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Protective Life At a Glance: Rates, Products and Reviews

Protective Life sells a wide range of annuity products, including everything from simple fixed annuities to RILAs and variable annuities. With high financial strength ratings and a long history, it is a major company that offers quality and stability to its customers. Protective Life does not specialize in annuities, it also sells life insurance and other products.

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Written By
Jennifer Schell, CAS®
Jennifer Schell, CAS®
Financial Writer, Certified Annuity Specialist®
Jennifer Schell is a professional writer focused on demystifying annuities and other financial topics including banking, financial advising and insurance. She is proud to be a member of the National Association for Fixed Annuities (NAFA) as well as the National Association of Insurance and Financial Advisors (NAIFA).
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and
Chip Stapleton
Chip Stapleton
FINRA Series 7 and Series 66 License Holder
Chip Stapleton is a financial advisor who has spent the past several years of his career working primarily in financial planning and wealth management. He is a FINRA Series 7 and Series 66 license holder and passed the CFA Level II exam in 2022.
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Edited By
Lamia Chowdhury
Lamia Chowdhury
Financial Editor
Lamia Chowdhury is a financial editor at Annuity.org. Lamia carries an extensive skillset in the content marketing field, and her work as a copywriter spans industries as diverse as finance, health care, travel and restaurants.
Read More
Financially Reviewed By
Stephen Kates, CFP®, Licensed Life Insurance Producer
Stephen Kates, CFP®, Licensed Life Insurance Producer
Principal Financial Analyst for Annuity.org
Stephen Kates, CFP® is a personal finance expert specializing in financial planning and education. He serves as the Principal Financial Analyst for Annuity.org, where he delves into industry trends to support consumers and financial advisors on wealth management, annuities, retirement planning, and investing.
Read More
Updated: April 24, 2024
8 min read time
This page features 5 Cited Research Articles

4.3

Annuity.org Star Rating

Our Take

For customers looking for the stability and comfort that comes with a major legacy provider, it’s hard to do better than Protective Life. The company, which has been operating since 1907, sells several annuity products to fit your needs.

Pros

Strong products across multiple categories
Old, stable and financially secure

Cons

High NAIC Complaint Index score

Current Rates from Protective Life

Premium

State

Provider

Guarantee Period

Surrender Period

AM Best Rating

Products 1-5 of 698

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Source: Cannex, Apr. 26, 2024

