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Western & Southern At a Glance: Rates, Products and Reviews

Western & Southern Financial Group sells a wide variety of annuities and life insurance through their family of insurance companies. Products sold by Western & Southern include fixed, income, indexed and variable annuities.

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Written By
Jennifer Schell, CAS®
Jennifer Schell, CAS®
Financial Writer, Certified Annuity Specialist®
Jennifer Schell is a professional writer focused on demystifying annuities and other financial topics including banking, financial advising and insurance. She is proud to be a member of the National Association for Fixed Annuities (NAFA) as well as the National Association of Insurance and Financial Advisors (NAIFA).
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and
Chip Stapleton
Chip Stapleton
FINRA Series 7 and Series 66 License Holder
Chip Stapleton is a financial advisor who has spent the past several years of his career working primarily in financial planning and wealth management. He is a FINRA Series 7 and Series 66 license holder and passed the CFA Level II exam in 2022.
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Edited By
Lamia Chowdhury
Lamia Chowdhury
Financial Editor
Lamia Chowdhury is a financial editor at Annuity.org. Lamia carries an extensive skillset in the content marketing field, and her work as a copywriter spans industries as diverse as finance, health care, travel and restaurants.
Read More
Reviewed By
Stephen Kates, CFP®, Licensed Life Insurance Producer
Stephen Kates, CFP®, Licensed Life Insurance Producer
Principal Financial Analyst for Annuity.org
Stephen Kates, CFP® is a personal finance expert specializing in financial planning and education. He serves as the Principal Financial Analyst for Annuity.org, where he delves into industry trends to support consumers and financial advisors on wealth management, annuities, retirement planning, and investing.
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Updated: April 24, 2024
9 min read time
This page features 11 Cited Research Articles

Annuity.org Star Rating

Our Take

Western & Southern offers a range of diverse annuities, many of which come with bonuses to boost growth. This, along with the company’s strong financial stability and customer satisfaction, make Western & Southern a great annuity provider option.

Pros

Wide variety of products
Interest rate bonuses and payout increases
Strong financial strength and customer satisfaction ratings

Cons

Limited options for linked indexes

Current Rates from Western & Southern

Get the most up-to-date rates for Western & Southern’s fixed annuity offerings.

Premium

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Provider

Guarantee Period

Surrender Period

AM Best Rating

Products 1-5 of 698

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Source: Cannex, Apr. 26, 2024

