+
Multi Select Guarantee: 8 Years Surrender: 8 Years Get Started	5.35%	8 Years	8 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.35%	10 Years	10 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.35%	10 Years	10 Years	B++
Safe Haven Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	5.35%	10 Years	10 Years	B+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	5.34%	3 Years	3 Years	B+
Asset Guard Guarantee: 2 Years Surrender: 2 Years Get Started	5.30%	2 Years	2 Years	A-
LiveWell Guarantee Max Guarantee: 3 Years Surrender: 3 Years Get Started	5.30%	3 Years	3 Years	A+
Safe Haven Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years Get Started	5.30%	3 Years	3 Years	B+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	5.30%	3 Years	3 Years	B+
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.30%	3 Years	3 Years	A-
Multi Select Guarantee: 4 Years Surrender: 4 Years Get Started	5.30%	4 Years	4 Years	A
Platinum Assure Guarantee: 4 Years Surrender: 4 Years Get Started	5.30%	4 Years	4 Years	A
Platinum Assure Guarantee: 4 Years Surrender: 4 Years Get Started	5.30%	4 Years	4 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A-
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A-
Multi Select Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 9 Years Get Started	5.30%	5 Years	9 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.30%	5 Years	10 Years	A
Palladium Match MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	B++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A++
Safe Haven Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	B+
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A-
WealthLock MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A-
Palladium MYG Guarantee: 6 Years Surrender: 9 Years Get Started	5.30%	6 Years	9 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.30%	6 Years	10 Years	A
F&G Secure MYGA® Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
F&G Secure MYGA® MVA Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
LiveWell Guarantee Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A+
MNL Guarantee Pro 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A+
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
MyGuarantee Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A+
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.30%	7 Years	10 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 9 Years Get Started	5.30%	7 Years	9 Years	A
Palladium Match MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	B++
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	B++
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A-
WealthLock MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A-
WealthLock MYGA Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A-
Palladium MYG Guarantee: 8 Years Surrender: 9 Years Get Started	5.30%	8 Years	9 Years	A
Palladium MYG Guarantee: 8 Years Surrender: 10 Years Get Started	5.30%	8 Years	10 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 9 Years Get Started	5.30%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 10 Years Get Started	5.30%	9 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.30%	10 Years	10 Years	A-
Future Flex 5 Guarantee: 1 Year Surrender: 5 Years Get Started	5.25%	1 Year	5 Years	A-
CL Sundance 2-Year Guarantee: 2 Years Surrender: 2 Years Get Started	5.25%	2 Years	2 Years	B++
Future Flex 5 Guarantee: 2 Years Surrender: 5 Years Get Started	5.25%	2 Years	5 Years	A-
Certainty Select Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	B++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A-
LiveWell Guarantee Max Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A+
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A-
WealthLock MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A-
First Choice 4 Guarantee: 4 Years Surrender: 4 Years Get Started	5.25%	4 Years	4 Years	A
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
Eleos MVA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A++
F&G Secure MYGA® Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
F&G Secure MYGA® MVA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
FG Guarantee-Platinum Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A-
Performance SPDA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A-
Reliance Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A++
Smart Saver NY Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A+
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A-
WealthLock MYGA Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.25%	6 Years	6 Years	A-
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A-
Reliance Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A++
SecureFore 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A-
Lincoln Select Guarantee: 10 Years Surrender: 10 Years Get Started	5.25%	10 Years	10 Years	A
Multi Select Guarantee: 10 Years Surrender: 10 Years Get Started	5.25%	10 Years	10 Years	A
Safe Haven Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	5.25%	10 Years	10 Years	B+
Aspida Advisory MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.20%	2 Years	2 Years	A-
Asset Guard Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A-
MNL Guarantee Pro 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A+
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A-
WealthLock MYGA Plus Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A-
Asset Guard Guarantee: 4 Years Surrender: 4 Years Get Started	5.20%	4 Years	4 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.20%	4 Years	4 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	5.20%	4 Years	4 Years	A-
American Freedom Classic 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A++
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
LiveWell Guarantee Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A+
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A++
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A-
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.20%	6 Years	6 Years	A-
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.20%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.20%	7 Years	7 Years	A
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.20%	7 Years	7 Years	A-
Palladium MYG Guarantee: 8 Years Surrender: 9 Years Get Started	5.20%	8 Years	9 Years	A
Palladium MYG Guarantee: 8 Years Surrender: 10 Years Get Started	5.20%	8 Years	10 Years	A
Multi Select Guarantee: 9 Years Surrender: 9 Years Get Started	5.20%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 9 Years Get Started	5.20%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 10 Years Get Started	5.20%	9 Years	10 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.20%	10 Years	10 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.20%	10 Years	10 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A
Freedom Elevate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A++
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A-
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.15%	4 Years	4 Years	A
American Pathway Vision MYG Guarantee: 4 Years Surrender: 10 Years Get Started	5.15%	4 Years	10 Years	A
Security Benefit Life Insurance Company Advanced Choice Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
American Pathway Vision MYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.15%	5 Years	10 Years	A
Apex MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Asset Guard Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Focused Growth Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
MNL Guarantee Pro 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A+
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
Palladium Match MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
Pinnacle Plus MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
SecureFore 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
SolutionsMYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.15%	5 Years	10 Years	A
American Pathway Vision MYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.15%	6 Years	10 Years	A
SolutionsMYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.15%	6 Years	10 Years	A
Security Benefit Life Insurance Company Advanced Choice Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A
American Pathway Vision MYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.15%	7 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A
Palladium Match MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A
SolutionsMYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.15%	7 Years	10 Years	A
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
WealthLock MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
WealthLock MYGA Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
American Pathway Vision MYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.15%	10 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.15%	10 Years	10 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.15%	10 Years	10 Years	B++
SolutionsMYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.15%	10 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years Get Started	5.10%	2 Years	2 Years	A-
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.10%	2 Years	2 Years	A-
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Performance SPDA Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Stable Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A++
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	5.10%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	5.10%	4 Years	4 Years	A++
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	5.10%	4 Years	4 Years	A-
Smart Saver NY Guarantee: 4 Years Surrender: 4 Years Get Started	5.10%	4 Years	4 Years	A+
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
Eleos SP Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A++
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MYAnnuity 5X - No Free Withdrawal Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	B++