Product	Rate	Guarantee Period	Surrender Period	AM Best Rating
Safe Harbor Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	6.90%	10 Years	10 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	6.75%	10 Years	10 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	6.50%	7 Years	7 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	6.35%	7 Years	7 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years Get Started	6.30%	6 Years	6 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	6.25%	5 Years	5 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years Get Started	6.15%	6 Years	6 Years	B+
Future Flex 8 Guarantee: 1 Year Surrender: 8 Years Get Started	6.00%	1 Year	8 Years	A-
CL Sundance 3-Year Guarantee: 3 Years Surrender: 3 Years Get Started	6.00%	3 Years	3 Years	B++
Safe Harbor Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	5.95%	5 Years	5 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years Get Started	5.92%	3 Years	3 Years	B+
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.90%	3 Years	3 Years	B++
Aspida Advisory MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.85%	5 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.85%	6 Years	6 Years	A-
Future Flex 8 Guarantee: 1 Year Surrender: 8 Years Get Started	5.80%	1 Year	8 Years	A-
Aspida Advisory MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.80%	3 Years	3 Years	A-
Oak ADVantage Guarantee: 3 Years Surrender: 3 Years Get Started	5.80%	3 Years	3 Years	A+
Safeguard Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.80%	5 Years	5 Years	B++
MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.75%	3 Years	3 Years	B++
Oak ADVantage Guarantee: 5 Years Surrender: 5 Years Get Started	5.75%	5 Years	5 Years	A+
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.75%	5 Years	5 Years	B++
Aspida Advisory MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.75%	7 Years	7 Years	A-
American Pathway Advisory Guarantee: 3 Years Surrender: 3 Years Get Started	5.70%	3 Years	3 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.70%	4 Years	4 Years	A-
MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	5.70%	4 Years	4 Years	B++
American Life & Security Corp American Classic Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	B++
American Pathway Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	A
Aspida Advisory MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	A-
MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	B++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	A++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.70%	6 Years	6 Years	A-
American Pathway Advisory Guarantee: 7 Years Surrender: 7 Years Get Started	5.70%	7 Years	7 Years	A
American Life & Security Corp American Classic Guarantee: 3 Years Surrender: 3 Years Get Started	5.65%	3 Years	3 Years	B++
American Pathway Advisory Guarantee: 3 Years Surrender: 3 Years Get Started	5.65%	3 Years	3 Years	A
Aspida Advisory MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.65%	3 Years	3 Years	A-
Safeguard Plus Guarantee: 3 Years Surrender: 3 Years Get Started	5.65%	3 Years	3 Years	B++
American Pathway Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	5.65%	5 Years	5 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.65%	5 Years	5 Years	A-
American Pathway Advisory Guarantee: 7 Years Surrender: 7 Years Get Started	5.65%	7 Years	7 Years	A
MYAnnuity 7X - No Free Withdrawal Guarantee: 7 Years Surrender: 7 Years Get Started	5.65%	7 Years	7 Years	B++
Oak ADVantage Guarantee: 7 Years Surrender: 7 Years Get Started	5.65%	7 Years	7 Years	A+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.65%	10 Years	10 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.60%	3 Years	3 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.60%	3 Years	3 Years	B++
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.60%	3 Years	3 Years	B++
Safe Harbor Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years Get Started	5.60%	3 Years	3 Years	B+
Advantage 5 Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	5.60%	5 Years	5 Years	A++
CL Sundance 5-Year Guarantee: 5 Years Surrender: 5 Years Get Started	5.60%	5 Years	5 Years	B++
MYAnnuity 5X - No Free Withdrawal Guarantee: 5 Years Surrender: 5 Years Get Started	5.60%	5 Years	5 Years	B++
Multi Select Guarantee: 6 Years Surrender: 6 Years Get Started	5.60%	6 Years	6 Years	A
Simple Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.60%	6 Years	6 Years	B++
Aspida Advisory MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.60%	7 Years	7 Years	A-
Lincoln Select Guarantee: 7 Years Surrender: 7 Years Get Started	5.60%	7 Years	7 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.60%	7 Years	7 Years	B++
Certainty Select Guarantee: 10 Years Surrender: 10 Years Get Started	5.60%	10 Years	10 Years	B++
Safe Haven Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years Get Started	5.57%	3 Years	3 Years	B+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.55%	4 Years	4 Years	A-
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.55%	5 Years	10 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 9 Years Get Started	5.55%	5 Years	9 Years	A
Safe Haven Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	5.55%	5 Years	5 Years	B+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.55%	5 Years	5 Years	A-
MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.55%	6 Years	6 Years	B++
Palladium MYG Guarantee: 6 Years Surrender: 9 Years Get Started	5.55%	6 Years	9 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.55%	6 Years	10 Years	A
Platinum Assure Guarantee: 6 Years Surrender: 6 Years Get Started	5.55%	6 Years	6 Years	A
MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.55%	7 Years	7 Years	B++
Palladium MYG Guarantee: 7 Years Surrender: 9 Years Get Started	5.55%	7 Years	9 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.55%	7 Years	10 Years	A
Platinum Assure Guarantee: 7 Years Surrender: 7 Years Get Started	5.55%	7 Years	7 Years	A
Safeguard Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.55%	7 Years	7 Years	B++
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.55%	10 Years	10 Years	A-
Future Flex 5 Guarantee: 1 Year Surrender: 5 Years Get Started	5.50%	1 Year	5 Years	A-
Future Flex Classic Guarantee: 1 Year Surrender: 1 Year Get Started	5.50%	1 Year	1 Year	A-
Asset Guard Guarantee: 2 Years Surrender: 2 Years Get Started	5.50%	2 Years	2 Years	A-
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.50%	3 Years	3 Years	A++
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.50%	3 Years	3 Years	A-
Advantage 5 Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	A++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	A-
MyGuarantee Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	B++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	A++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.50%	6 Years	6 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A-
Multi Select Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	B++
Certainty Select Guarantee: 8 Years Surrender: 8 Years Get Started	5.50%	8 Years	8 Years	B++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.50%	10 Years	10 Years	A-
Safeguard Plus Guarantee: 10 Years Surrender: 10 Years Get Started	5.50%	10 Years	10 Years	B++
Future Flex 8 Guarantee: 1 Year Surrender: 8 Years Get Started	5.45%	1 Year	8 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years Get Started	5.45%	2 Years	2 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.45%	3 Years	3 Years	A-
LiveWell Guarantee Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A+
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	B++
Platinum Assure Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A
Platinum Assure Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A++
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A-
WealthLock MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A-
Safe Haven Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years Get Started	5.45%	6 Years	6 Years	B+
MYAnnuity 7X Guarantee: 7 Years Surrender: 7 Years Get Started	5.45%	7 Years	7 Years	B++
Safe Haven Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	5.45%	7 Years	7 Years	B+
Palladium MYG Guarantee: 8 Years Surrender: 9 Years Get Started	5.45%	8 Years	9 Years	A
Palladium MYG Guarantee: 8 Years Surrender: 10 Years Get Started	5.45%	8 Years	10 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 9 Years Get Started	5.45%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 10 Years Get Started	5.45%	9 Years	10 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.45%	10 Years	10 Years	B++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	B++
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	B+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	A-
WealthLock MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	A-
Lincoln Select Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A
LiveWell Guarantee Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A+
MNL Guarantee Pro 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A+
MYAnnuity 5X Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	B++
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A+
Palladium MYG Guarantee: 5 Years Surrender: 9 Years Get Started	5.40%	5 Years	9 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.40%	5 Years	10 Years	A
SecureSaver Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A-
WealthLock MYGA Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A-
Certainty Select Guarantee: 6 Years Surrender: 6 Years Get Started	5.40%	6 Years	6 Years	B++
Palladium MYG Guarantee: 6 Years Surrender: 9 Years Get Started	5.40%	6 Years	9 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.40%	6 Years	10 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years Surrender: 7 Years Get Started	5.40%	7 Years	7 Years	A-
Palladium MYG Guarantee: 7 Years Surrender: 9 Years Get Started	5.40%	7 Years	9 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.40%	7 Years	10 Years	A
SecureSaver Guarantee: 7 Years Surrender: 7 Years Get Started	5.40%	7 Years	7 Years	A+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.40%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.40%	7 Years	7 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.40%	10 Years	10 Years	A-
Aspida Advisory MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.35%	2 Years	2 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years Get Started	5.35%	2 Years	2 Years	A-
Performance SPDA Guarantee: 3 Years Surrender: 3 Years Get Started	5.35%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.35%	3 Years	3 Years	A-
WealthLock MYGA Plus Guarantee: 3 Years Surrender: 3 Years Get Started	5.35%	3 Years	3 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.35%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	5.35%	4 Years	4 Years	A++
Simple Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.35%	4 Years	4 Years	B++
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	A
Certainty Select Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	B++
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	A
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.35%	6 Years	6 Years	A-
Safe Haven Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years Get Started	5.35%	6 Years	6 Years	B+
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A
FG Guarantee-Platinum Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A-
LiveWell Guarantee Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A+
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A-
