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Pacific Life

For over 150 years, Pacific Life has offered life insurance and annuity products to customers all over the country. The company provides a wide range of annuity products, including fixed, indexed, variable, immediate and deferred income annuities. Pacific Life holds excellent financial strength ratings from all of the major credit rating agencies.

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Written By
Jennifer Schell, CAS®
Jennifer Schell, CAS®
Financial Writer, Certified Annuity Specialist®
Jennifer Schell is a professional writer focused on demystifying annuities and other financial topics including banking, financial advising and insurance. She is proud to be a member of the National Association for Fixed Annuities (NAFA) as well as the National Association of Insurance and Financial Advisors (NAIFA).
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and
Stephen Kates, CFP®, Licensed Life Insurance Producer
Stephen Kates, CFP®, Licensed Life Insurance Producer
Principal Financial Analyst for Annuity.org
Stephen Kates, CFP® is a personal finance expert specializing in financial planning and education. He serves as the Principal Financial Analyst for Annuity.org, where he delves into industry trends to support consumers and financial advisors on wealth management, annuities, retirement planning, and investing.
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Edited By
Lamia Chowdhury
Lamia Chowdhury
Financial Editor
Lamia Chowdhury is a financial editor at Annuity.org. Lamia carries an extensive skillset in the content marketing field, and her work as a copywriter spans industries as diverse as finance, health care, travel and restaurants.
Read More
Financially Reviewed By
Chip Stapleton
Chip Stapleton
FINRA Series 7 and Series 66 License Holder
Chip Stapleton is a financial advisor who has spent the past several years of his career working primarily in financial planning and wealth management. He is a FINRA Series 7 and Series 66 license holder and passed the CFA Level II exam in 2022.
Read More
Updated: April 24, 2024
10 min read time
This page features 9 Cited Research Articles

Annuity.org Star Rating

Our Take

Pacific Life is a strong choice for an annuity provider, especially for indexed or variable annuities. Their products are varied and highly customizable, though their minimum premiums are a bit higher than the average.

Pros

Variety of annuity products
Annuities with no withdrawal charges
Highly customizable
Wide availability
Strong financial stability and customer service ratings

Cons

High minimum premiums
Rider fees are higher than industry average

Current Rates from Pacific Life

Premium

State

Provider

Guarantee Period

Surrender Period

AM Best Rating

Products 1-5 of 698

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Source: Cannex, Apr. 26, 2024

