Running Out of Money in Retirement: What’s the Risk?
Running out of money in retirement is a concern for many Americans. But does that fear match reality?
Take Control of Your Money and Your Life
Whether you’re interested in buying an annuity to guarantee income for life or selling your structured settlement or annuity payments to get cash now, Annuity.org can help you find the financial solution that’s right for you.
-
8+ YEARS AS A FINANCIAL RESOURCEWe’ve been educating consumers about financial options since 2013. -
THOUSANDS OF CUSTOMERS HELPEDWe’ve helped more than 5,000 people achieve financial freedom. -
A+ RATING WITH THE BETTER BUSINESS BUREAUOur commitment to our customers has earned us an A+ rating with the BBB.
Discover Your Financial Options
When it comes to your finances, you have options. Whether you’re in need of cash today or planning your financial future, we can give you the tools you need to develop a sound financial strategy.
Buying Annuities
Guaranteed Income for as Long as You Need It
Annuities can generate a lifelong income stream, which means you can retire with confidence and security. Other benefits to owning an annuity include tax-deferred growth and protection against losing your initial investment. Annuity contracts are customizable. You can optimize your annuity to help with long-term care costs and you have the option to leave money to your beneficiaries.
Selling Structured Settlement and Annuity Payments
Turn Periodic Payments into Instant Cash
Financial priorities constantly change. Cars break down, houses need repair, your health can decline and student loans come due. Often these events happen when money is tight. Selling a portion of your future annuity or structured settlement payments can provide you with cash today to take care of urgent financial needs.
Tools for Your Financial Future
Take advantage of our free informational resources and get started on achieving your financial goals.
-
CALCULATORImmediate Annuity CalculatorSee the estimated monthly income you could be guaranteed to receive with an annuity.Learn More
-
RESOURCESFinancial Terms GlossaryUse our glossary to learn simple definitions for the common financial terms found throughout our site.Learn More
-
CALCULATORStructured Settlement CalculatorFind out how much your annuity or structured settlement payments are worth today.Learn More
Annuity.org senior marketing manager Lauren Zelek explains how Annuity.org is different.
Annuity.org: A Name You Can Trust
Annuity.org has been providing guidance and resources to improve our readers’ financial literacy and understanding of annuities and structured settlements for nearly a decade. Our mission is to educate people about their financial options and empower them to make informed decisions based on their unique needs.
FEATURED IN
AWARDS & RECOGNITION
The Gramercy Institute, the Association of Marketing and Communication Professionals, and Communications Concepts have recognized Annuity.org for excellence in financial services marketing and digital media writing. The professional organizations named Annuity.org as a winner of their esteemed awards competitions in the categories of insurance, web creativity and COVID-19 media – education & training.
-
The Annuity PuzzleMarCom Platinum WinnerFind out why economists believe annuities are the key to financial security in retirement.Read More -
Annuities ExplainedGramercy Institute FCMA WinnerLet the experts guide you through basic annuity concepts in simple, everyday language.Read More -
COVID-19 and Your FinancesAPEX Award WinnerLearn about financial options and how to manage your money during the COVID-19 crisis.Read More
About Our Partners
Our partners are some of the most trusted names in the annuity and structured settlement marketplace. We are united in our mission to promote financial literacy and deliver superior support and services to people who want to buy annuities or sell their payments.
Our Financial Experts
Annuity.org enlists experienced financial experts to review our content for quality, accuracy and relevance.
-
Rubina K. Hossain, CFP® Certified Financial Planner™ Professional at Sabal Palm Financial of Raymond James -
Marguerita M. Cheng, CFP®, CRPC®, RICP® Chief Executive Officer of Blue Ocean Global Wealth -
George F. Shave III, RICP® Retirement Income Certified Professional™ at SFG Annuity Advisors -
Somer G. Anderson, Ph.D., CPA, CGMA®, CFE Assistant Accounting Professor at Maryville University's Simon School of Business -
Janet Berry-Johnson, CPA Certified Public Accountant -
Thomas J. Brock, CFA®, CPA Investment Management and Finance Professional -
Michael J. Boyle, M.S. Former Compliance Professional -
Brett E. Halperin, Esq. Estate Planning Attorney and Managing Partner of Halperin Law Group
Professional Designations & Memberships
Contributors to Annuity.org have obtained FINRA licenses and professional designations from The American College of Financial Services, including the Chartered Financial Consultant (ChFC) designation, which certifies completion of the eight-course program, and the Chartered Life Underwriter (CLU) designation.
What Our Customers Are Saying
-
David Gaynes“I called them with only the most guarded hopes. Because every conversation that I had had with my annuity company and other funding companies always concluded with ‘sorry I can’t do anything for you.’ I was thrilled to discover that there was (an) organization that retained a sense of human caring and human involvement.”READ DAVID’S STORY -
Lisa Faulkner“Some companies couldn’t work with me because it wasn’t as profitable. So they wouldn’t touch it. But everything changed once I got CBC Specialist Vince Porcellini on the phone. He went out of his way to help me with any questions that I had.”READ LISA’S STORY
Featured Content For You
Our free educational resources explore financial topics ranging from guaranteed retirement income to financial strategies for every stage of life.
-
-
Impact of COVID-19 on Women in the Labor Force
Learn about the disproportionate impact of COVID-19 on working women and the resources experts recommend.
-
More For YouFinancial Literacy GuidesLearn how to budget and spend money responsibly and invest and plan for retirement.Financial Literacy Seniors & Annuities Students & Financial Literacy Women & Financial Literacy