Safe Haven Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	B+
Multi Select Guarantee: 8 Years Surrender: 8 Years Get Started	5.35%	8 Years	8 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.35%	10 Years	10 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.35%	10 Years	10 Years	B++
Safe Haven Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	5.35%	10 Years	10 Years	B+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	5.34%	3 Years	3 Years	B+
Asset Guard Guarantee: 2 Years Surrender: 2 Years Get Started	5.30%	2 Years	2 Years	A-
LiveWell Guarantee Max Guarantee: 3 Years Surrender: 3 Years Get Started	5.30%	3 Years	3 Years	A+
Safe Haven Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years Get Started	5.30%	3 Years	3 Years	B+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	5.30%	3 Years	3 Years	B+
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.30%	3 Years	3 Years	A-
Multi Select Guarantee: 4 Years Surrender: 4 Years Get Started	5.30%	4 Years	4 Years	A
Platinum Assure Guarantee: 4 Years Surrender: 4 Years Get Started	5.30%	4 Years	4 Years	A
Platinum Assure Guarantee: 4 Years Surrender: 4 Years Get Started	5.30%	4 Years	4 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A-
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A-
Multi Select Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 9 Years Get Started	5.30%	5 Years	9 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.30%	5 Years	10 Years	A
Palladium Match MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	B++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A++
Safe Haven Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	B+
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A-
WealthLock MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A-
Palladium MYG Guarantee: 6 Years Surrender: 9 Years Get Started	5.30%	6 Years	9 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.30%	6 Years	10 Years	A
F&G Secure MYGA® Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
F&G Secure MYGA® MVA Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
LiveWell Guarantee Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A+
MNL Guarantee Pro 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A+
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
MyGuarantee Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A+
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.30%	7 Years	10 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 9 Years Get Started	5.30%	7 Years	9 Years	A
Palladium Match MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	B++
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	B++
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A-
WealthLock MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A-
WealthLock MYGA Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A-
Palladium MYG Guarantee: 8 Years Surrender: 9 Years Get Started	5.30%	8 Years	9 Years	A
Palladium MYG Guarantee: 8 Years Surrender: 10 Years Get Started	5.30%	8 Years	10 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 9 Years Get Started	5.30%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 10 Years Get Started	5.30%	9 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.30%	10 Years	10 Years	A-
Future Flex 5 Guarantee: 1 Year Surrender: 5 Years Get Started	5.25%	1 Year	5 Years	A-
CL Sundance 2-Year Guarantee: 2 Years Surrender: 2 Years Get Started	5.25%	2 Years	2 Years	B++
Future Flex 5 Guarantee: 2 Years Surrender: 5 Years Get Started	5.25%	2 Years	5 Years	A-
Certainty Select Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	B++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A-
LiveWell Guarantee Max Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A+
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A-
WealthLock MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A-
First Choice 4 Guarantee: 4 Years Surrender: 4 Years Get Started	5.25%	4 Years	4 Years	A
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
Eleos MVA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A++
F&G Secure MYGA® Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
F&G Secure MYGA® MVA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
FG Guarantee-Platinum Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A-
Performance SPDA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A-
Reliance Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A++
Smart Saver NY Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A+
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A-
WealthLock MYGA Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.25%	6 Years	6 Years	A-
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A-
Reliance Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A++
SecureFore 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A-
Lincoln Select Guarantee: 10 Years Surrender: 10 Years Get Started	5.25%	10 Years	10 Years	A
Multi Select Guarantee: 10 Years Surrender: 10 Years Get Started	5.25%	10 Years	10 Years	A
Safe Haven Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	5.25%	10 Years	10 Years	B+
Aspida Advisory MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.20%	2 Years	2 Years	A-
Asset Guard Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A-
MNL Guarantee Pro 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A+
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A-
WealthLock MYGA Plus Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A-
Asset Guard Guarantee: 4 Years Surrender: 4 Years Get Started	5.20%	4 Years	4 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.20%	4 Years	4 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	5.20%	4 Years	4 Years	A-
American Freedom Classic 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A++
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
LiveWell Guarantee Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A+
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A++
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A-
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.20%	6 Years	6 Years	A-
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.20%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.20%	7 Years	7 Years	A
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.20%	7 Years	7 Years	A-
Palladium MYG Guarantee: 8 Years Surrender: 9 Years Get Started	5.20%	8 Years	9 Years	A
Palladium MYG Guarantee: 8 Years Surrender: 10 Years Get Started	5.20%	8 Years	10 Years	A
Multi Select Guarantee: 9 Years Surrender: 9 Years Get Started	5.20%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 9 Years Get Started	5.20%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 10 Years Get Started	5.20%	9 Years	10 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.20%	10 Years	10 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.20%	10 Years	10 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A
Freedom Elevate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A++
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A-
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.15%	4 Years	4 Years	A
American Pathway Vision MYG Guarantee: 4 Years Surrender: 10 Years Get Started	5.15%	4 Years	10 Years	A
Security Benefit Life Insurance Company Advanced Choice Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
American Pathway Vision MYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.15%	5 Years	10 Years	A
Apex MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Asset Guard Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Focused Growth Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
MNL Guarantee Pro 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A+
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
Palladium Match MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
Pinnacle Plus MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
SecureFore 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
SolutionsMYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.15%	5 Years	10 Years	A
American Pathway Vision MYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.15%	6 Years	10 Years	A
SolutionsMYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.15%	6 Years	10 Years	A
Security Benefit Life Insurance Company Advanced Choice Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A
American Pathway Vision MYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.15%	7 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A
Palladium Match MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A
SolutionsMYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.15%	7 Years	10 Years	A
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
WealthLock MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
WealthLock MYGA Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
American Pathway Vision MYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.15%	10 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.15%	10 Years	10 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.15%	10 Years	10 Years	B++
SolutionsMYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.15%	10 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years Get Started	5.10%	2 Years	2 Years	A-
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.10%	2 Years	2 Years	A-
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Performance SPDA Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Stable Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A++
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	5.10%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	5.10%	4 Years	4 Years	A++
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	5.10%	4 Years	4 Years	A-
Smart Saver NY Guarantee: 4 Years Surrender: 4 Years Get Started	5.10%	4 Years	4 Years	A+
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
Eleos SP Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A++
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MYAnnuity 5X - No Free Withdrawal Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	B++
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
Performance SPDA Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A-
Stable Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A++
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A-
Apex MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A-
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A
Focused Growth Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A
LiveWell Guarantee Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A+
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A-
Smart Saver NY Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A+
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Premier Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A+
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.10%	10 Years	10 Years	A
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.05%	2 Years	2 Years	A-
WealthLock MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.05%	2 Years	2 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	5.05%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	5.05%	4 Years	4 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	5.05%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	5.05%	4 Years	4 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Focused Growth Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Palladium Match MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
