
Find Your Path to Financial Freedom
Everyone deserves to feel financially secure. Whether you’re interested in buying an annuity to guarantee income for the rest of your life, selling your structured settlement payments, taking control of your personal finances or planning for a secure retirement, Annuity.org helps you make the right decisions for your financial future.
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Nearly 10 Years as a Financial ResourceWe’ve been answering consumers’ questions about financial topics since 2013.
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3.8 Million Annual ReadersWe educate millions of people each year about annuities and personal finance.
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Thousands of Customers HelpedWe've helped more than 5,000 individuals and families find their path to financial freedom.
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15+ Certified Financial ReviewersFinancial experts review our growing library of 500+ financial articles for accuracy.
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A+ Rating with the BBBOur commitment to our customers has earned us the Better Business Bureau's top rating.
FEATURED IN
Hear Directly From Our Financial Experts
Annuity.org’s curated panel of financial experts provides impartial, accurate information that educates and empowers readers and answers their most pressing financial questions. We hand-pick experts who combine a depth of professional knowledge and first-hand industry experience to help you make important financial decisions with confidence.
Professional Designations & Memberships
Annuity.org writers and expert contributors hold FINRA licenses, professional designations from The American College of Financial Services and memberships to trade associations, including the National Association for Fixed Annuities.
Discover Financial Freedom on Your Terms
For nearly 10 years, Annuity.org has helped thousands of people find the cash they need today and prepare for secure futures tomorrow. Armed with takeaways from our financial experts’ decades of knowledge and first-hand experience, you can improve your personal finances and build a secure financial future now — and throughout retirement.

Buying Annuities
Guaranteed Income for as Long as You Need It
Annuities can generate a lifelong income stream, which means you can retire with confidence and security. Other benefits to owning an annuity include tax-deferred growth and protection against losing your initial investment. Annuity contracts are customizable. You can optimize your annuity to help with long-term care costs and you have the option to leave money to your beneficiaries.

Selling Payments
Turn Your Payment Stream Into Cash
Life happens. Financial priorities change. You can sell the rights to future payments for cash right now. We connect you with our network of partners who can convert annuities, structured settlements, mortgage notes, business notes and life insurance into a lump sum of cash that enables you to take care of your immediate needs.

PERSONAL FINANCE
Take Charge of Your Financial Health
Create a better tomorrow by managing your finances today. Annuity.org empowers you to conquer your long-term financial goals through expert insights and thoroughly researched articles that help you understand the basics of personal finance.
Tools for Your Financial Future
Our suite of financial tools combines industry-standard formulas with expert knowledge and the latest trends in the economy. Whether you’re considering an annuity, saving in an investment account or planning for a secure and fulfilling retirement, our library of resources provides the information you need to help make informed decisions about your financial future.
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CALCULATORImmediate Annuity CalculatorSee the estimated monthly income you could be guaranteed to receive with an annuity.Learn More
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CALCULATORLife Expectancy CalculatorEstimating your life expectancy is one of the most important yet challenging calculations in retirement planning. Learn more here.Learn More
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CALCULATORStructured Settlement CalculatorFind out how much your annuity or structured settlement payments are worth today.Learn More
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CALCULATORRetirement Age CalculatorIf you’re aiming to retire early, or just want a better understanding of your retirement, start here.Learn More
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CALCULATORRoth IRA CalculatorEnter your data into our calculator to get an estimation for what your IRA will be worth at retirement.Learn More
Annuity.org: A Name You Can Trust
Annuity.org has been providing guidance and resources to improve our readers’ financial literacy and understanding of annuities and structured settlements for nearly a decade. Our mission is to educate people about their financial options and empower them to make informed decisions based on their unique needs.
AWARDS & RECOGNITION
The Gramercy Institute, the Association of Marketing and Communication Professionals, and Communications Concepts have recognized Annuity.org for excellence in financial services marketing and digital media writing. The professional organizations named Annuity.org as a winner of their esteemed awards competitions in the categories of insurance, web creativity and COVID-19 media – education & training.

How We Make Money
Annuity.org is supported through partnerships with a carefully selected network of financial services companies. We are proud to partner with companies that share our mission of helping people find the right solutions for their needs.
While we may be compensated when you visit links for financial services or view other transparent advertisements on this website, all articles are written and fact-checked by an editorial team working independently of advertisers’ and partners’ specific interests or input.
Featured Content For You
Our free educational resources explore financial topics ranging from guaranteed retirement income to financial strategies for every stage of life.
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What Our Readers Are Saying
Our editorial team uses your reviews, opinions and questions to shape our content. Our mission is to help you grow your financial literacy, and we use your feedback to constantly improve what you see on Annuity.org. When you leave a comment or ask a question, we value your opinion because it helps us make better decisions about what content is most useful for readers like you.
News & Blog
An annuity contract purchased with pre-tax dollars, such as funds from an IRA or a 401(k) plan. The money you use to purchase a qualified annuity is subtracted from your annual income in the year you make the purchase. It is taxed only when you begin to receive the funds from the annuity, usually in retirement.