Today’s Best United Life Annuity Rates

TermProductAM Best RatingRate
7 YearsPerformance SPDAA-5.30%
7 YearsPerformance SPDAA-5.15%
5 YearsPerformance SPDAA-5.05%
Source: Cannex
4.55
Annuity.org Star Rating

United Life Insurance Company

United Life logo
Our Take

United Life is a safe choice due to its strong financial strength and customer satisfaction ratings. They sell a variety of annuity products, but their contracts aren’t very customizable, and their website is vague about their offerings.

Pros

  • Variety of products
  • Low minimum premium option for MYGA
  • A- AM Best rating
  • Strong customer service reputation

Cons

  • Product information not easily available
  • Limited customization

Compare United Life Annuity Rates

Products 1-5 of 739
Source: Cannex, Jul. 26, 2024
Product Rate AM Best Rating

Safe Harbor Bonus Guarantee

Guarantee: 10 Years
Surrender: 10 Years

6.60% 10 Years 10 Years B+

Safe Harbor Bonus Guarantee

Guarantee: 10 Years
Surrender: 10 Years

6.45% 10 Years 10 Years B+

Safe Harbor Bonus Guarantee

Guarantee: 7 Years
Surrender: 7 Years

6.25% 7 Years 7 Years B+

Safe Harbor Bonus Guarantee

Guarantee: 7 Years
Surrender: 7 Years

6.10% 7 Years 7 Years B+

Safe Harbor Bonus Guarantee

Guarantee: 6 Years
Surrender: 6 Years

6.05% 6 Years 6 Years B+

Future Flex 8

Guarantee: 1 Year
Surrender: 8 Years

6.00% 1 Year 8 Years A-

Safe Harbor Bonus Guarantee

Guarantee: 5 Years
Surrender: 5 Years

6.00% 5 Years 5 Years B+

Safe Harbor Bonus Guarantee

Guarantee: 3 Years
Surrender: 3 Years

5.92% 3 Years 3 Years B+

Sentinel Security Life

Personal Choice Annuity

Guarantee: 3 Years
Surrender: 3 Years

5.90% 3 Years 3 Years B++

Aspida Advisory MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.90% 5 Years 5 Years A-

Safe Harbor Bonus Guarantee

Guarantee: 6 Years
Surrender: 6 Years

5.90% 6 Years 6 Years B+

CL Sundance 3-Year

Guarantee: 3 Years
Surrender: 3 Years

5.85% 3 Years 3 Years B++

MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.85% 5 Years 5 Years B++

Future Flex 8

Guarantee: 1 Year
Surrender: 8 Years

5.80% 1 Year 8 Years A-

Safeguard Plus

Guarantee: 5 Years
Surrender: 5 Years

5.80% 5 Years 5 Years B++

Heartland National Life Insurance Company

Secure Rate 5

Guarantee: 5 Years
Surrender: 5 Years

5.80% 5 Years 5 Years

Aspida Advisory MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.80% 7 Years 7 Years A-

Heartland National Life Insurance Company

Secure Rate 7

Guarantee: 7 Years
Surrender: 7 Years

5.80% 7 Years 7 Years

Heartland National Life Insurance Company

Secure Rate 10

Guarantee: 10 Years
Surrender: 10 Years

5.80% 10 Years 10 Years

Aspida Advisory MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.75% 3 Years 3 Years A-

MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.75% 3 Years 3 Years B++

Aspida Advisory MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.75% 5 Years 5 Years A-