Product	Rate	Guarantee Period	Surrender Period	AM Best Rating
Safe Harbor Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	6.90%	10 Years	10 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	6.75%	10 Years	10 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	6.50%	7 Years	7 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	6.35%	7 Years	7 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years Get Started	6.30%	6 Years	6 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	6.25%	5 Years	5 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years Get Started	6.15%	6 Years	6 Years	B+
Future Flex 8 Guarantee: 1 Year Surrender: 8 Years Get Started	6.00%	1 Year	8 Years	A-
CL Sundance 3-Year Guarantee: 3 Years Surrender: 3 Years Get Started	6.00%	3 Years	3 Years	B++
Safe Harbor Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	5.95%	5 Years	5 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years Get Started	5.92%	3 Years	3 Years	B+
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.90%	3 Years	3 Years	B++
Aspida Advisory MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.85%	5 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.85%	6 Years	6 Years	A-
Future Flex 8 Guarantee: 1 Year Surrender: 8 Years Get Started	5.80%	1 Year	8 Years	A-
Aspida Advisory MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.80%	3 Years	3 Years	A-
Oak ADVantage Guarantee: 3 Years Surrender: 3 Years Get Started	5.80%	3 Years	3 Years	A+
Safeguard Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.80%	5 Years	5 Years	B++
MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.75%	3 Years	3 Years	B++
Oak ADVantage Guarantee: 5 Years Surrender: 5 Years Get Started	5.75%	5 Years	5 Years	A+
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.75%	5 Years	5 Years	B++
Aspida Advisory MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.75%	7 Years	7 Years	A-
American Pathway Advisory Guarantee: 3 Years Surrender: 3 Years Get Started	5.70%	3 Years	3 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.70%	4 Years	4 Years	A-
MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	5.70%	4 Years	4 Years	B++
American Life & Security Corp American Classic Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	B++
American Pathway Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	A
Aspida Advisory MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	A-
MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	B++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	A++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.70%	6 Years	6 Years	A-
American Pathway Advisory Guarantee: 7 Years Surrender: 7 Years Get Started	5.70%	7 Years	7 Years	A
American Life & Security Corp American Classic Guarantee: 3 Years Surrender: 3 Years Get Started	5.65%	3 Years	3 Years	B++
American Pathway Advisory Guarantee: 3 Years Surrender: 3 Years Get Started	5.65%	3 Years	3 Years	A
Aspida Advisory MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.65%	3 Years	3 Years	A-
Safeguard Plus Guarantee: 3 Years Surrender: 3 Years Get Started	5.65%	3 Years	3 Years	B++
American Pathway Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	5.65%	5 Years	5 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.65%	5 Years	5 Years	A-
American Pathway Advisory Guarantee: 7 Years Surrender: 7 Years Get Started	5.65%	7 Years	7 Years	A
MYAnnuity 7X - No Free Withdrawal Guarantee: 7 Years Surrender: 7 Years Get Started	5.65%	7 Years	7 Years	B++
Oak ADVantage Guarantee: 7 Years Surrender: 7 Years Get Started	5.65%	7 Years	7 Years	A+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.65%	10 Years	10 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.60%	3 Years	3 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.60%	3 Years	3 Years	B++
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.60%	3 Years	3 Years	B++
Safe Harbor Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years Get Started	5.60%	3 Years	3 Years	B+
Advantage 5 Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	5.60%	5 Years	5 Years	A++
CL Sundance 5-Year Guarantee: 5 Years Surrender: 5 Years Get Started	5.60%	5 Years	5 Years	B++
MYAnnuity 5X - No Free Withdrawal Guarantee: 5 Years Surrender: 5 Years Get Started	5.60%	5 Years	5 Years	B++
Multi Select Guarantee: 6 Years Surrender: 6 Years Get Started	5.60%	6 Years	6 Years	A
Simple Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.60%	6 Years	6 Years	B++
Aspida Advisory MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.60%	7 Years	7 Years	A-
Lincoln Select Guarantee: 7 Years Surrender: 7 Years Get Started	5.60%	7 Years	7 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.60%	7 Years	7 Years	B++
Certainty Select Guarantee: 10 Years Surrender: 10 Years Get Started	5.60%	10 Years	10 Years	B++
Safe Haven Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years Get Started	5.57%	3 Years	3 Years	B+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.55%	4 Years	4 Years	A-
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.55%	5 Years	10 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 9 Years Get Started	5.55%	5 Years	9 Years	A
Safe Haven Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	5.55%	5 Years	5 Years	B+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.55%	5 Years	5 Years	A-
MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.55%	6 Years	6 Years	B++
Palladium MYG Guarantee: 6 Years Surrender: 9 Years Get Started	5.55%	6 Years	9 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.55%	6 Years	10 Years	A
Platinum Assure Guarantee: 6 Years Surrender: 6 Years Get Started	5.55%	6 Years	6 Years	A
MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.55%	7 Years	7 Years	B++
Palladium MYG Guarantee: 7 Years Surrender: 9 Years Get Started	5.55%	7 Years	9 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.55%	7 Years	10 Years	A
Platinum Assure Guarantee: 7 Years Surrender: 7 Years Get Started	5.55%	7 Years	7 Years	A
Safeguard Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.55%	7 Years	7 Years	B++
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.55%	10 Years	10 Years	A-
Future Flex 5 Guarantee: 1 Year Surrender: 5 Years Get Started	5.50%	1 Year	5 Years	A-
Future Flex Classic Guarantee: 1 Year Surrender: 1 Year Get Started	5.50%	1 Year	1 Year	A-
Asset Guard Guarantee: 2 Years Surrender: 2 Years Get Started	5.50%	2 Years	2 Years	A-
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.50%	3 Years	3 Years	A++
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.50%	3 Years	3 Years	A-
Advantage 5 Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	A++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	A-
MyGuarantee Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	B++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	A++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.50%	6 Years	6 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A-
Multi Select Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	B++
Certainty Select Guarantee: 8 Years Surrender: 8 Years Get Started	5.50%	8 Years	8 Years	B++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.50%	10 Years	10 Years	A-
Safeguard Plus Guarantee: 10 Years Surrender: 10 Years Get Started	5.50%	10 Years	10 Years	B++
Future Flex 8 Guarantee: 1 Year Surrender: 8 Years Get Started	5.45%	1 Year	8 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years Get Started	5.45%	2 Years	2 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.45%	3 Years	3 Years	A-
LiveWell Guarantee Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A+
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	B++
Platinum Assure Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A
Platinum Assure Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A++
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A-
WealthLock MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A-
Safe Haven Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years Get Started	5.45%	6 Years	6 Years	B+
MYAnnuity 7X Guarantee: 7 Years Surrender: 7 Years Get Started	5.45%	7 Years	7 Years	B++
Safe Haven Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	5.45%	7 Years	7 Years	B+
Palladium MYG Guarantee: 8 Years Surrender: 9 Years Get Started	5.45%	8 Years	9 Years	A
Palladium MYG Guarantee: 8 Years Surrender: 10 Years Get Started	5.45%	8 Years	10 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 9 Years Get Started	5.45%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 10 Years Get Started	5.45%	9 Years	10 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.45%	10 Years	10 Years	B++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	B++
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	B+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	A-
WealthLock MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	A-
Lincoln Select Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A
LiveWell Guarantee Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A+
MNL Guarantee Pro 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A+
MYAnnuity 5X Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	B++
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A+
Palladium MYG Guarantee: 5 Years Surrender: 9 Years Get Started	5.40%	5 Years	9 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.40%	5 Years	10 Years	A
SecureSaver Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A-
WealthLock MYGA Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A-
Certainty Select Guarantee: 6 Years Surrender: 6 Years Get Started	5.40%	6 Years	6 Years	B++
Palladium MYG Guarantee: 6 Years Surrender: 9 Years Get Started	5.40%	6 Years	9 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.40%	6 Years	10 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years Surrender: 7 Years Get Started	5.40%	7 Years	7 Years	A-
Palladium MYG Guarantee: 7 Years Surrender: 9 Years Get Started	5.40%	7 Years	9 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.40%	7 Years	10 Years	A
SecureSaver Guarantee: 7 Years Surrender: 7 Years Get Started	5.40%	7 Years	7 Years	A+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.40%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.40%	7 Years	7 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.40%	10 Years	10 Years	A-
Aspida Advisory MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.35%	2 Years	2 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years Get Started	5.35%	2 Years	2 Years	A-
Performance SPDA Guarantee: 3 Years Surrender: 3 Years Get Started	5.35%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.35%	3 Years	3 Years	A-
WealthLock MYGA Plus Guarantee: 3 Years Surrender: 3 Years Get Started	5.35%	3 Years	3 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.35%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	5.35%	4 Years	4 Years	A++
Simple Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.35%	4 Years	4 Years	B++
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	A
Certainty Select Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	B++
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	A
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.35%	6 Years	6 Years	A-
Safe Haven Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years Get Started	5.35%	6 Years	6 Years	B+
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A
FG Guarantee-Platinum Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A-
LiveWell Guarantee Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A+
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A-
Safe Haven Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	B+
Multi Select Guarantee: 8 Years Surrender: 8 Years Get Started	5.35%	8 Years	8 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.35%	10 Years	10 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.35%	10 Years	10 Years	B++
Safe Haven Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	5.35%	10 Years	10 Years	B+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	5.34%	3 Years	3 Years	B+
Asset Guard Guarantee: 2 Years Surrender: 2 Years Get Started	5.30%	2 Years	2 Years	A-
LiveWell Guarantee Max Guarantee: 3 Years Surrender: 3 Years Get Started	5.30%	3 Years	3 Years	A+
Safe Haven Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years Get Started	5.30%	3 Years	3 Years	B+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	5.30%	3 Years	3 Years	B+
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.30%	3 Years	3 Years	A-
Multi Select Guarantee: 4 Years Surrender: 4 Years Get Started	5.30%	4 Years	4 Years	A
Platinum Assure Guarantee: 4 Years Surrender: 4 Years Get Started	5.30%	4 Years	4 Years	A
Platinum Assure Guarantee: 4 Years Surrender: 4 Years Get Started	5.30%	4 Years	4 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A-
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A-
Multi Select Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 9 Years Get Started	5.30%	5 Years	9 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.30%	5 Years	10 Years	A
Palladium Match MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	B++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A++
Safe Haven Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	B+
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A-
WealthLock MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A-
Palladium MYG Guarantee: 6 Years Surrender: 9 Years Get Started	5.30%	6 Years	9 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.30%	6 Years	10 Years	A
F&G Secure MYGA® Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
F&G Secure MYGA® MVA Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
LiveWell Guarantee Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A+
MNL Guarantee Pro 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A+
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
MyGuarantee Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A+
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.30%	7 Years	10 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 9 Years Get Started	5.30%	7 Years	9 Years	A
Palladium Match MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	B++
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	B++
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A-
WealthLock MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A-
