Christian Simmons, CEPF

Certified Educator in Personal Finance (CEPF)

Areas of Expertise: Retirement Income Planning | 401(k)s | IRAs | Medicare 

[email protected]
(407) 603-1019

Christian from

Career Highlights

BA, Journalism
University of Central Florida
2015 – 2019

MS, Integrated Business
University of Central Florida

NFL Partnership Intern
United Way Worldwide
2020 – 2021

Freelance Writer
Various Media Groups
2016 – 2018

The writers of
The writers of

About Christian

Christian Simmons is a Certified Educator in Personal Finance and financial writer who has been with since 2021. He has authored numerous important projects, including’s Financial Literacy in the Latinx Community and Financial Abuse guides. Christian has contributed to the Dallas Morning News, Baltimore Sun, Orlando Sentinel, South Florida Sun Sentinel, and CBS and NPR affiliates.

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Professional Awards and Associations

CEPF certificate
Kessler Scholars logo
Florida Society of News Editors logo
Society for Advancing Business Editing and Writing Logo
Association for Financial Counseling & Planning Education Logo
Society of Professional Journalists logo
Personal Takes on Personal Finance by

Share Your Story with Christian

Christian directs’s Personal Takes on Personal Finance, featuring inspiring and insightful stories from real people. Recent interviews explore topics such as early retirement, annuities and changes to a money mindset.

Recent Interviews

Want to share your financial success story? Reach out to Christian now!

Find Christian in the News

Media Spotlight

Endorsements from Financial Professionals

Christian Simmons is talented personal finance writer and certified educator in personal finance. His writing engages, informs and inspires his audience to take meaningful action to improve their financial wellbeing. His passion for financial education shines through.  

Marguerita M. Cheng
CEO of Blue Ocean Global Wealth

Christian is a dynamic writer with a focus on some of the most important matters of personal finance that don’t get enough attention, such as consumer protection and education. His background in both journalism and business has given him a deep well to draw from, enabling him to deliver quality guidance for his readers. 

Stephen Kates
Certified Financial PlannerTM professional

Q&A with Christian

What are the best ways to save for retirement?

There are many avenues to saving up the money you need for a comfortable retirement. Employer-sponsored 401(k) plans are a common vehicle, along with individual retirement accounts (IRAs) that anyone can set up. Beginning to save as early as possible can play a big role.

How much do I need to retire comfortably?

There is no magic number for a comfortable retirement. Everyone’s situation is a little different. Pinning down the retirement lifestyle you want to live can help you begin to get a sense of what you’ll need to have your perfect golden years.

Where will my money go when I retire?

Your money gets pulled a lot of different ways in retirement, but two major drains will likely be housing and health care. In fact, a recent Fidelity survey found that the average couple may need more than $300,000 in retirement exclusively for medical expenses.

Still have questions?

Christian’s Recent Work