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
Performance SPDA Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A-
Stable Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A++
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A-
Apex MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A-
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A
Focused Growth Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A
LiveWell Guarantee Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A+
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A-
Smart Saver NY Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A+
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Premier Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A+
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.10%	10 Years	10 Years	A
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.05%	2 Years	2 Years	A-
WealthLock MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.05%	2 Years	2 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	5.05%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	5.05%	4 Years	4 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	5.05%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	5.05%	4 Years	4 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Focused Growth Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Palladium Match MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
Performance SPDA Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
SecureSaver Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A+
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.05%	6 Years	6 Years	A-
Smart Saver NY Guarantee: 6 Years Surrender: 6 Years Get Started	5.05%	6 Years	6 Years	A+
Security Benefit Life Insurance Company Advanced Choice Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
F&G Secure MYGA® Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
F&G Secure MYGA® MVA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
Palladium Match MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
Pinnacle Plus MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
SecureSaver Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
Pinnacle Plus MYGA Guarantee: 10 Years Surrender: 10 Years Get Started	5.05%	10 Years	10 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.05%	10 Years	10 Years	A-
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 9 Years Get Started	5.00%	1 Year	9 Years	A
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 7 Years Get Started	5.00%	1 Year	7 Years	A
Future Flex 5 Guarantee: 2 Years Surrender: 5 Years Get Started	5.00%	2 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years Get Started	5.00%	2 Years	2 Years	A-
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.00%	2 Years	2 Years	A-
WealthLock MYGA Plus Guarantee: 2 Years Surrender: 2 Years Get Started	5.00%	2 Years	2 Years	A-
Apex MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Asset Guard Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
F&G Secure MYGA® Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A
F&G Secure MYGA® MVA Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A
FG Guarantee-Platinum Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
LiveWell Guarantee Max Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A+
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
SecureFore 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Asset Guard Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A-
First Choice 4 Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	B++
Stable Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A++
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
F&G Secure MYGA® Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
F&G Secure MYGA® MVA Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	B++
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	B+
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A+
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
Smart Saver NY Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A+
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Premier Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A+
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years Surrender: 6 Years Get Started	5.00%	6 Years	6 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years Surrender: 6 Years Get Started	5.00%	6 Years	6 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.00%	6 Years	6 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.00%	6 Years	6 Years	B++
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
Focused Growth Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A-
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
MNL Guarantee Pro 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A+
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	B++
SecureFore 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A+
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A-
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years Surrender: 8 Years Get Started	5.00%	8 Years	8 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years Surrender: 8 Years Get Started	5.00%	8 Years	8 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 8 Years Surrender: 8 Years Get Started	5.00%	8 Years	8 Years	B++
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years Surrender: 9 Years Get Started	5.00%	9 Years	9 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years Surrender: 9 Years Get Started	5.00%	9 Years	9 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 9 Years Surrender: 9 Years Get Started	5.00%	9 Years	9 Years	B++
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years Get Started	5.00%	9 Years	9 Years	A+
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years Surrender: 10 Years Get Started	5.00%	10 Years	10 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years Surrender: 10 Years Get Started	5.00%	10 Years	10 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.00%	10 Years	10 Years	B++
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	4.95%	2 Years	2 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A
Pinnacle Plus MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	B++
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A-
American Freedom Classic 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
Asset Guard Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A-
Brighthouse Fixed Rate Annuity with MVA Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A-
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.95%	6 Years	6 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A+
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	4.95%	10 Years	10 Years	B++
Reliance Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	4.95%	10 Years	10 Years	A++
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.94%	5 Years	5 Years	B+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.90%	1 Year	7 Years	A+
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	4.90%	2 Years	2 Years	A-
WealthLock MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	4.90%	2 Years	2 Years	A-
American Freedom Aspire 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	4.90%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	4.90%	3 Years	7 Years	A
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Focused Growth Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Performance SPDA Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A++
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A++
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.90%	3 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A++
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
MYAnnuity 5X Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	B++
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A+
Performance SPDA Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.90%	5 Years	7 Years	A+
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	B+
SecureFore 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years Surrender: 6 Years Get Started	4.90%	6 Years	6 Years	A-
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A+
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years Surrender: 8 Years Get Started	4.90%	8 Years	8 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years Surrender: 9 Years Get Started	4.90%	9 Years	9 Years	A-
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years Get Started	4.90%	9 Years	9 Years	A+
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years Surrender: 10 Years Get Started	4.90%	10 Years	10 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	4.85%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	4.85%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.85%	1 Year	5 Years	A+
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.85%	2 Years	2 Years	A++
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	4.85%	2 Years	2 Years	A-
WealthLock MYGA Plus Guarantee: 2 Years Surrender: 2 Years Get Started	4.85%	2 Years	2 Years	A-
Freedom Elevate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A++
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.85%	3 Years	5 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Stable Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A++
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	4.85%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.85%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.85%	4 Years	4 Years	A-
Smart Saver NY Guarantee: 4 Years Surrender: 4 Years Get Started	4.85%	4 Years	4 Years	A+
Apex MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A
Eagle Guarantee Focus Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Eagle Guarantee Focus Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
GuaranteeShield Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
GuaranteeShield Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A
Pinnacle Plus MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A+
