Our Mission

Our mission at Annuity.org is to educate people about their financial options and empower them to make informed decisions based on their unique needs. We are dedicated to helping consumers navigate their way through the complex world of finances.

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    Nearly 10 Years as a Financial Resource
    We’ve been answering consumers’ questions about financial topics since 2013.
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    3.8 Million Annual Readers
    We educate millions of people each year about annuities and personal finance.
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    Thousands of Customers Helped
    We've helped more than 5,000 individuals and families find their path to financial freedom.
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    15+ Certified Financial Reviewers
    Financial experts review our growing library of 500+ financial articles for accuracy.
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    A+ Rating with the BBB
    Our commitment to our customers has earned us the Better Business Bureau's top rating.

Financial Wellness Starts Here

Annuity.org has provided consumers with the tools and knowledge they need to make financial decisions with confidence since 2013. From information on how annuities work and how they can help you secure your financial future to answers to your retirement planning questions, Annuity.org is your personal finance destination.

Annuity.org helps you on your path toward financial wellness by delivering informative, topical information and by sharing the latest industry and regulatory news. We feature a wide range of easy-to-understand articles written and reviewed by experts in their fields and share videos that explain complex concepts in simple terms.

We don’t expect you to conquer the world of personal finance alone. For more personal guidance, we’ll connect you with one of our trusted partners. Our growing network of qualified financial professionals will listen to you and help you find a financial solution that fits your specific goals.

Our Services

Whether you’re planning for retirement or need cash now, it can be hard to find the right product to fit your unique needs. That’s why Annuity.org partners with vetted industry leaders to help you meet your financial needs today and in the future.

Annuity.org and its partners share the common goals of educating consumers and helping them select the right products tailored to their unique financial and lifestyle goals. From understanding the options available to choosing between them, we can help provide peace of mind about your finances — no matter which stage of life you’re in.

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    Buy an Annuity
    Annuities are insurance products that provide safety, long-term growth and guaranteed income.
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    Sell Your Payments
    Selling your annuity or structured settlement payments gives you the financial flexibility you need.
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    Understand Personal Finance
    Explore the world of personal finance. Learn more and get expert insights on topics like budgeting, investing and keeping your finances healthy.
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    Plan for Retirement
    It’s important to have complete and accurate information about your choices when planning for your retirement. Find information and tools to help financially prepare you and your family for retirement.
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A Trusted Source

Annuity.org has been cited in Forbes, Marketwatch, Zacks and The Balance among other reputable publications. We continue to strive to be a leader in financial and insurance industry news, policy and

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Better Business Bureau Accreditation

Annuity.org is accredited by the Better Business Bureau and has earned an A+ rating for our commitment to consumers and standards for ethical business practices.

The BBB ranks businesses according to its own rigorous criteria for trust, which include honesty, transparency, responsiveness and integrity.

Annuity.org adheres to the BBB’s accreditation standards as well as to our own editorial guidelines while helping you make decisions that are right for your unique financial situation.

The Annuity.org Editorial Team

Annuity.org writers and researchers have extensive and diverse experience in covering financial topics for U.S. consumers in the insurance marketplace and financial sector.

Our editorial team comprises writers, editors, researchers and journalists who specialize in insurance and financial products. We also work with contributors who have experience as financial advisors and consultants.

Professional Designations & Memberships

Our expert contributors hold a variety of licenses and professional designations from the Financial Industry Regulatory Authority (FINRA) and The American College of Financial Services, including the Chartered Financial Consultant (ChFC®), Retirement Income Certified Professional (RICP®) and Chartered Life Underwriter (CLU®) designations.

