Annuities
Joint-Life Income Riders
What a Joint-Life Rider Does A joint-life rider is a particular kind of FIA income rider that sets that income up to cover…
Annuities
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Annuities
GLWB vs. GMIB on a Fixed Index Annuity (FIA)
The Difference Between a GLWB and GMIB An income rider is an optional add-on to a fixed index annuity that turns it into… -
Annuities
Benefit Base vs. Account Value
Why Your Annuity Statement Shows Two Numbers Pull up an annuity illustration. This is the projection your agent hands you, showing how the contract… -
Annuities
FIA Income Rider Fees and Cost
As you read this article, these definitions may help: Account value: The gross value of your contract, sometimes called the accumulation value. This is… -
Annuities
When To Use an Income Rider
The Five Factors That Decide Whether an Income Rider Fits Your Plan Before you can decide when to use an income rider, you need… -
Annuities
Income Rider Rollup Rate and How the Guaranteed Growth Actually Works
What Is a Rollup Rate? The single biggest source of confusion with income riders is that the rate you’re quoted doesn’t grow the money…
