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5-Year Fixed Annuity Rates

If the security of your money and tax deferral are strong factors for you, then a 5-year fixed annuity may be a solid option. These products, which include a minimum guaranteed rate, can help you add padding to your retirement savings without risking your principal. Five-year fixed annuities offer favorable rates and can be customized to fit your needs.

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Written By Jennifer Schell, CAS®
Jennifer Schell, CAS®
Jennifer Schell, CAS®
Financial Writer, Certified Annuity Specialist®
Jennifer Schell is a professional writer focused on demystifying annuities and other financial topics including banking, financial advising and insurance. She is proud to be a member of the National Association for Fixed Annuities (NAFA) as well as the National Association of Insurance and Financial Advisors (NAIFA).
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Edited By Lamia Chowdhury
Lamia Chowdhury
Lamia Chowdhury
Financial Editor
Lamia Chowdhury is a financial editor at Annuity.org. Lamia carries an extensive skillset in the content marketing field, and her work as a copywriter spans industries as diverse as finance, health care, travel and restaurants.
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Reviewed By John Stevenson, CFF
John Stevenson, CFF
John Stevenson, CFF
Owner and Advisor at Stevenson Retirement Solutions
John Stevenson, a Certified Financial Fiduciary®️, specializes in securing retirements with tax-free accounts. With a focus on guaranteed retirement, he's ensured none of his clients suffer from market fluctuations. As a renowned educator and podcast host, John empowers thousands weekly, sharing his expertise in minimizing taxes and protecting against financial downturns.
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Updated: April 5, 2024
3 min read time
This page features 2 Cited Research Articles