Our contributors also hold additional licenses and designations, including:

  • AFC®: Accredited Financial Counselor
  • AAMS: Accredited Asset Management Specialist
  • CGMA®: Chartered Global Management Accountant™
  • CFA®: Chartered Financial Analyst
  • CFE: Certified Fraud Examiner
  • CFP®: Certified Financial Planner™
  • CIC: Certified Insurance Counselor
  • CLTC®: Certification for Long-Term Care
  • CRPC®: Chartered Retirement Planning Counselor
  • CMP™: Certified Medicaid Planner™
  • CMPS®: Certified Mortgage Planning Specialist
  • CPA: Certified Public Accountant
  • NSSA®: National Social Security Advisor
  • RIA: Registered Investment Advisor
  • Series 3: National Commodities Futures Examination
  • Series 7: General Securities Representative Examination
  • Series 9/10 (Formerly Series 8): General Securities Sales Supervisor Exams
  • Series 63: Uniform Securities Agent State Law Examination
  • Series 65: Uniform Combined State Law Examination
  • Series 66: Uniform Combined State Law Examination

Annuity.org writers and editors hold professional memberships in the Association for Financial Counseling and Planning Education, a nonprofit organization that provides financial counseling, coaching and professional development worldwide; FinCert, a division of the Institute for Financial Literacy which serves as a premiere certifying body for financial educators and counselors; and the National Association for Fixed Annuities, a trade association exclusively dedicated to fixed annuities.

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Annuity.org Outreach Team

The outreach team is an integral part of Annuity.org. Through their relationship-building efforts and immersion in the annuity and structured settlement space, our outreach team members are able to identify our visitors’ needs and deliver free resources to help them reach their goals.

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    Community Manager
    Caitlyn McGonigal
    Caitlyn McGonigal manages Annuity.org's social media, and strives to connect readers with resources and information that are important to them. Caitlyn graduated from Drexel University in 2021 and joined the Annuity.org outreach team soon after. She is passionate about making information regarding annuities, structured settlements and personal finance accessible to consumers.
  • Sam Levin, Outreach Coordinator for Annuity.org
    Outreach Coordinator
    Sam Levin
    In February 2023, Sam Levin assumed the role of outreach coordinator at Annuity.org. His passion for connecting individuals to beneficial financial resources at any point in their financial journeys is evident in his work. With the help of educational materials, professional guidance and innovative tools, Sam empowers individuals to make informed financial decisions.
  • Owen Nichols, Outreach Coordinator for Annuity.org
    Outreach Coordinator
    Owen Nichols
    In January 2023, Owen Nichols joined Annuity.org and took the role of outreach coordinator after graduating from the University of Central Florida with a degree in business marketing. He enjoys bringing his passion for personal and business finances into his work by connecting people with the resources they need to achieve their financial goals.

Our Panel of Financial Experts

Annuity.org partners with over 30 financial experts to ensure the highest level of accuracy and quality. Our experts’ contributions include writing content, providing professional insight and reviewing our site to certify all information is factual, clear and reliable.

With more than 30 years of combined experience, our panel of experts includes the chief executive officer at Blue Ocean Global Wealth and past spokesperson for the AARP Financial Freedom campaign as well as the chair of the Council of Examinations for the Certified Financial Planner Board of Standards and past president of the Financial Planning Association.

See Our Experts in Top Publications

Our experts’ background and deep understanding of the financial industry have been featured in industry trade publications and reputable news outlets, including Investopedia, Kiplinger, The New York Times, The Wall Street Journal and Financial Advisor.

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Financial Expertise and Authority You Can Trust

We at Annuity.org hold ourselves to high editorial and ethical standards. All of our content has been researched and attributed to the source, and the team reviews and updates facts and statistics regularly.

All of our experts have the appropriate training and credentials from accrediting agencies and maintain their professional memberships through continuing education.

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How We Make Money

Annuity.org is supported through partnerships with vetted leading financial services companies. We may be compensated when you click on links for financial services or other transparent advertisements on this website.

Our editorial policies focus on providing unbiased, accurate and trustworthy information dedicated to improving financial literacy. All editorial content on Annuity.org is independent of advertisers’ and partners’ specific interests or input.