MYAnnuity 7X - No Free Withdrawal

Guarantee: 7 Years
Surrender: 7 Years

5.75% 7 Years 7 Years B++

MYGA

Guarantee: 4 Years
Surrender: 4 Years

5.70% 4 Years 4 Years B++

American Life & Security Corp

American Classic

Guarantee: 5 Years
Surrender: 5 Years

5.70% 5 Years 5 Years B++

MYAnnuity 5X - No Free Withdrawal

Guarantee: 5 Years
Surrender: 5 Years

5.70% 5 Years 5 Years B++

Safe Harbor Bonus Guarantee

Guarantee: 5 Years
Surrender: 5 Years

5.70% 5 Years 5 Years B+

Heartland National Life Insurance Company

Secure Rate 5

Guarantee: 5 Years
Surrender: 5 Years

5.70% 5 Years 5 Years

Simple Annuity

Guarantee: 6 Years
Surrender: 6 Years

5.70% 6 Years 6 Years B++

Heartland National Life Insurance Company

Secure Rate 7

Guarantee: 7 Years
Surrender: 7 Years

5.70% 7 Years 7 Years

Heartland National Life Insurance Company

Secure Rate 10

Guarantee: 10 Years
Surrender: 10 Years

5.70% 10 Years 10 Years

American Life & Security Corp

American Classic

Guarantee: 3 Years
Surrender: 3 Years

5.65% 3 Years 3 Years B++

Safeguard Plus

Guarantee: 3 Years
Surrender: 3 Years

5.65% 3 Years 3 Years B++

Heartland National Life Insurance Company

Secure Rate 3

Guarantee: 3 Years
Surrender: 3 Years

5.65% 3 Years 3 Years

Platinum Assure

Guarantee: 5 Years
Surrender: 5 Years

5.65% 5 Years 5 Years A

Heartland National Life Insurance Company

Secure Rate 5

Guarantee: 5 Years
Surrender: 5 Years

5.65% 5 Years 5 Years

Aspida Advisory MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.65% 7 Years 7 Years A-

MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.65% 7 Years 7 Years B++

Heartland National Life Insurance Company

Secure Rate 7

Guarantee: 7 Years
Surrender: 7 Years

5.65% 7 Years 7 Years

Heartland National Life Insurance Company

Secure Rate 10

Guarantee: 10 Years
Surrender: 10 Years

5.65% 10 Years 10 Years

Aspida Advisory MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.60% 3 Years 3 Years A-

Sentinel Security Life

Personal Choice Annuity

Guarantee: 3 Years
Surrender: 3 Years

5.60% 3 Years 3 Years B++

Sentinel Security Life

Personal Choice Annuity

Guarantee: 3 Years
Surrender: 3 Years

5.60% 3 Years 3 Years B++

Safe Harbor Bonus Guarantee

Guarantee: 3 Years
Surrender: 3 Years

5.60% 3 Years 3 Years B+

Advantage 5 Advisory

Guarantee: 5 Years
Surrender: 5 Years

5.60% 5 Years 5 Years A++

CL Sundance 5-Year

Guarantee: 5 Years
Surrender: 5 Years

5.60% 5 Years 5 Years B++

Palladium MYG

Guarantee: 5 Years
Surrender: 9 Years

5.60% 5 Years 9 Years A

Palladium MYG

Guarantee: 5 Years
Surrender: 10 Years

5.60% 5 Years 10 Years A

Palladium MYG

Guarantee: 6 Years
Surrender: 10 Years

5.60% 6 Years 10 Years A

Palladium MYG

Guarantee: 6 Years
Surrender: 9 Years

5.60% 6 Years 9 Years A

Palladium MYG

Guarantee: 7 Years
Surrender: 9 Years

5.60% 7 Years 9 Years A

Palladium MYG

Guarantee: 7 Years
Surrender: 10 Years

5.60% 7 Years 10 Years A

Certainty Select

Guarantee: 10 Years
Surrender: 10 Years

5.60% 10 Years 10 Years B++

Safe Haven Bonus Guarantee

Guarantee: 3 Years
Surrender: 3 Years

5.57% 3 Years 3 Years B+

Aspida Advisory MYGA

Guarantee: 2 Years
Surrender: 2 Years

5.55% 2 Years 2 Years A-

American Pathway Advisory

Guarantee: 3 Years
Surrender: 3 Years

5.55% 3 Years 3 Years A

Oak ADVantage

Guarantee: 3 Years
Surrender: 3 Years

5.55% 3 Years 3 Years A+

Heartland National Life Insurance Company

Secure Rate 3

Guarantee: 3 Years
Surrender: 3 Years

5.55% 3 Years 3 Years

Platinum Assure

Guarantee: 4 Years
Surrender: 4 Years

5.55% 4 Years 4 Years A

American Pathway Advisory

Guarantee: 5 Years
Surrender: 5 Years

5.55% 5 Years 5 Years A

Sentinel Security Life

Personal Choice Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.55% 5 Years 5 Years B++