Performance SPDA Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
SecureSaver Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A+
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.05%	6 Years	6 Years	A-
Smart Saver NY Guarantee: 6 Years Surrender: 6 Years Get Started	5.05%	6 Years	6 Years	A+
Security Benefit Life Insurance Company Advanced Choice Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
F&G Secure MYGA® Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
F&G Secure MYGA® MVA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
Palladium Match MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
Pinnacle Plus MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
SecureSaver Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
Pinnacle Plus MYGA Guarantee: 10 Years Surrender: 10 Years Get Started	5.05%	10 Years	10 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.05%	10 Years	10 Years	A-
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 9 Years Get Started	5.00%	1 Year	9 Years	A
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 7 Years Get Started	5.00%	1 Year	7 Years	A
Future Flex 5 Guarantee: 2 Years Surrender: 5 Years Get Started	5.00%	2 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years Get Started	5.00%	2 Years	2 Years	A-
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.00%	2 Years	2 Years	A-
WealthLock MYGA Plus Guarantee: 2 Years Surrender: 2 Years Get Started	5.00%	2 Years	2 Years	A-
Apex MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Asset Guard Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
F&G Secure MYGA® Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A
F&G Secure MYGA® MVA Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A
FG Guarantee-Platinum Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
LiveWell Guarantee Max Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A+
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
SecureFore 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Asset Guard Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A-
First Choice 4 Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	B++
Stable Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A++
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
F&G Secure MYGA® Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
F&G Secure MYGA® MVA Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	B++
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	B+
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A+
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
Smart Saver NY Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A+
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Premier Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A+
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years Surrender: 6 Years Get Started	5.00%	6 Years	6 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years Surrender: 6 Years Get Started	5.00%	6 Years	6 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.00%	6 Years	6 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.00%	6 Years	6 Years	B++
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
Focused Growth Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A-
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
MNL Guarantee Pro 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A+
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	B++
SecureFore 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A+
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A-
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years Surrender: 8 Years Get Started	5.00%	8 Years	8 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years Surrender: 8 Years Get Started	5.00%	8 Years	8 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 8 Years Surrender: 8 Years Get Started	5.00%	8 Years	8 Years	B++
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years Surrender: 9 Years Get Started	5.00%	9 Years	9 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years Surrender: 9 Years Get Started	5.00%	9 Years	9 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 9 Years Surrender: 9 Years Get Started	5.00%	9 Years	9 Years	B++
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years Get Started	5.00%	9 Years	9 Years	A+
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years Surrender: 10 Years Get Started	5.00%	10 Years	10 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years Surrender: 10 Years Get Started	5.00%	10 Years	10 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.00%	10 Years	10 Years	B++
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	4.95%	2 Years	2 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A
Pinnacle Plus MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	B++
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A-
American Freedom Classic 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
Asset Guard Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A-
Brighthouse Fixed Rate Annuity with MVA Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A-
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.95%	6 Years	6 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A+
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	4.95%	10 Years	10 Years	B++
Reliance Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	4.95%	10 Years	10 Years	A++
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.94%	5 Years	5 Years	B+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.90%	1 Year	7 Years	A+
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	4.90%	2 Years	2 Years	A-
WealthLock MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	4.90%	2 Years	2 Years	A-
American Freedom Aspire 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	4.90%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	4.90%	3 Years	7 Years	A
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Focused Growth Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Performance SPDA Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A++
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A++
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.90%	3 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A++
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
MYAnnuity 5X Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	B++
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A+
Performance SPDA Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.90%	5 Years	7 Years	A+
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	B+
SecureFore 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years Surrender: 6 Years Get Started	4.90%	6 Years	6 Years	A-
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A+
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years Surrender: 8 Years Get Started	4.90%	8 Years	8 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years Surrender: 9 Years Get Started	4.90%	9 Years	9 Years	A-
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years Get Started	4.90%	9 Years	9 Years	A+
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years Surrender: 10 Years Get Started	4.90%	10 Years	10 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	4.85%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	4.85%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.85%	1 Year	5 Years	A+
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.85%	2 Years	2 Years	A++
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	4.85%	2 Years	2 Years	A-
WealthLock MYGA Plus Guarantee: 2 Years Surrender: 2 Years Get Started	4.85%	2 Years	2 Years	A-
Freedom Elevate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A++
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.85%	3 Years	5 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Stable Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A++
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	4.85%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.85%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.85%	4 Years	4 Years	A-
Smart Saver NY Guarantee: 4 Years Surrender: 4 Years Get Started	4.85%	4 Years	4 Years	A+
Apex MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A
Eagle Guarantee Focus Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Eagle Guarantee Focus Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
GuaranteeShield Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
GuaranteeShield Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A
Pinnacle Plus MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A+
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Stable Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
Future Flex 5 Guarantee: 6 Years Surrender: 5 Years Get Started	4.85%	6 Years	5 Years	A-
Apex MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A-
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
Expedition II Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A+
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A+
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
Smart Saver NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A+
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years Get Started	4.85%	9 Years	9 Years	A+
Apollo MVA Guarantee: 1 Year Surrender: 7 Years Get Started	4.80%	1 Year	7 Years	A++
Future Flex 8 Guarantee: 2 Years Surrender: 8 Years Get Started	4.80%	2 Years	8 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
Focused Growth Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MNL Guarantee Pro 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A+
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Palladium MYG Guarantee: 3 Years Surrender: 9 Years Get Started	4.80%	3 Years	9 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	4.80%	3 Years	10 Years	A
Platinum Assure Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
Platinum Assure Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A++
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A+
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A++
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
American Freedom Aspire 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Brighthouse Fixed Rate Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A
Expedition II Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.80%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.80%	6 Years	6 Years	A++
Smart Saver NY Guarantee: 6 Years Surrender: 6 Years Get Started	4.80%	6 Years	6 Years	A+
F&G Secure MYGA® Non-MVA Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
Focused Growth Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	4.80%	10 Years	10 Years	A
Eagle Guarantee Focus Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
Eagle Guarantee Focus Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
F&G Secure MYGA® Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
F&G Secure MYGA® MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
GuaranteeShield Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
GuaranteeShield Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
Multi Select Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A+
Performance SPDA Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A++
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A++
SecureFore 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
SecureOption Focus Guarantee: 3 Years Surrender: 7 Years Get Started	4.75%	3 Years	7 Years	A+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