Product	Rate	Guarantee Period	Surrender Period	AM Best Rating
Safe Harbor Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	6.90%	10 Years	10 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	6.75%	10 Years	10 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	6.50%	7 Years	7 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	6.35%	7 Years	7 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years Get Started	6.30%	6 Years	6 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	6.25%	5 Years	5 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years Get Started	6.15%	6 Years	6 Years	B+
Future Flex 8 Guarantee: 1 Year Surrender: 8 Years Get Started	6.00%	1 Year	8 Years	A-
CL Sundance 3-Year Guarantee: 3 Years Surrender: 3 Years Get Started	6.00%	3 Years	3 Years	B++
Safe Harbor Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	5.95%	5 Years	5 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years Get Started	5.92%	3 Years	3 Years	B+
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.90%	3 Years	3 Years	B++
Aspida Advisory MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.85%	5 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.85%	6 Years	6 Years	A-
Future Flex 8 Guarantee: 1 Year Surrender: 8 Years Get Started	5.80%	1 Year	8 Years	A-
Aspida Advisory MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.80%	3 Years	3 Years	A-
Oak ADVantage Guarantee: 3 Years Surrender: 3 Years Get Started	5.80%	3 Years	3 Years	A+
Safeguard Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.80%	5 Years	5 Years	B++
MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.75%	3 Years	3 Years	B++
Oak ADVantage Guarantee: 5 Years Surrender: 5 Years Get Started	5.75%	5 Years	5 Years	A+
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.75%	5 Years	5 Years	B++
Aspida Advisory MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.75%	7 Years	7 Years	A-
American Pathway Advisory Guarantee: 3 Years Surrender: 3 Years Get Started	5.70%	3 Years	3 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.70%	4 Years	4 Years	A-
MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	5.70%	4 Years	4 Years	B++
American Life & Security Corp American Classic Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	B++
American Pathway Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	A
Aspida Advisory MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	A-
MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	B++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	A++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.70%	6 Years	6 Years	A-
American Pathway Advisory Guarantee: 7 Years Surrender: 7 Years Get Started	5.70%	7 Years	7 Years	A
American Life & Security Corp American Classic Guarantee: 3 Years Surrender: 3 Years Get Started	5.65%	3 Years	3 Years	B++
American Pathway Advisory Guarantee: 3 Years Surrender: 3 Years Get Started	5.65%	3 Years	3 Years	A
Aspida Advisory MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.65%	3 Years	3 Years	A-
Safeguard Plus Guarantee: 3 Years Surrender: 3 Years Get Started	5.65%	3 Years	3 Years	B++
American Pathway Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	5.65%	5 Years	5 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.65%	5 Years	5 Years	A-
American Pathway Advisory Guarantee: 7 Years Surrender: 7 Years Get Started	5.65%	7 Years	7 Years	A
MYAnnuity 7X - No Free Withdrawal Guarantee: 7 Years Surrender: 7 Years Get Started	5.65%	7 Years	7 Years	B++
Oak ADVantage Guarantee: 7 Years Surrender: 7 Years Get Started	5.65%	7 Years	7 Years	A+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.65%	10 Years	10 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.60%	3 Years	3 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.60%	3 Years	3 Years	B++
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.60%	3 Years	3 Years	B++
Safe Harbor Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years Get Started	5.60%	3 Years	3 Years	B+
Advantage 5 Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	5.60%	5 Years	5 Years	A++
CL Sundance 5-Year Guarantee: 5 Years Surrender: 5 Years Get Started	5.60%	5 Years	5 Years	B++
MYAnnuity 5X - No Free Withdrawal Guarantee: 5 Years Surrender: 5 Years Get Started	5.60%	5 Years	5 Years	B++
Multi Select Guarantee: 6 Years Surrender: 6 Years Get Started	5.60%	6 Years	6 Years	A
Simple Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.60%	6 Years	6 Years	B++
Aspida Advisory MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.60%	7 Years	7 Years	A-
Lincoln Select Guarantee: 7 Years Surrender: 7 Years Get Started	5.60%	7 Years	7 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.60%	7 Years	7 Years	B++
Certainty Select Guarantee: 10 Years Surrender: 10 Years Get Started	5.60%	10 Years	10 Years	B++
Safe Haven Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years Get Started	5.57%	3 Years	3 Years	B+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.55%	4 Years	4 Years	A-
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.55%	5 Years	10 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 9 Years Get Started	5.55%	5 Years	9 Years	A
Safe Haven Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	5.55%	5 Years	5 Years	B+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.55%	5 Years	5 Years	A-
MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.55%	6 Years	6 Years	B++
Palladium MYG Guarantee: 6 Years Surrender: 9 Years Get Started	5.55%	6 Years	9 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.55%	6 Years	10 Years	A
Platinum Assure Guarantee: 6 Years Surrender: 6 Years Get Started	5.55%	6 Years	6 Years	A
MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.55%	7 Years	7 Years	B++
Palladium MYG Guarantee: 7 Years Surrender: 9 Years Get Started	5.55%	7 Years	9 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.55%	7 Years	10 Years	A
Platinum Assure Guarantee: 7 Years Surrender: 7 Years Get Started	5.55%	7 Years	7 Years	A
Safeguard Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.55%	7 Years	7 Years	B++
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.55%	10 Years	10 Years	A-
Future Flex 5 Guarantee: 1 Year Surrender: 5 Years Get Started	5.50%	1 Year	5 Years	A-
Future Flex Classic Guarantee: 1 Year Surrender: 1 Year Get Started	5.50%	1 Year	1 Year	A-
Asset Guard Guarantee: 2 Years Surrender: 2 Years Get Started	5.50%	2 Years	2 Years	A-
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.50%	3 Years	3 Years	A++
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.50%	3 Years	3 Years	A-
Advantage 5 Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	A++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	A-
MyGuarantee Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	B++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	A++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.50%	6 Years	6 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A-
Multi Select Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	B++
Certainty Select Guarantee: 8 Years Surrender: 8 Years Get Started	5.50%	8 Years	8 Years	B++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.50%	10 Years	10 Years	A-
Safeguard Plus Guarantee: 10 Years Surrender: 10 Years Get Started	5.50%	10 Years	10 Years	B++
Future Flex 8 Guarantee: 1 Year Surrender: 8 Years Get Started	5.45%	1 Year	8 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years Get Started	5.45%	2 Years	2 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.45%	3 Years	3 Years	A-
LiveWell Guarantee Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A+
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	B++
Platinum Assure Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A
Platinum Assure Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A++
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A-
WealthLock MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A-
Safe Haven Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years Get Started	5.45%	6 Years	6 Years	B+
MYAnnuity 7X Guarantee: 7 Years Surrender: 7 Years Get Started	5.45%	7 Years	7 Years	B++
Safe Haven Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	5.45%	7 Years	7 Years	B+
Palladium MYG Guarantee: 8 Years Surrender: 9 Years Get Started	5.45%	8 Years	9 Years	A
Palladium MYG Guarantee: 8 Years Surrender: 10 Years Get Started	5.45%	8 Years	10 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 9 Years Get Started	5.45%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 10 Years Get Started	5.45%	9 Years	10 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.45%	10 Years	10 Years	B++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	B++
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	B+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	A-
WealthLock MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	A-
Lincoln Select Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A
LiveWell Guarantee Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A+
MNL Guarantee Pro 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A+
MYAnnuity 5X Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	B++
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A+
Palladium MYG Guarantee: 5 Years Surrender: 9 Years Get Started	5.40%	5 Years	9 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.40%	5 Years	10 Years	A
SecureSaver Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A-
WealthLock MYGA Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A-
Certainty Select Guarantee: 6 Years Surrender: 6 Years Get Started	5.40%	6 Years	6 Years	B++
Palladium MYG Guarantee: 6 Years Surrender: 9 Years Get Started	5.40%	6 Years	9 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.40%	6 Years	10 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years Surrender: 7 Years Get Started	5.40%	7 Years	7 Years	A-
Palladium MYG Guarantee: 7 Years Surrender: 9 Years Get Started	5.40%	7 Years	9 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.40%	7 Years	10 Years	A
SecureSaver Guarantee: 7 Years Surrender: 7 Years Get Started	5.40%	7 Years	7 Years	A+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.40%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.40%	7 Years	7 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.40%	10 Years	10 Years	A-
Aspida Advisory MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.35%	2 Years	2 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years Get Started	5.35%	2 Years	2 Years	A-
Performance SPDA Guarantee: 3 Years Surrender: 3 Years Get Started	5.35%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.35%	3 Years	3 Years	A-
WealthLock MYGA Plus Guarantee: 3 Years Surrender: 3 Years Get Started	5.35%	3 Years	3 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.35%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	5.35%	4 Years	4 Years	A++
Simple Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.35%	4 Years	4 Years	B++
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	A
Certainty Select Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	B++
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	A
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.35%	6 Years	6 Years	A-
Safe Haven Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years Get Started	5.35%	6 Years	6 Years	B+
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A
FG Guarantee-Platinum Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A-
LiveWell Guarantee Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A+
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A-
Safe Haven Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	B+
Multi Select Guarantee: 8 Years Surrender: 8 Years Get Started	5.35%	8 Years	8 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.35%	10 Years	10 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.35%	10 Years	10 Years	B++
Safe Haven Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	5.35%	10 Years	10 Years	B+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	5.34%	3 Years	3 Years	B+
Asset Guard Guarantee: 2 Years Surrender: 2 Years Get Started	5.30%	2 Years	2 Years	A-
LiveWell Guarantee Max Guarantee: 3 Years Surrender: 3 Years Get Started	5.30%	3 Years	3 Years	A+
Safe Haven Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years Get Started	5.30%	3 Years	3 Years	B+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	5.30%	3 Years	3 Years	B+
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.30%	3 Years	3 Years	A-
Multi Select Guarantee: 4 Years Surrender: 4 Years Get Started	5.30%	4 Years	4 Years	A
Platinum Assure Guarantee: 4 Years Surrender: 4 Years Get Started	5.30%	4 Years	4 Years	A
Platinum Assure Guarantee: 4 Years Surrender: 4 Years Get Started	5.30%	4 Years	4 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A-
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A-
Multi Select Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 9 Years Get Started	5.30%	5 Years	9 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.30%	5 Years	10 Years	A
Palladium Match MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	B++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A++
Safe Haven Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	B+
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A-
WealthLock MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A-
Palladium MYG Guarantee: 6 Years Surrender: 9 Years Get Started	5.30%	6 Years	9 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.30%	6 Years	10 Years	A
F&G Secure MYGA® Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
F&G Secure MYGA® MVA Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
LiveWell Guarantee Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A+
MNL Guarantee Pro 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A+
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
MyGuarantee Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A+
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.30%	7 Years	10 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 9 Years Get Started	5.30%	7 Years	9 Years	A
Palladium Match MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	B++
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	B++
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A-
WealthLock MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A-