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Stable Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
Future Flex 5 Guarantee: 6 Years Surrender: 5 Years Get Started	4.85%	6 Years	5 Years	A-
Apex MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A-
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
Expedition II Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A+
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A+
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
Smart Saver NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A+
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years Get Started	4.85%	9 Years	9 Years	A+
Apollo MVA Guarantee: 1 Year Surrender: 7 Years Get Started	4.80%	1 Year	7 Years	A++
Future Flex 8 Guarantee: 2 Years Surrender: 8 Years Get Started	4.80%	2 Years	8 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
Focused Growth Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MNL Guarantee Pro 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A+
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Palladium MYG Guarantee: 3 Years Surrender: 9 Years Get Started	4.80%	3 Years	9 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	4.80%	3 Years	10 Years	A
Platinum Assure Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
Platinum Assure Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A++
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A+
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A++
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
American Freedom Aspire 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Brighthouse Fixed Rate Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A
Expedition II Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.80%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.80%	6 Years	6 Years	A++
Smart Saver NY Guarantee: 6 Years Surrender: 6 Years Get Started	4.80%	6 Years	6 Years	A+
F&G Secure MYGA® Non-MVA Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
Focused Growth Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	4.80%	10 Years	10 Years	A
Eagle Guarantee Focus Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
Eagle Guarantee Focus Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
F&G Secure MYGA® Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
F&G Secure MYGA® MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
GuaranteeShield Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
GuaranteeShield Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
Multi Select Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A+
Performance SPDA Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A++
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A++
SecureFore 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
SecureOption Focus Guarantee: 3 Years Surrender: 7 Years Get Started	4.75%	3 Years	7 Years	A+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
SmartSelect Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A+
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	4.75%	4 Years	4 Years	A
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.75%	4 Years	4 Years	A++
Stable Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	4.75%	4 Years	4 Years	A++
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A+
SecureOption Focus Guarantee: 5 Years Surrender: 7 Years Get Started	4.75%	5 Years	7 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A
Smart Saver NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A+
SolutionsMYG Guarantee: 5 Years Surrender: 7 Years Get Started	4.75%	5 Years	7 Years	A
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.75%	6 Years	6 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.75%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.75%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.75%	6 Years	6 Years	A++
SolutionsMYG Guarantee: 6 Years Surrender: 7 Years Get Started	4.75%	6 Years	7 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A-
Pinnacle Plus MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A-
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A++
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A+
SecureOption Focus Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
SolutionsMYG Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years Get Started	4.75%	9 Years	9 Years	A+
Pinnacle Plus MYGA Guarantee: 10 Years Surrender: 10 Years Get Started	4.75%	10 Years	10 Years	A-
Apex MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A+
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	B++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A++
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A-
SmartSelect Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A
Expedition II Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A+
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	B++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	4.70%	6 Years	6 Years	A-
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.70%	6 Years	6 Years	A++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	4.70%	6 Years	6 Years	B++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A
Expedition II Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A+
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A-
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	B++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 8 Years Surrender: 8 Years Get Started	4.70%	8 Years	8 Years	B++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 9 Years Surrender: 9 Years Get Started	4.70%	9 Years	9 Years	B++
Focused Growth Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	4.70%	10 Years	10 Years	A
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	4.70%	10 Years	10 Years	B++
Apollo SP Guarantee: 1 Year Surrender: 7 Years Get Started	4.65%	1 Year	7 Years	A++
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.65%	1 Year	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	4.65%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	4.65%	3 Years	7 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	4.65%	3 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 9 Years Get Started	4.65%	3 Years	9 Years	A
Pinnacle Plus MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	B++
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.65%	3 Years	7 Years	A+
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A+
SecureOption Focus Guarantee: 3 Years Surrender: 7 Years Get Started	4.65%	3 Years	7 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A-
SmartSelect Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A++
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A-
SmartSelect Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A+
Brighthouse Fixed Rate Annuity with ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.65%	5 Years	7 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A++
SecureOption Focus Guarantee: 5 Years Surrender: 7 Years Get Started	4.65%	5 Years	7 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	4.65%	6 Years	6 Years	A-
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A+
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A+
SecureOption Focus Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A-
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Secure Plus Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	4.60%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	4.60%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.60%	1 Year	5 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.60%	1 Year	7 Years	A+
Future Flex 8 Guarantee: 2 Years Surrender: 8 Years Get Started	4.60%	2 Years	8 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.60%	3 Years	7 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.60%	3 Years	5 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A++
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A-
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years Get Started	4.60%	4 Years	4 Years	A++
Smart Saver NY Guarantee: 4 Years Surrender: 4 Years Get Started	4.60%	4 Years	4 Years	A+
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A
Eagle Guarantee Focus Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
GuaranteeShield Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.60%	5 Years	7 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A
Future Flex 5 Guarantee: 6 Years Surrender: 5 Years Get Started	4.60%	6 Years	5 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.60%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years Get Started	4.60%	6 Years	6 Years	A++
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
F&G Secure MYGA® ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Lincoln Select Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A++
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Smart Saver NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A+
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.55%	1 Year	5 Years	A+
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.55%	2 Years	2 Years	A++
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	4.55%	3 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 9 Years Get Started	4.55%	3 Years	9 Years	A
Palladium Match MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.55%	3 Years	5 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A++
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A+
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.55%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.55%	4 Years	4 Years	A-
American Freedom Aspire 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Brighthouse Fixed Rate Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
F&G Secure MYGA® ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A-
Prudential WealthGuard Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.55%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.55%	6 Years	6 Years	A++
Smart Saver NY Guarantee: 6 Years Surrender: 6 Years Get Started	4.55%	6 Years	6 Years	A+