SmartSelect Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A+
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	4.75%	4 Years	4 Years	A
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.75%	4 Years	4 Years	A++
Stable Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	4.75%	4 Years	4 Years	A++
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A+
SecureOption Focus Guarantee: 5 Years Surrender: 7 Years Get Started	4.75%	5 Years	7 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A
Smart Saver NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A+
SolutionsMYG Guarantee: 5 Years Surrender: 7 Years Get Started	4.75%	5 Years	7 Years	A
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.75%	6 Years	6 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.75%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.75%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.75%	6 Years	6 Years	A++
SolutionsMYG Guarantee: 6 Years Surrender: 7 Years Get Started	4.75%	6 Years	7 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A-
Pinnacle Plus MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A-
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A++
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A+
SecureOption Focus Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
SolutionsMYG Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years Get Started	4.75%	9 Years	9 Years	A+
Pinnacle Plus MYGA Guarantee: 10 Years Surrender: 10 Years Get Started	4.75%	10 Years	10 Years	A-
Apex MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A+
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	B++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A++
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A-
SmartSelect Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A
Expedition II Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A+
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	B++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	4.70%	6 Years	6 Years	A-
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.70%	6 Years	6 Years	A++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	4.70%	6 Years	6 Years	B++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A
Expedition II Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A+
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A-
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	B++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 8 Years Surrender: 8 Years Get Started	4.70%	8 Years	8 Years	B++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 9 Years Surrender: 9 Years Get Started	4.70%	9 Years	9 Years	B++
Focused Growth Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	4.70%	10 Years	10 Years	A
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	4.70%	10 Years	10 Years	B++
Apollo SP Guarantee: 1 Year Surrender: 7 Years Get Started	4.65%	1 Year	7 Years	A++
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.65%	1 Year	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	4.65%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	4.65%	3 Years	7 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	4.65%	3 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 9 Years Get Started	4.65%	3 Years	9 Years	A
Pinnacle Plus MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	B++
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.65%	3 Years	7 Years	A+
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A+
SecureOption Focus Guarantee: 3 Years Surrender: 7 Years Get Started	4.65%	3 Years	7 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A-
SmartSelect Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A++
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A-
SmartSelect Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A+
Brighthouse Fixed Rate Annuity with ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.65%	5 Years	7 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A++
SecureOption Focus Guarantee: 5 Years Surrender: 7 Years Get Started	4.65%	5 Years	7 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	4.65%	6 Years	6 Years	A-
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A+
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A+
SecureOption Focus Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A-
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Secure Plus Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	4.60%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	4.60%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.60%	1 Year	5 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.60%	1 Year	7 Years	A+
Future Flex 8 Guarantee: 2 Years Surrender: 8 Years Get Started	4.60%	2 Years	8 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.60%	3 Years	7 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.60%	3 Years	5 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A++
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A-
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years Get Started	4.60%	4 Years	4 Years	A++
Smart Saver NY Guarantee: 4 Years Surrender: 4 Years Get Started	4.60%	4 Years	4 Years	A+
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A
Eagle Guarantee Focus Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
GuaranteeShield Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.60%	5 Years	7 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A
Future Flex 5 Guarantee: 6 Years Surrender: 5 Years Get Started	4.60%	6 Years	5 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.60%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years Get Started	4.60%	6 Years	6 Years	A++
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
F&G Secure MYGA® ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Lincoln Select Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A++
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Smart Saver NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A+
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.55%	1 Year	5 Years	A+
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.55%	2 Years	2 Years	A++
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	4.55%	3 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 9 Years Get Started	4.55%	3 Years	9 Years	A
Palladium Match MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.55%	3 Years	5 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A++
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A+
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.55%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.55%	4 Years	4 Years	A-
American Freedom Aspire 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Brighthouse Fixed Rate Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
F&G Secure MYGA® ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A-
Prudential WealthGuard Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.55%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.55%	6 Years	6 Years	A++
Smart Saver NY Guarantee: 6 Years Surrender: 6 Years Get Started	4.55%	6 Years	6 Years	A+
American Freedom Aspire 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A++
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A++
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 9 Years Get Started	4.50%	1 Year	9 Years	A
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 7 Years Get Started	4.50%	1 Year	7 Years	A
SecureOption Focus Guarantee: 1 Year Surrender: 7 Years Get Started	4.50%	1 Year	7 Years	A+
Platinum Assure Guarantee: 2 Years Surrender: 2 Years Get Started	4.50%	2 Years	2 Years	A
Platinum Assure Guarantee: 2 Years Surrender: 2 Years Get Started	4.50%	2 Years	2 Years	A
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.50%	2 Years	2 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	4.50%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	4.50%	3 Years	7 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A
Eagle Guarantee Focus Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A-
Expedition II Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
GuaranteeShield Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A-
Mariner Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
Prudential WealthGuard Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A
SmartSelect Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.50%	4 Years	4 Years	A++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.50%	4 Years	4 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
MyGuarantee Plus Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A
SmartSelect Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
SmartSelect Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A++
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Secure Plus Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.50%	6 Years	6 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.50%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.50%	6 Years	6 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A
Expedition II Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A+
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A+
MyGuarantee Plus Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A
Prudential WealthGuard Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A+
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A
Platinum Edge Guarantee: 10 Years Surrender: 10 Years Get Started	4.50%	10 Years	10 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	4.45%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	4.45%	1 Year	7 Years	A
American Freedom Aspire 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.45%	3 Years	3 Years	A++
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years Get Started	4.45%	3 Years	3 Years	A
SecureOption Focus Guarantee: 3 Years Surrender: 7 Years Get Started	4.45%	3 Years	7 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.45%	3 Years	3 Years	A-
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A++
SmartSelect Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A+
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.45%	5 Years	5 Years	A
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.45%	5 Years	5 Years	A++
SecureOption Focus Guarantee: 5 Years Surrender: 7 Years Get Started	4.45%	5 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.45%	5 Years	5 Years	A-
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years Get Started	4.45%	5 Years	5 Years	A
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.45%	6 Years	6 Years	A++
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.45%	6 Years	6 Years	A++
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
SecureOption Focus Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A+
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A
Platinum Edge Guarantee: 9 Years Surrender: 9 Years Get Started	4.45%	9 Years	9 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.40%	1 Year	7 Years	A+
SecureOption Focus Guarantee: 1 Year Surrender: 7 Years Get Started	4.40%	1 Year	7 Years	A+
Brighthouse Fixed Rate Annuity with MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A
Palladium Match MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.40%	3 Years	7 Years	A+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	B+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A++
SmartSelect Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.40%	4 Years	4 Years	A++
SmartSelect Guarantee: 4 Years Surrender: 4 Years Get Started	4.40%	4 Years	4 Years	A+
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