MYGA

Guarantee: 6 Years
Surrender: 6 Years

5.55% 6 Years 6 Years B++

American Pathway Advisory

Guarantee: 7 Years
Surrender: 7 Years

5.55% 7 Years 7 Years A

MYAnnuity 7X

Guarantee: 7 Years
Surrender: 7 Years

5.55% 7 Years 7 Years B++

Safeguard Plus

Guarantee: 7 Years
Surrender: 7 Years

5.55% 7 Years 7 Years B++

Future Flex 5

Guarantee: 1 Year
Surrender: 5 Years

5.50% 1 Year 5 Years A-

Future Flex Classic

Guarantee: 1 Year
Surrender: 1 Year

5.50% 1 Year 1 Year A-

American Pathway Advisory

Guarantee: 3 Years
Surrender: 3 Years

5.50% 3 Years 3 Years A

Heartland National Life Insurance Company

Secure Rate 3

Guarantee: 3 Years
Surrender: 3 Years

5.50% 3 Years 3 Years

Advantage 5 Advisory

Guarantee: 5 Years
Surrender: 5 Years

5.50% 5 Years 5 Years A++

American Pathway Advisory

Guarantee: 5 Years
Surrender: 5 Years

5.50% 5 Years 5 Years A

MYAnnuity 5X

Guarantee: 5 Years
Surrender: 5 Years

5.50% 5 Years 5 Years B++

Oak ADVantage

Guarantee: 5 Years
Surrender: 5 Years

5.50% 5 Years 5 Years A+

Synergy Choice MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.50% 5 Years 5 Years A-

Multi Select

Guarantee: 6 Years
Surrender: 6 Years

5.50% 6 Years 6 Years A

American Pathway Advisory

Guarantee: 7 Years
Surrender: 7 Years

5.50% 7 Years 7 Years A

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 7 Years
Surrender: 7 Years

5.50% 7 Years 7 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 7 Years
Surrender: 7 Years

5.50% 7 Years 7 Years A-

Performance SPDA

Guarantee: 7 Years
Surrender: 7 Years

5.50% 7 Years 7 Years A-

Certainty Select

Guarantee: 8 Years
Surrender: 8 Years

5.50% 8 Years 8 Years B++

Palladium MYG

Guarantee: 8 Years
Surrender: 10 Years

5.50% 8 Years 10 Years A

Palladium MYG

Guarantee: 8 Years
Surrender: 9 Years

5.50% 8 Years 9 Years A

Palladium MYG

Guarantee: 9 Years
Surrender: 9 Years

5.50% 9 Years 9 Years A

Palladium MYG

Guarantee: 9 Years
Surrender: 10 Years

5.50% 9 Years 10 Years A

Palladium MYG

Guarantee: 10 Years
Surrender: 10 Years

5.50% 10 Years 10 Years A

Safeguard Plus

Guarantee: 10 Years
Surrender: 10 Years

5.50% 10 Years 10 Years B++

Future Flex 8

Guarantee: 1 Year
Surrender: 8 Years

5.45% 1 Year 8 Years A-

Simple Annuity

Guarantee: 4 Years
Surrender: 4 Years

5.45% 4 Years 4 Years B++

MCA No FPW

Guarantee: 5 Years
Surrender: 5 Years

5.45% 5 Years 5 Years A

MCA No FPW

Guarantee: 5 Years
Surrender: 5 Years

5.45% 5 Years 5 Years A

Palladium MYG

Guarantee: 5 Years
Surrender: 10 Years

5.45% 5 Years 10 Years A

Palladium MYG

Guarantee: 5 Years
Surrender: 9 Years

5.45% 5 Years 9 Years A

Platinum Assure

Guarantee: 5 Years
Surrender: 5 Years

5.45% 5 Years 5 Years A

WealthLock MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.45% 5 Years 5 Years A-

Palladium MYG

Guarantee: 6 Years
Surrender: 10 Years

5.45% 6 Years 10 Years A

Palladium MYG

Guarantee: 6 Years
Surrender: 9 Years

5.45% 6 Years 9 Years A

Platinum Assure

Guarantee: 6 Years
Surrender: 6 Years

5.45% 6 Years 6 Years A

Palladium MYG

Guarantee: 7 Years
Surrender: 9 Years

5.45% 7 Years 9 Years A

Palladium MYG

Guarantee: 7 Years
Surrender: 10 Years

5.45% 7 Years 10 Years A

Platinum Assure

Guarantee: 7 Years
Surrender: 7 Years

5.45% 7 Years 7 Years A

Synergy Choice MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.45% 7 Years 7 Years A-