Additional Experts Featured On Annuity.org

One way we ensure our articles are of the highest quality is by relying on subject matter experts to educate us and our readers. Our writers interview researchers, professors, and certified professionals and advisors for the articles we produce, and we feature our expert sources and their findings on our site.

  • Martin Neil Baily, The Brookings Institution
    Martin Neil Baily
    Senior Fellow in Economic Studies at The Brookings Institution
  • Todd Giesing, LIMRA Secure Retirement Institute
    Todd Giesing
    Annuity Research Director at the LIMRA Secure Retirement Institute
  • Benjamin H. Harris, Northwestern University’s Kellogg School of Management
    Benjamin Harris
    Research Associate Professor and Executive Director of the Kellogg School of Management at Northwestern University's Kellogg Public-Private Initiative (KPPI)
  • Wenliang Hou, Center for Retirement Research at Boston College
    Wenliang Hou
    Quantitative Analyst at Fidelity Investments
  • Olivia S. Mitchell, Wharton School of the University of Pennsylvania
    Olivia S. Mitchell
    International Foundation of Employee Benefit Plans Professor at The Wharton School of the University of Pennsylvania
  • Svetlana Pashchenko, Terry College of Business at the University of Georgia.
    Svetlana Paschenko
    Associate Professor in the Department of Economics at the University of Georgia Terry College of Business
  • Wade Pfau, The American College of Financial Services
    Wade D. Pfau, CFA®
    Professor of Retirement Income at The American College of Financial Services
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    Kelley Griesmer
    President and CEO of The Women's Fund of Central Ohio
  • Cindy Hounsell headshot
    Cindy Hounsell
    President of the Women's Institute for a Secure Retirement (WISER)
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    Barbara O’Neill, Ph.D., CFP®, AFC®
    Owner and CEO of Money Talk
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    Andi Wrenn, M.A., AFC®
    Director of Association for Financial Counseling & Planning Education
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    Christie Angel
    President and CEO of YWCA Columbus
  • Christian Weller, Ph.D.
    Christian Weller, Ph.D.
    Professor of Public Policy at the University of Massachusetts Boston
  • Christine Benz, Morningstar
    Christine Benz
    Director of Personal Finance at Morningstar
  • Gal Wettstein
    Gal Wettstein
    Senior Research Economist at the Center for Retirement Research at Boston College
  • Kimberly Zimmerman Rand
    Kimberly Zimmerman Rand
    Principal of Dragonfly Financial Solutions
  • Summer Red
    Summer Red
    Professional Development Manager at Association for Financial Counseling & Planning Education
  • Kristen Carlisle
    Kristen Carlisle
    General Manager of 401(k) Business Betterment
  • Paul Golden
    Paul Golden
    Managing Director, Media and Communications, National Endowment for FInancial Education (NEFE)
  • Marlo Richardson
    Marlo Richardson
  • Mark Williams
    Mark Williams
    President and CEO Brokers International
  • Snezana Zlatar
    Snezana Zlatar
    Senior Managing Director of Financial Wellness, Advice and Innovation, TIAA
  • Susana Barragán
    Susana Barragán
    Policy Analyst with UnidosUS
  • Mary Joye
    Mary Joye
    Licensed Mental Health Counselor
  • Ryan Kaysen
    Ryan Kaysen
    Certified Financial Planner with Integritas Financial
  • Steve Carleton, LCSW, CAS
    Chief Clinical Officer for Gallus Detox Centers
  • Dr. Harold Hong
    Medical Director for New Waters Recovery
  • Tim Melia, CFP®, MBA
    Principal & Financial Planner, Embolden
  • Dale L. Shafer II, CFP®, APMA®, CDFA®
    Founder and Financial Advisor at Life Moves Wealth Management
  • Michael Dadashi
    CEO of Infinite Recovery
  • Morra Aarons-Mele
    Mental Health Author and Podcaster

Contributors and Reviewers

Our content is written and reviewed by trusted professionals with specialized expertise in annuities and financial planning. Interested in contributing to Annuity.org?

Please seek the advice of a qualified professional before making financial decisions.