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Which Annuity Provider Is Actually Right For You?

Get matched with a licensed annuity advisor in your area — free.

You’ve read the reviews. Now get the part the brochures leave out: which carriers are competitive on rates this month, which product actually matches your timeline, and what the fine print costs you. We’ll connect you with an advisor licensed in your state who can answer all of it — and write the contract if you decide to move forward.

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Takes less than 2 minutes. 100% free, no obligation.

Your Provider Comparison

Built around your timeline, savings and income goal

Top-rated carrierMulti-year guaranteed
Best fit
Highest financial strengthIncome annuity
Strong fit
Growth-oriented optionFixed indexed
Worth a look
Rates and product availability change frequently. Your advisor reviews current offers with you on the call.

★ Rates change weekly — don’t compare stale numbers

100% Free — No Obligation
Takes Less Than 2 Minutes
Your Info Stays Private

Get Your Free Consultation

Answer 3 quick questions and we’ll match you with a licensed annuity advisor in your area who can walk you through the providers and products that fit. No cost, no obligation.

APM - Providers V2
Where should we reach you?

Your zip code lets us match you with an advisor licensed in your state. Expect a call within one business day.

Free to you. No obligation to buy. You choose whether to move forward.

What happens on the call

One conversation, start to finish

Instead of chasing quotes from four different carriers, you talk to one licensed advisor who can compare them all — and handle the paperwork if you decide to move ahead.

Current rates, side by side

Provider rates move constantly. You’ll see what’s actually available right now across multiple carriers — not one company’s number in isolation.

The fine print, in plain English

Surrender periods, caps, riders, fees. The details that decide whether a contract is a good deal — explained before you sign anything, not after.

Someone licensed in your state

Annuity rules and product availability vary by state. You’re matched with an advisor who’s licensed where you live and can actually place the contract.

Why people trust Annuity.org

The research comes first

Our editorial team keeps complete control over what we publish — which is why our provider reviews say the unflattering parts out loud. The advisors we match you with are held to the same standard.

2013Publishing annuity research since
~3MReaders a year
25,000Customers helped
A+Better Business Bureau rating
Reviewed by CFP®, CPA & CAS® professionals Licensed insurance agency Advisors licensed in your state NAFA & NAIFA members Cited by WSJ, USA Today & Kiplinger

Common questions

Before you fill out the form

Is this really free?

Yes. There’s no cost to you for the consultation and no obligation to buy anything. Annuity.org and the advisors in our network are compensated by the insurance carriers, not by you.

Will I get pressured into buying an annuity?

You’ll be matched with a licensed advisor who can sell annuities — that’s how they’re able to compare real products and place a contract for you. But nothing obligates you to buy, and the advisors in our network are vetted to give you a straight answer, including when an annuity isn’t the right fit.

If a conversation ever feels like a hard sell, tell us at 866-924-8052. We take that seriously.

Why not just go straight to the carrier?

A carrier’s own agent can only sell you that carrier’s products. An independent advisor can compare offers across multiple providers side by side, which matters a lot when rates and surrender terms differ this much between companies.

How much money do I need to get started?

There’s no universal minimum. Requirements vary by carrier and product, and the national average purchase is around $150,000 — but plenty of contracts start well below that. Your advisor will tell you what’s realistic at your savings level.

What happens to my information?

It’s used to match you with a licensed advisor and, where relevant, Annuity.org’s trusted partners. See the privacy policy for the full detail. You can opt out of text messages any time by replying STOP.

Can I just call instead?

Absolutely — 866-924-8052. The form just means your advisor has your details in hand before you talk.

Get clear on your options in one conversation

Three questions, under two minutes, and a licensed advisor near you takes it from there.

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