Current 5-Year Fixed Annuity Rates

Premium

State

Provider

Guarantee Period

Surrender Period

AM Best Rating

Products 1-5 of 739

Source: Cannex, Jul. 26, 2024

Product	Rate	Guarantee Period	Surrender Period	AM Best Rating
Safe Harbor Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years	6.60%	10 Years	10 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years	6.45%	10 Years	10 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years	6.25%	7 Years	7 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years	6.10%	7 Years	7 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years	6.05%	6 Years	6 Years	B+
Future Flex 8 Guarantee: 1 Year Surrender: 8 Years	6.00%	1 Year	8 Years	A-
Safe Harbor Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years	6.00%	5 Years	5 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years	5.92%	3 Years	3 Years	B+
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years	5.90%	3 Years	3 Years	B++
Aspida Advisory MYGA Guarantee: 5 Years Surrender: 5 Years	5.90%	5 Years	5 Years	A-
Safe Harbor Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years	5.90%	6 Years	6 Years	B+
CL Sundance 3-Year Guarantee: 3 Years Surrender: 3 Years	5.85%	3 Years	3 Years	B++
MYGA Guarantee: 5 Years Surrender: 5 Years	5.85%	5 Years	5 Years	B++
Future Flex 8 Guarantee: 1 Year Surrender: 8 Years	5.80%	1 Year	8 Years	A-
Safeguard Plus Guarantee: 5 Years Surrender: 5 Years	5.80%	5 Years	5 Years	B++
Heartland National Life Insurance Company Secure Rate 5 Guarantee: 5 Years Surrender: 5 Years	5.80%	5 Years	5 Years
Aspida Advisory MYGA Guarantee: 7 Years Surrender: 7 Years	5.80%	7 Years	7 Years	A-
Heartland National Life Insurance Company Secure Rate 7 Guarantee: 7 Years Surrender: 7 Years	5.80%	7 Years	7 Years
Heartland National Life Insurance Company Secure Rate 10 Guarantee: 10 Years Surrender: 10 Years	5.80%	10 Years	10 Years
Aspida Advisory MYGA Guarantee: 3 Years Surrender: 3 Years	5.75%	3 Years	3 Years	A-
MYGA Guarantee: 3 Years Surrender: 3 Years	5.75%	3 Years	3 Years	B++
Aspida Advisory MYGA Guarantee: 5 Years Surrender: 5 Years	5.75%	5 Years	5 Years	A-
MYAnnuity 7X - No Free Withdrawal Guarantee: 7 Years Surrender: 7 Years	5.75%	7 Years	7 Years	B++
MYGA Guarantee: 4 Years Surrender: 4 Years	5.70%	4 Years	4 Years	B++
American Life & Security Corp American Classic Guarantee: 5 Years Surrender: 5 Years	5.70%	5 Years	5 Years	B++
MYAnnuity 5X - No Free Withdrawal Guarantee: 5 Years Surrender: 5 Years	5.70%	5 Years	5 Years	B++
Safe Harbor Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years	5.70%	5 Years	5 Years	B+
Heartland National Life Insurance Company Secure Rate 5 Guarantee: 5 Years Surrender: 5 Years	5.70%	5 Years	5 Years
Simple Annuity Guarantee: 6 Years Surrender: 6 Years	5.70%	6 Years	6 Years	B++
Heartland National Life Insurance Company Secure Rate 7 Guarantee: 7 Years Surrender: 7 Years	5.70%	7 Years	7 Years
Heartland National Life Insurance Company Secure Rate 10 Guarantee: 10 Years Surrender: 10 Years	5.70%	10 Years	10 Years
American Life & Security Corp American Classic Guarantee: 3 Years Surrender: 3 Years	5.65%	3 Years	3 Years	B++
Safeguard Plus Guarantee: 3 Years Surrender: 3 Years	5.65%	3 Years	3 Years	B++
Heartland National Life Insurance Company Secure Rate 3 Guarantee: 3 Years Surrender: 3 Years	5.65%	3 Years	3 Years
Platinum Assure Guarantee: 5 Years Surrender: 5 Years	5.65%	5 Years	5 Years	A
Heartland National Life Insurance Company Secure Rate 5 Guarantee: 5 Years Surrender: 5 Years	5.65%	5 Years	5 Years
Aspida Advisory MYGA Guarantee: 7 Years Surrender: 7 Years	5.65%	7 Years	7 Years	A-
MYGA Guarantee: 7 Years Surrender: 7 Years	5.65%	7 Years	7 Years	B++
Heartland National Life Insurance Company Secure Rate 7 Guarantee: 7 Years Surrender: 7 Years	5.65%	7 Years	7 Years
Heartland National Life Insurance Company Secure Rate 10 Guarantee: 10 Years Surrender: 10 Years	5.65%	10 Years	10 Years
Aspida Advisory MYGA Guarantee: 3 Years Surrender: 3 Years	5.60%	3 Years	3 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years	5.60%	3 Years	3 Years	B++
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years	5.60%	3 Years	3 Years	B++
Safe Harbor Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years	5.60%	3 Years	3 Years	B+
Advantage 5 Advisory Guarantee: 5 Years Surrender: 5 Years	5.60%	5 Years	5 Years	A++
CL Sundance 5-Year Guarantee: 5 Years Surrender: 5 Years	5.60%	5 Years	5 Years	B++
Palladium MYG Guarantee: 5 Years Surrender: 9 Years	5.60%	5 Years	9 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years	5.60%	5 Years	10 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years	5.60%	6 Years	10 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 9 Years	5.60%	6 Years	9 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 9 Years	5.60%	7 Years	9 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 10 Years	5.60%	7 Years	10 Years	A
Certainty Select Guarantee: 10 Years Surrender: 10 Years	5.60%	10 Years	10 Years	B++
Safe Haven Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years	5.57%	3 Years	3 Years	B+
Aspida Advisory MYGA Guarantee: 2 Years Surrender: 2 Years	5.55%	2 Years	2 Years	A-
American Pathway Advisory Guarantee: 3 Years Surrender: 3 Years	5.55%	3 Years	3 Years	A
Oak ADVantage Guarantee: 3 Years Surrender: 3 Years	5.55%	3 Years	3 Years	A+
Heartland National Life Insurance Company Secure Rate 3 Guarantee: 3 Years Surrender: 3 Years	5.55%	3 Years	3 Years
Platinum Assure Guarantee: 4 Years Surrender: 4 Years	5.55%	4 Years	4 Years	A
American Pathway Advisory Guarantee: 5 Years Surrender: 5 Years	5.55%	5 Years	5 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years	5.55%	5 Years	5 Years	B++
MYGA Guarantee: 6 Years Surrender: 6 Years	5.55%	6 Years	6 Years	B++
American Pathway Advisory Guarantee: 7 Years Surrender: 7 Years	5.55%	7 Years	7 Years	A
MYAnnuity 7X Guarantee: 7 Years Surrender: 7 Years	5.55%	7 Years	7 Years	B++
Safeguard Plus Guarantee: 7 Years Surrender: 7 Years	5.55%	7 Years	7 Years	B++
Future Flex 5 Guarantee: 1 Year Surrender: 5 Years	5.50%	1 Year	5 Years	A-
Future Flex Classic Guarantee: 1 Year Surrender: 1 Year	5.50%	1 Year	1 Year	A-
American Pathway Advisory Guarantee: 3 Years Surrender: 3 Years	5.50%	3 Years	3 Years	A
Heartland National Life Insurance Company Secure Rate 3 Guarantee: 3 Years Surrender: 3 Years	5.50%	3 Years	3 Years
Advantage 5 Advisory Guarantee: 5 Years Surrender: 5 Years	5.50%	5 Years	5 Years	A++
American Pathway Advisory Guarantee: 5 Years Surrender: 5 Years	5.50%	5 Years	5 Years	A
MYAnnuity 5X Guarantee: 5 Years Surrender: 5 Years	5.50%	5 Years	5 Years	B++
Oak ADVantage Guarantee: 5 Years Surrender: 5 Years	5.50%	5 Years	5 Years	A+
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years	5.50%	5 Years	5 Years	A-
Multi Select Guarantee: 6 Years Surrender: 6 Years	5.50%	6 Years	6 Years	A
American Pathway Advisory Guarantee: 7 Years Surrender: 7 Years	5.50%	7 Years	7 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years Surrender: 7 Years	5.50%	7 Years	7 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years Surrender: 7 Years	5.50%	7 Years	7 Years	A-
Performance SPDA Guarantee: 7 Years Surrender: 7 Years	5.50%	7 Years	7 Years	A-
Certainty Select Guarantee: 8 Years Surrender: 8 Years	5.50%	8 Years	8 Years	B++
Palladium MYG Guarantee: 8 Years Surrender: 10 Years	5.50%	8 Years	10 Years	A
Palladium MYG Guarantee: 8 Years Surrender: 9 Years	5.50%	8 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 9 Years	5.50%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 10 Years	5.50%	9 Years	10 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years	5.50%	10 Years	10 Years	A
Safeguard Plus Guarantee: 10 Years Surrender: 10 Years	5.50%	10 Years	10 Years	B++
Future Flex 8 Guarantee: 1 Year Surrender: 8 Years	5.45%	1 Year	8 Years	A-
Simple Annuity Guarantee: 4 Years Surrender: 4 Years	5.45%	4 Years	4 Years	B++
MCA No FPW Guarantee: 5 Years Surrender: 5 Years	5.45%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years	5.45%	5 Years	5 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years	5.45%	5 Years	10 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 9 Years	5.45%	5 Years	9 Years	A
Platinum Assure Guarantee: 5 Years Surrender: 5 Years	5.45%	5 Years	5 Years	A
WealthLock MYGA Guarantee: 5 Years Surrender: 5 Years	5.45%	5 Years	5 Years	A-
Palladium MYG Guarantee: 6 Years Surrender: 10 Years	5.45%	6 Years	10 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 9 Years	5.45%	6 Years	9 Years	A
Platinum Assure Guarantee: 6 Years Surrender: 6 Years	5.45%	6 Years	6 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 9 Years	5.45%	7 Years	9 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 10 Years	5.45%	7 Years	10 Years	A
Platinum Assure Guarantee: 7 Years Surrender: 7 Years	5.45%	7 Years	7 Years	A
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years	5.45%	7 Years	7 Years	A-
Aspida Advisory MYGA Guarantee: 2 Years Surrender: 2 Years	5.40%	2 Years	2 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years	5.40%	3 Years	3 Years	B++
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years	5.40%	3 Years	3 Years	B+
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	5.40%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	5.40%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years	5.40%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years	5.40%	4 Years	4 Years	A-
Focused Growth Annuity Guarantee: 5 Years Surrender: 5 Years	5.40%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years	5.40%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years	5.40%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years	5.40%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years	5.40%	5 Years	5 Years	A
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	5.40%	5 Years	5 Years	A-
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years	5.40%	5 Years	5 Years	A-
WealthLock MYGA Plus Guarantee: 5 Years Surrender: 5 Years	5.40%	5 Years	5 Years	A-
Certainty Select Guarantee: 6 Years Surrender: 6 Years	5.40%	6 Years	6 Years	B++
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years Surrender: 7 Years	5.40%	7 Years	7 Years	A-
Multi Select Guarantee: 7 Years Surrender: 7 Years	5.40%	7 Years	7 Years	A
Oak ADVantage Guarantee: 7 Years Surrender: 7 Years	5.40%	7 Years	7 Years	A+
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years	5.40%	7 Years	7 Years	B++
WealthLock MYGA Plus Guarantee: 7 Years Surrender: 7 Years	5.40%	7 Years	7 Years	A-
Platinum Assure Guarantee: 2 Years Surrender: 2 Years	5.35%	2 Years	2 Years	A
WealthLock MYGA Guarantee: 3 Years Surrender: 3 Years	5.35%	3 Years	3 Years	A-
Apex MYGA Guarantee: 5 Years Surrender: 5 Years	5.35%	5 Years	5 Years	A-
Certainty Select Guarantee: 5 Years Surrender: 5 Years	5.35%	5 Years	5 Years	B++
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years	5.35%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years	5.35%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years	5.35%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years	5.35%	5 Years	5 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 9 Years	5.35%	5 Years	9 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years	5.35%	5 Years	10 Years	A
Pinnacle Plus MYGA Guarantee: 5 Years Surrender: 5 Years	5.35%	5 Years	5 Years	A-
Safe Haven Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years	5.35%	5 Years	5 Years	B+
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years	5.35%	5 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years	5.35%	6 Years	6 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years	5.35%	6 Years	10 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 9 Years	5.35%	6 Years	9 Years	A
Lincoln Select Guarantee: 7 Years Surrender: 7 Years	5.35%	7 Years	7 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 10 Years	5.35%	7 Years	10 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 9 Years	5.35%	7 Years	9 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years	5.35%	7 Years	7 Years	A-
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	5.35%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	5.35%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years	5.35%	7 Years	7 Years	A-
WealthLock MYGA Guarantee: 7 Years Surrender: 7 Years	5.35%	7 Years	7 Years	A-
Palladium MYG Guarantee: 8 Years Surrender: 9 Years	5.35%	8 Years	9 Years	A
Palladium MYG Guarantee: 8 Years Surrender: 10 Years	5.35%	8 Years	10 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 9 Years	5.35%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 10 Years	5.35%	9 Years	10 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years	5.35%	10 Years	10 Years	A
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years	5.34%	3 Years	3 Years	B+
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years	5.30%	2 Years	2 Years	A-
Palladium MYG Guarantee: 3 Years Surrender: 10 Years	5.30%	3 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 9 Years	5.30%	3 Years	9 Years	A
Safe Haven Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years	5.30%	3 Years	3 Years	B+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years	5.30%	3 Years	3 Years	B+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	5.30%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	5.30%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years	5.30%	3 Years	3 Years	A-
WealthLock MYGA Plus Guarantee: 3 Years Surrender: 3 Years	5.30%	3 Years	3 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years	5.30%	4 Years	4 Years	A
Platinum Assure Guarantee: 4 Years Surrender: 4 Years	5.30%	4 Years	4 Years	A
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years	5.30%	4 Years	4 Years	A-
F&G Secure MYGA® Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A
F&G Secure MYGA® MVA Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A
FG Guarantee-Platinum Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A
Multi Select Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A
Palladium Match MYG Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	B++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A-
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A-
WealthLock MYGA Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A-
Apex MYGA Guarantee: 7 Years Surrender: 7 Years	5.30%	7 Years	7 Years	A-
F&G Secure MYGA® Guarantee: 7 Years Surrender: 7 Years	5.30%	7 Years	7 Years	A
F&G Secure MYGA® MVA Guarantee: 7 Years Surrender: 7 Years	5.30%	7 Years	7 Years	A
FG Guarantee-Platinum Guarantee: 7 Years Surrender: 7 Years	5.30%	7 Years	7 Years	A
Palladium Match MYG Guarantee: 7 Years Surrender: 7 Years	5.30%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years	5.30%	7 Years	7 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years	5.30%	7 Years	7 Years	B++
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years	5.30%	7 Years	7 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years	5.30%	10 Years	10 Years	A
Future Flex 5 Guarantee: 1 Year Surrender: 5 Years	5.25%	1 Year	5 Years	A-
Asset Guard Guarantee: 2 Years Surrender: 2 Years	5.25%	2 Years	2 Years	A-
CL Sundance 2-Year Guarantee: 2 Years Surrender: 2 Years	5.25%	2 Years	2 Years	B++
Future Flex 5 Guarantee: 2 Years Surrender: 5 Years	5.25%	2 Years	5 Years	A-
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years	5.25%	2 Years	2 Years	A-
WealthLock MYGA Guarantee: 2 Years Surrender: 2 Years	5.25%	2 Years	2 Years	A-
Certainty Select Guarantee: 3 Years Surrender: 3 Years	5.25%	3 Years	3 Years	B++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	5.25%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	5.25%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	5.25%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years	5.25%	3 Years	3 Years	A-
Asset Guard Guarantee: 4 Years Surrender: 4 Years	5.25%	4 Years	4 Years	A-