WealthLock MYGA Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A-
Palladium MYG Guarantee: 8 Years Surrender: 9 Years Get Started	5.30%	8 Years	9 Years	A
Palladium MYG Guarantee: 8 Years Surrender: 10 Years Get Started	5.30%	8 Years	10 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 9 Years Get Started	5.30%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 10 Years Get Started	5.30%	9 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.30%	10 Years	10 Years	A-
Future Flex 5 Guarantee: 1 Year Surrender: 5 Years Get Started	5.25%	1 Year	5 Years	A-
CL Sundance 2-Year Guarantee: 2 Years Surrender: 2 Years Get Started	5.25%	2 Years	2 Years	B++
Future Flex 5 Guarantee: 2 Years Surrender: 5 Years Get Started	5.25%	2 Years	5 Years	A-
Certainty Select Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	B++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A-
LiveWell Guarantee Max Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A+
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A-
WealthLock MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A-
First Choice 4 Guarantee: 4 Years Surrender: 4 Years Get Started	5.25%	4 Years	4 Years	A
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
Eleos MVA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A++
F&G Secure MYGA® Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
F&G Secure MYGA® MVA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
FG Guarantee-Platinum Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A-
Performance SPDA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A-
Reliance Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A++
Smart Saver NY Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A+
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A-
WealthLock MYGA Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.25%	6 Years	6 Years	A-
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A-
Reliance Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A++
SecureFore 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A-
Lincoln Select Guarantee: 10 Years Surrender: 10 Years Get Started	5.25%	10 Years	10 Years	A
Multi Select Guarantee: 10 Years Surrender: 10 Years Get Started	5.25%	10 Years	10 Years	A
Safe Haven Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	5.25%	10 Years	10 Years	B+
Aspida Advisory MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.20%	2 Years	2 Years	A-
Asset Guard Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A-
MNL Guarantee Pro 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A+
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A-
WealthLock MYGA Plus Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A-
Asset Guard Guarantee: 4 Years Surrender: 4 Years Get Started	5.20%	4 Years	4 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.20%	4 Years	4 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	5.20%	4 Years	4 Years	A-
American Freedom Classic 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A++
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
LiveWell Guarantee Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A+
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A++
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A-
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.20%	6 Years	6 Years	A-
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.20%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.20%	7 Years	7 Years	A
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.20%	7 Years	7 Years	A-
Palladium MYG Guarantee: 8 Years Surrender: 9 Years Get Started	5.20%	8 Years	9 Years	A
Palladium MYG Guarantee: 8 Years Surrender: 10 Years Get Started	5.20%	8 Years	10 Years	A
Multi Select Guarantee: 9 Years Surrender: 9 Years Get Started	5.20%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 9 Years Get Started	5.20%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 10 Years Get Started	5.20%	9 Years	10 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.20%	10 Years	10 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.20%	10 Years	10 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A
Freedom Elevate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A++
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A-
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.15%	4 Years	4 Years	A
American Pathway Vision MYG Guarantee: 4 Years Surrender: 10 Years Get Started	5.15%	4 Years	10 Years	A
Security Benefit Life Insurance Company Advanced Choice Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
American Pathway Vision MYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.15%	5 Years	10 Years	A
Apex MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Asset Guard Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Focused Growth Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
MNL Guarantee Pro 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A+
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
Palladium Match MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
Pinnacle Plus MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
SecureFore 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
SolutionsMYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.15%	5 Years	10 Years	A
American Pathway Vision MYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.15%	6 Years	10 Years	A
SolutionsMYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.15%	6 Years	10 Years	A
Security Benefit Life Insurance Company Advanced Choice Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A
American Pathway Vision MYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.15%	7 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A
Palladium Match MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A
SolutionsMYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.15%	7 Years	10 Years	A
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
WealthLock MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
WealthLock MYGA Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
American Pathway Vision MYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.15%	10 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.15%	10 Years	10 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.15%	10 Years	10 Years	B++
SolutionsMYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.15%	10 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years Get Started	5.10%	2 Years	2 Years	A-
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.10%	2 Years	2 Years	A-
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Performance SPDA Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Stable Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A++
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	5.10%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	5.10%	4 Years	4 Years	A++
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	5.10%	4 Years	4 Years	A-
Smart Saver NY Guarantee: 4 Years Surrender: 4 Years Get Started	5.10%	4 Years	4 Years	A+
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
Eleos SP Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A++
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MYAnnuity 5X - No Free Withdrawal Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	B++
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
Performance SPDA Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A-
Stable Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A++
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A-
Apex MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A-
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A
Focused Growth Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A
LiveWell Guarantee Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A+
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A-
Smart Saver NY Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A+
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Premier Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A+
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.10%	10 Years	10 Years	A
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.05%	2 Years	2 Years	A-
WealthLock MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.05%	2 Years	2 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	5.05%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	5.05%	4 Years	4 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	5.05%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	5.05%	4 Years	4 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Focused Growth Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Palladium Match MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
Performance SPDA Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
SecureSaver Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A+
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.05%	6 Years	6 Years	A-
Smart Saver NY Guarantee: 6 Years Surrender: 6 Years Get Started	5.05%	6 Years	6 Years	A+
Security Benefit Life Insurance Company Advanced Choice Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
F&G Secure MYGA® Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
F&G Secure MYGA® MVA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
Palladium Match MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
Pinnacle Plus MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
SecureSaver Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
Pinnacle Plus MYGA Guarantee: 10 Years Surrender: 10 Years Get Started	5.05%	10 Years	10 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.05%	10 Years	10 Years	A-
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 9 Years Get Started	5.00%	1 Year	9 Years	A
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 7 Years Get Started	5.00%	1 Year	7 Years	A
Future Flex 5 Guarantee: 2 Years Surrender: 5 Years Get Started	5.00%	2 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years Get Started	5.00%	2 Years	2 Years	A-
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.00%	2 Years	2 Years	A-
WealthLock MYGA Plus Guarantee: 2 Years Surrender: 2 Years Get Started	5.00%	2 Years	2 Years	A-
Apex MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Asset Guard Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
F&G Secure MYGA® Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A
F&G Secure MYGA® MVA Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A
FG Guarantee-Platinum Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
LiveWell Guarantee Max Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A+
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
SecureFore 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Asset Guard Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A-
First Choice 4 Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	B++
Stable Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A++
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
F&G Secure MYGA® Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
F&G Secure MYGA® MVA Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	B++
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	B+
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A+
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
Smart Saver NY Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A+
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Premier Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A+
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years Surrender: 6 Years Get Started	5.00%	6 Years	6 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years Surrender: 6 Years Get Started	5.00%	6 Years	6 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.00%	6 Years	6 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.00%	6 Years	6 Years	B++
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
Focused Growth Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A-
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
MNL Guarantee Pro 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A+
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	B++
SecureFore 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A+
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A-
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years Surrender: 8 Years Get Started	5.00%	8 Years	8 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years Surrender: 8 Years Get Started	5.00%	8 Years	8 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 8 Years Surrender: 8 Years Get Started	5.00%	8 Years	8 Years	B++
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years Surrender: 9 Years Get Started	5.00%	9 Years	9 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years Surrender: 9 Years Get Started	5.00%	9 Years	9 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 9 Years Surrender: 9 Years Get Started	5.00%	9 Years	9 Years	B++
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years Get Started	5.00%	9 Years	9 Years	A+
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years Surrender: 10 Years Get Started	5.00%	10 Years	10 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years Surrender: 10 Years Get Started	5.00%	10 Years	10 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.00%	10 Years	10 Years	B++
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	4.95%	2 Years	2 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A
Pinnacle Plus MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	B++
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A-
American Freedom Classic 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
Asset Guard Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A-
Brighthouse Fixed Rate Annuity with MVA Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A-
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.95%	6 Years	6 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A+
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	4.95%	10 Years	10 Years	B++
Reliance Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	4.95%	10 Years	10 Years	A++
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.94%	5 Years	5 Years	B+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.90%	1 Year	7 Years	A+
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	4.90%	2 Years	2 Years	A-