WealthLock MYGA Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A-
Palladium MYG Guarantee: 8 Years Surrender: 9 Years Get Started	5.30%	8 Years	9 Years	A
Palladium MYG Guarantee: 8 Years Surrender: 10 Years Get Started	5.30%	8 Years	10 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 9 Years Get Started	5.30%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 10 Years Get Started	5.30%	9 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.30%	10 Years	10 Years	A-
Future Flex 5 Guarantee: 1 Year Surrender: 5 Years Get Started	5.25%	1 Year	5 Years	A-
CL Sundance 2-Year Guarantee: 2 Years Surrender: 2 Years Get Started	5.25%	2 Years	2 Years	B++
Future Flex 5 Guarantee: 2 Years Surrender: 5 Years Get Started	5.25%	2 Years	5 Years	A-
Certainty Select Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	B++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A-
LiveWell Guarantee Max Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A+
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A-
WealthLock MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A-
First Choice 4 Guarantee: 4 Years Surrender: 4 Years Get Started	5.25%	4 Years	4 Years	A
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
Eleos MVA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A++
F&G Secure MYGA® Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
F&G Secure MYGA® MVA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
FG Guarantee-Platinum Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A-
Performance SPDA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A-
Reliance Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A++
Smart Saver NY Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A+
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A-
WealthLock MYGA Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.25%	6 Years	6 Years	A-
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A-
Reliance Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A++
SecureFore 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A-
Lincoln Select Guarantee: 10 Years Surrender: 10 Years Get Started	5.25%	10 Years	10 Years	A
Multi Select Guarantee: 10 Years Surrender: 10 Years Get Started	5.25%	10 Years	10 Years	A
Safe Haven Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	5.25%	10 Years	10 Years	B+
Aspida Advisory MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.20%	2 Years	2 Years	A-
Asset Guard Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A-
MNL Guarantee Pro 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A+
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A-
WealthLock MYGA Plus Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A-
Asset Guard Guarantee: 4 Years Surrender: 4 Years Get Started	5.20%	4 Years	4 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.20%	4 Years	4 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	5.20%	4 Years	4 Years	A-
American Freedom Classic 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A++
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
LiveWell Guarantee Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A+
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A++
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A-
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.20%	6 Years	6 Years	A-
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.20%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.20%	7 Years	7 Years	A
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.20%	7 Years	7 Years	A-
Palladium MYG Guarantee: 8 Years Surrender: 9 Years Get Started	5.20%	8 Years	9 Years	A
Palladium MYG Guarantee: 8 Years Surrender: 10 Years Get Started	5.20%	8 Years	10 Years	A
Multi Select Guarantee: 9 Years Surrender: 9 Years Get Started	5.20%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 9 Years Get Started	5.20%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 10 Years Get Started	5.20%	9 Years	10 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.20%	10 Years	10 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.20%	10 Years	10 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A
Freedom Elevate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A++
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A-
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.15%	4 Years	4 Years	A
American Pathway Vision MYG Guarantee: 4 Years Surrender: 10 Years Get Started	5.15%	4 Years	10 Years	A
Security Benefit Life Insurance Company Advanced Choice Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
American Pathway Vision MYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.15%	5 Years	10 Years	A
Apex MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Asset Guard Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Focused Growth Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
MNL Guarantee Pro 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A+
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
Palladium Match MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
Pinnacle Plus MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
SecureFore 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
SolutionsMYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.15%	5 Years	10 Years	A
American Pathway Vision MYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.15%	6 Years	10 Years	A
SolutionsMYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.15%	6 Years	10 Years	A
Security Benefit Life Insurance Company Advanced Choice Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A
American Pathway Vision MYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.15%	7 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A
Palladium Match MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A
SolutionsMYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.15%	7 Years	10 Years	A
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
WealthLock MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
WealthLock MYGA Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
American Pathway Vision MYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.15%	10 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.15%	10 Years	10 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.15%	10 Years	10 Years	B++
SolutionsMYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.15%	10 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years Get Started	5.10%	2 Years	2 Years	A-
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.10%	2 Years	2 Years	A-
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Performance SPDA Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Stable Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A++
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	5.10%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	5.10%	4 Years	4 Years	A++
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	5.10%	4 Years	4 Years	A-
Smart Saver NY Guarantee: 4 Years Surrender: 4 Years Get Started	5.10%	4 Years	4 Years	A+
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
Eleos SP Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A++
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MYAnnuity 5X - No Free Withdrawal Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	B++
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
Performance SPDA Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A-
Stable Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A++
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A-
Apex MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A-
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A
Focused Growth Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A
LiveWell Guarantee Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A+
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A-
Smart Saver NY Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A+
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Premier Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A+
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.10%	10 Years	10 Years	A
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.05%	2 Years	2 Years	A-
WealthLock MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.05%	2 Years	2 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	5.05%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	5.05%	4 Years	4 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	5.05%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	5.05%	4 Years	4 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Focused Growth Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Palladium Match MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
Performance SPDA Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
SecureSaver Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A+
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.05%	6 Years	6 Years	A-
Smart Saver NY Guarantee: 6 Years Surrender: 6 Years Get Started	5.05%	6 Years	6 Years	A+
Security Benefit Life Insurance Company Advanced Choice Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
F&G Secure MYGA® Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
F&G Secure MYGA® MVA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
Palladium Match MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
Pinnacle Plus MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
SecureSaver Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
Pinnacle Plus MYGA Guarantee: 10 Years Surrender: 10 Years Get Started	5.05%	10 Years	10 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.05%	10 Years	10 Years	A-
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 9 Years Get Started	5.00%	1 Year	9 Years	A
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 7 Years Get Started	5.00%	1 Year	7 Years	A
Future Flex 5 Guarantee: 2 Years Surrender: 5 Years Get Started	5.00%	2 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years Get Started	5.00%	2 Years	2 Years	A-
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.00%	2 Years	2 Years	A-
WealthLock MYGA Plus Guarantee: 2 Years Surrender: 2 Years Get Started	5.00%	2 Years	2 Years	A-
Apex MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Asset Guard Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
F&G Secure MYGA® Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A
F&G Secure MYGA® MVA Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A
FG Guarantee-Platinum Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
LiveWell Guarantee Max Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A+
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
SecureFore 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Asset Guard Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A-
First Choice 4 Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	B++
Stable Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A++
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
F&G Secure MYGA® Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
F&G Secure MYGA® MVA Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	B++
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	B+
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A+
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
Smart Saver NY Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A+
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Premier Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A+
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years Surrender: 6 Years Get Started	5.00%	6 Years	6 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years Surrender: 6 Years Get Started	5.00%	6 Years	6 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.00%	6 Years	6 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.00%	6 Years	6 Years	B++
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
Focused Growth Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A-
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
MNL Guarantee Pro 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A+
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	B++
SecureFore 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A+
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A-
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years Surrender: 8 Years Get Started	5.00%	8 Years	8 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years Surrender: 8 Years Get Started	5.00%	8 Years	8 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 8 Years Surrender: 8 Years Get Started	5.00%	8 Years	8 Years	B++
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years Surrender: 9 Years Get Started	5.00%	9 Years	9 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years Surrender: 9 Years Get Started	5.00%	9 Years	9 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 9 Years Surrender: 9 Years Get Started	5.00%	9 Years	9 Years	B++
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years Get Started	5.00%	9 Years	9 Years	A+
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years Surrender: 10 Years Get Started	5.00%	10 Years	10 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years Surrender: 10 Years Get Started	5.00%	10 Years	10 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.00%	10 Years	10 Years	B++
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	4.95%	2 Years	2 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A
Pinnacle Plus MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	B++
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A-
American Freedom Classic 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
Asset Guard Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A-
Brighthouse Fixed Rate Annuity with MVA Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A-
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.95%	6 Years	6 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A+
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	4.95%	10 Years	10 Years	B++
Reliance Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	4.95%	10 Years	10 Years	A++
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.94%	5 Years	5 Years	B+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.90%	1 Year	7 Years	A+
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	4.90%	2 Years	2 Years	A-
