For Annuity Buyers

Learn how an annuity can grow your money tax-deferred and protect it against stock market risk. When you purchase an annuity, you get so much more than guaranteed income for life. You get the peace of mind of enjoying the retirement lifestyle you’ve worked so hard to secure.

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Frequently Asked Questions About Purchasing an Annuity

Is an annuity right for me? What are the benefits of different types of annuities? Find answers to some of the most frequently asked questions about purchasing an annuity.

Immediate Annuity Calculator

Our annuity calculator provides you with an estimated monthly income payment based on your premium amount, age and sex.

Current Annuity Rates

We update the multi-year guaranteed annuity rates from top carriers each week, so you can be assured that you’re making financial decisions based on the most current information.

Downloadable Guide: Annuities Explained

Download our easy-to-read guide to annuities to learn the basics of annuities and get a list of questions designed to help you assess your long-term goals to determine whether an annuity can help you achieve them. Print the guide and take it to your next meeting with your financial advisor.

Annuity Table

Learn how to use an annuity table to calculate the present value of your annuity. We have provided a detailed explanation of the present value formula, as well as other methods for calculating present value, so you can decide what works for you.

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For Annuity or Structured Settlement Payment Sellers

If you’re thinking about selling your structured settlement or annuity payments, your objectives are quite different from those of annuity buyers. This is why offers a separate, unique suite of tools and resources for you. We can help you balance your need for cash now with your future financial health.

Frequently Asked Questions About Selling An Annuity

You don’t have to sell all your payments when you transfer the rights to a settlement purchaser in exchange for a lump sum. This is one of the most frequently asked questions regarding selling annuity payments. See our FAQ page for more answers.

Frequently Asked Questions About Structured Settlements

Structured settlements are regulated to protect settlement annuity holders. Find out what this means for your settlement sale, and get answers to other common questions about structured settlements.

Annuity & Structured Settlement Calculator

Estimate the present value of your annuity or structured settlement. You’ll need your payment type, payment amount, the number of payments remaining and your payment schedule.

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For Those Interested in Personal Finance & Retirement Planning Information collaborates with experienced financial professionals to provide you with first-hand insight into basic financial literacy concepts to help you make informed decisions about your money.

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Glossary of Financial Terms

Learning the financial and insurance terminology used to refer to annuities can be half the battle when it comes to understanding these products and strategies. Our glossary of common annuity and structured settlement terms will help you navigate this unfamiliar terrain.

Financial Literacy Guide

Knowing how to manage your finances is essential. Financial literacy involves spending wisely, paying bills, saving and planning for retirement. Educating yourself on money management and developing good habits lead to a secure financial future. Our guide can help get you started.

Life Expectancy Calculator

The Life Expectancy Calculator is a one-stop shop that combines data from the CDC and SSA with other national databases to give you a comprehensive life expectancy estimate. Plus, it considers individual factors, including age, sex, race, lifestyle and family medical history.

Investing for Beginner’s Guide

Investing is important for your financial security. Our guide introduces you to the basics of risk and return, employer-sponsored retirement plans and types of investments. Talk to a financial advisor before investing to make the best choices.

Retirement Age Calculator

Looking for a way to figure out when you can retire? The Retirement Age Calculator is a great place to start. It considers your current savings plan and advises on how much money you’ll need for a comfortable retirement.

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Please seek the advice of a qualified professional before making financial decisions.
Last Modified: July 31, 2023