American Freedom Aspire 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A++
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A++
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 9 Years Get Started	4.50%	1 Year	9 Years	A
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 7 Years Get Started	4.50%	1 Year	7 Years	A
SecureOption Focus Guarantee: 1 Year Surrender: 7 Years Get Started	4.50%	1 Year	7 Years	A+
Platinum Assure Guarantee: 2 Years Surrender: 2 Years Get Started	4.50%	2 Years	2 Years	A
Platinum Assure Guarantee: 2 Years Surrender: 2 Years Get Started	4.50%	2 Years	2 Years	A
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.50%	2 Years	2 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	4.50%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	4.50%	3 Years	7 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A
Eagle Guarantee Focus Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A-
Expedition II Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
GuaranteeShield Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A-
Mariner Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
Prudential WealthGuard Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A
SmartSelect Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.50%	4 Years	4 Years	A++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.50%	4 Years	4 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
MyGuarantee Plus Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A
SmartSelect Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
SmartSelect Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A++
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Secure Plus Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.50%	6 Years	6 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.50%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.50%	6 Years	6 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A
Expedition II Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A+
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A+
MyGuarantee Plus Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A
Prudential WealthGuard Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A+
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A
Platinum Edge Guarantee: 10 Years Surrender: 10 Years Get Started	4.50%	10 Years	10 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	4.45%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	4.45%	1 Year	7 Years	A
American Freedom Aspire 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.45%	3 Years	3 Years	A++
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years Get Started	4.45%	3 Years	3 Years	A
SecureOption Focus Guarantee: 3 Years Surrender: 7 Years Get Started	4.45%	3 Years	7 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.45%	3 Years	3 Years	A-
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A++
SmartSelect Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A+
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.45%	5 Years	5 Years	A
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.45%	5 Years	5 Years	A++
SecureOption Focus Guarantee: 5 Years Surrender: 7 Years Get Started	4.45%	5 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.45%	5 Years	5 Years	A-
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years Get Started	4.45%	5 Years	5 Years	A
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.45%	6 Years	6 Years	A++
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.45%	6 Years	6 Years	A++
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
SecureOption Focus Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A+
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A
Platinum Edge Guarantee: 9 Years Surrender: 9 Years Get Started	4.45%	9 Years	9 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.40%	1 Year	7 Years	A+
SecureOption Focus Guarantee: 1 Year Surrender: 7 Years Get Started	4.40%	1 Year	7 Years	A+
Brighthouse Fixed Rate Annuity with MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A
Palladium Match MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.40%	3 Years	7 Years	A+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	B+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A++
SmartSelect Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.40%	4 Years	4 Years	A++
SmartSelect Guarantee: 4 Years Surrender: 4 Years Get Started	4.40%	4 Years	4 Years	A+
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
Brighthouse Fixed Rate Annuity with ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A++
Lincoln Select Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.40%	5 Years	7 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A++
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A-
Platinum Edge Guarantee: 8 Years Surrender: 8 Years Get Started	4.40%	8 Years	8 Years	A+
Future Flex 8 Guarantee: 9 Years Surrender: 8 Years Get Started	4.40%	9 Years	8 Years	A-
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.35%	1 Year	7 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.35%	1 Year	5 Years	A+
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.35%	2 Years	2 Years	A++
Brighthouse Fixed Rate Annuity with ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A
Expedition II Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A+
F&G Secure MYGA® Non-MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.35%	3 Years	5 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.35%	3 Years	7 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A++
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years Get Started	4.35%	3 Years	6 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A-
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years Get Started	4.35%	4 Years	4 Years	A++
Expedition II Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.35%	5 Years	7 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.35%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years Get Started	4.35%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.35%	6 Years	6 Years	A++
Expedition II Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
F&G Secure MYGA® ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
Platinum Edge Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
Prudential WealthGuard Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A++
United of Omaha Insurance Company (a Mutual of Omaha company) Bonus Flexible Annuity Guarantee: 8 Years Surrender: 8 Years Get Started	4.35%	8 Years	8 Years	A+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	4.34%	3 Years	3 Years	B+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.30%	1 Year	7 Years	A+
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A
Palladium Match MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	B+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A++
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	4.30%	4 Years	4 Years	A-
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.30%	4 Years	4 Years	A++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.30%	4 Years	4 Years	A++
F&G Secure MYGA® ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.30%	5 Years	5 Years	A
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.30%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.30%	5 Years	5 Years	A++
SecureSaver Guarantee: 5 Years Surrender: 5 Years Get Started	4.30%	5 Years	5 Years	A+
Platinum Edge Guarantee: 6 Years Surrender: 6 Years Get Started	4.30%	6 Years	6 Years	A+
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.30%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.30%	6 Years	6 Years	A++
American Freedom Aspire 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
SecureSaver Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A+
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A-
Lincoln Select Guarantee: 10 Years Surrender: 10 Years Get Started	4.30%	10 Years	10 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	4.30%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.25%	1 Year	5 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.25%	1 Year	5 Years	A+
Future Flex 8 Guarantee: 2 Years Surrender: 8 Years Get Started	4.25%	2 Years	8 Years	A-
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.25%	2 Years	2 Years	A++
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.25%	2 Years	2 Years	A++
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years Get Started	4.25%	3 Years	3 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.25%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.25%	3 Years	5 Years	A+
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.25%	3 Years	3 Years	A
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	4.25%	4 Years	4 Years	A-
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.25%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.25%	4 Years	4 Years	A++
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A
Expedition II Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A
Platinum Edge Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	B+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A-
SmartSelect Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
SmartSelect Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A++
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.25%	6 Years	6 Years	A++
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A++
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A++
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A-
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A-
MultiRate Guarantee: 1 Year Surrender: 7 Years Get Started	4.20%	1 Year	7 Years	A+
SecureOption Focus Guarantee: 1 Year Surrender: 7 Years Get Started	4.20%	1 Year	7 Years	A+
F&G Secure MYGA® ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.20%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.20%	3 Years	3 Years	A++