WealthLock MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	4.90%	2 Years	2 Years	A-
American Freedom Aspire 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	4.90%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	4.90%	3 Years	7 Years	A
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Focused Growth Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Performance SPDA Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A++
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A++
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.90%	3 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A++
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
MYAnnuity 5X Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	B++
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A+
Performance SPDA Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.90%	5 Years	7 Years	A+
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	B+
SecureFore 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years Surrender: 6 Years Get Started	4.90%	6 Years	6 Years	A-
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A+
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years Surrender: 8 Years Get Started	4.90%	8 Years	8 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years Surrender: 9 Years Get Started	4.90%	9 Years	9 Years	A-
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years Get Started	4.90%	9 Years	9 Years	A+
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years Surrender: 10 Years Get Started	4.90%	10 Years	10 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	4.85%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	4.85%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.85%	1 Year	5 Years	A+
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.85%	2 Years	2 Years	A++
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	4.85%	2 Years	2 Years	A-
WealthLock MYGA Plus Guarantee: 2 Years Surrender: 2 Years Get Started	4.85%	2 Years	2 Years	A-
Freedom Elevate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A++
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.85%	3 Years	5 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Stable Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A++
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	4.85%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.85%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.85%	4 Years	4 Years	A-
Smart Saver NY Guarantee: 4 Years Surrender: 4 Years Get Started	4.85%	4 Years	4 Years	A+
Apex MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A
Eagle Guarantee Focus Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Eagle Guarantee Focus Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
GuaranteeShield Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
GuaranteeShield Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A
Pinnacle Plus MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A+
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Stable Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
Future Flex 5 Guarantee: 6 Years Surrender: 5 Years Get Started	4.85%	6 Years	5 Years	A-
Apex MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A-
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
Expedition II Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A+
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A+
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
Smart Saver NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A+
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years Get Started	4.85%	9 Years	9 Years	A+
Apollo MVA Guarantee: 1 Year Surrender: 7 Years Get Started	4.80%	1 Year	7 Years	A++
Future Flex 8 Guarantee: 2 Years Surrender: 8 Years Get Started	4.80%	2 Years	8 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
Focused Growth Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MNL Guarantee Pro 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A+
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Palladium MYG Guarantee: 3 Years Surrender: 9 Years Get Started	4.80%	3 Years	9 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	4.80%	3 Years	10 Years	A
Platinum Assure Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
Platinum Assure Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A++
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A+
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A++
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
American Freedom Aspire 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Brighthouse Fixed Rate Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A
Expedition II Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.80%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.80%	6 Years	6 Years	A++
Smart Saver NY Guarantee: 6 Years Surrender: 6 Years Get Started	4.80%	6 Years	6 Years	A+
F&G Secure MYGA® Non-MVA Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
Focused Growth Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	4.80%	10 Years	10 Years	A
Eagle Guarantee Focus Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
Eagle Guarantee Focus Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
F&G Secure MYGA® Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
F&G Secure MYGA® MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
GuaranteeShield Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
GuaranteeShield Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
Multi Select Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A+
Performance SPDA Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A++
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A++
SecureFore 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
SecureOption Focus Guarantee: 3 Years Surrender: 7 Years Get Started	4.75%	3 Years	7 Years	A+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
SmartSelect Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A+
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	4.75%	4 Years	4 Years	A
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.75%	4 Years	4 Years	A++
Stable Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	4.75%	4 Years	4 Years	A++
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A+
SecureOption Focus Guarantee: 5 Years Surrender: 7 Years Get Started	4.75%	5 Years	7 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A
Smart Saver NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A+
SolutionsMYG Guarantee: 5 Years Surrender: 7 Years Get Started	4.75%	5 Years	7 Years	A
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.75%	6 Years	6 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.75%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.75%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.75%	6 Years	6 Years	A++
SolutionsMYG Guarantee: 6 Years Surrender: 7 Years Get Started	4.75%	6 Years	7 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A-
Pinnacle Plus MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A-
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A++
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A+
SecureOption Focus Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
SolutionsMYG Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years Get Started	4.75%	9 Years	9 Years	A+
Pinnacle Plus MYGA Guarantee: 10 Years Surrender: 10 Years Get Started	4.75%	10 Years	10 Years	A-
Apex MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A+
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	B++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A++
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A-
SmartSelect Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A
Expedition II Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A+
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	B++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	4.70%	6 Years	6 Years	A-
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.70%	6 Years	6 Years	A++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	4.70%	6 Years	6 Years	B++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A
Expedition II Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A+
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A-
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	B++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 8 Years Surrender: 8 Years Get Started	4.70%	8 Years	8 Years	B++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 9 Years Surrender: 9 Years Get Started	4.70%	9 Years	9 Years	B++
Focused Growth Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	4.70%	10 Years	10 Years	A
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	4.70%	10 Years	10 Years	B++
Apollo SP Guarantee: 1 Year Surrender: 7 Years Get Started	4.65%	1 Year	7 Years	A++
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.65%	1 Year	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	4.65%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	4.65%	3 Years	7 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	4.65%	3 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 9 Years Get Started	4.65%	3 Years	9 Years	A
Pinnacle Plus MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	B++
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.65%	3 Years	7 Years	A+
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A+
SecureOption Focus Guarantee: 3 Years Surrender: 7 Years Get Started	4.65%	3 Years	7 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A-
SmartSelect Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A++
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A-
SmartSelect Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A+
Brighthouse Fixed Rate Annuity with ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.65%	5 Years	7 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A++
SecureOption Focus Guarantee: 5 Years Surrender: 7 Years Get Started	4.65%	5 Years	7 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	4.65%	6 Years	6 Years	A-
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A+
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A+
SecureOption Focus Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A-
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Secure Plus Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	4.60%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	4.60%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.60%	1 Year	5 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.60%	1 Year	7 Years	A+
Future Flex 8 Guarantee: 2 Years Surrender: 8 Years Get Started	4.60%	2 Years	8 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.60%	3 Years	7 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.60%	3 Years	5 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A++
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A-
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years Get Started	4.60%	4 Years	4 Years	A++
Smart Saver NY Guarantee: 4 Years Surrender: 4 Years Get Started	4.60%	4 Years	4 Years	A+
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A
Eagle Guarantee Focus Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
GuaranteeShield Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.60%	5 Years	7 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A
Future Flex 5 Guarantee: 6 Years Surrender: 5 Years Get Started	4.60%	6 Years	5 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.60%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years Get Started	4.60%	6 Years	6 Years	A++
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
F&G Secure MYGA® ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Lincoln Select Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A++
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Smart Saver NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A+
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.55%	1 Year	5 Years	A+
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.55%	2 Years	2 Years	A++
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	4.55%	3 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 9 Years Get Started	4.55%	3 Years	9 Years	A
Palladium Match MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.55%	3 Years	5 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A++
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A+
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.55%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.55%	4 Years	4 Years	A-
American Freedom Aspire 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Brighthouse Fixed Rate Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
F&G Secure MYGA® ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A-
Prudential WealthGuard Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.55%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.55%	6 Years	6 Years	A++
Smart Saver NY Guarantee: 6 Years Surrender: 6 Years Get Started	4.55%	6 Years	6 Years	A+
American Freedom Aspire 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A++
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A++
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 9 Years Get Started	4.50%	1 Year	9 Years	A
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 7 Years Get Started	4.50%	1 Year	7 Years	A
SecureOption Focus Guarantee: 1 Year Surrender: 7 Years Get Started	4.50%	1 Year	7 Years	A+
Platinum Assure Guarantee: 2 Years Surrender: 2 Years Get Started	4.50%	2 Years	2 Years	A
Platinum Assure Guarantee: 2 Years Surrender: 2 Years Get Started	4.50%	2 Years	2 Years	A
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.50%	2 Years	2 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	4.50%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	4.50%	3 Years	7 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A
Eagle Guarantee Focus Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A-
Expedition II Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
GuaranteeShield Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A-
Mariner Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
Prudential WealthGuard Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A
SmartSelect Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.50%	4 Years	4 Years	A++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.50%	4 Years	4 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