Multi Select Guarantee: 4 Years Surrender: 4 Years	5.25%	4 Years	4 Years	A
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years	5.25%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years	5.25%	4 Years	4 Years	A-
Asset Guard Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A-
Athene MYG Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A+
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A-
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A+
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A-
MyGuarantee Plus Class Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A
Pacific Harbor Guarantee: 5 Years Surrender: 0 Years	5.25%	5 Years	0 Years	A+
Performance SPDA Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	B++
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A-
WealthLock MYGA Plus Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A-
Safe Haven Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years	5.25%	6 Years	6 Years	B+
Athene MYG Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A+
Brighthouse Fixed Rate Annuity with MVA Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A
Focused Growth Annuity Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A+
MyGuarantee Plus Class Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A
Pinnacle Plus MYGA Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A-
Safe Haven Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	B+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A-
WealthLock MYGA Plus Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A-
Palladium MYG Guarantee: 8 Years Surrender: 9 Years	5.25%	8 Years	9 Years	A
Palladium MYG Guarantee: 8 Years Surrender: 10 Years	5.25%	8 Years	10 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 10 Years	5.25%	9 Years	10 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 9 Years	5.25%	9 Years	9 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years	5.25%	10 Years	10 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years	5.25%	10 Years	10 Years	B++
Pinnacle Plus MYGA Guarantee: 10 Years Surrender: 10 Years	5.25%	10 Years	10 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years	5.20%	2 Years	2 Years	A
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years	5.20%	2 Years	2 Years	A-
MCA No FPW Guarantee: 3 Years Surrender: 3 Years	5.20%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years	5.20%	3 Years	3 Years	A
Platinum Assure Guarantee: 3 Years Surrender: 3 Years	5.20%	3 Years	3 Years	A
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years	5.20%	3 Years	3 Years	A-
WealthLock MYGA Guarantee: 3 Years Surrender: 3 Years	5.20%	3 Years	3 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A-
American Freedom Classic 5 Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A++
Brighthouse Fixed Rate Annuity with MVA Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A
Lincoln Select Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A
LiveWell Guarantee Max Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A+
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A+
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years	5.20%	6 Years	6 Years	A
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years	5.20%	6 Years	6 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 7 Years Surrender: 7 Years	5.20%	7 Years	7 Years	A-
MCA No FPW Guarantee: 7 Years Surrender: 7 Years	5.20%	7 Years	7 Years	A
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years	5.20%	7 Years	7 Years	A+
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years	5.20%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	5.20%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	5.20%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	5.20%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years	5.20%	7 Years	7 Years	A-
WealthLock MYGA Guarantee: 7 Years Surrender: 7 Years	5.20%	7 Years	7 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years	5.20%	10 Years	10 Years	A
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years	5.15%	2 Years	2 Years	A-
Apex MYGA Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A-
Focused Growth Annuity Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A
Freedom Elevate 3 Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years	5.15%	3 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 9 Years	5.15%	3 Years	9 Years	A
Premier Voyage Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A-
WealthLock MYGA Plus Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years	5.15%	4 Years	4 Years	A
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years	5.15%	4 Years	4 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years	5.15%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years	5.15%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years	5.15%	4 Years	4 Years	A-
Athene MYG Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A+
Eleos MVA Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A++
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A
LiveWell Guarantee Max Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A+
MCA No FPW Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A
MNL Guarantee Pro 5 Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A+
Palladium Match MYG Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A
Prudential WealthGuard Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A+
Reliance Guarantee Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A++
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A-
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A-
Smart Saver NY Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A+
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years	5.15%	6 Years	6 Years	A-
Safe Haven Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years	5.15%	6 Years	6 Years	B+
Athene MYG Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A+
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A-
Palladium Match MYG Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A-
Reliance Guarantee Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A++
Safe Haven Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	B+
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A-
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A
Multi Select Guarantee: 8 Years Surrender: 8 Years	5.15%	8 Years	8 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 9 Years	5.15%	10 Years	9 Years	A
Lincoln Select Guarantee: 10 Years Surrender: 10 Years	5.15%	10 Years	10 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years	5.15%	10 Years	10 Years	B++
Safe Haven Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years	5.15%	10 Years	10 Years	B+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years	5.10%	2 Years	2 Years	A
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years	5.10%	2 Years	2 Years	A-
WealthLock MYGA Guarantee: 2 Years Surrender: 2 Years	5.10%	2 Years	2 Years	A-
Asset Guard Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A-
F&G Secure MYGA® Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A
F&G Secure MYGA® MVA Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A
FG Guarantee-Platinum Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A
Performance SPDA Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A-
Pinnacle Plus MYGA Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years	5.10%	4 Years	4 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A-
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A
Focused Growth Annuity Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A
MYAnnuity 5X - No Free Withdrawal Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	B++
MyGuarantee Plus Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A
Performance SPDA Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	B++
Safe Haven Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	B+
SecureSaver Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A-
Premier Voyage Guarantee: 6 Years Surrender: 6 Years	5.10%	6 Years	6 Years	A++
Security Benefit Life Insurance Company Advanced Choice Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A-
Brighthouse Fixed Rate Annuity Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A
LiveWell Guarantee Max Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A+
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	B++
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	B++
Premier Voyage Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A++
SecureSaver Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A+
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A-
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Premier Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A+
Asset Guard Guarantee: 2 Years Surrender: 2 Years	5.05%	2 Years	2 Years	A-
Platinum Assure Guarantee: 2 Years Surrender: 2 Years	5.05%	2 Years	2 Years	A
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years	5.05%	2 Years	2 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A+
LiveWell Guarantee Max Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A+
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A+
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A+
Palladium MYG Guarantee: 3 Years Surrender: 10 Years	5.05%	3 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 9 Years	5.05%	3 Years	9 Years	A
Select Choice Plus 1 - Base Contract Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A-
Asset Guard Guarantee: 4 Years Surrender: 4 Years	5.05%	4 Years	4 Years	A-
First Choice 4 Guarantee: 4 Years Surrender: 4 Years	5.05%	4 Years	4 Years	A
Premier Voyage Guarantee: 4 Years Surrender: 4 Years	5.05%	4 Years	4 Years	A++
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years	5.05%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years	5.05%	4 Years	4 Years	A-
Apex MYGA Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A-
Asset Guard Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A-
Brighthouse Fixed Rate Annuity Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
F&G Secure MYGA® Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
F&G Secure MYGA® MVA Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
Palladium Match MYG Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
Performance SPDA Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A-
Pinnacle Plus MYGA Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A-
SecureFore 5 Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
Apex MYGA Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A-
F&G Secure MYGA® Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A
F&G Secure MYGA® MVA Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A
LiveWell Guarantee Max Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A+
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A
MNL Guarantee Pro 7 Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A+
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A-
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A+
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A
Palladium Match MYG Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A
SecureFore 7 Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A
Multi Select Guarantee: 10 Years Surrender: 10 Years	5.05%	10 Years	10 Years	A
Safe Haven Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years	5.05%	10 Years	10 Years	B+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 9 Years	5.05%	10 Years	9 Years	A
ChoiceFour (Base contract) Guarantee: 1 Year Surrender: 9 Years	5.00%	1 Year	9 Years	B++
ChoiceFour (MVA) Guarantee: 1 Year Surrender: 9 Years	5.00%	1 Year	9 Years	B++
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 9 Years	5.00%	1 Year	9 Years	A
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 7 Years	5.00%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years	5.00%	1 Year	7 Years	A+
Future Flex 5 Guarantee: 2 Years Surrender: 5 Years	5.00%	2 Years	5 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A-
LiveWell Guarantee Max Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A+
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A
Pacific Harbor Guarantee: 3 Years Surrender: 0 Years	5.00%	3 Years	0 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 7 Years	5.00%	3 Years	7 Years	A+
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A-
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A-
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A-
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years	5.00%	4 Years	4 Years	A
American Pathway Vision MYG Guarantee: 4 Years Surrender: 10 Years	5.00%	4 Years	10 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years Surrender: 4 Years	5.00%	4 Years	4 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years Surrender: 4 Years	5.00%	4 Years	4 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years	5.00%	4 Years	4 Years	B++
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years	5.00%	4 Years	4 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years	5.00%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years	5.00%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years	5.00%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years	5.00%	4 Years	4 Years	A-
Smart Saver NY Guarantee: 4 Years Surrender: 4 Years	5.00%	4 Years	4 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A
American Pathway Vision MYG Guarantee: 5 Years Surrender: 10 Years	5.00%	5 Years	10 Years	A
Athene MYG Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A+
Eleos SP Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A++
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A+
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A-
Pacific Harbor Guarantee: 5 Years Surrender: 0 Years	5.00%	5 Years	0 Years	A+
Premier Voyage Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	B++
Secure Growth Guarantee: 5 Years Surrender: 7 Years	5.00%	5 Years	7 Years	A+
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	B+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A
SolutionsMYG Guarantee: 5 Years Surrender: 10 Years	5.00%	5 Years	10 Years	A
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Premier Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A+
American Pathway Vision MYG Guarantee: 6 Years Surrender: 10 Years	5.00%	6 Years	10 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years Surrender: 6 Years	5.00%	6 Years	6 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years Surrender: 6 Years	5.00%	6 Years	6 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years	5.00%	6 Years	6 Years	A
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years	5.00%	6 Years	6 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years	5.00%	6 Years	6 Years	B++
SolutionsMYG Guarantee: 6 Years Surrender: 10 Years	5.00%	6 Years	10 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A
American Pathway Vision MYG Guarantee: 7 Years Surrender: 10 Years	5.00%	7 Years	10 Years	A
Athene MYG Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A+
Brighthouse Fixed Rate Annuity with MVA Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A+
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A-
MyGuarantee Plus Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	B++
Secure Growth Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A
Smart Saver NY Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A+
SolutionsMYG Guarantee: 7 Years Surrender: 10 Years	5.00%	7 Years	10 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years Surrender: 8 Years	5.00%	8 Years	8 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years Surrender: 8 Years	5.00%	8 Years	8 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 8 Years Surrender: 8 Years	5.00%	8 Years	8 Years	B++