Platinum Edge Guarantee: 4 Years Surrender: 4 Years Get Started	4.20%	4 Years	4 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.20%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.20%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.20%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years Get Started	4.20%	5 Years	5 Years	A++
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.20%	7 Years	7 Years	A+
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	4.20%	7 Years	10 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.20%	7 Years	7 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.20%	7 Years	7 Years	A-
Future Flex 8 Guarantee: 9 Years Surrender: 8 Years Get Started	4.20%	9 Years	8 Years	A-
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.19%	5 Years	5 Years	B+
MultiRate Guarantee: 1 Year Surrender: 7 Years Get Started	4.15%	1 Year	7 Years	A+
SPDA Series II Guarantee: 1 Year Surrender: 7 Years Get Started	4.15%	1 Year	7 Years	A+
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A
Mariner Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A++
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A-
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A-
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years Get Started	4.15%	4 Years	4 Years	A++
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	B+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A-
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.15%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years Get Started	4.15%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.15%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	4.15%	7 Years	7 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.15%	7 Years	7 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.15%	7 Years	7 Years	A-
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	4.15%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.10%	1 Year	7 Years	A+
MultiRate Guarantee: 2 Years Surrender: 7 Years Get Started	4.10%	2 Years	7 Years	A+
Brighthouse Fixed Rate Annuity with ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.10%	3 Years	3 Years	A
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.10%	3 Years	3 Years	A-
SPDA Series II Guarantee: 3 Years Surrender: 7 Years Get Started	4.10%	3 Years	7 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.10%	3 Years	3 Years	A++
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.10%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.10%	4 Years	4 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.10%	5 Years	5 Years	A
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.10%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.10%	5 Years	5 Years	A++
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.10%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.10%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.10%	6 Years	6 Years	A++
SmartStep Guarantee: 6 Years Surrender: 6 Years Get Started	4.10%	6 Years	6 Years	A+
SmartStep Guarantee: 6 Years Surrender: 6 Years Get Started	4.10%	6 Years	6 Years	A+
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A-
Century Plus Guarantee: 9 Years Surrender: 9 Years Get Started	4.10%	9 Years	9 Years	A
Century Plus Guarantee: 10 Years Surrender: 10 Years Get Started	4.10%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.05%	1 Year	5 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.05%	1 Year	7 Years	A+
MultiRate Guarantee: 2 Years Surrender: 7 Years Get Started	4.05%	2 Years	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	4.05%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	4.05%	3 Years	7 Years	A
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A-
MultiRate Guarantee: 3 Years Surrender: 7 Years Get Started	4.05%	3 Years	7 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.05%	3 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A-
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A+
Prudential WealthGuard Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.05%	5 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.05%	6 Years	6 Years	A++
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	4.05%	7 Years	10 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A++
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A++
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	4.05%	10 Years	10 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	4.00%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	4.00%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.00%	1 Year	5 Years	A+
SeniorSelect Guarantee: 1 Year Surrender: 1 Year Get Started	4.00%	1 Year	1 Year	A+
American Pathway Advisory Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A
Expedition II Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A+
MultiRate Guarantee: 3 Years Surrender: 7 Years Get Started	4.00%	3 Years	7 Years	A+
Prudential WealthGuard Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.00%	3 Years	5 Years	A+
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years Get Started	4.00%	3 Years	6 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A-
MultiRate Guarantee: 4 Years Surrender: 7 Years Get Started	4.00%	4 Years	7 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.00%	4 Years	4 Years	A++
American Pathway Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	4.00%	5 Years	5 Years	A
MultiRate Guarantee: 5 Years Surrender: 7 Years Get Started	4.00%	5 Years	7 Years	A+
New Momentum Guarantee: 5 Years Surrender: 7 Years Get Started	4.00%	5 Years	7 Years	A+
SPDA Series II Guarantee: 5 Years Surrender: 7 Years Get Started	4.00%	5 Years	7 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.00%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.00%	5 Years	5 Years	A++
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.00%	5 Years	5 Years	A
American Pathway Advisory Guarantee: 7 Years Surrender: 7 Years Get Started	4.00%	7 Years	7 Years	A
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years Get Started	4.00%	7 Years	7 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.00%	7 Years	7 Years	A++
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.00%	7 Years	7 Years	A
Century Plus Guarantee: 9 Years Surrender: 9 Years Get Started	4.00%	9 Years	9 Years	A
Century Plus Guarantee: 10 Years Surrender: 10 Years Get Started	4.00%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	3.95%	1 Year	7 Years	A+
F&G Secure MYGA® ROP Guarantee: 3 Years Surrender: 3 Years Get Started	3.95%	3 Years	3 Years	A
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years Get Started	3.95%	3 Years	3 Years	A++
MultiRate Guarantee: 4 Years Surrender: 7 Years Get Started	3.95%	4 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years Get Started	3.95%	4 Years	4 Years	A++
MultiRate Guarantee: 5 Years Surrender: 7 Years Get Started	3.95%	5 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years Get Started	3.95%	5 Years	5 Years	A++
Access SPDA Guarantee: 6 Years Surrender: 6 Years Get Started	3.95%	6 Years	6 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	3.95%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years Get Started	3.95%	6 Years	6 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A++
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	3.95%	7 Years	10 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A++
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A++
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.90%	2 Years	2 Years	B+
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years Get Started	3.90%	3 Years	6 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	3.90%	3 Years	3 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	3.90%	3 Years	3 Years	A-
MultiVantage Guarantee: 4 Years Surrender: 4 Years Get Started	3.90%	4 Years	4 Years	A+
MultiVantage Guarantee: 4 Years Surrender: 4 Years Get Started	3.90%	4 Years	4 Years	A+
MultiVantage Guarantee: 4 Years Surrender: 4 Years Get Started	3.90%	4 Years	4 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	3.90%	5 Years	5 Years	A++
New Momentum Guarantee: 6 Years Surrender: 7 Years Get Started	3.90%	6 Years	7 Years	A+
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.90%	6 Years	10 Years	A
SmartSelect Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartSelect Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartStep Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartStep Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	3.90%	7 Years	7 Years	A+
MultiRate Guarantee: 7 Years Surrender: 7 Years Get Started	3.90%	7 Years	7 Years	A+
SPDA Series II Guarantee: 7 Years Surrender: 7 Years Get Started	3.90%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	3.90%	7 Years	7 Years	A++
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	3.85%	1 Year	5 Years	A+
Expedition II Guarantee: 3 Years Surrender: 3 Years Get Started	3.85%	3 Years	3 Years	A+
Access SPDA Guarantee: 4 Years Surrender: 4 Years Get Started	3.85%	4 Years	4 Years	A-
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A
MultiVantage Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A+
MultiVantage Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A+
MultiVantage Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	3.85%	6 Years	6 Years	A++
MultiRate Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A+
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A++
Future Flex 8 Guarantee: 9 Years Surrender: 8 Years Get Started	3.85%	9 Years	8 Years	A-
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.84%	2 Years	2 Years	B+
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.80%	2 Years	2 Years	B+
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years Get Started	3.80%	3 Years	3 Years	A
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years Get Started	3.80%	3 Years	6 Years	A++
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	3.80%	3 Years	3 Years	A
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	3.80%	5 Years	5 Years	A
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A++
MultiVantage Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A+