WealthLock MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	4.90%	2 Years	2 Years	A-
American Freedom Aspire 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	4.90%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	4.90%	3 Years	7 Years	A
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Focused Growth Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Performance SPDA Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A++
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A++
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.90%	3 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A++
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
MYAnnuity 5X Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	B++
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A+
Performance SPDA Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.90%	5 Years	7 Years	A+
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	B+
SecureFore 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years Surrender: 6 Years Get Started	4.90%	6 Years	6 Years	A-
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A+
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years Surrender: 8 Years Get Started	4.90%	8 Years	8 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years Surrender: 9 Years Get Started	4.90%	9 Years	9 Years	A-
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years Get Started	4.90%	9 Years	9 Years	A+
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years Surrender: 10 Years Get Started	4.90%	10 Years	10 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	4.85%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	4.85%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.85%	1 Year	5 Years	A+
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.85%	2 Years	2 Years	A++
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	4.85%	2 Years	2 Years	A-
WealthLock MYGA Plus Guarantee: 2 Years Surrender: 2 Years Get Started	4.85%	2 Years	2 Years	A-
Freedom Elevate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A++
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.85%	3 Years	5 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Stable Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A++
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	4.85%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.85%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.85%	4 Years	4 Years	A-
Smart Saver NY Guarantee: 4 Years Surrender: 4 Years Get Started	4.85%	4 Years	4 Years	A+
Apex MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A
Eagle Guarantee Focus Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Eagle Guarantee Focus Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
GuaranteeShield Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
GuaranteeShield Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A
Pinnacle Plus MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A+
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Stable Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
Future Flex 5 Guarantee: 6 Years Surrender: 5 Years Get Started	4.85%	6 Years	5 Years	A-
Apex MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A-
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
Expedition II Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A+
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A+
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
Smart Saver NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A+
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years Get Started	4.85%	9 Years	9 Years	A+
Apollo MVA Guarantee: 1 Year Surrender: 7 Years Get Started	4.80%	1 Year	7 Years	A++
Future Flex 8 Guarantee: 2 Years Surrender: 8 Years Get Started	4.80%	2 Years	8 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
Focused Growth Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MNL Guarantee Pro 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A+
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Palladium MYG Guarantee: 3 Years Surrender: 9 Years Get Started	4.80%	3 Years	9 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	4.80%	3 Years	10 Years	A
Platinum Assure Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
Platinum Assure Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A++
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A+
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A++
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
American Freedom Aspire 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Brighthouse Fixed Rate Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A
Expedition II Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.80%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.80%	6 Years	6 Years	A++
Smart Saver NY Guarantee: 6 Years Surrender: 6 Years Get Started	4.80%	6 Years	6 Years	A+
F&G Secure MYGA® Non-MVA Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
Focused Growth Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	4.80%	10 Years	10 Years	A
Eagle Guarantee Focus Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
Eagle Guarantee Focus Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
F&G Secure MYGA® Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
F&G Secure MYGA® MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
GuaranteeShield Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
GuaranteeShield Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
Multi Select Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A+
Performance SPDA Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A++
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A++
SecureFore 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
SecureOption Focus Guarantee: 3 Years Surrender: 7 Years Get Started	4.75%	3 Years	7 Years	A+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
SmartSelect Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A+
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	4.75%	4 Years	4 Years	A
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.75%	4 Years	4 Years	A++
Stable Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	4.75%	4 Years	4 Years	A++
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A+
SecureOption Focus Guarantee: 5 Years Surrender: 7 Years Get Started	4.75%	5 Years	7 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A
Smart Saver NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A+
SolutionsMYG Guarantee: 5 Years Surrender: 7 Years Get Started	4.75%	5 Years	7 Years	A
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.75%	6 Years	6 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.75%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.75%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.75%	6 Years	6 Years	A++
SolutionsMYG Guarantee: 6 Years Surrender: 7 Years Get Started	4.75%	6 Years	7 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A-
Pinnacle Plus MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A-
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A++
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A+
SecureOption Focus Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
SolutionsMYG Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years Get Started	4.75%	9 Years	9 Years	A+
Pinnacle Plus MYGA Guarantee: 10 Years Surrender: 10 Years Get Started	4.75%	10 Years	10 Years	A-
Apex MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A+
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	B++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A++
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A-
SmartSelect Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A
Expedition II Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A+
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	B++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	4.70%	6 Years	6 Years	A-
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.70%	6 Years	6 Years	A++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	4.70%	6 Years	6 Years	B++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A
Expedition II Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A+
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A-
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	B++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 8 Years Surrender: 8 Years Get Started	4.70%	8 Years	8 Years	B++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 9 Years Surrender: 9 Years Get Started	4.70%	9 Years	9 Years	B++
Focused Growth Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	4.70%	10 Years	10 Years	A
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	4.70%	10 Years	10 Years	B++
Apollo SP Guarantee: 1 Year Surrender: 7 Years Get Started	4.65%	1 Year	7 Years	A++
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.65%	1 Year	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	4.65%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	4.65%	3 Years	7 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	4.65%	3 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 9 Years Get Started	4.65%	3 Years	9 Years	A
Pinnacle Plus MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	B++
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.65%	3 Years	7 Years	A+
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A+
SecureOption Focus Guarantee: 3 Years Surrender: 7 Years Get Started	4.65%	3 Years	7 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A-
SmartSelect Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A++
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A-
SmartSelect Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A+
Brighthouse Fixed Rate Annuity with ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.65%	5 Years	7 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A++
SecureOption Focus Guarantee: 5 Years Surrender: 7 Years Get Started	4.65%	5 Years	7 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	4.65%	6 Years	6 Years	A-
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A+
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A+
SecureOption Focus Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A-
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Secure Plus Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	4.60%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	4.60%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.60%	1 Year	5 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.60%	1 Year	7 Years	A+
Future Flex 8 Guarantee: 2 Years Surrender: 8 Years Get Started	4.60%	2 Years	8 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.60%	3 Years	7 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.60%	3 Years	5 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A++
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A-
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years Get Started	4.60%	4 Years	4 Years	A++
Smart Saver NY Guarantee: 4 Years Surrender: 4 Years Get Started	4.60%	4 Years	4 Years	A+
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A
Eagle Guarantee Focus Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
GuaranteeShield Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.60%	5 Years	7 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A
Future Flex 5 Guarantee: 6 Years Surrender: 5 Years Get Started	4.60%	6 Years	5 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.60%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years Get Started	4.60%	6 Years	6 Years	A++
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
F&G Secure MYGA® ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Lincoln Select Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A++
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Smart Saver NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A+
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.55%	1 Year	5 Years	A+
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.55%	2 Years	2 Years	A++
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	4.55%	3 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 9 Years Get Started	4.55%	3 Years	9 Years	A
Palladium Match MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.55%	3 Years	5 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A++
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A+
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.55%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.55%	4 Years	4 Years	A-
American Freedom Aspire 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Brighthouse Fixed Rate Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
F&G Secure MYGA® ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A-
Prudential WealthGuard Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.55%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.55%	6 Years	6 Years	A++
Smart Saver NY Guarantee: 6 Years Surrender: 6 Years Get Started	4.55%	6 Years	6 Years	A+
American Freedom Aspire 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A++
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A++
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 9 Years Get Started	4.50%	1 Year	9 Years	A
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 7 Years Get Started	4.50%	1 Year	7 Years	A
SecureOption Focus Guarantee: 1 Year Surrender: 7 Years Get Started	4.50%	1 Year	7 Years	A+
Platinum Assure Guarantee: 2 Years Surrender: 2 Years Get Started	4.50%	2 Years	2 Years	A
Platinum Assure Guarantee: 2 Years Surrender: 2 Years Get Started	4.50%	2 Years	2 Years	A
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.50%	2 Years	2 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	4.50%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	4.50%	3 Years	7 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A
Eagle Guarantee Focus Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A-
Expedition II Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
GuaranteeShield Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A-
Mariner Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
Prudential WealthGuard Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A
SmartSelect Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.50%	4 Years	4 Years	A++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.50%	4 Years	4 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