Aspida Advisory MYGA

Guarantee: 2 Years
Surrender: 2 Years

5.40% 2 Years 2 Years A-

Sentinel Security Life

Personal Choice Annuity

Guarantee: 3 Years
Surrender: 3 Years

5.40% 3 Years 3 Years B++

Secure Savings Elite

Guarantee: 3 Years
Surrender: 3 Years

5.40% 3 Years 3 Years B+

Select Choice 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

5.40% 3 Years 3 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

5.40% 3 Years 3 Years A-

Synergy Choice MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.40% 3 Years 3 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 4 Years
Surrender: 4 Years

5.40% 4 Years 4 Years A-

Focused Growth Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.40% 5 Years 5 Years A

MCA Int Credited

Guarantee: 5 Years
Surrender: 5 Years

5.40% 5 Years 5 Years A

MCA Int Credited

Guarantee: 5 Years
Surrender: 5 Years

5.40% 5 Years 5 Years A

MCA No FPW

Guarantee: 5 Years
Surrender: 5 Years

5.40% 5 Years 5 Years A

MCA No FPW

Guarantee: 5 Years
Surrender: 5 Years

5.40% 5 Years 5 Years A

Select Choice 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

5.40% 5 Years 5 Years A-

Synergy Choice MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.40% 5 Years 5 Years A-

WealthLock MYGA Plus

Guarantee: 5 Years
Surrender: 5 Years

5.40% 5 Years 5 Years A-

Certainty Select

Guarantee: 6 Years
Surrender: 6 Years

5.40% 6 Years 6 Years B++

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 7 Years
Surrender: 7 Years

5.40% 7 Years 7 Years A-

Multi Select

Guarantee: 7 Years
Surrender: 7 Years

5.40% 7 Years 7 Years A

Oak ADVantage

Guarantee: 7 Years
Surrender: 7 Years

5.40% 7 Years 7 Years A+

Sentinel Security Life

Personal Choice Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.40% 7 Years 7 Years B++

WealthLock MYGA Plus

Guarantee: 7 Years
Surrender: 7 Years

5.40% 7 Years 7 Years A-

Platinum Assure

Guarantee: 2 Years
Surrender: 2 Years

5.35% 2 Years 2 Years A

WealthLock MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.35% 3 Years 3 Years A-

Apex MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.35% 5 Years 5 Years A-

Certainty Select

Guarantee: 5 Years
Surrender: 5 Years

5.35% 5 Years 5 Years B++

MCA 10% FPW

Guarantee: 5 Years
Surrender: 5 Years

5.35% 5 Years 5 Years A

MCA 10% FPW

Guarantee: 5 Years
Surrender: 5 Years

5.35% 5 Years 5 Years A

MCA Int Credited

Guarantee: 5 Years
Surrender: 5 Years

5.35% 5 Years 5 Years A

MCA Int Credited

Guarantee: 5 Years
Surrender: 5 Years

5.35% 5 Years 5 Years A

Palladium MYG

Guarantee: 5 Years
Surrender: 9 Years

5.35% 5 Years 9 Years A

Palladium MYG

Guarantee: 5 Years
Surrender: 10 Years

5.35% 5 Years 10 Years A

Pinnacle Plus MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.35% 5 Years 5 Years A-

Safe Haven Bonus Guarantee

Guarantee: 5 Years
Surrender: 5 Years

5.35% 5 Years 5 Years B+

Synergy Choice MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.35% 5 Years 5 Years A-

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 6 Years
Surrender: 6 Years

5.35% 6 Years 6 Years A

Palladium MYG

Guarantee: 6 Years
Surrender: 10 Years

5.35% 6 Years 10 Years A

Palladium MYG

Guarantee: 6 Years
Surrender: 9 Years

5.35% 6 Years 9 Years A

Lincoln Select

Guarantee: 7 Years
Surrender: 7 Years

5.35% 7 Years 7 Years A

Palladium MYG

Guarantee: 7 Years
Surrender: 10 Years

5.35% 7 Years 10 Years A

Palladium MYG

Guarantee: 7 Years
Surrender: 9 Years

5.35% 7 Years 9 Years A

Performance SPDA

Guarantee: 7 Years
Surrender: 7 Years

5.35% 7 Years 7 Years A-

Select Choice 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

5.35% 7 Years 7 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

5.35% 7 Years 7 Years A-

Synergy Choice MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.35% 7 Years 7 Years A-