MultiVantage Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A++
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A
MultiVantage Guarantee: 10 Years Surrender: 10 Years Get Started	3.80%	10 Years	10 Years	A+
MultiVantage Guarantee: 10 Years Surrender: 10 Years Get Started	3.80%	10 Years	10 Years	A+
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	3.75%	1 Year	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	3.75%	3 Years	7 Years	A
Platinum Edge Guarantee: 3 Years Surrender: 3 Years Get Started	3.75%	3 Years	3 Years	A+
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	3.75%	3 Years	3 Years	A
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	3.75%	3 Years	3 Years	A
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	3.75%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	3.75%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	3.75%	5 Years	5 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.75%	6 Years	10 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A
New Momentum Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A
SmartSelect Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
SmartSelect Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A++
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	3.70%	4 Years	4 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.70%	5 Years	5 Years	A
American Pathway Vision MYG Guarantee: 7 Years Surrender: 10 Years Get Started	3.70%	7 Years	10 Years	A
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years Get Started	3.70%	7 Years	7 Years	A
MultiVantage Guarantee: 7 Years Surrender: 7 Years Get Started	3.70%	7 Years	7 Years	A+
SolutionsMYG Guarantee: 7 Years Surrender: 10 Years Get Started	3.70%	7 Years	10 Years	A
American Pathway Vision MYG Guarantee: 10 Years Surrender: 10 Years Get Started	3.70%	10 Years	10 Years	A
New Momentum Guarantee: 10 Years Surrender: 7 Years Get Started	3.70%	10 Years	7 Years	A+
SolutionsMYG Guarantee: 10 Years Surrender: 10 Years Get Started	3.70%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	3.65%	1 Year	7 Years	A+
American Pathway Vision MYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.65%	5 Years	10 Years	A
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	3.65%	5 Years	5 Years	A+
SolutionsMYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.65%	5 Years	10 Years	A
American Pathway Vision MYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.65%	6 Years	10 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.65%	6 Years	10 Years	A
SmartSelect Guarantee: 6 Years Surrender: 6 Years Get Started	3.65%	6 Years	6 Years	A+
SmartSelect Guarantee: 6 Years Surrender: 6 Years Get Started	3.65%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years Get Started	3.65%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years Get Started	3.65%	6 Years	6 Years	A+
SolutionsMYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.65%	6 Years	10 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	3.65%	7 Years	7 Years	A+
MultiVantage Guarantee: 10 Years Surrender: 10 Years Get Started	3.65%	10 Years	10 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	3.60%	1 Year	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	3.60%	5 Years	5 Years	A+
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	3.60%	5 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.60%	7 Years	7 Years	A
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	3.60%	7 Years	7 Years	A
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.60%	7 Years	7 Years	A++
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	3.55%	3 Years	3 Years	A
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years Get Started	3.55%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	3.50%	1 Year	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	3.50%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	3.50%	1 Year	7 Years	A
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	3.50%	3 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	3.50%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	3.50%	3 Years	7 Years	A
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years Get Started	3.50%	3 Years	3 Years	A
American Pathway Vision MYG Guarantee: 4 Years Surrender: 10 Years Get Started	3.50%	4 Years	10 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.50%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.50%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.50%	5 Years	5 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.50%	5 Years	10 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A
SmartSelect Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A+
SmartSelect Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A+
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A++
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years Get Started	3.45%	5 Years	5 Years	A
Secure Savings Guarantee: 5 Years Surrender: 5 Years Get Started	3.45%	5 Years	5 Years	B+
Access SPDA Guarantee: 6 Years Surrender: 6 Years Get Started	3.45%	6 Years	6 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	3.45%	7 Years	7 Years	A
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	3.40%	3 Years	3 Years	A
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	3.40%	5 Years	5 Years	A
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	3.35%	3 Years	3 Years	A
Access SPDA Guarantee: 4 Years Surrender: 4 Years Get Started	3.35%	4 Years	4 Years	A-
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.35%	5 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	3.30%	3 Years	10 Years	A
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years Get Started	3.30%	5 Years	5 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years Get Started	3.30%	7 Years	7 Years	A
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years Get Started	3.30%	7 Years	7 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.25%	5 Years	10 Years	A
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years Get Started	3.20%	5 Years	5 Years	A
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years Get Started	3.20%	7 Years	7 Years	A
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.15%	2 Years	2 Years	B+
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	3.15%	3 Years	10 Years	A
Secure Savings Guarantee: 3 Years Surrender: 3 Years Get Started	3.15%	3 Years	3 Years	B+
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.15%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.15%	5 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	3.10%	1 Year	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	3.10%	3 Years	7 Years	A
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	3.10%	4 Years	4 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.10%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.10%	5 Years	5 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years Get Started	3.10%	5 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.10%	7 Years	7 Years	A
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years Get Started	3.10%	7 Years	7 Years	A
Century Plus Guarantee: 10 Years Surrender: 10 Years Get Started	3.10%	10 Years	10 Years	A
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.09%	2 Years	2 Years	B+
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.05%	2 Years	2 Years	B+
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	3.05%	3 Years	10 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.05%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.05%	5 Years	5 Years	A
SolutionsMYG Guarantee: 7 Years Surrender: 7 Years Get Started	3.05%	7 Years	7 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	3.00%	1 Year	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	3.00%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	3.00%	1 Year	7 Years	A
Future Flex 5 Guarantee: 1 Year Surrender: 5 Years Get Started	3.00%	1 Year	5 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	3.00%	3 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	3.00%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	3.00%	3 Years	7 Years	A
First Choice 4 Guarantee: 4 Years Surrender: 4 Years Get Started	3.00%	4 Years	4 Years	A
First Choice 4 Guarantee: 4 Years Surrender: 4 Years Get Started	3.00%	4 Years	4 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
SolutionsMYG Guarantee: 5 Years Surrender: 7 Years Get Started	3.00%	5 Years	7 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
SolutionsMYG Guarantee: 6 Years Surrender: 7 Years Get Started	3.00%	6 Years	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.00%	7 Years	7 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years Get Started	3.00%	7 Years	7 Years	A
Assured Edge Income Builder Guarantee: 7 Years Surrender: 7 Years Get Started	3.00%	7 Years	7 Years	A
Prudential Fixed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.00%	7 Years	7 Years	A+
Century Plus Guarantee: 10 Years Surrender: 10 Years Get Started	3.00%	10 Years	10 Years	A
Future Flex 5 Guarantee: 2 Years Surrender: 5 Years Get Started	2.75%	2 Years	5 Years	A-
Assured Edge Advisory Guarantee: 7 Years Surrender: 1 Year Get Started	2.75%	7 Years	1 Year	A
Income Creator Guarantee: 7 Years Surrender: 7 Years Get Started	2.65%	7 Years	7 Years	A+
Secure Savings Guarantee: 2 Years Surrender: 2 Years Get Started	2.60%	2 Years	2 Years	B+
Future Flex 5 Guarantee: 6 Years Surrender: 5 Years Get Started	2.35%	6 Years	5 Years	A-
Assured Edge Income Builder Guarantee: 7 Years Surrender: 7 Years Get Started	2.25%	7 Years	7 Years	A
Assured Edge Income Achiever Guarantee: 9 Years Surrender: 9 Years Get Started	2.25%	9 Years	9 Years	A
Assured Edge Income Achiever Guarantee: 10 Years Surrender: 10 Years Get Started	2.25%	10 Years	10 Years	A
Clear Income Advantage - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	1.00%	7 Years	7 Years	A++
Clear Income Advantage - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	1.00%	7 Years	7 Years	A++
Clear Income Advantage - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	1.00%	7 Years	7 Years	A++