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years Surrender: 9 Years	5.00%	9 Years	9 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years Surrender: 9 Years	5.00%	9 Years	9 Years	A-
Multi Select Guarantee: 9 Years Surrender: 9 Years	5.00%	9 Years	9 Years	A
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 9 Years Surrender: 9 Years	5.00%	9 Years	9 Years	B++
American Pathway Vision MYG Guarantee: 10 Years Surrender: 10 Years	5.00%	10 Years	10 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years Surrender: 10 Years	5.00%	10 Years	10 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years Surrender: 10 Years	5.00%	10 Years	10 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years	5.00%	10 Years	10 Years	B++
SolutionsMYG Guarantee: 10 Years Surrender: 10 Years	5.00%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years	4.95%	1 Year	5 Years	A+
WealthLock MYGA Plus Guarantee: 2 Years Surrender: 2 Years	4.95%	2 Years	2 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years	4.95%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years	4.95%	3 Years	7 Years	A
Athene MYG Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A
MNL Guarantee Pro 3 Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A+
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A-
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A+
Performance SPDA Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A-
Platinum Assure Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	B++
Secure Growth Guarantee: 3 Years Surrender: 5 Years	4.95%	3 Years	5 Years	A+
SecureFore 3 Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years	4.95%	4 Years	4 Years	A
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years	4.95%	4 Years	4 Years	A-
American Freedom Classic 5 Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A
Athene MYG Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A+
Brighthouse Fixed Rate Annuity with MVA Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A
LiveWell Guarantee Max Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A+
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A+
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A-
Secure Growth Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years	4.95%	6 Years	6 Years	A-
Smart Saver NY Guarantee: 6 Years Surrender: 6 Years	4.95%	6 Years	6 Years	A+
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with ROP Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A
Focused Growth Annuity Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A+
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A+
Pinnacle Plus MYGA Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A-
Focused Growth Annuity Guarantee: 10 Years Surrender: 10 Years	4.95%	10 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years	4.95%	10 Years	10 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years	4.95%	10 Years	10 Years	B++
Pinnacle Plus MYGA Guarantee: 10 Years Surrender: 10 Years	4.95%	10 Years	10 Years	A-
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years	4.94%	5 Years	5 Years	B+
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years	4.90%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years	4.90%	1 Year	7 Years	A
Premier Voyage Guarantee: 2 Years Surrender: 2 Years	4.90%	2 Years	2 Years	A++
American Freedom Aspire 3 Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A++
Asset Guard Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Brighthouse Fixed Rate Annuity with MVA Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Performance SPDA Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Prudential WealthGuard Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
First Choice 4 Guarantee: 4 Years Surrender: 4 Years	4.90%	4 Years	4 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years Surrender: 4 Years	4.90%	4 Years	4 Years	A-
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years	4.90%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years	4.90%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years	4.90%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years	4.90%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years	4.90%	4 Years	4 Years	A-
Athene MYG Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A+
Brighthouse Fixed Rate Annuity with ROP Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A
MNL Guarantee Pro 5 Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A+
MYAnnuity 5X Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	B++
Mariner Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A+
Performance SPDA Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A-
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	B+
Select Choice Plus 1 - Base Contract Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A
Smart Saver NY Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A+
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years Surrender: 6 Years	4.90%	6 Years	6 Years	A-
Premier Voyage Guarantee: 6 Years Surrender: 6 Years	4.90%	6 Years	6 Years	A++
Athene MYG Guarantee: 7 Years Surrender: 7 Years	4.90%	7 Years	7 Years	A+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years	4.90%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years	4.90%	7 Years	7 Years	A
Premier Voyage Guarantee: 7 Years Surrender: 7 Years	4.90%	7 Years	7 Years	A++
Prudential WealthGuard Guarantee: 7 Years Surrender: 7 Years	4.90%	7 Years	7 Years	A+
Select Choice Plus 1 - Base Contract Guarantee: 7 Years Surrender: 7 Years	4.90%	7 Years	7 Years	A-
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years	4.90%	7 Years	7 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years Surrender: 8 Years	4.90%	8 Years	8 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years Surrender: 9 Years	4.90%	9 Years	9 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years Surrender: 10 Years	4.90%	10 Years	10 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years	4.85%	2 Years	2 Years	A
Apex MYGA Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A-
F&G Secure MYGA® Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A
F&G Secure MYGA® MVA Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A
Focused Growth Annuity Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A
Freedom Elevate 3 Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A++
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A
Premier Voyage Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years	4.85%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years	4.85%	4 Years	4 Years	A-
Eagle Guarantee Focus Series Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A-
Eagle Guarantee Focus Series Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A-
GuaranteeShield Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A-
GuaranteeShield Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A-
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A
Future Flex 5 Guarantee: 6 Years Surrender: 5 Years	4.85%	6 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years	4.85%	6 Years	6 Years	A
Premier Voyage Guarantee: 6 Years Surrender: 6 Years	4.85%	6 Years	6 Years	A++
Athene MYG Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A+
Brighthouse Fixed Rate Annuity Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A
Expedition II Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A+
LiveWell Guarantee Max Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A+
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A
Premier Voyage Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A
Reliance Guarantee Guarantee: 10 Years Surrender: 10 Years	4.85%	10 Years	10 Years	A++
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years	4.85%	10 Years	10 Years	A
Future Flex 8 Guarantee: 2 Years Surrender: 8 Years	4.80%	2 Years	8 Years	A-
WealthLock MYGA Plus Guarantee: 2 Years Surrender: 2 Years	4.80%	2 Years	2 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A
Mariner Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A+
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A+
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A+
Pinnacle Plus MYGA Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A-
Premier Voyage Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A++
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years	4.80%	4 Years	4 Years	A
Premier Voyage Guarantee: 4 Years Surrender: 4 Years	4.80%	4 Years	4 Years	A++
American Freedom Aspire 5 Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A++
Brighthouse Fixed Rate Annuity Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A
Expedition II Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A+
Expedition II Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A
Premier Voyage Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A++
SecureFore 5 Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A
Expedition II Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A+
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A
SecureFore 7 Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 9 Years	4.80%	10 Years	9 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years	4.75%	1 Year	7 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years	4.75%	1 Year	7 Years	A+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years	4.75%	2 Years	2 Years	A
Athene MYG Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A+
Brighthouse Fixed Rate Annuity Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A
Eagle Guarantee Focus Series Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
Eagle Guarantee Focus Series Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
GuaranteeShield Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
GuaranteeShield Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
LiveWell Guarantee Max Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A+
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A
Pacific Harbor Guarantee: 3 Years Surrender: 0 Years	4.75%	3 Years	0 Years	A+
Performance SPDA Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
Secure Growth Guarantee: 3 Years Surrender: 7 Years	4.75%	3 Years	7 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 7 Years	4.75%	3 Years	7 Years	A+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A
Stable Voyage Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A++
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years	4.75%	4 Years	4 Years	A
Premier Voyage Guarantee: 4 Years Surrender: 4 Years	4.75%	4 Years	4 Years	A++
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years	4.75%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years	4.75%	4 Years	4 Years	A-
Smart Saver NY Guarantee: 4 Years Surrender: 4 Years	4.75%	4 Years	4 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A
Premier Voyage Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A++
Secure Growth Guarantee: 5 Years Surrender: 7 Years	4.75%	5 Years	7 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 7 Years	4.75%	5 Years	7 Years	A+
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A+
SecureSaver Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A
SolutionsMYG Guarantee: 5 Years Surrender: 7 Years	4.75%	5 Years	7 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A
SolutionsMYG Guarantee: 6 Years Surrender: 7 Years	4.75%	6 Years	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A
MNL Guarantee Pro 7 Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A+
Secure Growth Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A+
Secure Growth Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A+
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A+
SecureSaver Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A
Smart Saver NY Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A+
SolutionsMYG Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Secure Plus Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A+
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years	4.75%	9 Years	9 Years	A+
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years	4.75%	10 Years	10 Years	B++
Apollo MVA Guarantee: 1 Year Surrender: 7 Years	4.70%	1 Year	7 Years	A++
Secure Growth Guarantee: 1 Year Surrender: 5 Years	4.70%	1 Year	5 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years	4.70%	1 Year	5 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years	4.70%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years	4.70%	3 Years	7 Years	A
Athene MYG Guarantee: 3 Years Surrender: 3 Years	4.70%	3 Years	3 Years	A+
F&G Secure MYGA® Non-MVA Guarantee: 3 Years Surrender: 3 Years	4.70%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years	4.70%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years	4.70%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years	4.70%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years	4.70%	3 Years	3 Years	A
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years	4.70%	3 Years	3 Years	A-
Secure Growth Guarantee: 3 Years Surrender: 5 Years	4.70%	3 Years	5 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 5 Years	4.70%	3 Years	5 Years	A+
SecureFore 3 Guarantee: 3 Years Surrender: 3 Years	4.70%	3 Years	3 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years	4.70%	3 Years	3 Years	A
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years	4.70%	4 Years	4 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years	4.70%	4 Years	4 Years	B++
Stable Voyage Guarantee: 4 Years Surrender: 4 Years	4.70%	4 Years	4 Years	A++
Athene MYG Guarantee: 5 Years Surrender: 5 Years	4.70%	5 Years	5 Years	A+
F&G Secure MYGA® Non-MVA Guarantee: 5 Years Surrender: 5 Years	4.70%	5 Years	5 Years	A
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years	4.70%	5 Years	5 Years	B++
Secure Growth Guarantee: 5 Years Surrender: 5 Years	4.70%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years	4.70%	5 Years	5 Years	A+
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.70%	5 Years	5 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years	4.70%	5 Years	5 Years	A
Stable Voyage Guarantee: 5 Years Surrender: 5 Years	4.70%	5 Years	5 Years	A++
Premier Voyage Guarantee: 6 Years Surrender: 6 Years	4.70%	6 Years	6 Years	A++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years	4.70%	6 Years	6 Years	B++
Smart Saver NY Guarantee: 6 Years Surrender: 6 Years	4.70%	6 Years	6 Years	A+
Brighthouse Fixed Rate Annuity with ROP Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	A-
Premier Voyage Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	A++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	B++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	A
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 8 Years Surrender: 8 Years	4.70%	8 Years	8 Years	B++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 9 Years Surrender: 9 Years	4.70%	9 Years	9 Years	B++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years	4.70%	10 Years	10 Years	B++
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 9 Years	4.70%	10 Years	9 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years	4.65%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years	4.65%	1 Year	7 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 3 Years Surrender: 3 Years	4.65%	3 Years	3 Years	A
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years	4.65%	3 Years	3 Years	A
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years	4.65%	3 Years	3 Years	A-
Multi Select Guarantee: 3 Years Surrender: 3 Years	4.65%	3 Years	3 Years	A
Premier Voyage Guarantee: 3 Years Surrender: 3 Years	4.65%	3 Years	3 Years	A++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years	4.65%	3 Years	3 Years	B++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years	4.65%	3 Years	3 Years	A++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years	4.65%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years	4.65%	3 Years	3 Years	A++