MyGuarantee Plus Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A
SmartSelect Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
SmartSelect Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A++
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Secure Plus Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.50%	6 Years	6 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.50%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.50%	6 Years	6 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A
Expedition II Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A+
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A+
MyGuarantee Plus Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A
Prudential WealthGuard Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A+
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A
Platinum Edge Guarantee: 10 Years Surrender: 10 Years Get Started	4.50%	10 Years	10 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	4.45%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	4.45%	1 Year	7 Years	A
American Freedom Aspire 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.45%	3 Years	3 Years	A++
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years Get Started	4.45%	3 Years	3 Years	A
SecureOption Focus Guarantee: 3 Years Surrender: 7 Years Get Started	4.45%	3 Years	7 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.45%	3 Years	3 Years	A-
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A++
SmartSelect Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A+
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.45%	5 Years	5 Years	A
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.45%	5 Years	5 Years	A++
SecureOption Focus Guarantee: 5 Years Surrender: 7 Years Get Started	4.45%	5 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.45%	5 Years	5 Years	A-
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years Get Started	4.45%	5 Years	5 Years	A
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.45%	6 Years	6 Years	A++
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.45%	6 Years	6 Years	A++
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
SecureOption Focus Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A+
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A
Platinum Edge Guarantee: 9 Years Surrender: 9 Years Get Started	4.45%	9 Years	9 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.40%	1 Year	7 Years	A+
SecureOption Focus Guarantee: 1 Year Surrender: 7 Years Get Started	4.40%	1 Year	7 Years	A+
Brighthouse Fixed Rate Annuity with MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A
Palladium Match MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.40%	3 Years	7 Years	A+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	B+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A++
SmartSelect Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.40%	4 Years	4 Years	A++
SmartSelect Guarantee: 4 Years Surrender: 4 Years Get Started	4.40%	4 Years	4 Years	A+
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
Brighthouse Fixed Rate Annuity with ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A++
Lincoln Select Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.40%	5 Years	7 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A++
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A-
Platinum Edge Guarantee: 8 Years Surrender: 8 Years Get Started	4.40%	8 Years	8 Years	A+
Future Flex 8 Guarantee: 9 Years Surrender: 8 Years Get Started	4.40%	9 Years	8 Years	A-
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.35%	1 Year	7 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.35%	1 Year	5 Years	A+
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.35%	2 Years	2 Years	A++
Brighthouse Fixed Rate Annuity with ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A
Expedition II Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A+
F&G Secure MYGA® Non-MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.35%	3 Years	5 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.35%	3 Years	7 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A++
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years Get Started	4.35%	3 Years	6 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A-
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years Get Started	4.35%	4 Years	4 Years	A++
Expedition II Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.35%	5 Years	7 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.35%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years Get Started	4.35%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.35%	6 Years	6 Years	A++
Expedition II Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
F&G Secure MYGA® ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
Platinum Edge Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
Prudential WealthGuard Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A++
United of Omaha Insurance Company (a Mutual of Omaha company) Bonus Flexible Annuity Guarantee: 8 Years Surrender: 8 Years Get Started	4.35%	8 Years	8 Years	A+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	4.34%	3 Years	3 Years	B+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.30%	1 Year	7 Years	A+
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A
Palladium Match MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	B+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A++
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	4.30%	4 Years	4 Years	A-
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.30%	4 Years	4 Years	A++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.30%	4 Years	4 Years	A++
F&G Secure MYGA® ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.30%	5 Years	5 Years	A
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.30%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.30%	5 Years	5 Years	A++
SecureSaver Guarantee: 5 Years Surrender: 5 Years Get Started	4.30%	5 Years	5 Years	A+
Platinum Edge Guarantee: 6 Years Surrender: 6 Years Get Started	4.30%	6 Years	6 Years	A+
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.30%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.30%	6 Years	6 Years	A++
American Freedom Aspire 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
SecureSaver Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A+
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A-
Lincoln Select Guarantee: 10 Years Surrender: 10 Years Get Started	4.30%	10 Years	10 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	4.30%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.25%	1 Year	5 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.25%	1 Year	5 Years	A+
Future Flex 8 Guarantee: 2 Years Surrender: 8 Years Get Started	4.25%	2 Years	8 Years	A-
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.25%	2 Years	2 Years	A++
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.25%	2 Years	2 Years	A++
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years Get Started	4.25%	3 Years	3 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.25%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.25%	3 Years	5 Years	A+
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.25%	3 Years	3 Years	A
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	4.25%	4 Years	4 Years	A-
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.25%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.25%	4 Years	4 Years	A++
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A
Expedition II Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A
Platinum Edge Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	B+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A-
SmartSelect Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
SmartSelect Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A++
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.25%	6 Years	6 Years	A++
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A++
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A++
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A-
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A-
MultiRate Guarantee: 1 Year Surrender: 7 Years Get Started	4.20%	1 Year	7 Years	A+
SecureOption Focus Guarantee: 1 Year Surrender: 7 Years Get Started	4.20%	1 Year	7 Years	A+
F&G Secure MYGA® ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.20%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.20%	3 Years	3 Years	A++
Platinum Edge Guarantee: 4 Years Surrender: 4 Years Get Started	4.20%	4 Years	4 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.20%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.20%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.20%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years Get Started	4.20%	5 Years	5 Years	A++
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.20%	7 Years	7 Years	A+
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	4.20%	7 Years	10 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.20%	7 Years	7 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.20%	7 Years	7 Years	A-
Future Flex 8 Guarantee: 9 Years Surrender: 8 Years Get Started	4.20%	9 Years	8 Years	A-
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.19%	5 Years	5 Years	B+
MultiRate Guarantee: 1 Year Surrender: 7 Years Get Started	4.15%	1 Year	7 Years	A+
SPDA Series II Guarantee: 1 Year Surrender: 7 Years Get Started	4.15%	1 Year	7 Years	A+
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A
Mariner Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A++
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A-
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A-
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years Get Started	4.15%	4 Years	4 Years	A++
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	B+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A-
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.15%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years Get Started	4.15%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.15%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	4.15%	7 Years	7 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.15%	7 Years	7 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.15%	7 Years	7 Years	A-
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	4.15%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.10%	1 Year	7 Years	A+
MultiRate Guarantee: 2 Years Surrender: 7 Years Get Started	4.10%	2 Years	7 Years	A+
Brighthouse Fixed Rate Annuity with ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.10%	3 Years	3 Years	A
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.10%	3 Years	3 Years	A-
SPDA Series II Guarantee: 3 Years Surrender: 7 Years Get Started	4.10%	3 Years	7 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.10%	3 Years	3 Years	A++
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.10%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.10%	4 Years	4 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.10%	5 Years	5 Years	A
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.10%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.10%	5 Years	5 Years	A++
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.10%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.10%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.10%	6 Years	6 Years	A++
SmartStep Guarantee: 6 Years Surrender: 6 Years Get Started	4.10%	6 Years	6 Years	A+
SmartStep Guarantee: 6 Years Surrender: 6 Years Get Started	4.10%	6 Years	6 Years	A+
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A-
Century Plus Guarantee: 9 Years Surrender: 9 Years Get Started	4.10%	9 Years	9 Years	A
Century Plus Guarantee: 10 Years Surrender: 10 Years Get Started	4.10%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.05%	1 Year	5 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.05%	1 Year	7 Years	A+
MultiRate Guarantee: 2 Years Surrender: 7 Years Get Started	4.05%	2 Years	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	4.05%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	4.05%	3 Years	7 Years	A
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A-
MultiRate Guarantee: 3 Years Surrender: 7 Years Get Started	4.05%	3 Years	7 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.05%	3 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A-
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A+
Prudential WealthGuard Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.05%	5 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.05%	6 Years	6 Years	A++
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	4.05%	7 Years	10 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A++
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A++
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	4.05%	10 Years	10 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	4.00%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	4.00%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.00%	1 Year	5 Years	A+
SeniorSelect Guarantee: 1 Year Surrender: 1 Year Get Started	4.00%	1 Year	1 Year	A+
American Pathway Advisory Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A
Expedition II Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A+
MultiRate Guarantee: 3 Years Surrender: 7 Years Get Started	4.00%	3 Years	7 Years	A+
Prudential WealthGuard Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.00%	3 Years	5 Years	A+
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years Get Started	4.00%	3 Years	6 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A-
MultiRate Guarantee: 4 Years Surrender: 7 Years Get Started	4.00%	4 Years	7 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.00%	4 Years	4 Years	A++
American Pathway Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	4.00%	5 Years	5 Years	A
MultiRate Guarantee: 5 Years Surrender: 7 Years Get Started	4.00%	5 Years	7 Years	A+
New Momentum Guarantee: 5 Years Surrender: 7 Years Get Started	4.00%	5 Years	7 Years	A+
SPDA Series II Guarantee: 5 Years Surrender: 7 Years Get Started	4.00%	5 Years	7 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.00%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.00%	5 Years	5 Years	A++