MyGuarantee Plus Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A
SmartSelect Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
SmartSelect Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A++
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Secure Plus Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.50%	6 Years	6 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.50%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.50%	6 Years	6 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A
Expedition II Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A+
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A+
MyGuarantee Plus Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A
Prudential WealthGuard Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A+
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A
Platinum Edge Guarantee: 10 Years Surrender: 10 Years Get Started	4.50%	10 Years	10 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	4.45%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	4.45%	1 Year	7 Years	A
American Freedom Aspire 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.45%	3 Years	3 Years	A++
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years Get Started	4.45%	3 Years	3 Years	A
SecureOption Focus Guarantee: 3 Years Surrender: 7 Years Get Started	4.45%	3 Years	7 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.45%	3 Years	3 Years	A-
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A++
SmartSelect Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A+
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.45%	5 Years	5 Years	A
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.45%	5 Years	5 Years	A++
SecureOption Focus Guarantee: 5 Years Surrender: 7 Years Get Started	4.45%	5 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.45%	5 Years	5 Years	A-
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years Get Started	4.45%	5 Years	5 Years	A
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.45%	6 Years	6 Years	A++
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.45%	6 Years	6 Years	A++
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
SecureOption Focus Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A+
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A
Platinum Edge Guarantee: 9 Years Surrender: 9 Years Get Started	4.45%	9 Years	9 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.40%	1 Year	7 Years	A+
SecureOption Focus Guarantee: 1 Year Surrender: 7 Years Get Started	4.40%	1 Year	7 Years	A+
Brighthouse Fixed Rate Annuity with MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A
Palladium Match MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.40%	3 Years	7 Years	A+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	B+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A++
SmartSelect Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.40%	4 Years	4 Years	A++
SmartSelect Guarantee: 4 Years Surrender: 4 Years Get Started	4.40%	4 Years	4 Years	A+
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
Brighthouse Fixed Rate Annuity with ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A++
Lincoln Select Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.40%	5 Years	7 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A++
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A-
Platinum Edge Guarantee: 8 Years Surrender: 8 Years Get Started	4.40%	8 Years	8 Years	A+
Future Flex 8 Guarantee: 9 Years Surrender: 8 Years Get Started	4.40%	9 Years	8 Years	A-
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.35%	1 Year	7 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.35%	1 Year	5 Years	A+
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.35%	2 Years	2 Years	A++
Brighthouse Fixed Rate Annuity with ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A
Expedition II Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A+
F&G Secure MYGA® Non-MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.35%	3 Years	5 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.35%	3 Years	7 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A++
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years Get Started	4.35%	3 Years	6 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A-
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years Get Started	4.35%	4 Years	4 Years	A++
Expedition II Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.35%	5 Years	7 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.35%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years Get Started	4.35%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.35%	6 Years	6 Years	A++
Expedition II Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
F&G Secure MYGA® ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
Platinum Edge Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
Prudential WealthGuard Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A++
United of Omaha Insurance Company (a Mutual of Omaha company) Bonus Flexible Annuity Guarantee: 8 Years Surrender: 8 Years Get Started	4.35%	8 Years	8 Years	A+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	4.34%	3 Years	3 Years	B+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.30%	1 Year	7 Years	A+
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A
Palladium Match MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	B+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A++
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	4.30%	4 Years	4 Years	A-
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.30%	4 Years	4 Years	A++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.30%	4 Years	4 Years	A++
F&G Secure MYGA® ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.30%	5 Years	5 Years	A
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.30%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.30%	5 Years	5 Years	A++
SecureSaver Guarantee: 5 Years Surrender: 5 Years Get Started	4.30%	5 Years	5 Years	A+
Platinum Edge Guarantee: 6 Years Surrender: 6 Years Get Started	4.30%	6 Years	6 Years	A+
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.30%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.30%	6 Years	6 Years	A++
American Freedom Aspire 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
SecureSaver Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A+
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A-
Lincoln Select Guarantee: 10 Years Surrender: 10 Years Get Started	4.30%	10 Years	10 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	4.30%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.25%	1 Year	5 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.25%	1 Year	5 Years	A+
Future Flex 8 Guarantee: 2 Years Surrender: 8 Years Get Started	4.25%	2 Years	8 Years	A-
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.25%	2 Years	2 Years	A++
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.25%	2 Years	2 Years	A++
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years Get Started	4.25%	3 Years	3 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.25%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.25%	3 Years	5 Years	A+
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.25%	3 Years	3 Years	A
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	4.25%	4 Years	4 Years	A-
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.25%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.25%	4 Years	4 Years	A++
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A
Expedition II Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A
Platinum Edge Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	B+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A-
SmartSelect Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
SmartSelect Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A++
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.25%	6 Years	6 Years	A++
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A++
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A++
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A-
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A-
MultiRate Guarantee: 1 Year Surrender: 7 Years Get Started	4.20%	1 Year	7 Years	A+
SecureOption Focus Guarantee: 1 Year Surrender: 7 Years Get Started	4.20%	1 Year	7 Years	A+
F&G Secure MYGA® ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.20%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.20%	3 Years	3 Years	A++
Platinum Edge Guarantee: 4 Years Surrender: 4 Years Get Started	4.20%	4 Years	4 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.20%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.20%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.20%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years Get Started	4.20%	5 Years	5 Years	A++
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.20%	7 Years	7 Years	A+
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	4.20%	7 Years	10 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.20%	7 Years	7 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.20%	7 Years	7 Years	A-
Future Flex 8 Guarantee: 9 Years Surrender: 8 Years Get Started	4.20%	9 Years	8 Years	A-
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.19%	5 Years	5 Years	B+
MultiRate Guarantee: 1 Year Surrender: 7 Years Get Started	4.15%	1 Year	7 Years	A+
SPDA Series II Guarantee: 1 Year Surrender: 7 Years Get Started	4.15%	1 Year	7 Years	A+
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A
Mariner Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A++
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A-
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A-
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years Get Started	4.15%	4 Years	4 Years	A++
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	B+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A-
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.15%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years Get Started	4.15%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.15%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	4.15%	7 Years	7 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.15%	7 Years	7 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.15%	7 Years	7 Years	A-
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	4.15%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.10%	1 Year	7 Years	A+
MultiRate Guarantee: 2 Years Surrender: 7 Years Get Started	4.10%	2 Years	7 Years	A+
Brighthouse Fixed Rate Annuity with ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.10%	3 Years	3 Years	A
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.10%	3 Years	3 Years	A-
SPDA Series II Guarantee: 3 Years Surrender: 7 Years Get Started	4.10%	3 Years	7 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.10%	3 Years	3 Years	A++
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.10%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.10%	4 Years	4 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.10%	5 Years	5 Years	A
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.10%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.10%	5 Years	5 Years	A++
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.10%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.10%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.10%	6 Years	6 Years	A++
SmartStep Guarantee: 6 Years Surrender: 6 Years Get Started	4.10%	6 Years	6 Years	A+
SmartStep Guarantee: 6 Years Surrender: 6 Years Get Started	4.10%	6 Years	6 Years	A+
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A-
Century Plus Guarantee: 9 Years Surrender: 9 Years Get Started	4.10%	9 Years	9 Years	A
Century Plus Guarantee: 10 Years Surrender: 10 Years Get Started	4.10%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.05%	1 Year	5 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.05%	1 Year	7 Years	A+
MultiRate Guarantee: 2 Years Surrender: 7 Years Get Started	4.05%	2 Years	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	4.05%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	4.05%	3 Years	7 Years	A
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A-
MultiRate Guarantee: 3 Years Surrender: 7 Years Get Started	4.05%	3 Years	7 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.05%	3 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A-
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A+
Prudential WealthGuard Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.05%	5 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.05%	6 Years	6 Years	A++
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	4.05%	7 Years	10 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A++
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A++
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	4.05%	10 Years	10 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	4.00%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	4.00%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.00%	1 Year	5 Years	A+
SeniorSelect Guarantee: 1 Year Surrender: 1 Year Get Started	4.00%	1 Year	1 Year	A+
American Pathway Advisory Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A
Expedition II Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A+
MultiRate Guarantee: 3 Years Surrender: 7 Years Get Started	4.00%	3 Years	7 Years	A+
Prudential WealthGuard Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.00%	3 Years	5 Years	A+
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years Get Started	4.00%	3 Years	6 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A-
MultiRate Guarantee: 4 Years Surrender: 7 Years Get Started	4.00%	4 Years	7 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.00%	4 Years	4 Years	A++
American Pathway Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	4.00%	5 Years	5 Years	A
MultiRate Guarantee: 5 Years Surrender: 7 Years Get Started	4.00%	5 Years	7 Years	A+
New Momentum Guarantee: 5 Years Surrender: 7 Years Get Started	4.00%	5 Years	7 Years	A+
SPDA Series II Guarantee: 5 Years Surrender: 7 Years Get Started	4.00%	5 Years	7 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.00%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.00%	5 Years	5 Years	A++