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Products Offered by New York Life

New York Life sells three types of annuities: fixed annuities, variable annuities and income annuities.

New York Life’s Fixed Annuities

New York Life offers three single premium fixed annuities. All of these products have a $5,000 minimum premium, interest rate guarantee periods between three and seven years, and no annual policy maintenance fee or policy administration fee.

The Secure Term Choice Fixed Annuity II features a return of premium benefit that guarantees the owner will receive at least the premium they paid, less any withdrawals or surrender charges. Owners of this annuity can withdraw up to 10% of the contract’s accumulated value each year.
The Secure Term MVA Fixed Annuity II contains a market value adjustment (MVA) provision that may alter the annuity’s value if the owner makes withdrawals before the surrender charge schedule is over. The inclusion of the MVA enables New York Life to offer high interest rates for this product.
The Secure Term Choice Fixed Annuity V comes with a free living needs benefit that enables the contract owner to make a full or partial withdrawal without surrender charges if they become terminally ill or are confined to a health care facility for at least 60 days. Owners can add other riders, such as an interest opportunity rider or enhanced beneficiary benefit rider, for an additional cost.

New York Life’s Variable Annuities

New York Life’s variable annuity products are designed to maximize tax advantages for those seeking a retirement savings solution with market exposure.

The Premier Variable Annuity – FP Series features an optional Investment Protection Rider (IPR) that preserves the owner’s premium and potential growth for a guarantee period of their choosing. The rider is designed to allow variable annuity owners to invest more aggressively while knowing their principal is protected.
The IndexFlex Variable Annuity – FP Series combines features of fixed, indexed and variable annuities into one product. Owners can allocate their premium towards three different interest crediting methods: fixed-rate accounts, index-linked accounts and variable subaccounts. IndexFlex owners can transfer money between these accounts each year without triggering a tax event.