WealthLock MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.35% 7 Years 7 Years A-

Palladium MYG

Guarantee: 8 Years
Surrender: 9 Years

5.35% 8 Years 9 Years A

Palladium MYG

Guarantee: 8 Years
Surrender: 10 Years

5.35% 8 Years 10 Years A

Palladium MYG

Guarantee: 9 Years
Surrender: 9 Years

5.35% 9 Years 9 Years A

Palladium MYG

Guarantee: 9 Years
Surrender: 10 Years

5.35% 9 Years 10 Years A

Palladium MYG

Guarantee: 10 Years
Surrender: 10 Years

5.35% 10 Years 10 Years A

Secure Savings Elite

Guarantee: 3 Years
Surrender: 3 Years

5.34% 3 Years 3 Years B+

Synergy Choice MYGA

Guarantee: 2 Years
Surrender: 2 Years

5.30% 2 Years 2 Years A-

Palladium MYG

Guarantee: 3 Years
Surrender: 10 Years

5.30% 3 Years 10 Years A

Palladium MYG

Guarantee: 3 Years
Surrender: 9 Years

5.30% 3 Years 9 Years A

Safe Haven Bonus Guarantee

Guarantee: 3 Years
Surrender: 3 Years

5.30% 3 Years 3 Years B+

Secure Savings Elite

Guarantee: 3 Years
Surrender: 3 Years

5.30% 3 Years 3 Years B+

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

5.30% 3 Years 3 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

5.30% 3 Years 3 Years A-

Synergy Choice MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.30% 3 Years 3 Years A-

WealthLock MYGA Plus

Guarantee: 3 Years
Surrender: 3 Years

5.30% 3 Years 3 Years A-

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 4 Years
Surrender: 4 Years

5.30% 4 Years 4 Years A

Platinum Assure

Guarantee: 4 Years
Surrender: 4 Years

5.30% 4 Years 4 Years A

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 4 Years
Surrender: 4 Years

5.30% 4 Years 4 Years A-

F&G Secure MYGA®

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A

F&G Secure MYGA® MVA

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A

FG Guarantee-Platinum

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A

MCA 10% FPW

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A

MCA 10% FPW

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A

Multi Select

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A

Palladium Match MYG

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A

Sentinel Security Life

Personal Choice Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years B++

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A-

Synergy Choice MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A-

WealthLock MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A-

Apex MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.30% 7 Years 7 Years A-

F&G Secure MYGA®

Guarantee: 7 Years
Surrender: 7 Years

5.30% 7 Years 7 Years A

F&G Secure MYGA® MVA

Guarantee: 7 Years
Surrender: 7 Years

5.30% 7 Years 7 Years A

FG Guarantee-Platinum

Guarantee: 7 Years
Surrender: 7 Years

5.30% 7 Years 7 Years A

Palladium Match MYG

Guarantee: 7 Years
Surrender: 7 Years

5.30% 7 Years 7 Years A

Performance SPDA

Guarantee: 7 Years
Surrender: 7 Years

5.30% 7 Years 7 Years A-

Sentinel Security Life

Personal Choice Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.30% 7 Years 7 Years B++

Synergy Choice MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.30% 7 Years 7 Years A-

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 10 Years
Surrender: 10 Years

5.30% 10 Years 10 Years A

Future Flex 5

Guarantee: 1 Year
Surrender: 5 Years

5.25% 1 Year 5 Years A-

Asset Guard

Guarantee: 2 Years
Surrender: 2 Years

5.25% 2 Years 2 Years A-

CL Sundance 2-Year

Guarantee: 2 Years
Surrender: 2 Years

5.25% 2 Years 2 Years B++

Future Flex 5

Guarantee: 2 Years
Surrender: 5 Years

5.25% 2 Years 5 Years A-

Synergy Choice MYGA

Guarantee: 2 Years
Surrender: 2 Years

5.25% 2 Years 2 Years A-

WealthLock MYGA

Guarantee: 2 Years
Surrender: 2 Years

5.25% 2 Years 2 Years A-

Certainty Select

Guarantee: 3 Years
Surrender: 3 Years

5.25% 3 Years 3 Years B++

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

5.25% 3 Years 3 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

5.25% 3 Years 3 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

5.25% 3 Years 3 Years A-

Synergy Choice MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.25% 3 Years 3 Years A-