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.00%	5 Years	5 Years	A
American Pathway Advisory Guarantee: 7 Years Surrender: 7 Years Get Started	4.00%	7 Years	7 Years	A
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years Get Started	4.00%	7 Years	7 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.00%	7 Years	7 Years	A++
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.00%	7 Years	7 Years	A
Century Plus Guarantee: 9 Years Surrender: 9 Years Get Started	4.00%	9 Years	9 Years	A
Century Plus Guarantee: 10 Years Surrender: 10 Years Get Started	4.00%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	3.95%	1 Year	7 Years	A+
F&G Secure MYGA® ROP Guarantee: 3 Years Surrender: 3 Years Get Started	3.95%	3 Years	3 Years	A
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years Get Started	3.95%	3 Years	3 Years	A++
MultiRate Guarantee: 4 Years Surrender: 7 Years Get Started	3.95%	4 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years Get Started	3.95%	4 Years	4 Years	A++
MultiRate Guarantee: 5 Years Surrender: 7 Years Get Started	3.95%	5 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years Get Started	3.95%	5 Years	5 Years	A++
Access SPDA Guarantee: 6 Years Surrender: 6 Years Get Started	3.95%	6 Years	6 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	3.95%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years Get Started	3.95%	6 Years	6 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A++
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	3.95%	7 Years	10 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A++
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A++
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.90%	2 Years	2 Years	B+
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years Get Started	3.90%	3 Years	6 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	3.90%	3 Years	3 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	3.90%	3 Years	3 Years	A-
MultiVantage Guarantee: 4 Years Surrender: 4 Years Get Started	3.90%	4 Years	4 Years	A+
MultiVantage Guarantee: 4 Years Surrender: 4 Years Get Started	3.90%	4 Years	4 Years	A+
MultiVantage Guarantee: 4 Years Surrender: 4 Years Get Started	3.90%	4 Years	4 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	3.90%	5 Years	5 Years	A++
New Momentum Guarantee: 6 Years Surrender: 7 Years Get Started	3.90%	6 Years	7 Years	A+
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.90%	6 Years	10 Years	A
SmartSelect Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartSelect Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartStep Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartStep Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	3.90%	7 Years	7 Years	A+
MultiRate Guarantee: 7 Years Surrender: 7 Years Get Started	3.90%	7 Years	7 Years	A+
SPDA Series II Guarantee: 7 Years Surrender: 7 Years Get Started	3.90%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	3.90%	7 Years	7 Years	A++
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	3.85%	1 Year	5 Years	A+
Expedition II Guarantee: 3 Years Surrender: 3 Years Get Started	3.85%	3 Years	3 Years	A+
Access SPDA Guarantee: 4 Years Surrender: 4 Years Get Started	3.85%	4 Years	4 Years	A-
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A
MultiVantage Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A+
MultiVantage Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A+
MultiVantage Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	3.85%	6 Years	6 Years	A++
MultiRate Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A+
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A++
Future Flex 8 Guarantee: 9 Years Surrender: 8 Years Get Started	3.85%	9 Years	8 Years	A-
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.84%	2 Years	2 Years	B+
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.80%	2 Years	2 Years	B+
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years Get Started	3.80%	3 Years	3 Years	A
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years Get Started	3.80%	3 Years	6 Years	A++
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	3.80%	3 Years	3 Years	A
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	3.80%	5 Years	5 Years	A
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A++
MultiVantage Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A+
MultiVantage Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A++
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A
MultiVantage Guarantee: 10 Years Surrender: 10 Years Get Started	3.80%	10 Years	10 Years	A+
MultiVantage Guarantee: 10 Years Surrender: 10 Years Get Started	3.80%	10 Years	10 Years	A+
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	3.75%	1 Year	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	3.75%	3 Years	7 Years	A
Platinum Edge Guarantee: 3 Years Surrender: 3 Years Get Started	3.75%	3 Years	3 Years	A+
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	3.75%	3 Years	3 Years	A
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	3.75%	3 Years	3 Years	A
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	3.75%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	3.75%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	3.75%	5 Years	5 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.75%	6 Years	10 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A
New Momentum Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A
SmartSelect Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
SmartSelect Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A++
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	3.70%	4 Years	4 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.70%	5 Years	5 Years	A
American Pathway Vision MYG Guarantee: 7 Years Surrender: 10 Years Get Started	3.70%	7 Years	10 Years	A
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years Get Started	3.70%	7 Years	7 Years	A
MultiVantage Guarantee: 7 Years Surrender: 7 Years Get Started	3.70%	7 Years	7 Years	A+
SolutionsMYG Guarantee: 7 Years Surrender: 10 Years Get Started	3.70%	7 Years	10 Years	A
American Pathway Vision MYG Guarantee: 10 Years Surrender: 10 Years Get Started	3.70%	10 Years	10 Years	A
New Momentum Guarantee: 10 Years Surrender: 7 Years Get Started	3.70%	10 Years	7 Years	A+
SolutionsMYG Guarantee: 10 Years Surrender: 10 Years Get Started	3.70%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	3.65%	1 Year	7 Years	A+
American Pathway Vision MYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.65%	5 Years	10 Years	A
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	3.65%	5 Years	5 Years	A+
SolutionsMYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.65%	5 Years	10 Years	A
American Pathway Vision MYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.65%	6 Years	10 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.65%	6 Years	10 Years	A
SmartSelect Guarantee: 6 Years Surrender: 6 Years Get Started	3.65%	6 Years	6 Years	A+
SmartSelect Guarantee: 6 Years Surrender: 6 Years Get Started	3.65%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years Get Started	3.65%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years Get Started	3.65%	6 Years	6 Years	A+
SolutionsMYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.65%	6 Years	10 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	3.65%	7 Years	7 Years	A+
MultiVantage Guarantee: 10 Years Surrender: 10 Years Get Started	3.65%	10 Years	10 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	3.60%	1 Year	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	3.60%	5 Years	5 Years	A+
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	3.60%	5 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.60%	7 Years	7 Years	A
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	3.60%	7 Years	7 Years	A
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.60%	7 Years	7 Years	A++
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	3.55%	3 Years	3 Years	A
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years Get Started	3.55%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	3.50%	1 Year	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	3.50%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	3.50%	1 Year	7 Years	A
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	3.50%	3 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	3.50%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	3.50%	3 Years	7 Years	A
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years Get Started	3.50%	3 Years	3 Years	A
American Pathway Vision MYG Guarantee: 4 Years Surrender: 10 Years Get Started	3.50%	4 Years	10 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.50%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.50%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.50%	5 Years	5 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.50%	5 Years	10 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A
SmartSelect Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A+
SmartSelect Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A+
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A++
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years Get Started	3.45%	5 Years	5 Years	A
Secure Savings Guarantee: 5 Years Surrender: 5 Years Get Started	3.45%	5 Years	5 Years	B+
Access SPDA Guarantee: 6 Years Surrender: 6 Years Get Started	3.45%	6 Years	6 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	3.45%	7 Years	7 Years	A
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	3.40%	3 Years	3 Years	A
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	3.40%	5 Years	5 Years	A
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	3.35%	3 Years	3 Years	A
Access SPDA Guarantee: 4 Years Surrender: 4 Years Get Started	3.35%	4 Years	4 Years	A-
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.35%	5 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	3.30%	3 Years	10 Years	A
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years Get Started	3.30%	5 Years	5 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years Get Started	3.30%	7 Years	7 Years	A
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years Get Started	3.30%	7 Years	7 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.25%	5 Years	10 Years	A
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years Get Started	3.20%	5 Years	5 Years	A
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years Get Started	3.20%	7 Years	7 Years	A
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.15%	2 Years	2 Years	B+
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	3.15%	3 Years	10 Years	A
Secure Savings Guarantee: 3 Years Surrender: 3 Years Get Started	3.15%	3 Years	3 Years	B+
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.15%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.15%	5 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	3.10%	1 Year	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	3.10%	3 Years	7 Years	A
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	3.10%	4 Years	4 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.10%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.10%	5 Years	5 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years Get Started	3.10%	5 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.10%	7 Years	7 Years	A
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years Get Started	3.10%	7 Years	7 Years	A
Century Plus Guarantee: 10 Years Surrender: 10 Years Get Started	3.10%	10 Years	10 Years	A
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.09%	2 Years	2 Years	B+
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.05%	2 Years	2 Years	B+
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	3.05%	3 Years	10 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.05%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.05%	5 Years	5 Years	A
SolutionsMYG Guarantee: 7 Years Surrender: 7 Years Get Started	3.05%	7 Years	7 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	3.00%	1 Year	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	3.00%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	3.00%	1 Year	7 Years	A
Future Flex 5 Guarantee: 1 Year Surrender: 5 Years Get Started	3.00%	1 Year	5 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	3.00%	3 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	3.00%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	3.00%	3 Years	7 Years	A
First Choice 4 Guarantee: 4 Years Surrender: 4 Years Get Started	3.00%	4 Years	4 Years	A
First Choice 4 Guarantee: 4 Years Surrender: 4 Years Get Started	3.00%	4 Years	4 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
SolutionsMYG Guarantee: 5 Years Surrender: 7 Years Get Started	3.00%	5 Years	7 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
SolutionsMYG Guarantee: 6 Years Surrender: 7 Years Get Started	3.00%	6 Years	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.00%	7 Years	7 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years Get Started	3.00%	7 Years	7 Years	A
Assured Edge Income Builder Guarantee: 7 Years Surrender: 7 Years Get Started	3.00%	7 Years	7 Years	A
Prudential Fixed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.00%	7 Years	7 Years	A+
Century Plus Guarantee: 10 Years Surrender: 10 Years Get Started	3.00%	10 Years	10 Years	A
Future Flex 5 Guarantee: 2 Years Surrender: 5 Years Get Started	2.75%	2 Years	5 Years	A-
Assured Edge Advisory Guarantee: 7 Years Surrender: 1 Year Get Started	2.75%	7 Years	1 Year	A
Income Creator Guarantee: 7 Years Surrender: 7 Years Get Started	2.65%	7 Years	7 Years	A+
Secure Savings Guarantee: 2 Years Surrender: 2 Years Get Started	2.60%	2 Years	2 Years	B+
Future Flex 5 Guarantee: 6 Years Surrender: 5 Years Get Started	2.35%	6 Years	5 Years	A-
Assured Edge Income Builder Guarantee: 7 Years Surrender: 7 Years Get Started	2.25%	7 Years	7 Years	A
Assured Edge Income Achiever Guarantee: 9 Years Surrender: 9 Years Get Started	2.25%	9 Years	9 Years	A
Assured Edge Income Achiever Guarantee: 10 Years Surrender: 10 Years Get Started	2.25%	10 Years	10 Years	A
Clear Income Advantage - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	1.00%	7 Years	7 Years	A++
Clear Income Advantage - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	1.00%	7 Years	7 Years	A++
Clear Income Advantage - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	1.00%	7 Years	7 Years	A++