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.65%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years	4.65%	4 Years	4 Years	A-
Brighthouse Fixed Rate Annuity with ROP Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A++
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A+
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A-
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A
Smart Saver NY Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A+
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years	4.65%	6 Years	6 Years	A-
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A+
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A-
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years	4.65%	9 Years	9 Years	A+
Focused Growth Annuity Guarantee: 10 Years Surrender: 10 Years	4.65%	10 Years	10 Years	A
Future Flex 8 Guarantee: 2 Years Surrender: 8 Years	4.60%	2 Years	8 Years	A-
Premier Voyage Guarantee: 2 Years Surrender: 2 Years	4.60%	2 Years	2 Years	A++
Brighthouse Fixed Rate Annuity with ROP Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A++
Select Choice Plus 1 - Base Contract Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A
SmartSelect Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A+
Premier Voyage Guarantee: 4 Years Surrender: 4 Years	4.60%	4 Years	4 Years	A++
Eagle Guarantee Focus Series Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A-
F&G Secure MYGA® ROP Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A++
GuaranteeShield Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A-
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A
Mariner Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A+
Premier Voyage Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A++
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A+
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Secure Plus Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A+
Future Flex 5 Guarantee: 6 Years Surrender: 5 Years	4.60%	6 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years	4.60%	6 Years	6 Years	A-
Premier Voyage Guarantee: 6 Years Surrender: 6 Years	4.60%	6 Years	6 Years	A++
Premier Voyage Guarantee: 6 Years Surrender: 6 Years	4.60%	6 Years	6 Years	A++
Athene MYG Guarantee: 7 Years Surrender: 7 Years	4.60%	7 Years	7 Years	A+
F&G Secure MYGA® ROP Guarantee: 7 Years Surrender: 7 Years	4.60%	7 Years	7 Years	A
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years	4.60%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years	4.60%	7 Years	7 Years	A+
Premier Voyage Guarantee: 7 Years Surrender: 7 Years	4.60%	7 Years	7 Years	A++
Premier Voyage Guarantee: 7 Years Surrender: 7 Years	4.60%	7 Years	7 Years	A++
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years	4.60%	7 Years	7 Years	A+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.60%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years	4.60%	7 Years	7 Years	A
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years	4.60%	9 Years	9 Years	A+
Apollo SP Guarantee: 1 Year Surrender: 7 Years	4.55%	1 Year	7 Years	A++
Secure Growth Guarantee: 1 Year Surrender: 7 Years	4.55%	1 Year	7 Years	A+
Premier Voyage Guarantee: 2 Years Surrender: 2 Years	4.55%	2 Years	2 Years	A++
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years	4.55%	3 Years	3 Years	A
MNL Guarantee Pro 3 Guarantee: 3 Years Surrender: 3 Years	4.55%	3 Years	3 Years	A+
Palladium Match MYG Guarantee: 3 Years Surrender: 3 Years	4.55%	3 Years	3 Years	A
Premier Voyage Guarantee: 3 Years Surrender: 3 Years	4.55%	3 Years	3 Years	A++
Premier Voyage Guarantee: 3 Years Surrender: 3 Years	4.55%	3 Years	3 Years	A++
Secure Growth Guarantee: 3 Years Surrender: 7 Years	4.55%	3 Years	7 Years	A+
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	4.55%	3 Years	3 Years	A-
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	4.55%	3 Years	3 Years	A-
Select Pro Guarantee: 3 Years Surrender: 3 Years	4.55%	3 Years	3 Years	A
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years	4.55%	4 Years	4 Years	A++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years	4.55%	4 Years	4 Years	A++
American Freedom Aspire 5 Guarantee: 5 Years Surrender: 5 Years	4.55%	5 Years	5 Years	A++
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years	4.55%	5 Years	5 Years	A-
Secure Growth Guarantee: 5 Years Surrender: 7 Years	4.55%	5 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.55%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.55%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.55%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.55%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.55%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years	4.55%	5 Years	5 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years	4.55%	5 Years	5 Years	A
American Freedom Aspire 7 Guarantee: 7 Years Surrender: 7 Years	4.55%	7 Years	7 Years	A++
Lincoln Select Guarantee: 7 Years Surrender: 7 Years	4.55%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years	4.55%	7 Years	7 Years	A+
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	4.55%	7 Years	7 Years	A-
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	4.55%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.55%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.55%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years	4.55%	7 Years	7 Years	A
ChoiceFour (Liquidity + MVA) Guarantee: 1 Year Surrender: 6 Years	4.50%	1 Year	6 Years	B++
ChoiceFour (Liquidity) Guarantee: 1 Year Surrender: 6 Years	4.50%	1 Year	6 Years	B++
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 9 Years	4.50%	1 Year	9 Years	A
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 7 Years	4.50%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years	4.50%	1 Year	5 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years	4.50%	1 Year	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years	4.50%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years	4.50%	3 Years	7 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A
Eagle Guarantee Focus Series Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A-
Expedition II Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A+
GuaranteeShield Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A-
Mariner Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 7 Years	4.50%	3 Years	7 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 5 Years	4.50%	3 Years	5 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A++
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A+
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A-
Select Pro Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A
Stable Voyage Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A++
Premier Voyage Guarantee: 4 Years Surrender: 4 Years	4.50%	4 Years	4 Years	A++
Premier Voyage Guarantee: 4 Years Surrender: 4 Years	4.50%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	4.50%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years	4.50%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years	4.50%	4 Years	4 Years	A++
Smart Saver NY Guarantee: 4 Years Surrender: 4 Years	4.50%	4 Years	4 Years	A+
SmartSelect Guarantee: 4 Years Surrender: 4 Years	4.50%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years	4.50%	4 Years	4 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A+
Mariner Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A+
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A+
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A-
Premier Voyage Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A++
Secure Growth Guarantee: 5 Years Surrender: 7 Years	4.50%	5 Years	7 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A+
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A+
Select Choice Plus 1 - Base Contract Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	4.50%	7 Years	7 Years	A
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years	4.50%	7 Years	7 Years	A+
Expedition II Guarantee: 7 Years Surrender: 7 Years	4.50%	7 Years	7 Years	A+
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years	4.50%	7 Years	7 Years	A+
Secure Growth Guarantee: 7 Years Surrender: 7 Years	4.50%	7 Years	7 Years	A+
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years	4.50%	7 Years	7 Years	A+
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.50%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years	4.50%	7 Years	7 Years	A
Smart Saver NY Guarantee: 7 Years Surrender: 7 Years	4.50%	7 Years	7 Years	A+
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years	4.50%	9 Years	9 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years	4.45%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years	4.45%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years	4.45%	1 Year	7 Years	A+
American Freedom Aspire 3 Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A++
Athene MYG Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A+
Expedition II Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A+
F&G Secure MYGA® Non-MVA Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A-
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years	4.45%	4 Years	4 Years	A++
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years	4.45%	4 Years	4 Years	A+
Stable Voyage Guarantee: 4 Years Surrender: 4 Years	4.45%	4 Years	4 Years	A++
Lincoln Select Guarantee: 5 Years Surrender: 5 Years	4.45%	5 Years	5 Years	A
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years	4.45%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years	4.45%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years	4.45%	5 Years	5 Years	A++
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years	4.45%	5 Years	5 Years	A++
Stable Voyage Guarantee: 5 Years Surrender: 5 Years	4.45%	5 Years	5 Years	A++
Smart Saver NY Guarantee: 6 Years Surrender: 6 Years	4.45%	6 Years	6 Years	A+
Expedition II Guarantee: 7 Years Surrender: 7 Years	4.45%	7 Years	7 Years	A+
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years	4.45%	7 Years	7 Years	A++
Secure Growth Guarantee: 7 Years Surrender: 7 Years	4.45%	7 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	4.45%	7 Years	7 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	4.45%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years	4.45%	7 Years	7 Years	A
Platinum Edge Guarantee: 10 Years Surrender: 10 Years	4.45%	10 Years	10 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years	4.40%	1 Year	5 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years	4.40%	1 Year	5 Years	A+
Premier Voyage Guarantee: 2 Years Surrender: 2 Years	4.40%	2 Years	2 Years	A++
Palladium Match MYG Guarantee: 3 Years Surrender: 3 Years	4.40%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 5 Years	4.40%	3 Years	5 Years	A+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years	4.40%	3 Years	3 Years	B+
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years	4.40%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years	4.40%	3 Years	3 Years	A++
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years	4.40%	3 Years	3 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.40%	3 Years	3 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.40%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years	4.40%	3 Years	3 Years	A
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A++
MyGuarantee Plus Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A
MyGuarantee Plus Class Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A
Secure Growth Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A++
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A++
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A
SmartSelect Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A+
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years	4.40%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years	4.40%	6 Years	6 Years	A++
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years	4.40%	7 Years	7 Years	A
MyGuarantee Plus Guarantee: 7 Years Surrender: 7 Years	4.40%	7 Years	7 Years	A
MyGuarantee Plus Class Guarantee: 7 Years Surrender: 7 Years	4.40%	7 Years	7 Years	A
Prudential WealthGuard Guarantee: 7 Years Surrender: 7 Years	4.40%	7 Years	7 Years	A+
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.40%	7 Years	7 Years	A-
United of Omaha Insurance Company (a Mutual of Omaha company) Bonus Flexible Annuity Guarantee: 8 Years Surrender: 8 Years	4.40%	8 Years	8 Years	A+
Future Flex 8 Guarantee: 9 Years Surrender: 8 Years	4.40%	9 Years	8 Years	A-
Platinum Edge Guarantee: 9 Years Surrender: 9 Years	4.40%	9 Years	9 Years	A+
Brighthouse Fixed Rate Annuity with ROP Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A++
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A++
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A+
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A
SmartSelect Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	4.35%	4 Years	4 Years	A++
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years	4.35%	5 Years	5 Years	A+
Expedition II Guarantee: 5 Years Surrender: 5 Years	4.35%	5 Years	5 Years	A+
Expedition II Guarantee: 5 Years Surrender: 5 Years	4.35%	5 Years	5 Years	A+
F&G Secure MYGA® ROP Guarantee: 5 Years Surrender: 5 Years	4.35%	5 Years	5 Years	A
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years	4.35%	5 Years	5 Years	A++
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years	4.35%	5 Years	5 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.35%	5 Years	5 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.35%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.35%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.35%	5 Years	5 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	4.35%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years	4.35%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years	4.35%	6 Years	6 Years	A++
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years	4.35%	7 Years	7 Years	A+
F&G Secure MYGA® ROP Guarantee: 7 Years Surrender: 7 Years	4.35%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years	4.35%	7 Years	7 Years	A+
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years	4.35%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years	4.35%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years	4.35%	7 Years	7 Years	A++
Select Choice Plus 1 - Base Contract Guarantee: 7 Years Surrender: 7 Years	4.35%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 7 Years Surrender: 7 Years	4.35%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.35%	7 Years	7 Years	A-
Platinum Edge Guarantee: 8 Years Surrender: 8 Years	4.35%	8 Years	8 Years	A+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years	4.34%	3 Years	3 Years	B+
Premier Voyage Guarantee: 2 Years Surrender: 2 Years	4.30%	2 Years	2 Years	A++
Premier Voyage Guarantee: 2 Years Surrender: 2 Years	4.30%	2 Years	2 Years	A++
F&G Secure MYGA® ROP Guarantee: 3 Years Surrender: 3 Years	4.30%	3 Years	3 Years	A
Palladium Match MYG Guarantee: 3 Years Surrender: 3 Years	4.30%	3 Years	3 Years	A
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years	4.30%	3 Years	3 Years	B+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.30%	3 Years	3 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.30%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.30%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.30%	3 Years	3 Years	A-
Select Pro Guarantee: 3 Years Surrender: 3 Years	4.30%	3 Years	3 Years	A
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years	4.30%	4 Years	4 Years	A++
SmartSelect Guarantee: 4 Years Surrender: 4 Years	4.30%	4 Years	4 Years	A+
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years	4.30%	5 Years	5 Years	A+
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years	4.30%	5 Years	5 Years	A++
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years	4.30%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years	4.30%	5 Years	5 Years	A+