New York Life’s Income Annuities

New York Life offers products that fit into both of the main categories of income annuities: deferred income annuities and single premium immediate annuities (SPIAs).

The Guaranteed Lifetime Income Annuity II is a SPIA with a $10,000 minimum premium. Owners can customize their contract with several optional features including payment acceleration, reduction in payments for joint life contracts and up to 100% cash withdrawals.
The Guaranteed Future Income Annuity II is a deferred income annuity with a $5,000 minimum for initial premiums and the option to make additional premium contributions of at least $100. Owners of this annuity must defer income for at least two years and no more than 40 years. Policy owners can also choose to increase their payment amounts by 1% to 3% each year.
The Guaranteed Period Income Annuity II is an immediate annuity with a period certain payout between five and 30 years. This annuity differs from New York Life’s other products in that it has no lifetime income option. The Guaranteed Period annuity has a $10,000 minimum premium, as well as payment acceleration and annual increase options similar to those offered by its income annuity counterparts.
The Clear Income Advantage Fixed Annuity – FP Series is an especially unique product. It is a fixed deferred annuity with a guaranteed lifetime withdrawal benefit (GLWB). The GLWB costs 0.95% annually and guarantees lifetime income for a single life or joint lifetimes (for an owner and their spouse). This annuity has a $50,000 minimum premium and an interest rate guarantee period of seven years.

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About New York Life

New York Life was founded in 1845 and is a mutual company, meaning it is owned by its policy owners and does not trade on the stock exchange. The provider sells annuities and other insurance products in all 50 states and the District of Columbia.

In 2022, New York Life sold over $18 billion in individual annuity premiums, according to data from the National Association of Insurance Commissioners. New York Life is one of the country’s largest annuity providers, commanding a 6.45% market share.

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Credit Ratings

Credit ratings for annuity providers can help determine a company’s financial strength and stability — an indication that it will be around to guarantee payments to you in the future. Different rating companies use different scales.

New York Life’s Credit Ratings

Rating Company	Credit Rating
AM Best	A++
Fitch	AAA
S&P	AA+

BEST PROVIDERS OF 2024

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What Customers Are Saying About New York Life

New York Life has a strong reputation for customer satisfaction. In 2023, the company scored 822 points on J.D. Power’s Customer Satisfaction Index, exceeding the average of 800 and coming in fifth place overall. The J.D. Power Customer Satisfaction Index Ranking measures the overall customer satisfaction of annuity providers.

New York Life also has very few complaints reported to state insurance commissions. According to the NAIC, New York Life received just two complaints from annuity customers in 2022, five complaints in 2021 and four in 2020.

The NAIC tracks the consumer complaints that each state’s insurance commission receives each year. These are used to compile a company’s NAIC Complaint Index.NAIC Complaint IndexDetermined by dividing the company’s share of complaints in the U.S. market by the company’s share of premiums in the U.S. market. The National Complaint Index is always 1.00, so a score of 2.00, for example, is twice as high as expected in the market.

NAIC Complaint Index for New York Life

All Policy Types	0.00
Individual Annuities Only	0.07

These numbers indicate that New York Life receives fewer complaints than the industry average for all insurance policy types and individual annuities specifically.

New York Life Pros & Cons

New York Life sells billions of dollars in annuity premiums each year to consumers all over the country. However, this popular provider may not be best suited for every buyer. Be sure to weigh the pros and cons before purchasing an annuity.

Pros

Low minimum premiums: New York Life customers can purchase a fixed or deferred income annuity for as little as $5,000.
Variety of products: The provider sells fixed and variable annuities, as well as immediate and deferred income annuities.
Wide availability: New York Life sells insurance and annuities in all 50 states.
Unique contract designs and riders: New York Life offers innovative products like the IndexFlex or Clear Income annuities, as well as unique riders that can’t be found with most other providers, such as the interest opportunity rider.
Strong financial strength and customer service ratings: The company scores well with all the major credit rating agencies, as well as the industry’s top customer service metrics.

Cons

No indexed annuities: New York Life does not carry indexed annuities as of the time of this writing, but they do offer an IndexFlex variable annuity that has some index-linked crediting options.
Difficult to get rate quotes: Annuity agent Ryan Cicchelli told Annuity.org that New York Life can be withholding with their annuity rates. “On the downside of New York Life, it’s extremely hard to get quotes,” Cicchelli said, “It almost seems like you can’t just get information on your own.”

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Provider Rating Methodology

Annuity.org created a fact-based methodology to analyze the strength, security and reach of different annuity providers. We assessed companies based on their availability, the amount of direct premiums sold, their AM Best Financial Strength Rating and their NAIC Complaint Index score.

Providers received a rating on a five-star scale for each of these categories, with the complaint index and financial strength ratings weighed as the heaviest variables. Then, using a weighted average, each company was assigned an overall star rating.

Annuity.org’s Top-Ranked Providers

Provider	Annuity.org Star Rating
Mass Mutual
New York Life
Pacific Life
Midland National
North American
Western & Southern

Our Rating Panel

Annuity.org expert panel for providers pages

The Annuity.org editorial team spoke with several annuity experts to learn more about what is important to customers when searching for a provider and what factors make a company reliable. While Annuity.org designed the methodology, these experts provided feedback during the process and consulted on what factors we should leverage to best help prospective buyers compare providers.

Please seek the advice of a qualified professional before making financial decisions.

Last Modified: April 24, 2024

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