Asset Guard

Guarantee: 4 Years
Surrender: 4 Years

5.25% 4 Years 4 Years A-

Multi Select

Guarantee: 4 Years
Surrender: 4 Years

5.25% 4 Years 4 Years A

Select Choice Plus 1 - Base Benefits

Guarantee: 4 Years
Surrender: 4 Years

5.25% 4 Years 4 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 4 Years
Surrender: 4 Years

5.25% 4 Years 4 Years A-

Asset Guard

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A-

Athene MYG

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A+

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A-

MCA 10% FPW & ROP

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A

MCA 10% FPW & ROP

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A

MaxRate 5

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A+

Milestone MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A-

MyGuarantee Plus Class

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A

Pacific Harbor

Guarantee: 5 Years
Surrender: 0 Years

5.25% 5 Years 0 Years A+

Performance SPDA

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A-

Sentinel Security Life

Personal Choice Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years B++

Synergy Choice MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A-

WealthLock MYGA Plus

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A-

Safe Haven Bonus Guarantee

Guarantee: 6 Years
Surrender: 6 Years

5.25% 6 Years 6 Years B+

Athene MYG

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A+

Brighthouse Fixed Rate Annuity with MVA

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A

Focused Growth Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A

MaxRate 7

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A+

MyGuarantee Plus Class

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A

Pinnacle Plus MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A-

Safe Haven Bonus Guarantee

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years B+

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A-

Synergy Choice MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A-

WealthLock MYGA Plus

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A-

Palladium MYG

Guarantee: 8 Years
Surrender: 9 Years

5.25% 8 Years 9 Years A

Palladium MYG

Guarantee: 8 Years
Surrender: 10 Years

5.25% 8 Years 10 Years A

Palladium MYG

Guarantee: 9 Years
Surrender: 10 Years

5.25% 9 Years 10 Years A

Palladium MYG

Guarantee: 9 Years
Surrender: 9 Years

5.25% 9 Years 9 Years A

Palladium MYG

Guarantee: 10 Years
Surrender: 10 Years

5.25% 10 Years 10 Years A

Sentinel Security Life

Personal Choice Annuity

Guarantee: 10 Years
Surrender: 10 Years

5.25% 10 Years 10 Years B++

Pinnacle Plus MYGA

Guarantee: 10 Years
Surrender: 10 Years

5.25% 10 Years 10 Years A-

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 2 Years
Surrender: 2 Years

5.20% 2 Years 2 Years A

Synergy Choice MYGA

Guarantee: 2 Years
Surrender: 2 Years

5.20% 2 Years 2 Years A-

MCA No FPW

Guarantee: 3 Years
Surrender: 3 Years

5.20% 3 Years 3 Years A

MCA No FPW

Guarantee: 3 Years
Surrender: 3 Years

5.20% 3 Years 3 Years A

Platinum Assure

Guarantee: 3 Years
Surrender: 3 Years

5.20% 3 Years 3 Years A

Synergy Choice MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.20% 3 Years 3 Years A-

WealthLock MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.20% 3 Years 3 Years A-

Security Benefit Life Insurance Company

Advanced Choice

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A-

American Freedom Classic 5

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A++

Brighthouse Fixed Rate Annuity with MVA

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A

Lincoln Select

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A

LiveWell Guarantee Max

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A+

MCA 10% FPW & ROP

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A

MCA 10% FPW & ROP

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A

MaxRate 5

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A+

Milestone MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A-

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 6 Years
Surrender: 6 Years

5.20% 6 Years 6 Years A

Milestone MYGA

Guarantee: 6 Years
Surrender: 6 Years

5.20% 6 Years 6 Years A-

Security Benefit Life Insurance Company

Advanced Choice

Guarantee: 7 Years
Surrender: 7 Years

5.20% 7 Years 7 Years A-

MCA No FPW

Guarantee: 7 Years
Surrender: 7 Years

5.20% 7 Years 7 Years A

MaxRate 7

Guarantee: 7 Years
Surrender: 7 Years

5.20% 7 Years 7 Years A+

Milestone MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.20% 7 Years 7 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

5.20% 7 Years 7 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

5.20% 7 Years 7 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

5.20% 7 Years 7 Years A-

Synergy Choice MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.20% 7 Years 7 Years A-