Brighthouse Fixed Rate Annuity with ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A++
Lincoln Select Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.40%	5 Years	7 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A++
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A-
Platinum Edge Guarantee: 8 Years Surrender: 8 Years Get Started	4.40%	8 Years	8 Years	A+
Future Flex 8 Guarantee: 9 Years Surrender: 8 Years Get Started	4.40%	9 Years	8 Years	A-
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.35%	1 Year	7 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.35%	1 Year	5 Years	A+
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.35%	2 Years	2 Years	A++
Brighthouse Fixed Rate Annuity with ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A
Expedition II Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A+
F&G Secure MYGA® Non-MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.35%	3 Years	5 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.35%	3 Years	7 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A++
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years Get Started	4.35%	3 Years	6 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A-
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years Get Started	4.35%	4 Years	4 Years	A++
Expedition II Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.35%	5 Years	7 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.35%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years Get Started	4.35%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.35%	6 Years	6 Years	A++
Expedition II Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
F&G Secure MYGA® ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
Platinum Edge Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
Prudential WealthGuard Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A++
United of Omaha Insurance Company (a Mutual of Omaha company) Bonus Flexible Annuity Guarantee: 8 Years Surrender: 8 Years Get Started	4.35%	8 Years	8 Years	A+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	4.34%	3 Years	3 Years	B+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.30%	1 Year	7 Years	A+
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A
Palladium Match MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	B+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A++
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	4.30%	4 Years	4 Years	A-
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.30%	4 Years	4 Years	A++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.30%	4 Years	4 Years	A++
F&G Secure MYGA® ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.30%	5 Years	5 Years	A
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.30%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.30%	5 Years	5 Years	A++
SecureSaver Guarantee: 5 Years Surrender: 5 Years Get Started	4.30%	5 Years	5 Years	A+
Platinum Edge Guarantee: 6 Years Surrender: 6 Years Get Started	4.30%	6 Years	6 Years	A+
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.30%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.30%	6 Years	6 Years	A++
American Freedom Aspire 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
SecureSaver Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A+
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A-
Lincoln Select Guarantee: 10 Years Surrender: 10 Years Get Started	4.30%	10 Years	10 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	4.30%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.25%	1 Year	5 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.25%	1 Year	5 Years	A+
Future Flex 8 Guarantee: 2 Years Surrender: 8 Years Get Started	4.25%	2 Years	8 Years	A-
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.25%	2 Years	2 Years	A++
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.25%	2 Years	2 Years	A++
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years Get Started	4.25%	3 Years	3 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.25%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.25%	3 Years	5 Years	A+
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.25%	3 Years	3 Years	A
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	4.25%	4 Years	4 Years	A-
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.25%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.25%	4 Years	4 Years	A++
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A
Expedition II Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A
Platinum Edge Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	B+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A-
SmartSelect Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
SmartSelect Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A++
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.25%	6 Years	6 Years	A++
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A++
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A++
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A-
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A-
MultiRate Guarantee: 1 Year Surrender: 7 Years Get Started	4.20%	1 Year	7 Years	A+
SecureOption Focus Guarantee: 1 Year Surrender: 7 Years Get Started	4.20%	1 Year	7 Years	A+
F&G Secure MYGA® ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.20%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.20%	3 Years	3 Years	A++
Platinum Edge Guarantee: 4 Years Surrender: 4 Years Get Started	4.20%	4 Years	4 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.20%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.20%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.20%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years Get Started	4.20%	5 Years	5 Years	A++
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.20%	7 Years	7 Years	A+
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	4.20%	7 Years	10 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.20%	7 Years	7 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.20%	7 Years	7 Years	A-
Future Flex 8 Guarantee: 9 Years Surrender: 8 Years Get Started	4.20%	9 Years	8 Years	A-
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.19%	5 Years	5 Years	B+
MultiRate Guarantee: 1 Year Surrender: 7 Years Get Started	4.15%	1 Year	7 Years	A+
SPDA Series II Guarantee: 1 Year Surrender: 7 Years Get Started	4.15%	1 Year	7 Years	A+
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A
Mariner Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A++
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A-
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A-
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years Get Started	4.15%	4 Years	4 Years	A++
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	B+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A-
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.15%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years Get Started	4.15%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.15%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	4.15%	7 Years	7 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.15%	7 Years	7 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.15%	7 Years	7 Years	A-
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	4.15%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.10%	1 Year	7 Years	A+
MultiRate Guarantee: 2 Years Surrender: 7 Years Get Started	4.10%	2 Years	7 Years	A+
Brighthouse Fixed Rate Annuity with ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.10%	3 Years	3 Years	A
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.10%	3 Years	3 Years	A-
SPDA Series II Guarantee: 3 Years Surrender: 7 Years Get Started	4.10%	3 Years	7 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.10%	3 Years	3 Years	A++
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.10%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.10%	4 Years	4 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.10%	5 Years	5 Years	A
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.10%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.10%	5 Years	5 Years	A++
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.10%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.10%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.10%	6 Years	6 Years	A++
SmartStep Guarantee: 6 Years Surrender: 6 Years Get Started	4.10%	6 Years	6 Years	A+
SmartStep Guarantee: 6 Years Surrender: 6 Years Get Started	4.10%	6 Years	6 Years	A+
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A-
Century Plus Guarantee: 9 Years Surrender: 9 Years Get Started	4.10%	9 Years	9 Years	A
Century Plus Guarantee: 10 Years Surrender: 10 Years Get Started	4.10%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.05%	1 Year	5 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.05%	1 Year	7 Years	A+
MultiRate Guarantee: 2 Years Surrender: 7 Years Get Started	4.05%	2 Years	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	4.05%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	4.05%	3 Years	7 Years	A
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A-
MultiRate Guarantee: 3 Years Surrender: 7 Years Get Started	4.05%	3 Years	7 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.05%	3 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A-
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A+
Prudential WealthGuard Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.05%	5 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.05%	6 Years	6 Years	A++
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	4.05%	7 Years	10 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A++
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A++
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	4.05%	10 Years	10 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	4.00%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	4.00%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.00%	1 Year	5 Years	A+
SeniorSelect Guarantee: 1 Year Surrender: 1 Year Get Started	4.00%	1 Year	1 Year	A+
American Pathway Advisory Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A
Expedition II Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A+
MultiRate Guarantee: 3 Years Surrender: 7 Years Get Started	4.00%	3 Years	7 Years	A+
Prudential WealthGuard Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.00%	3 Years	5 Years	A+
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years Get Started	4.00%	3 Years	6 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A-
MultiRate Guarantee: 4 Years Surrender: 7 Years Get Started	4.00%	4 Years	7 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.00%	4 Years	4 Years	A++
American Pathway Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	4.00%	5 Years	5 Years	A
MultiRate Guarantee: 5 Years Surrender: 7 Years Get Started	4.00%	5 Years	7 Years	A+
New Momentum Guarantee: 5 Years Surrender: 7 Years Get Started	4.00%	5 Years	7 Years	A+
SPDA Series II Guarantee: 5 Years Surrender: 7 Years Get Started	4.00%	5 Years	7 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.00%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.00%	5 Years	5 Years	A++
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.00%	5 Years	5 Years	A
American Pathway Advisory Guarantee: 7 Years Surrender: 7 Years Get Started	4.00%	7 Years	7 Years	A
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years Get Started	4.00%	7 Years	7 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.00%	7 Years	7 Years	A++