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.00%	5 Years	5 Years	A
American Pathway Advisory Guarantee: 7 Years Surrender: 7 Years Get Started	4.00%	7 Years	7 Years	A
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years Get Started	4.00%	7 Years	7 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.00%	7 Years	7 Years	A++
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.00%	7 Years	7 Years	A
Century Plus Guarantee: 9 Years Surrender: 9 Years Get Started	4.00%	9 Years	9 Years	A
Century Plus Guarantee: 10 Years Surrender: 10 Years Get Started	4.00%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	3.95%	1 Year	7 Years	A+
F&G Secure MYGA® ROP Guarantee: 3 Years Surrender: 3 Years Get Started	3.95%	3 Years	3 Years	A
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years Get Started	3.95%	3 Years	3 Years	A++
MultiRate Guarantee: 4 Years Surrender: 7 Years Get Started	3.95%	4 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years Get Started	3.95%	4 Years	4 Years	A++
MultiRate Guarantee: 5 Years Surrender: 7 Years Get Started	3.95%	5 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years Get Started	3.95%	5 Years	5 Years	A++
Access SPDA Guarantee: 6 Years Surrender: 6 Years Get Started	3.95%	6 Years	6 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	3.95%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years Get Started	3.95%	6 Years	6 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A++
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	3.95%	7 Years	10 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A++
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A++
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.90%	2 Years	2 Years	B+
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years Get Started	3.90%	3 Years	6 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	3.90%	3 Years	3 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	3.90%	3 Years	3 Years	A-
MultiVantage Guarantee: 4 Years Surrender: 4 Years Get Started	3.90%	4 Years	4 Years	A+
MultiVantage Guarantee: 4 Years Surrender: 4 Years Get Started	3.90%	4 Years	4 Years	A+
MultiVantage Guarantee: 4 Years Surrender: 4 Years Get Started	3.90%	4 Years	4 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	3.90%	5 Years	5 Years	A++
New Momentum Guarantee: 6 Years Surrender: 7 Years Get Started	3.90%	6 Years	7 Years	A+
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.90%	6 Years	10 Years	A
SmartSelect Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartSelect Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartStep Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartStep Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	3.90%	7 Years	7 Years	A+
MultiRate Guarantee: 7 Years Surrender: 7 Years Get Started	3.90%	7 Years	7 Years	A+
SPDA Series II Guarantee: 7 Years Surrender: 7 Years Get Started	3.90%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	3.90%	7 Years	7 Years	A++
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	3.85%	1 Year	5 Years	A+
Expedition II Guarantee: 3 Years Surrender: 3 Years Get Started	3.85%	3 Years	3 Years	A+
Access SPDA Guarantee: 4 Years Surrender: 4 Years Get Started	3.85%	4 Years	4 Years	A-
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A
MultiVantage Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A+
MultiVantage Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A+
MultiVantage Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	3.85%	6 Years	6 Years	A++
MultiRate Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A+
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A++
Future Flex 8 Guarantee: 9 Years Surrender: 8 Years Get Started	3.85%	9 Years	8 Years	A-
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.84%	2 Years	2 Years	B+
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.80%	2 Years	2 Years	B+
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years Get Started	3.80%	3 Years	3 Years	A
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years Get Started	3.80%	3 Years	6 Years	A++
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	3.80%	3 Years	3 Years	A
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	3.80%	5 Years	5 Years	A
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A++
MultiVantage Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A+
MultiVantage Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A++
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A
MultiVantage Guarantee: 10 Years Surrender: 10 Years Get Started	3.80%	10 Years	10 Years	A+
MultiVantage Guarantee: 10 Years Surrender: 10 Years Get Started	3.80%	10 Years	10 Years	A+
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	3.75%	1 Year	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	3.75%	3 Years	7 Years	A
Platinum Edge Guarantee: 3 Years Surrender: 3 Years Get Started	3.75%	3 Years	3 Years	A+
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	3.75%	3 Years	3 Years	A
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	3.75%	3 Years	3 Years	A
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	3.75%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	3.75%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	3.75%	5 Years	5 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.75%	6 Years	10 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A
New Momentum Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A
SmartSelect Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
SmartSelect Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A++
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	3.70%	4 Years	4 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.70%	5 Years	5 Years	A
American Pathway Vision MYG Guarantee: 7 Years Surrender: 10 Years Get Started	3.70%	7 Years	10 Years	A
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years Get Started	3.70%	7 Years	7 Years	A
MultiVantage Guarantee: 7 Years Surrender: 7 Years Get Started	3.70%	7 Years	7 Years	A+
SolutionsMYG Guarantee: 7 Years Surrender: 10 Years Get Started	3.70%	7 Years	10 Years	A
American Pathway Vision MYG Guarantee: 10 Years Surrender: 10 Years Get Started	3.70%	10 Years	10 Years	A
New Momentum Guarantee: 10 Years Surrender: 7 Years Get Started	3.70%	10 Years	7 Years	A+
SolutionsMYG Guarantee: 10 Years Surrender: 10 Years Get Started	3.70%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	3.65%	1 Year	7 Years	A+
American Pathway Vision MYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.65%	5 Years	10 Years	A
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	3.65%	5 Years	5 Years	A+
SolutionsMYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.65%	5 Years	10 Years	A
American Pathway Vision MYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.65%	6 Years	10 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.65%	6 Years	10 Years	A
SmartSelect Guarantee: 6 Years Surrender: 6 Years Get Started	3.65%	6 Years	6 Years	A+
SmartSelect Guarantee: 6 Years Surrender: 6 Years Get Started	3.65%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years Get Started	3.65%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years Get Started	3.65%	6 Years	6 Years	A+
SolutionsMYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.65%	6 Years	10 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	3.65%	7 Years	7 Years	A+
MultiVantage Guarantee: 10 Years Surrender: 10 Years Get Started	3.65%	10 Years	10 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	3.60%	1 Year	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	3.60%	5 Years	5 Years	A+
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	3.60%	5 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.60%	7 Years	7 Years	A
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	3.60%	7 Years	7 Years	A
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.60%	7 Years	7 Years	A++
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	3.55%	3 Years	3 Years	A
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years Get Started	3.55%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	3.50%	1 Year	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	3.50%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	3.50%	1 Year	7 Years	A
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	3.50%	3 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	3.50%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	3.50%	3 Years	7 Years	A
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years Get Started	3.50%	3 Years	3 Years	A
American Pathway Vision MYG Guarantee: 4 Years Surrender: 10 Years Get Started	3.50%	4 Years	10 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.50%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.50%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.50%	5 Years	5 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.50%	5 Years	10 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A
SmartSelect Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A+
SmartSelect Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A+
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A++
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years Get Started	3.45%	5 Years	5 Years	A
Secure Savings Guarantee: 5 Years Surrender: 5 Years Get Started	3.45%	5 Years	5 Years	B+
Access SPDA Guarantee: 6 Years Surrender: 6 Years Get Started	3.45%	6 Years	6 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	3.45%	7 Years	7 Years	A
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	3.40%	3 Years	3 Years	A
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	3.40%	5 Years	5 Years	A
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	3.35%	3 Years	3 Years	A
Access SPDA Guarantee: 4 Years Surrender: 4 Years Get Started	3.35%	4 Years	4 Years	A-
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.35%	5 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	3.30%	3 Years	10 Years	A
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years Get Started	3.30%	5 Years	5 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years Get Started	3.30%	7 Years	7 Years	A
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years Get Started	3.30%	7 Years	7 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.25%	5 Years	10 Years	A
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years Get Started	3.20%	5 Years	5 Years	A
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years Get Started	3.20%	7 Years	7 Years	A
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.15%	2 Years	2 Years	B+
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	3.15%	3 Years	10 Years	A
Secure Savings Guarantee: 3 Years Surrender: 3 Years Get Started	3.15%	3 Years	3 Years	B+
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.15%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.15%	5 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	3.10%	1 Year	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	3.10%	3 Years	7 Years	A
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	3.10%	4 Years	4 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.10%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.10%	5 Years	5 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years Get Started	3.10%	5 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.10%	7 Years	7 Years	A
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years Get Started	3.10%	7 Years	7 Years	A
Century Plus Guarantee: 10 Years Surrender: 10 Years Get Started	3.10%	10 Years	10 Years	A
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.09%	2 Years	2 Years	B+
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.05%	2 Years	2 Years	B+
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	3.05%	3 Years	10 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.05%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.05%	5 Years	5 Years	A
SolutionsMYG Guarantee: 7 Years Surrender: 7 Years Get Started	3.05%	7 Years	7 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	3.00%	1 Year	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	3.00%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	3.00%	1 Year	7 Years	A
Future Flex 5 Guarantee: 1 Year Surrender: 5 Years Get Started	3.00%	1 Year	5 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	3.00%	3 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	3.00%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	3.00%	3 Years	7 Years	A
First Choice 4 Guarantee: 4 Years Surrender: 4 Years Get Started	3.00%	4 Years	4 Years	A
First Choice 4 Guarantee: 4 Years Surrender: 4 Years Get Started	3.00%	4 Years	4 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
SolutionsMYG Guarantee: 5 Years Surrender: 7 Years Get Started	3.00%	5 Years	7 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
SolutionsMYG Guarantee: 6 Years Surrender: 7 Years Get Started	3.00%	6 Years	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.00%	7 Years	7 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years Get Started	3.00%	7 Years	7 Years	A
Assured Edge Income Builder Guarantee: 7 Years Surrender: 7 Years Get Started	3.00%	7 Years	7 Years	A
Prudential Fixed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.00%	7 Years	7 Years	A+
Century Plus Guarantee: 10 Years Surrender: 10 Years Get Started	3.00%	10 Years	10 Years	A
Future Flex 5 Guarantee: 2 Years Surrender: 5 Years Get Started	2.75%	2 Years	5 Years	A-
Assured Edge Advisory Guarantee: 7 Years Surrender: 1 Year Get Started	2.75%	7 Years	1 Year	A
Income Creator Guarantee: 7 Years Surrender: 7 Years Get Started	2.65%	7 Years	7 Years	A+
Secure Savings Guarantee: 2 Years Surrender: 2 Years Get Started	2.60%	2 Years	2 Years	B+
Future Flex 5 Guarantee: 6 Years Surrender: 5 Years Get Started	2.35%	6 Years	5 Years	A-
Assured Edge Income Builder Guarantee: 7 Years Surrender: 7 Years Get Started	2.25%	7 Years	7 Years	A
Assured Edge Income Achiever Guarantee: 9 Years Surrender: 9 Years Get Started	2.25%	9 Years	9 Years	A
Assured Edge Income Achiever Guarantee: 10 Years Surrender: 10 Years Get Started	2.25%	10 Years	10 Years	A
Clear Income Advantage - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	1.00%	7 Years	7 Years	A++
Clear Income Advantage - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	1.00%	7 Years	7 Years	A++
Clear Income Advantage - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	1.00%	7 Years	7 Years	A++