WealthLock MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.20% 7 Years 7 Years A-

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 10 Years
Surrender: 10 Years

5.20% 10 Years 10 Years A

Synergy Choice MYGA

Guarantee: 2 Years
Surrender: 2 Years

5.15% 2 Years 2 Years A-

Apex MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A-

Focused Growth Annuity

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A

Freedom Elevate 3

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A++

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A

MCA Int Credited

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A

MCA Int Credited

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A

Palladium MYG

Guarantee: 3 Years
Surrender: 10 Years

5.15% 3 Years 10 Years A

Palladium MYG

Guarantee: 3 Years
Surrender: 9 Years

5.15% 3 Years 9 Years A

Premier Voyage

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A++

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A-

Synergy Choice MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A-

WealthLock MYGA Plus

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A-

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 4 Years
Surrender: 4 Years

5.15% 4 Years 4 Years A

Select Choice Plus 1 - Base Benefits

Guarantee: 4 Years
Surrender: 4 Years

5.15% 4 Years 4 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 4 Years
Surrender: 4 Years

5.15% 4 Years 4 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 4 Years
Surrender: 4 Years

5.15% 4 Years 4 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 4 Years
Surrender: 4 Years

5.15% 4 Years 4 Years A-

Athene MYG

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A+

Eleos MVA

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A++

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A-

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A

LiveWell Guarantee Max

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A+

MCA No FPW

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A

MCA No FPW

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A

MNL Guarantee Pro 5

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A+

North American Company for Life and Health Insurance

NAC Guarantee Plus

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A+

Palladium Match MYG

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A

Prudential WealthGuard

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A+

Reliance Guarantee

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A++

Select Choice 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A-

Select Choice 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A-

Smart Saver NY

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A+

Synergy Choice MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A-

Milestone MYGA

Guarantee: 6 Years
Surrender: 6 Years

5.15% 6 Years 6 Years A-

Safe Haven Bonus Guarantee

Guarantee: 6 Years
Surrender: 6 Years

5.15% 6 Years 6 Years B+

Athene MYG

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A+

MCA Int Credited

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A

MCA No FPW

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A

MCA No FPW

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A

Milestone MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A-

Palladium Match MYG

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A

Performance SPDA

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A-

Reliance Guarantee

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A++

Safe Haven Bonus Guarantee

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years B+

Select Choice 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A-

Select Choice 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A-

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A

Multi Select

Guarantee: 8 Years
Surrender: 8 Years

5.15% 8 Years 8 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 10 Years
Surrender: 9 Years

5.15% 10 Years 9 Years A

Lincoln Select

Guarantee: 10 Years
Surrender: 10 Years

5.15% 10 Years 10 Years A

Sentinel Security Life

Personal Choice Annuity

Guarantee: 10 Years
Surrender: 10 Years

5.15% 10 Years 10 Years B++

Safe Haven Bonus Guarantee

Guarantee: 10 Years
Surrender: 10 Years

5.15% 10 Years 10 Years B+

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 2 Years
Surrender: 2 Years

5.10% 2 Years 2 Years A

Synergy Choice MYGA

Guarantee: 2 Years
Surrender: 2 Years

5.10% 2 Years 2 Years A-

WealthLock MYGA

Guarantee: 2 Years
Surrender: 2 Years

5.10% 2 Years 2 Years A-

Asset Guard

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A-

F&G Secure MYGA®

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A

F&G Secure MYGA® MVA

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A

FG Guarantee-Platinum

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A

MCA 10% FPW

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A

MCA 10% FPW

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A

MCA No FPW

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A

MCA No FPW

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A

Performance SPDA

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A-

Pinnacle Plus MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 4 Years
Surrender: 4 Years