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.00%	7 Years	7 Years	A
Century Plus Guarantee: 9 Years Surrender: 9 Years Get Started	4.00%	9 Years	9 Years	A
Century Plus Guarantee: 10 Years Surrender: 10 Years Get Started	4.00%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	3.95%	1 Year	7 Years	A+
F&G Secure MYGA® ROP Guarantee: 3 Years Surrender: 3 Years Get Started	3.95%	3 Years	3 Years	A
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years Get Started	3.95%	3 Years	3 Years	A++
MultiRate Guarantee: 4 Years Surrender: 7 Years Get Started	3.95%	4 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years Get Started	3.95%	4 Years	4 Years	A++
MultiRate Guarantee: 5 Years Surrender: 7 Years Get Started	3.95%	5 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years Get Started	3.95%	5 Years	5 Years	A++
Access SPDA Guarantee: 6 Years Surrender: 6 Years Get Started	3.95%	6 Years	6 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	3.95%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years Get Started	3.95%	6 Years	6 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A++
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	3.95%	7 Years	10 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A++
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A++
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.90%	2 Years	2 Years	B+
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years Get Started	3.90%	3 Years	6 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	3.90%	3 Years	3 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	3.90%	3 Years	3 Years	A-
MultiVantage Guarantee: 4 Years Surrender: 4 Years Get Started	3.90%	4 Years	4 Years	A+
MultiVantage Guarantee: 4 Years Surrender: 4 Years Get Started	3.90%	4 Years	4 Years	A+
MultiVantage Guarantee: 4 Years Surrender: 4 Years Get Started	3.90%	4 Years	4 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	3.90%	5 Years	5 Years	A++
New Momentum Guarantee: 6 Years Surrender: 7 Years Get Started	3.90%	6 Years	7 Years	A+
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.90%	6 Years	10 Years	A
SmartSelect Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartSelect Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartStep Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartStep Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	3.90%	7 Years	7 Years	A+
MultiRate Guarantee: 7 Years Surrender: 7 Years Get Started	3.90%	7 Years	7 Years	A+
SPDA Series II Guarantee: 7 Years Surrender: 7 Years Get Started	3.90%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	3.90%	7 Years	7 Years	A++
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	3.85%	1 Year	5 Years	A+
Expedition II Guarantee: 3 Years Surrender: 3 Years Get Started	3.85%	3 Years	3 Years	A+
Access SPDA Guarantee: 4 Years Surrender: 4 Years Get Started	3.85%	4 Years	4 Years	A-
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A
MultiVantage Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A+
MultiVantage Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A+
MultiVantage Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	3.85%	6 Years	6 Years	A++
MultiRate Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A+
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A++
Future Flex 8 Guarantee: 9 Years Surrender: 8 Years Get Started	3.85%	9 Years	8 Years	A-
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.84%	2 Years	2 Years	B+
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.80%	2 Years	2 Years	B+
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years Get Started	3.80%	3 Years	3 Years	A
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years Get Started	3.80%	3 Years	6 Years	A++
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	3.80%	3 Years	3 Years	A
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	3.80%	5 Years	5 Years	A
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A++
MultiVantage Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A+
MultiVantage Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A++
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A
MultiVantage Guarantee: 10 Years Surrender: 10 Years Get Started	3.80%	10 Years	10 Years	A+
MultiVantage Guarantee: 10 Years Surrender: 10 Years Get Started	3.80%	10 Years	10 Years	A+
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	3.75%	1 Year	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	3.75%	3 Years	7 Years	A
Platinum Edge Guarantee: 3 Years Surrender: 3 Years Get Started	3.75%	3 Years	3 Years	A+
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	3.75%	3 Years	3 Years	A
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	3.75%	3 Years	3 Years	A
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	3.75%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	3.75%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	3.75%	5 Years	5 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.75%	6 Years	10 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A
New Momentum Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A
SmartSelect Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
SmartSelect Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A++
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	3.70%	4 Years	4 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.70%	5 Years	5 Years	A
American Pathway Vision MYG Guarantee: 7 Years Surrender: 10 Years Get Started	3.70%	7 Years	10 Years	A
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years Get Started	3.70%	7 Years	7 Years	A
MultiVantage Guarantee: 7 Years Surrender: 7 Years Get Started	3.70%	7 Years	7 Years	A+
SolutionsMYG Guarantee: 7 Years Surrender: 10 Years Get Started	3.70%	7 Years	10 Years	A
American Pathway Vision MYG Guarantee: 10 Years Surrender: 10 Years Get Started	3.70%	10 Years	10 Years	A
New Momentum Guarantee: 10 Years Surrender: 7 Years Get Started	3.70%	10 Years	7 Years	A+
SolutionsMYG Guarantee: 10 Years Surrender: 10 Years Get Started	3.70%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	3.65%	1 Year	7 Years	A+
American Pathway Vision MYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.65%	5 Years	10 Years	A
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	3.65%	5 Years	5 Years	A+
SolutionsMYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.65%	5 Years	10 Years	A
American Pathway Vision MYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.65%	6 Years	10 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.65%	6 Years	10 Years	A
SmartSelect Guarantee: 6 Years Surrender: 6 Years Get Started	3.65%	6 Years	6 Years	A+
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SmartSelect Two Guarantee: 6 Years Surrender: 6 Years Get Started	3.65%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years Get Started	3.65%	6 Years	6 Years	A+
SolutionsMYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.65%	6 Years	10 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	3.65%	7 Years	7 Years	A+
MultiVantage Guarantee: 10 Years Surrender: 10 Years Get Started	3.65%	10 Years	10 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	3.60%	1 Year	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	3.60%	5 Years	5 Years	A+
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	3.60%	5 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.60%	7 Years	7 Years	A
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	3.60%	7 Years	7 Years	A
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.60%	7 Years	7 Years	A++
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	3.55%	3 Years	3 Years	A
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years Get Started	3.55%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	3.50%	1 Year	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	3.50%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	3.50%	1 Year	7 Years	A
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	3.50%	3 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	3.50%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	3.50%	3 Years	7 Years	A
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years Get Started	3.50%	3 Years	3 Years	A
American Pathway Vision MYG Guarantee: 4 Years Surrender: 10 Years Get Started	3.50%	4 Years	10 Years	A
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American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.50%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.50%	5 Years	5 Years	A
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Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.15%	2 Years	2 Years	B+
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First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.15%	5 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	3.10%	1 Year	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	3.10%	3 Years	7 Years	A
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	3.10%	4 Years	4 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.10%	5 Years	5 Years	A
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Century Plus Guarantee: 10 Years Surrender: 10 Years Get Started	3.10%	10 Years	10 Years	A
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.09%	2 Years	2 Years	B+
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First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.05%	5 Years	5 Years	A
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SolutionsMYG Guarantee: 7 Years Surrender: 7 Years Get Started	3.05%	7 Years	7 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	3.00%	1 Year	5 Years	A
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Future Flex 5 Guarantee: 1 Year Surrender: 5 Years Get Started	3.00%	1 Year	5 Years	A-
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American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	3.00%	3 Years	7 Years	A
First Choice 4 Guarantee: 4 Years Surrender: 4 Years Get Started	3.00%	4 Years	4 Years	A
First Choice 4 Guarantee: 4 Years Surrender: 4 Years Get Started	3.00%	4 Years	4 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
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American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
SolutionsMYG Guarantee: 5 Years Surrender: 7 Years Get Started	3.00%	5 Years	7 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
SolutionsMYG Guarantee: 6 Years Surrender: 7 Years Get Started	3.00%	6 Years	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.00%	7 Years	7 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years Get Started	3.00%	7 Years	7 Years	A
Assured Edge Income Builder Guarantee: 7 Years Surrender: 7 Years Get Started	3.00%	7 Years	7 Years	A
Prudential Fixed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.00%	7 Years	7 Years	A+
Century Plus Guarantee: 10 Years Surrender: 10 Years Get Started	3.00%	10 Years	10 Years	A
Future Flex 5 Guarantee: 2 Years Surrender: 5 Years Get Started	2.75%	2 Years	5 Years	A-
Assured Edge Advisory Guarantee: 7 Years Surrender: 1 Year Get Started	2.75%	7 Years	1 Year	A
Income Creator Guarantee: 7 Years Surrender: 7 Years Get Started	2.65%	7 Years	7 Years	A+
Secure Savings Guarantee: 2 Years Surrender: 2 Years Get Started	2.60%	2 Years	2 Years	B+
Future Flex 5 Guarantee: 6 Years Surrender: 5 Years Get Started	2.35%	6 Years	5 Years	A-
Assured Edge Income Builder Guarantee: 7 Years Surrender: 7 Years Get Started	2.25%	7 Years	7 Years	A
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Clear Income Advantage - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	1.00%	7 Years	7 Years	A++