Prudential WealthGuard Guarantee: 5 Years Surrender: 5 Years	4.30%	5 Years	5 Years	A+
SmartSelect Guarantee: 5 Years Surrender: 5 Years	4.30%	5 Years	5 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years	4.30%	6 Years	6 Years	A++
American Freedom Aspire 7 Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A++
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A+
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A++
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A+
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A+
Platinum Edge Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A++
Lincoln Select Guarantee: 10 Years Surrender: 10 Years	4.30%	10 Years	10 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years	4.30%	10 Years	10 Years	A
MultiRate Guarantee: 1 Year Surrender: 7 Years	4.25%	1 Year	7 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years	4.25%	1 Year	7 Years	A+
Future Flex 8 Guarantee: 2 Years Surrender: 8 Years	4.25%	2 Years	8 Years	A-
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years	4.25%	3 Years	3 Years	A
Prudential WealthGuard Guarantee: 3 Years Surrender: 3 Years	4.25%	3 Years	3 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years	4.25%	3 Years	3 Years	A++
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years	4.25%	3 Years	6 Years	A++
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years	4.25%	3 Years	3 Years	A+
Select Pro Guarantee: 3 Years Surrender: 3 Years	4.25%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	4.25%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	4.25%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years	4.25%	4 Years	4 Years	A++
SmartSelect Guarantee: 4 Years Surrender: 4 Years	4.25%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years	4.25%	4 Years	4 Years	A+
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years	4.25%	5 Years	5 Years	B+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	4.25%	5 Years	5 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.25%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.25%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.25%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.25%	5 Years	5 Years	A-
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years	4.25%	5 Years	5 Years	A++
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years	4.25%	5 Years	5 Years	A++
Platinum Edge Guarantee: 6 Years Surrender: 6 Years	4.25%	6 Years	6 Years	A+
Secure Growth Guarantee: 7 Years Surrender: 7 Years	4.25%	7 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years	4.25%	7 Years	7 Years	A++
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 7 Years Surrender: 7 Years	4.25%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 7 Years Surrender: 7 Years	4.25%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.25%	7 Years	7 Years	A-
MultiRate Guarantee: 1 Year Surrender: 7 Years	4.20%	1 Year	7 Years	A+
SPDA Series II Guarantee: 1 Year Surrender: 7 Years	4.20%	1 Year	7 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years	4.20%	1 Year	7 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years	4.20%	1 Year	5 Years	A+
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years	4.20%	3 Years	3 Years	A+
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years	4.20%	3 Years	3 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 7 Years	4.20%	3 Years	7 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	4.20%	3 Years	3 Years	A++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years	4.20%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years	4.20%	3 Years	3 Years	A++
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.20%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.20%	3 Years	3 Years	A-
SmartSelect Guarantee: 3 Years Surrender: 3 Years	4.20%	3 Years	3 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years	4.20%	4 Years	4 Years	A++
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years	4.20%	4 Years	4 Years	A+
Mariner Guarantee: 5 Years Surrender: 5 Years	4.20%	5 Years	5 Years	A+
Platinum Edge Guarantee: 5 Years Surrender: 5 Years	4.20%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 7 Years	4.20%	5 Years	7 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years	4.20%	5 Years	5 Years	A+
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years	4.20%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years	4.20%	5 Years	5 Years	A++
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.20%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.20%	5 Years	5 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	4.20%	6 Years	6 Years	A++
Palladium MYG Guarantee: 7 Years Surrender: 10 Years	4.20%	7 Years	10 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years	4.20%	7 Years	7 Years	A+
Select Choice Plus 1 - Base Contract Guarantee: 7 Years Surrender: 7 Years	4.20%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 7 Years Surrender: 7 Years	4.20%	7 Years	7 Years	A-
Future Flex 8 Guarantee: 9 Years Surrender: 8 Years	4.20%	9 Years	8 Years	A-
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years	4.19%	5 Years	5 Years	B+
Secure Growth Guarantee: 1 Year Surrender: 5 Years	4.15%	1 Year	5 Years	A+
MultiRate Guarantee: 2 Years Surrender: 7 Years	4.15%	2 Years	7 Years	A+
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years	4.15%	3 Years	3 Years	A+
SPDA Series II Guarantee: 3 Years Surrender: 7 Years	4.15%	3 Years	7 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 5 Years	4.15%	3 Years	5 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	4.15%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years	4.15%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years	4.15%	3 Years	3 Years	A++
Select Pro Guarantee: 3 Years Surrender: 3 Years	4.15%	3 Years	3 Years	A
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years	4.15%	4 Years	4 Years	A-
Platinum Edge Guarantee: 4 Years Surrender: 4 Years	4.15%	4 Years	4 Years	A+
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	A+
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	A++
New Momentum Guarantee: 5 Years Surrender: 7 Years	4.15%	5 Years	7 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	A+
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	B+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	A++
SmartSelect Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	A+
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years	4.15%	6 Years	6 Years	A++
SmartStep Guarantee: 6 Years Surrender: 6 Years	4.15%	6 Years	6 Years	A+
SmartStep Guarantee: 6 Years Surrender: 6 Years	4.15%	6 Years	6 Years	A+
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years	4.15%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	4.15%	7 Years	7 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.15%	7 Years	7 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.15%	7 Years	7 Years	A-
Palladium MYG Guarantee: 10 Years Surrender: 10 Years	4.15%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years	4.10%	1 Year	7 Years	A+
MultiRate Guarantee: 2 Years Surrender: 7 Years	4.10%	2 Years	7 Years	A+
MultiRate Guarantee: 3 Years Surrender: 7 Years	4.10%	3 Years	7 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	4.10%	3 Years	3 Years	A++
Select Pro Guarantee: 3 Years Surrender: 3 Years	4.10%	3 Years	3 Years	A
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years	4.10%	3 Years	3 Years	A+
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years	4.10%	4 Years	4 Years	A-
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	4.10%	4 Years	4 Years	A++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years	4.10%	4 Years	4 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	4.10%	5 Years	5 Years	A
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years	4.10%	5 Years	5 Years	A++
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.10%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.10%	5 Years	5 Years	A-
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years	4.10%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	4.10%	6 Years	6 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	4.10%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years	4.10%	6 Years	6 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	4.10%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years	4.10%	7 Years	7 Years	A+
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years	4.10%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years	4.10%	7 Years	7 Years	A++
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 7 Years Surrender: 7 Years	4.10%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 7 Years Surrender: 7 Years	4.10%	7 Years	7 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years	4.05%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years	4.05%	3 Years	7 Years	A
F&G Secure MYGA® ROP Guarantee: 3 Years Surrender: 3 Years	4.05%	3 Years	3 Years	A
MultiRate Guarantee: 3 Years Surrender: 7 Years	4.05%	3 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years	4.05%	3 Years	3 Years	A++
MultiRate Guarantee: 4 Years Surrender: 7 Years	4.05%	4 Years	7 Years	A+
MultiVantage Guarantee: 4 Years Surrender: 4 Years	4.05%	4 Years	4 Years	A+
MultiVantage Guarantee: 4 Years Surrender: 4 Years	4.05%	4 Years	4 Years	A+
MultiVantage Guarantee: 4 Years Surrender: 4 Years	4.05%	4 Years	4 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	4.05%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years	4.05%	4 Years	4 Years	A++
SmartSelect Guarantee: 4 Years Surrender: 4 Years	4.05%	4 Years	4 Years	A+
Mariner Guarantee: 5 Years Surrender: 5 Years	4.05%	5 Years	5 Years	A+
MultiRate Guarantee: 5 Years Surrender: 7 Years	4.05%	5 Years	7 Years	A+
SPDA Series II Guarantee: 5 Years Surrender: 7 Years	4.05%	5 Years	7 Years	A+
SmartSelect Guarantee: 5 Years Surrender: 5 Years	4.05%	5 Years	5 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years	4.05%	6 Years	6 Years	A++
Palladium MYG Guarantee: 7 Years Surrender: 10 Years	4.05%	7 Years	10 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	4.05%	7 Years	7 Years	A++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	4.05%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years	4.05%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years	4.05%	7 Years	7 Years	A++
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years	4.05%	7 Years	7 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.05%	7 Years	7 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.05%	7 Years	7 Years	A-
Palladium MYG Guarantee: 10 Years Surrender: 10 Years	4.05%	10 Years	10 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years	4.00%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years	4.00%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years	4.00%	1 Year	5 Years	A+
American Pathway Advisory Guarantee: 3 Years Surrender: 3 Years	4.00%	3 Years	3 Years	A
Expedition II Guarantee: 3 Years Surrender: 3 Years	4.00%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	4.00%	3 Years	3 Years	A++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years	4.00%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years	4.00%	3 Years	3 Years	A++
MultiRate Guarantee: 4 Years Surrender: 7 Years	4.00%	4 Years	7 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	4.00%	4 Years	4 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years	4.00%	4 Years	4 Years	A++
American Pathway Advisory Guarantee: 5 Years Surrender: 5 Years	4.00%	5 Years	5 Years	A
MultiRate Guarantee: 5 Years Surrender: 7 Years	4.00%	5 Years	7 Years	A+
MultiVantage Guarantee: 5 Years Surrender: 5 Years	4.00%	5 Years	5 Years	A+
MultiVantage Guarantee: 5 Years Surrender: 5 Years	4.00%	5 Years	5 Years	A+
MultiVantage Guarantee: 5 Years Surrender: 5 Years	4.00%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years	4.00%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	4.00%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years	4.00%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years	4.00%	5 Years	5 Years	A++
SecureSaver Guarantee: 5 Years Surrender: 5 Years	4.00%	5 Years	5 Years	A+
Select Pro Guarantee: 5 Years Surrender: 5 Years	4.00%	5 Years	5 Years	A
American Pathway Advisory Guarantee: 7 Years Surrender: 7 Years	4.00%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years	4.00%	7 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years	4.00%	7 Years	7 Years	A++
SecureSaver Guarantee: 7 Years Surrender: 7 Years	4.00%	7 Years	7 Years	A+
Select Pro Guarantee: 7 Years Surrender: 7 Years	4.00%	7 Years	7 Years	A
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years	3.95%	3 Years	3 Years	A+
Expedition II Guarantee: 3 Years Surrender: 3 Years	3.95%	3 Years	3 Years	A+
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years	3.95%	3 Years	3 Years	A+
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years	3.95%	3 Years	3 Years	A-
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	3.95%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years	3.95%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years	3.95%	3 Years	3 Years	A++
SmartSelect Guarantee: 3 Years Surrender: 3 Years	3.95%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	3.95%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years	3.95%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years	3.95%	5 Years	5 Years	A++
Access SPDA Guarantee: 6 Years Surrender: 6 Years	3.95%	6 Years	6 Years	A-
New Momentum Guarantee: 6 Years Surrender: 7 Years	3.95%	6 Years	7 Years	A+
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	3.95%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years	3.95%	6 Years	6 Years	A++
SmartStep Guarantee: 6 Years Surrender: 6 Years	3.95%	6 Years	6 Years	A+
SmartStep Guarantee: 6 Years Surrender: 6 Years	3.95%	6 Years	6 Years	A+
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	3.95%	7 Years	7 Years	A
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years	3.95%	7 Years	7 Years	A++
MultiRate Guarantee: 7 Years Surrender: 7 Years	3.95%	7 Years	7 Years	A+
Palladium MYG Guarantee: 7 Years Surrender: 10 Years	3.95%	7 Years	10 Years	A
SPDA Series II Guarantee: 7 Years Surrender: 7 Years	3.95%	7 Years	7 Years	A+
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 7 Years Surrender: 7 Years	3.95%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 7 Years Surrender: 7 Years	3.95%	7 Years	7 Years	A-
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years	3.90%	2 Years	2 Years	B+
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years	3.90%	3 Years	3 Years	A+
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years	3.90%	3 Years	3 Years	A-
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	3.90%	3 Years	3 Years	A++
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years	3.90%	3 Years	6 Years	A++
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	3.90%	4 Years	4 Years	A++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years	3.90%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	3.90%	5 Years	5 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years	3.90%	5 Years	5 Years	A++
Palladium MYG Guarantee: 6 Years Surrender: 10 Years	3.90%	6 Years	10 Years	A
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	3.90%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years	3.90%	6 Years	6 Years	A++
MultiRate Guarantee: 7 Years Surrender: 7 Years	3.90%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	3.90%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years	3.90%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years	3.90%	7 Years	7 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years	3.85%	3 Years	3 Years	A++
Access SPDA Guarantee: 4 Years Surrender: 4 Years	3.85%	4 Years	4 Years	A-