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Products Offered by Pacific Life

Pacific Life’s annuity products represent all the major types of annuities: fixed, indexed, variable, immediate and deferred income annuities.

Pacific Life’s Fixed Annuities

Pacific Life offers two fixed annuities: Pacific Expedition^® 2 and Pacific Harbor.

Pacific Expedition^® 2 is a fixed annuity with three-year, five-year and seven-year guarantee periods. The product earns different interest rates depending on if the purchase payment is less or more than $100,000. Owners can withdraw 10% of their contract value annually without penalty.
Pacific Harbor is a multi-year guaranteed annuity (MYGA) with three-year and five-year guarantee periods. This annuity has a $25,000 minimum premium and earns a different rate for premiums of $200,000 or more. Pacific Harbor does not impose withdrawal charges but does apply a market value adjustment (MVA) to withdrawals.

Pacific Life’s Indexed Annuities

All of Pacific Life’s indexed annuities have a $25,000 minimum premium and no annual contract, mortality & expense (M&E), or administrative fees. The Pacific Index Advisory^® and the Pacific Advisory Fixed Indexed Annuity are available to consumers working with fee-based financial professionals.

Pacific Index Foundation^® has interest rates and index crediting caps that are guaranteed for the surrender charge period. This annuity has five different interest crediting options. Additional benefits can be added for a fee, including an enhanced lifetime income benefit and enhanced death benefit.
Pacific Index Edge has many of the same features as the Index Foundation^®, such as five interest crediting options and enhanced benefits available for purchase. But instead of guaranteed interest rates and index caps, the Index Edge locks in earned interest each year.
Pacific Index Advisory^® offers the same amount of interest crediting options and guarantees interest rates and index caps for the entire guarantee period. This annuity offers the enhanced death benefit at an additional charge but does not offer an enhanced lifetime income benefit.
Pacific Advisory Fixed Indexed Annuity has no withdrawal charges, similar to the Pacific Harbor MYGA. Instead of withdrawal charges, this indexed annuity imposes an MVA on withdrawals made within the five-year initial option period.