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Products Offered by Protective Life

Many annuity providers tend to focus on a few specific product types while offering multiple, customizable versions of those types. Protective Life takes a more diverse approach, selling numerous types of annuities.

This includes fixed annuities, fixed index annuities, RILAs and variable annuities.

Fixed Annuities

Protective Life offers two different fixed annuities. The first is the Protective Secure Saver, which allows customers more access to their money and the protection of their initial investment.

Rates of five or seven years are available, along with 3% interest rate bands. Additionally, terminal illness, nursing home and unemployment riders are attached to the contract. Rates on the Protective Secure Saver range from 4.75% to 5.85% depending on your contract value and the guarantee period you choose.

DID YOU KNOW?

While nursing home and terminal illness waivers are generally industry standard, Protective Life is one of the few providers offering unemployment waivers.

Protective Life also offers the Protective Income Creator annuity, which provides a way for more conservative customers to build their eventual income.

This annuity is designed to create income for life, is available with a seven-year surrender period, and includes the same helpful riders as the Protective Secure Saver.

Fixed Index Annuities

Protective Life currently sells two indexed annuities. The first is known as the Protective Income Builder, which includes several easily customizable strategies and high flexibility that can make it an attractive product.

A 10% benefit base rollup can be included, and customers have the option to choose between the S&P 500 or the Citi Flexible Allocation 6 Excess Return Index. Guaranteed lifetime income benefits are also included.

Protective Life also advertises the Protective Asset Builder II, which stands out for its diverse options and customizability. You have multiple index options, along with five-, seven- or 10-year surrender periods.

The Protective Asset Builder II is essentially a more customizable version of the Protective Income Builder.

RILAs and Variable Annuities

In addition to its fixed and indexed annuities, Protective Life also offers one RILA and one variable product. The RILA is known as the Protective Market Defender II, and it includes a lot of built-in protection for customers.

Buffer and floor options are available, allowing you to experience growth without being exposed to market downturns. Customers have the option to select from different strategies to find the option that best fits their needs.

Protective Market Defender II Floor Strategies

0%
-5%
-10%
-20%

The final product offered by Protective Life is the one that comes with the most risk: the Protective Aspirations variable annuity. It offers over 100 different investment options, along with two different income benefit choices.

While this product has the most risk, it also offers the most growth potential.

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About Protective Life

Founded in 1907, Protective Life is far from just an annuity provider. It is a giant in the insurance market, having offered its products for over 100 years and steadily growing during that span through acquisitions of other smaller companies.

While its focus is not only on annuities, the company has a strong presence in that space. It eclipsed $1.5 billion in direct annuity premiums sold in 2022.

Protective Life, which was acquired by Dai-ichi Life Insurance in 2015, has major financial backing and is a secure company.

It holds favorable financial strength ratings from virtually every independent rating organization.

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Credit Ratings

Credit ratings for annuity providers can help determine a company’s financial strength and stability — an indication that it will be around to guarantee payments to you in the future. Different rating companies use different scales.

Protective Life’s Credit Ratings

Rating Company	Credit Rating
AM Best	A+
Fitch	AA-
S&P	AA-

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What Customers Are Saying About Protective Life

Protective Life did not appear in either the 2022 or 2023 editions of the J.D. Power Overall Customer Satisfaction Index Ranking, which measures the satisfaction of annuity customers by provider.

J.D. Power also rates life insurance satisfaction, and Protective Life received a below-industry-average score in that category.

The company also holds a worrying NAIC Complaint Index Score, which measures the number of customer complaints against a company against its market presence.

Protective Life’s score of 3.87 implies that there are nearly four times as many complaints as expected given the company’s sales.

Part of the issue may be that Protective Life is not as annuity-focused as some competitors.

“Protective Life is in the annuity space, but it seems like, based on our reviews, that they’re more a really strong life insurance company,” Ryan Cicchelli, owner of The Safe Investing Expert, told Annuity.org.

“You could go to many other different annuity companies with something that stands out about them.”

Overall, there are some concerns surrounding Protective Life’s customer satisfaction that are worth keeping in mind when shopping for annuities.

Protective Life is in the annuity space, but it seems like based on our reviews, that they’re more a really strong life insurance company.

Ryan CicchelliOwner of The Safe Investing Expert

The National Association of Insurance Commissioners (NAIC) tracks the consumer complaints that each state’s insurance commission receives each year. These are used to compile a company’s NAIC Complaint Index.NAIC Complaint IndexDetermined by dividing the company’s share of complaints in the U.S. market by the company’s share of premiums in the U.S. market. The National Complaint Index is always 1.00, so a score of 2.00, for example, is twice as high as expected in the market.

NAIC Complaint Index for Protective Life

All Policy Types	0.19
Individual Annuities Only	3.87

These numbers indicate that Protective Life receives fewer complaints than the industry average for all insurance policy types but significantly higher complaints for individual annuities specifically.

Protective Life Pros & Cons

One of the biggest benefits associated with Protective Life is the strength of the company itself. Annuities are often a major purchase, and customers can naturally hold concerns about the stability and reputation of the company they are making that financial commitment to.

That doesn’t need to be a concern with Protective Life. It’s a major corporation that has been in operation for over 100 years, with several subsidiaries, major financial backing and high financial strength ratings across the board.

There’s little question of safety when working with Protective Life.

Another pro is the range of annuity products available. You may have a higher chance of finding the annuity that best fits your needs with Protective Life due to the many types of annuities represented in their offerings.

The one major drawback to Protective Life is customer satisfaction. The high NAIC Complaint Index Score is a concern and, while it isn’t directly tied to annuity sales, the company’s poor J.D. Power ranking for life insurance adds to that concern.

It is not uncommon for major companies to see overall lower customer satisfaction due to their size, but it is something for potential customers to consider.

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Provider Rating Methodology

Annuity.org created a fact-based methodology to analyze the strength, security and reach of different annuity providers. We assessed companies based on their availability, the amount of direct premiums sold, their AM Best Financial Strength Rating and their NAIC Complaint Index score.

Providers received a rating on a five-star scale for each of these categories, with the complaint index and financial strength ratings weighed as the heaviest variables. Then, using a weighted average, each company was assigned an overall star rating.

Annuity.org’s Top-Ranked Providers

Provider	Annuity.org Star Rating
Mass Mutual
New York Life
Pacific Life
Midland National
North American
Western & Southern

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Our Rating Panel

Annuity.org expert panel for providers pages

The Annuity.org editorial team spoke with several annuity experts to learn more about what is important to customers when searching for a provider and what factors make a company reliable. While Annuity.org designed the methodology, these experts provided feedback during the process and consulted on what factors we should leverage to best help prospective buyers compare providers.

Please seek the advice of a qualified professional before making financial decisions.

Last Modified: April 24, 2024

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