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	3.85%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years	3.85%	4 Years	4 Years	A++
Select Pro Guarantee: 5 Years Surrender: 5 Years	3.85%	5 Years	5 Years	A
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	3.85%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years	3.85%	6 Years	6 Years	A++
MultiVantage Guarantee: 7 Years Surrender: 7 Years	3.85%	7 Years	7 Years	A+
MultiVantage Guarantee: 7 Years Surrender: 7 Years	3.85%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	3.85%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years	3.85%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years	3.85%	7 Years	7 Years	A++
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years	3.85%	7 Years	7 Years	A++
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	3.85%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	3.85%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years	3.85%	7 Years	7 Years	A
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years	3.85%	7 Years	7 Years	A++
Future Flex 8 Guarantee: 9 Years Surrender: 8 Years	3.85%	9 Years	8 Years	A-
MultiVantage Guarantee: 10 Years Surrender: 10 Years	3.85%	10 Years	10 Years	A+
MultiVantage Guarantee: 10 Years Surrender: 10 Years	3.85%	10 Years	10 Years	A+
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years	3.84%	2 Years	2 Years	B+
Secure Growth Guarantee: 1 Year Surrender: 7 Years	3.80%	1 Year	7 Years	A+
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years	3.80%	2 Years	2 Years	B+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	3.80%	3 Years	3 Years	A++
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years	3.80%	3 Years	6 Years	A++
Select Max Guarantee: 3 Years Surrender: 3 Years	3.80%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	3.80%	4 Years	4 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years	3.80%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	3.80%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years	3.80%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years	3.80%	5 Years	5 Years	A++
Select Max Guarantee: 5 Years Surrender: 5 Years	3.80%	5 Years	5 Years	A
SmartSelect Guarantee: 6 Years Surrender: 6 Years	3.80%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years	3.80%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years	3.80%	6 Years	6 Years	A+
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years	3.80%	7 Years	7 Years	A++
New Momentum Guarantee: 7 Years Surrender: 7 Years	3.80%	7 Years	7 Years	A+
Secure Growth Guarantee: 7 Years Surrender: 7 Years	3.80%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	3.80%	7 Years	7 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years	3.80%	7 Years	7 Years	A++
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years	3.80%	7 Years	7 Years	A++
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 7 Years Surrender: 7 Years	3.80%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 7 Years Surrender: 7 Years	3.80%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years	3.80%	7 Years	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years	3.75%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years	3.75%	1 Year	5 Years	A+
SeniorSelect Guarantee: 1 Year Surrender: 1 Year	3.75%	1 Year	1 Year	A+
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years	3.75%	3 Years	7 Years	A
SecureOption Focus Guarantee: 3 Years Surrender: 7 Years	3.75%	3 Years	7 Years	A+
Select Max Guarantee: 3 Years Surrender: 3 Years	3.75%	3 Years	3 Years	A
Select Pro Guarantee: 3 Years Surrender: 3 Years	3.75%	3 Years	3 Years	A
Mariner Guarantee: 5 Years Surrender: 5 Years	3.75%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years	3.75%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	3.75%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years	3.75%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years	3.75%	5 Years	5 Years	A++
SecureOption Focus Guarantee: 5 Years Surrender: 7 Years	3.75%	5 Years	7 Years	A+
Select Max Guarantee: 5 Years Surrender: 5 Years	3.75%	5 Years	5 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years	3.75%	6 Years	10 Years	A
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	3.75%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years	3.75%	6 Years	6 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	3.75%	7 Years	7 Years	A
MultiVantage Guarantee: 7 Years Surrender: 7 Years	3.75%	7 Years	7 Years	A+
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years	3.75%	7 Years	7 Years	A++
SecureOption Focus Guarantee: 7 Years Surrender: 7 Years	3.75%	7 Years	7 Years	A+
Select Max Guarantee: 7 Years Surrender: 7 Years	3.75%	7 Years	7 Years	A
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years	3.75%	7 Years	7 Years	A++
New Momentum Guarantee: 10 Years Surrender: 7 Years	3.75%	10 Years	7 Years	A+
Platinum Edge Guarantee: 3 Years Surrender: 3 Years	3.70%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	3.70%	3 Years	3 Years	A++
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years	3.70%	3 Years	6 Years	A++
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years	3.70%	4 Years	4 Years	A
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	3.70%	4 Years	4 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	3.70%	5 Years	5 Years	A
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	3.70%	5 Years	5 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years	3.70%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	3.70%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years	3.70%	6 Years	6 Years	A++
SmartSelect Guarantee: 6 Years Surrender: 6 Years	3.70%	6 Years	6 Years	A+
American Pathway Vision MYG Guarantee: 7 Years Surrender: 10 Years	3.70%	7 Years	10 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	3.70%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years	3.70%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years	3.70%	7 Years	7 Years	A++
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	3.70%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	3.70%	7 Years	7 Years	A-
SolutionsMYG Guarantee: 7 Years Surrender: 10 Years	3.70%	7 Years	10 Years	A
American Pathway Vision MYG Guarantee: 10 Years Surrender: 10 Years	3.70%	10 Years	10 Years	A
MultiVantage Guarantee: 10 Years Surrender: 10 Years	3.70%	10 Years	10 Years	A+
SolutionsMYG Guarantee: 10 Years Surrender: 10 Years	3.70%	10 Years	10 Years	A
SecureOption Focus Guarantee: 3 Years Surrender: 7 Years	3.65%	3 Years	7 Years	A+
American Pathway Vision MYG Guarantee: 5 Years Surrender: 10 Years	3.65%	5 Years	10 Years	A
SecureOption Focus Guarantee: 5 Years Surrender: 7 Years	3.65%	5 Years	7 Years	A+
SolutionsMYG Guarantee: 5 Years Surrender: 10 Years	3.65%	5 Years	10 Years	A
American Pathway Vision MYG Guarantee: 6 Years Surrender: 10 Years	3.65%	6 Years	10 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years	3.65%	6 Years	10 Years	A
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	3.65%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years	3.65%	6 Years	6 Years	A++
SolutionsMYG Guarantee: 6 Years Surrender: 10 Years	3.65%	6 Years	10 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	3.65%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years	3.65%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years	3.65%	7 Years	7 Years	A++
SecureOption Focus Guarantee: 7 Years Surrender: 7 Years	3.65%	7 Years	7 Years	A+
SmartSelect Guarantee: 7 Years Surrender: 7 Years	3.65%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years	3.65%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years	3.65%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	3.60%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	3.60%	5 Years	5 Years	A++
Select Max Guarantee: 5 Years Surrender: 5 Years	3.60%	5 Years	5 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	3.60%	7 Years	7 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years	3.60%	7 Years	7 Years	A++
Select Max Guarantee: 7 Years Surrender: 7 Years	3.60%	7 Years	7 Years	A
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years	3.60%	7 Years	7 Years	A++
Select Pro Guarantee: 3 Years Surrender: 3 Years	3.55%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	3.55%	6 Years	6 Years	A++
SmartSelect Guarantee: 6 Years Surrender: 6 Years	3.55%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years	3.55%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years	3.55%	6 Years	6 Years	A+
SmartSelect Guarantee: 7 Years Surrender: 7 Years	3.55%	7 Years	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years	3.50%	1 Year	5 Years	A
SecureOption Focus Guarantee: 1 Year Surrender: 7 Years	3.50%	1 Year	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years	3.50%	3 Years	5 Years	A
American Pathway Vision MYG Guarantee: 4 Years Surrender: 10 Years	3.50%	4 Years	10 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	3.50%	5 Years	5 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years	3.50%	5 Years	10 Years	A
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	3.50%	5 Years	5 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	3.50%	7 Years	7 Years	A
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years	3.50%	7 Years	7 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	3.50%	7 Years	7 Years	A++
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years	3.50%	7 Years	7 Years	A++
SecureOption Focus Guarantee: 3 Years Surrender: 7 Years	3.45%	3 Years	7 Years	A+
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years	3.45%	5 Years	5 Years	A
Secure Savings Guarantee: 5 Years Surrender: 5 Years	3.45%	5 Years	5 Years	B+
SecureOption Focus Guarantee: 5 Years Surrender: 7 Years	3.45%	5 Years	7 Years	A+
Access SPDA Guarantee: 6 Years Surrender: 6 Years	3.45%	6 Years	6 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	3.45%	6 Years	6 Years	A++
SmartSelect Guarantee: 6 Years Surrender: 6 Years	3.45%	6 Years	6 Years	A+
SecureOption Focus Guarantee: 7 Years Surrender: 7 Years	3.45%	7 Years	7 Years	A+
Select Max Guarantee: 7 Years Surrender: 7 Years	3.45%	7 Years	7 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years	3.40%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years	3.40%	1 Year	7 Years	A
SecureOption Focus Guarantee: 1 Year Surrender: 7 Years	3.40%	1 Year	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years	3.40%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years	3.40%	3 Years	7 Years	A
Select Max Guarantee: 3 Years Surrender: 3 Years	3.40%	3 Years	3 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	3.40%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	3.40%	5 Years	5 Years	A
Select Max Guarantee: 5 Years Surrender: 5 Years	3.40%	5 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	3.40%	7 Years	7 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	3.40%	7 Years	7 Years	A++
SmartSelect Guarantee: 7 Years Surrender: 7 Years	3.40%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years	3.40%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years	3.40%	7 Years	7 Years	A+
Select Max Guarantee: 3 Years Surrender: 3 Years	3.35%	3 Years	3 Years	A
Access SPDA Guarantee: 4 Years Surrender: 4 Years	3.35%	4 Years	4 Years	A-
Palladium MYG Guarantee: 5 Years Surrender: 10 Years	3.35%	5 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years	3.30%	3 Years	10 Years	A
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years	3.30%	5 Years	5 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years	3.30%	7 Years	7 Years	A
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years	3.30%	7 Years	7 Years	A
SmartSelect Guarantee: 7 Years Surrender: 7 Years	3.30%	7 Years	7 Years	A+
Palladium MYG Guarantee: 5 Years Surrender: 10 Years	3.25%	5 Years	10 Years	A
SecureOption Focus Guarantee: 1 Year Surrender: 7 Years	3.20%	1 Year	7 Years	A+
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years	3.20%	5 Years	5 Years	A
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years	3.20%	7 Years	7 Years	A
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years	3.15%	2 Years	2 Years	B+
Palladium MYG Guarantee: 3 Years Surrender: 10 Years	3.15%	3 Years	10 Years	A
Secure Savings Guarantee: 3 Years Surrender: 3 Years	3.15%	3 Years	3 Years	B+
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	3.15%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	3.15%	5 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years	3.10%	1 Year	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years	3.10%	3 Years	7 Years	A
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years	3.10%	4 Years	4 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	3.10%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	3.10%	5 Years	5 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years	3.10%	5 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	3.10%	7 Years	7 Years	A
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years	3.10%	7 Years	7 Years	A
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years	3.09%	2 Years	2 Years	B+
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years	3.05%	2 Years	2 Years	B+
Palladium MYG Guarantee: 3 Years Surrender: 10 Years	3.05%	3 Years	10 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	3.05%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	3.05%	5 Years	5 Years	A
SolutionsMYG Guarantee: 7 Years Surrender: 7 Years	3.05%	7 Years	7 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years	3.00%	1 Year	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years	3.00%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years	3.00%	1 Year	7 Years	A
Future Flex 5 Guarantee: 1 Year Surrender: 5 Years	3.00%	1 Year	5 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years	3.00%	3 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years	3.00%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years	3.00%	3 Years	7 Years	A
First Choice 4 Guarantee: 4 Years Surrender: 4 Years	3.00%	4 Years	4 Years	A
First Choice 4 Guarantee: 4 Years Surrender: 4 Years	3.00%	4 Years	4 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	3.00%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	3.00%	5 Years	5 Years	A
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years	3.00%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	3.00%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	3.00%	5 Years	5 Years	A
SolutionsMYG Guarantee: 5 Years Surrender: 7 Years	3.00%	5 Years	7 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years	3.00%	5 Years	5 Years	A
SolutionsMYG Guarantee: 6 Years Surrender: 7 Years	3.00%	6 Years	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	3.00%	7 Years	7 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years	3.00%	7 Years	7 Years	A
Assured Edge Income Builder Guarantee: 7 Years Surrender: 7 Years	3.00%	7 Years	7 Years	A
Prudential Fixed Annuity Guarantee: 7 Years Surrender: 7 Years	3.00%	7 Years	7 Years	A+
Future Flex 5 Guarantee: 2 Years Surrender: 5 Years	2.75%	2 Years	5 Years	A-
Assured Edge Advisory Guarantee: 7 Years Surrender: 1 Year	2.75%	7 Years	1 Year	A
Income Creator Guarantee: 7 Years Surrender: 7 Years	2.65%	7 Years	7 Years	A+
Secure Savings Guarantee: 2 Years Surrender: 2 Years	2.60%	2 Years	2 Years	B+
Future Flex 5 Guarantee: 6 Years Surrender: 5 Years	2.35%	6 Years	5 Years	A-
Assured Edge Income Builder Guarantee: 7 Years Surrender: 7 Years	2.25%	7 Years	7 Years	A
Assured Edge Income Achiever Guarantee: 9 Years Surrender: 9 Years	2.25%	9 Years	9 Years	A
Assured Edge Income Achiever Guarantee: 10 Years Surrender: 10 Years	2.25%	10 Years	10 Years	A
Clear Income Advantage - FP Series Guarantee: 7 Years Surrender: 7 Years	1.00%	7 Years	7 Years	A++
Clear Income Advantage - FP Series Guarantee: 7 Years Surrender: 7 Years	1.00%	7 Years	7 Years	A++
Clear Income Advantage - FP Series Guarantee: 7 Years Surrender: 7 Years	1.00%	7 Years	7 Years	A++