Pacific Life’s Variable Annuities

Pacific Life sells five variable annuity products; two of these annuities, the Pacific Advisory Variable Annuity and the Pacific Odyssey^®, are available to investors working with a fee-based financial professional.

Pacific Choice^® is the most basic of the variable annuities, featuring automatic asset rebalancing, lifetime income options and no withdrawal charges after five years. Fees for this product include a 0.95% M&E fee, a 0.25% administrative fee and a $50 annual contract fee. Pacific Choice^® requires a $10,000 minimum initial premium and a $250 minimum for subsequent purchase payments.
Pacific Choice^® 2 has a five-year withdrawal charge schedule and enhanced beneficiary options available for an extra cost. The M&E fee for this annuity is reduced for larger contracts: the fee is 0.85% for contracts valued below $500,000; 0.80% for contract values between $500,000 and $1 million; and 0.75% for contracts valued over $1 million. Pacific Choice^® 2 requires a $10,000 minimum initial premium and a $250 minimum for subsequent purchase payments.
Pacific Choice Income^® has a seven-year withdrawal charge schedule and is designed for lifetime income through enhanced income benefits that can be purchased at an additional cost. Fees for this annuity include a 0.90% M&E fee, 0.25% administrative fee and a $50 annual contract fee. Pacific Choice Income^® requires a $10,000 minimum initial premium and a $250 minimum for subsequent purchase payments.
Pacific Odyssey^® has automatic asset rebalancing, optional living benefits and no surrender or withdrawal charges. The fees for this annuity include a 0.15% M&E fee and a 0.15% administrative fee. Pacific Odyssey requires a $25,000 minimum initial premium and a $250 minimum for subsequent purchase payments.
Pacific Advisory Variable Annuity also has no surrender or withdrawal charges. This annuity does charge expense fees for each investment option included in the annuity’s portfolio; these charges range from 0.03% to 1.13%. Additional fees for this annuity include a 0.30% M&E fee and a 0.15% investment platform fee.

Pacific Life’s Immediate Annuity

Pacific Income Provider^® is Pacific Life’s single premium immediate annuity (SPIA). This annuity has a minimum purchase payment of $25,000 and payout options including single life, joint life, joint and survivor life, and period certain up to 30 years.

Income Provider^® annuities can be customized with one of two optional features. The first is the future adjustment option, which triggers a one-time increase or decrease in payments in anticipation of a specific event. The second option is an inflation protection feature that increases payments annually by 2%, 3% or 4%. Either option must be selected when the contract is issued.

Pacific Life’s Deferred Income Annuity

Pacific Secure Income^® is Pacific Life’s flexible premium deferred income annuity with a minimum initial premium of $15,000. Customers can build their income stream over time through multiple purchase payments and choose an income start date between 13 months after the latest purchase payment and 30 years after the contract is issued.

This deferred income annuity offers payout options including single life, joint life, joint and survivor life, and period certain up to 30 years. Owners can also choose to add an inflation protection feature to increase payments by 2%, 3% or 4% each year.

Pacific Secure Income^® is not available in California, Illinois, North Carolina, Oregon, Pennsylvania or Texas.

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About Pacific Life

Pacific Life was originally founded as Pacific Mutual Life Insurance Company of California in 1868. After starting in Sacramento, the company eventually relocated its headquarters to its current location in Newport Beach in 1972.

Today, Pacific Life sells insurance and annuities in 49 states plus the District of Columbia. The National Association of Insurance Commissioners reported that in 2022, Pacific Life sold over $9 billion in individual annuity premiums, commanding a 3.27% share of the U.S. annuity market.

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Credit Ratings

Credit ratings for annuity providers can help determine a company’s financial strength and stability — an indication that it will be around to guarantee payments to you in the future. Different rating companies use different scales.

Pacific Life’s Credit Ratings

Rating Company	Credit Rating
AM Best	A+
Fitch	AA-
S&P	AA-

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What Customers Are Saying About Pacific Life

Pacific Life has a relatively positive reputation for customer service. The provider ranked fourth in J.D. Power’s 2023 Customer Satisfaction Index Ranking, which measured the customer satisfaction of the top 16 annuity providers.

Pacific Life has received very few customer complaints in recent years. According to the NAIC, Pacific Life had just two annuity customer complaints reported to state insurance commissions in 2022, as well as two complaints in 2021 and two in 2020.

The NAIC tracks consumer complaints each state’s insurance commission receives each year. These are used to compile a company’s NAIC Complaint Index.NAIC Complaint IndexDetermined by dividing the company’s share of complaints in the U.S. market by the company’s share of premiums in the U.S. market. The National Complaint Index is always 1.00, so a score of 2.00, for example, is twice as high as expected in the market.

NAIC Complaint Index for Pacific Life

All Policy Types	0.01
Individual Annuities Only	0.16

These numbers indicate that Pacific Life receives significantly fewer complaints than the industry average.

Pacific Life Pros & Cons

Pacific Life is a major annuity provider with a strong reputation and various products. But that doesn’t mean this provider will be right for every annuity customer. Be sure to consider the pros and cons of any provider before purchasing an annuity.

Pros

Variety of annuity products: Pacific Life’s annuity offerings cover all the major types of annuities.
Annuities with no withdrawal charges: Some of its annuities, like the Pacific Harbor fixed annuity or the Advisory Fixed Indexed Annuity, have no withdrawal or surrender charges.
Highly customizable: Pacific Life includes customizable features and optional riders on many of their annuity products. Annuity agent Ryan Cicchelli told Annuity.org, “The rider products are really nice. They offer options like a death benefit, income or for your annuity to do something specific.”
Wide availability: Pacific Life sells annuities in 49 states plus the District of Columbia.
Strong financial stability and customer service ratings: Pacific Life scored well on industry metrics for financial strength and customer satisfaction.

Cons

High minimum premiums: Many of Pacific Life’s annuities have minimum premiums as high as $25,000, whereas some competitors offer a similar product with minimum premiums of $10,000 or even $5,000.
Expensive rider fees: Cicchelli said that while Pacific Life’s riders are useful, “their rider fees are actually higher than industry average.”

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Provider Rating Methodology

Annuity.org created a fact-based methodology to analyze the strength, security and reach of different annuity providers. We assessed companies based on their availability, the amount of direct premiums sold, their AM Best Financial Strength Rating and their NAIC Complaint Index score.

Providers received a rating on a five-star scale for each of these categories, with the complaint index and financial strength ratings weighed as the heaviest variables. Then, using a weighted average, each company was assigned an overall star rating.

Annuity.org’s Top-Ranked Providers

Provider	Annuity.org Star Rating
Mass Mutual
New York Life
Pacific Life
Midland National
North American
Western & Southern

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Our Rating Panel

Annuity.org expert panel for providers pages

The Annuity.org editorial team spoke with several different annuity experts to learn more about what is important to customers when searching for a provider and what factors make a company reliable. While Annuity.org designed the methodology, these experts provided feedback during the process and consulted on what factors we should leverage to best help prospective buyers compare providers.

Please seek the advice of a qualified professional before making financial decisions.

Last Modified: April 24, 2024

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