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Products Offered by Western & Southern

The types of annuities Western & Southern offers include fixed annuities, income annuities, indexed annuities and variable annuities.

Western & Southern’s Fixed Annuities

Western & Southern customers can choose from seven different fixed annuity products. All of these offerings require a single premium payment, except the New Momentum Flexible Premium Deferred Annuity (FDPA).

The SmartSelect single premium deferred annuity (SPDA) has the most guarantee period options: customers can select from three, four, five, six, seven, nine or 10 years. SmartSelect also comes with an extra 0.15% interest added to the guaranteed rate for account values over $100,000.
The MultiVantage^® SPDA has a higher maximum issue age (89) than Western & Southern’s other annuities. This annuity also comes with a 1.00% interest rate bonus for the first year of the initial and renewal guaranteed rate. Guarantee periods available are four, five, seven or 10 years.
The New Momentum annuity is the only flexible premium fixed annuity they offer. The available guarantee periods for this annuity are one, five, six, seven or ten years. New Momentum also includes a 0.75% interest rate bonus for the first contract year.
The SPDA Series II annuity comes with a 1.00% interest rate bonus for the first contract year and a return of premium guarantee. Customers can choose guarantee periods of one, three or five years.
The AnnuiQuest has available guarantee periods ranging from one to five or seven years. This annuity includes a return of premium guarantee and a 2.00% interest rate bonus for the first contract year.
The SmartStep SPDA does not have a market value adjustment feature, unlike many of Western & Southern’s other fixed annuities. This product is only available with a four-year guarantee period but does feature an optional return of premium guarantee.