Products 1-5 of 739

Case Study: Buying a 5-Year Fixed Annuity

Amy

Age: 62

Amount Invested: $100,000

Amy is planning to retire at the full retirement age of 67. She is satisfied with her current financial situation and doesn’t believe she needs to take risks to push her retirement nest egg higher. But, with a few years to go, she’s interested in finding somewhere to put her money for a little more growth without the risk.

She finds out about a 5-year fixed annuity offering a rate that exceeds 6%. Additionally, the product is tax-deferred. This intrigues her for two reasons: the annuity may grow more effectively than a 5-year CD since the interest will not be taxed each year, and she will be in a lower tax bracket when she retires.

She decides to purchase the annuity with $100,000 of her retirement nest egg. Assuming the 6% interest rate is guaranteed through the five years, Amy can increase the value of her money by more than $35,000 by the time she retires.

Older couple looking at tablet together, smiling

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5-Year Fixed Annuity vs. Other Term Products

Five-year fixed annuities are often compared to 5-year certificates of deposit (CDs). Both offer safety, protection of your principal and can grow your money in a predictable, guaranteed way.

One big difference is the purpose of each. CDs can be an appealing option in place of a regular savings account, growing money that would otherwise remain stagnant.

On the other hand, 5-year fixed annuities generally serve as retirement products that help you grow your money with the benefit of tax-deferred growth.

Fixed annuities can also pay out in different ways. For example, your contract could be structured to provide you with guaranteed, lifelong payments as well as guaranteed income payments over a certain period, such as 10 or 20 years.

Another benefit that a 5-year annuity could provide is the ability to withdraw all of the money before maturity without incurring any surrender charges in the case of terminal illness or if the contract owner is confined to nursing care. This feature can be particularly beneficial for a client who is 85 years old and seeks guaranteed growth without losing access in times of real need.

John Stevenson, CFFOwner and Advisor at Stevenson Retirement Solutions
John Stevenson, a Certified Financial Fiduciary®️, specializes in securing retirements with tax-free accounts. With a focus on guaranteed retirement, he’s ensured none of his clients suffer from market fluctuations. As a renowned educator and podcast host, John empowers thousands weekly, sharing his expertise in minimizing taxes and protecting against financial downturns.

5-Year Fixed Annuity vs. 5-Year CD

Option	5-Year Fixed Annuity	5-Year CD
Purpose	Grow your money in a tax-advantaged way for retirement	Grow money that is otherwise sitting in a savings account without interest
Tax Treatment	Tax-deferred	Interest is taxed each year as ordinary income
Liquidity	Typically can take 10% of the value of the contract out, but is otherwise locked up	Can’t touch your money while it’s within the CD, but the penalty for early withdrawal is light
Safety	A generally safe option that doesn’t risk your principal	A generally safe option that doesn’t risk your principal

Another factor to keep in mind when deciding between a CD or fixed annuity is the length of time. If you are more interested in a significantly short-term product, then a CD of just a few months or even a treasury bond can be strong choices.

How We Get Our Rates Data

Annuity.org supplies fixed annuity rates through Cannex — an independent company that provides access to a database of updated annuity products.

We synchronize and update our rates information several times each week using the newest Cannex data to help ensure you have access to the most recent interest rates available.

Annuity.org features rates for fixed annuities from one- to 10-year terms. In addition, we list the carrier that offers the rate and its respective AM Best financial strength rating.

Please seek the advice of a qualified professional before making financial decisions.

Last Modified: April 5, 2024

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How We Get Our Rates Data

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Current 5-Year Fixed Annuity Rates

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5-Year Fixed Annuity vs. Other Term Products

How We Get Our Rates Data

Connect With a Financial Advisor Instantly

We Value Your Feedback

Thank you for your feedback. Do you have any thoughts you'd like to share about Annuity.org?

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