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Annuity.org’s curated panel of financial experts provides impartial, accurate information that educates and empowers readers and answers their most pressing financial questions. We hand-pick experts who combine a depth of professional knowledge and first-hand industry experience to help you make important financial decisions with confidence.
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Annuity.org writers and expert contributors hold FINRA licenses, professional designations from The American College of Financial Services and memberships to trade associations, including the National Association for Fixed Annuities.
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For nearly 10 years, Annuity.org has helped thousands of people find the cash they need today and prepare for secure futures tomorrow. Armed with takeaways from our financial experts’ decades of knowledge and first-hand experience, you can improve your personal finances and build a secure financial future now — and throughout retirement.
Guaranteed Income for as Long as You Need It
Annuities can generate a lifelong income stream, which means you can retire with confidence and security. Other benefits to owning an annuity include tax-deferred growth and protection against losing your initial investment. Annuity contracts are customizable. You can optimize your annuity to help with long-term care costs and you have the option to leave money to your beneficiaries.
Turn Your Payment Stream Into Cash
Life happens. Financial priorities change. You can sell the rights to future payments for cash right now. We connect you with our network of partners who can convert annuities, structured settlements, mortgage notes, business notes and life insurance into a lump sum of cash that enables you to take care of your immediate needs.
- How To Sell Your Payments
- How To Sell a Mortgage Note
- How To Sell a Business Note
- How To Convert Life Insurance to a Viatical Settlement
Take Charge of Your Financial Health
Create a better tomorrow by managing your finances today. Annuity.org empowers you to conquer your long-term financial goals through expert insights and thoroughly researched articles that help you understand the basics of personal finance.
Tools for Your Financial Future
Our suite of financial tools combines industry-standard formulas with expert knowledge and the latest trends in the economy. Whether you’re considering an annuity, saving in an investment account or planning for a secure and fulfilling retirement, our library of resources provides the information you need to help make informed decisions about your financial future.
CALCULATORImmediate Annuity CalculatorSee the estimated monthly income you could be guaranteed to receive with an annuity.Learn More
CALCULATORLife Expectancy CalculatorEstimating your life expectancy is one of the most important yet challenging calculations in retirement planning. Learn more here.Learn More
CALCULATORStructured Settlement CalculatorFind out how much your annuity or structured settlement payments are worth today.Learn More
CALCULATORRetirement Age CalculatorIf you’re aiming to retire early, or just want a better understanding of your retirement, start here.Learn More
CALCULATORRoth IRA CalculatorEnter your data into our calculator to get an estimation for what your IRA will be worth at retirement.Learn More
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Annuity.org has been providing guidance and resources to improve our readers’ financial literacy and understanding of annuities and structured settlements for nearly a decade. Our mission is to educate people about their financial options and empower them to make informed decisions based on their unique needs.
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An annuity contract purchased with pre-tax dollars, such as funds from an IRA or a 401(k) plan. The money you use to purchase a qualified annuity is subtracted from your annual income in the year you make the purchase. It is taxed only when you begin to receive the funds from the annuity, usually in retirement.