Western & Southern’s Income Annuities

Western & Southern has two options for income annuities: a single premium immediate annuity (SPIA) and a deferred income annuity.

The IncomeSource^® Single Premium Immediate Annuity offers a guaranteed increasing payout option (IPO) which raises annual payouts by 1% to 5% for as long as you continue receiving income. The minimum premium for this contract is $10,000 and customers can choose individual or joint payout options.
The IncomeSource^® Select Deferred Income Annuity is a flexible premium deferred income annuity with a minimum of $10,000 for the initial premium and $1,000 for any additional premiums. Income can be deferred for a maximum of 40 years and payments can occur monthly, quarterly, semiannually or annually. Western & Southern also offers the IPO with this product.

Western & Southern’s Indexed Annuity

The Indextra^® indexed annuity is a single premium deferred annuity that earns interest based on changes in a market index. Like many indexed annuities, Indextra^® combines upside potential with downside protection.

The Indextra^® gives owners the choice of eight index crediting options. Six of these crediting choices are indexed interest options based on the performance of proprietary multi-asset-class indexes, one is based on the S&P 500, and one is a guaranteed fixed rate.

Indextra^® annuity owners can withdraw up to 10% of their contract’s value each year without a withdrawal charge. Any amounts withdrawn more than that amount are subject to a declining withdrawal charge schedule. Customers can choose a withdrawal charge period of five, seven or 10 years.

Western & Southern’s Variable Annuities

Western & Southern offers three flexible premium variable annuities. These products are designed as investments that establish a lifetime income stream in retirement and provide a guaranteed death benefit.

VAROOM^® is a Variable Annuity for Roll Over Only Money. This annuity must be funded with money from a qualified retirement plan like a 401(k) or IRA. VAROOM^® owners can invest their premiums in low-cost ETFs from iShares and Vanguard, and these assets incur annual charges totaling 1.90%. The initial minimum premium for this product is $25,000, and additional premiums must be at least $1,000.
The AnnuiChoice variable annuity has a minimum initial premium of $10,000 and a minimum of $100 for additional premiums. AnnuiChoice comes with benefits like dollar-cost averaging, 12 free transfers among investment options each year, guaranteed rate options and automated asset rebalancing. Riders such as a guaranteed lifetime withdrawal benefit (GLWB), enhanced death benefit and enhanced earnings benefit can be added for an additional cost.
The Pinnacle variable annuity might be more accessible for many consumers, with a minimum initial premium of just $1,000 and a $100 minimum for additional contributions. This product has some of the same benefits as the AnnuiChoice, including dollar-cost averaging, asset rebalancing and limited free transfers. Pinnacle also offers the GLWB and enhanced earnings riders, but no enhanced death benefit.

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About Western & Southern

Western & Southern was originally established in Cincinnati, Ohio in 1888. The company completed its first corporate acquisition in 1913 when it purchased the National Progressive Life Company of Cincinnati.

Since then, Western & Southern Financial Group has expanded to encompass a family of companies selling annuities, life insurance and some health products. Western & Southern’s insurance corporations include:

Integrity Life Insurance Company
National Integrity Life Insurance Company
Western-Southern Life Assurance Company
The Western and Southern Life Insurance Company
Variable products distributed through Touchstone Securities, Inc.

In 2022, Western & Southern sold over $6 billion in direct annuity premiums, making up 2.16% of the U.S. annuity market, according to the National Association of Insurance Commissioners (NAIC).

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Credit Ratings

If you’re thinking of buying an annuity, it’s important to know about credit ratings for annuity providers. These ratings show how financially stable and strong the provider is. Just keep in mind that different rating companies may use different scales to rate them.

Western & Southern Credit Ratings

Rating Company	Credit Rating
AM Best	A+
Fitch	AA-
S&P	AA

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What Customers Are Saying About Western & Southern

Western & Southern has very few customer complaints registered with state insurance commissions. According to data collected by the NAIC, Western & Southern received only one complaint each year in 2020, 2021 and 2022.

The NAIC tracks consumer complaints each state’s insurance commission receives each year. These are used to compile a company’s NAIC Complaint Index.NAIC Complaint IndexDetermined by dividing the company’s share of complaints in the U.S. market by the company’s share of premiums in the U.S. market. The National Complaint Index is always 1.00, so a score of 2.00, for example, is twice as high as expected in the market.

NAIC Complaint Index for Western & Southern

All Policy Types	0.02
Individual Annuities Only	0.10

These numbers indicate that Western & Southern receives significantly fewer customer complaints than the industry average.

Western & Southern did not appear in the 2022 or 2023 editions of the J.D. Power Customer Satisfaction Index Ranking, which measures the overall customer satisfaction of annuity providers.

Western & Southern Pros & Cons

Western & Southern has many advantages that make it a strong choice for an annuity company. Still, this provider may not be right for every type of annuity customer. Before purchasing an annuity from any issuer, consider the pros and cons of the company and its products.

Pros

Wide variety of products: With seven fixed annuities, three variable annuities, two income annuities and an indexed annuity available, Western & Southern has crafted annuity products for a broad spectrum of financial needs.
Interest rate bonuses and payout increases: Many of Western & Southern’s annuities come with generous rate bonuses or optional payout increases, helping you get the most out of your retirement savings.
Strong financial strength and customer satisfaction ratings: Western & Southern holds excellent ratings from all the major credit rating agencies and has very few customer complaints with state insurance commissions.

Cons

Limited options for linked indexes: With Western & Southern’s indexed annuity, you can only choose to credit interest based on the S&P 500 or one of W&S’s proprietary indexes.

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Provider Rating Methodology

Annuity.org created a fact-based methodology to analyze the strength, security and reach of different annuity providers. We assessed companies based on their availability, the amount of direct premiums sold, their AM Best Financial Strength Rating and their NAIC Complaint Index score.

Providers received a rating on a five-star scale for each of these categories, with the complaint index and financial strength ratings weighed as the heaviest variables. Then, using a weighted average, each company was assigned an overall star rating.

Annuity.org’s Top-Ranked Providers

Provider	Annuity.org Star Rating
Mass Mutual
New York Life
Pacific Life
Midland National
North American
Western Southern

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Our Rating Panel

Annuity.org expert panel for providers pages

The Annuity.org editorial team spoke with several different annuity experts to learn more about what is important to customers when searching for a provider and what factors make a company reliable. While Annuity.org designed the methodology, these experts provided feedback during the process and consulted on what factors we should leverage to best help prospective buyers compare providers.

Please seek the advice of a qualified professional before making financial decisions.

Last Modified: April 24, 2024

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