5.10% 4 Years 4 Years A-

Security Benefit Life Insurance Company

Advanced Choice

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A-

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A

Focused Growth Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A

MCA Int Credited

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A

MCA Int Credited

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A

MCA No FPW

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A

MCA No FPW

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A

MYAnnuity 5X - No Free Withdrawal

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years B++

MyGuarantee Plus

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A

Performance SPDA

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A-

Sentinel Security Life

Personal Choice Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years B++

Safe Haven Bonus Guarantee

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years B+

SecureSaver

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A+

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A-

Premier Voyage

Guarantee: 6 Years
Surrender: 6 Years

5.10% 6 Years 6 Years A++

Security Benefit Life Insurance Company

Advanced Choice

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A-

Brighthouse Fixed Rate Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A

LiveWell Guarantee Max

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A+

MCA 10% FPW

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A

MCA Int Credited

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A

MCA Int Credited

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A

Sentinel Security Life

Personal Choice Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years B++

Sentinel Security Life

Personal Choice Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years B++

Premier Voyage

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A++

SecureSaver

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A+

Select Choice 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A-

Synergy Choice MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A-

United of Omaha Insurance Company (a Mutual of Omaha company)

Ultra-Premier

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A+

Asset Guard

Guarantee: 2 Years
Surrender: 2 Years

5.05% 2 Years 2 Years A-

Platinum Assure

Guarantee: 2 Years
Surrender: 2 Years

5.05% 2 Years 2 Years A

Synergy Choice MYGA

Guarantee: 2 Years
Surrender: 2 Years

5.05% 2 Years 2 Years A-

Security Benefit Life Insurance Company

Advanced Choice

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A-

Athene MYG

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A+

LiveWell Guarantee Max

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A+

MCA Int Credited

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A

MCA Int Credited

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A

MaxRate 3

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A+

MaxRate 3

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A+

Palladium MYG

Guarantee: 3 Years
Surrender: 10 Years

5.05% 3 Years 10 Years A

Palladium MYG

Guarantee: 3 Years
Surrender: 9 Years

5.05% 3 Years 9 Years A

Select Choice Plus 1 - Base Contract

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A-

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A

Synergy Choice MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A-

Asset Guard

Guarantee: 4 Years
Surrender: 4 Years

5.05% 4 Years 4 Years A-

First Choice 4

Guarantee: 4 Years
Surrender: 4 Years

5.05% 4 Years 4 Years A

Premier Voyage

Guarantee: 4 Years
Surrender: 4 Years

5.05% 4 Years 4 Years A++

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 4 Years
Surrender: 4 Years

5.05% 4 Years 4 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 4 Years
Surrender: 4 Years

5.05% 4 Years 4 Years A-

Apex MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A-

Asset Guard

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A-

Brighthouse Fixed Rate Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

F&G Secure MYGA®

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

F&G Secure MYGA® MVA

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

Jackson RateProtector

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

MCA 10% FPW

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

MCA 10% FPW

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

MCA Int Credited

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

MCA Int Credited

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

Optimum 5 Selection

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

Palladium Match MYG

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

Performance SPDA

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A-

Pinnacle Plus MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A-

SecureFore 5

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

Select Choice 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A-

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A-

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A-

Select Max

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

Apex MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A-

F&G Secure MYGA®

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A

F&G Secure MYGA® MVA

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A

Jackson RateProtector

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A

LiveWell Guarantee Max

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A+

MCA 10% FPW

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A

MCA 10% FPW

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A

MNL Guarantee Pro 7

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A+

Milestone MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A-

North American Company for Life and Health Insurance

NAC Guarantee Plus

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A+

Optimum 7 Selection

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A

Palladium Match MYG

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A

SecureFore 7

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A-

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A-

Select Max

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A

Multi Select

Guarantee: 10 Years
Surrender: 10 Years

5.05% 10 Years 10 Years A

Safe Haven Bonus Guarantee

Guarantee: 10 Years
Surrender: 10 Years

5.05% 10 Years 10 Years B+

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 10 Years
Surrender: 9 Years

5.05% 10 Years 9 Years A

ChoiceFour (Base contract)

Guarantee: 1 Year
Surrender: 9 Years

5.00% 1 Year 9 Years B++

ChoiceFour (MVA)

Guarantee: 1 Year
Surrender: 9 Years

5.00% 1 Year 9 Years B++

ForeCare Fixed Annuity (LTC)

Guarantee: 1 Year
Surrender: 9 Years

5.00% 1 Year 9 Years A

ForeCare Fixed Annuity (LTC)

Guarantee: 1 Year
Surrender: 7 Years

5.00% 1 Year 7 Years A

Secure Growth

Guarantee: 1 Year
Surrender: 7 Years

5.00% 1 Year 7 Years A+

Future Flex 5

Guarantee: 2 Years
Surrender: 5 Years

5.00% 2 Years 5 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A-

LiveWell Guarantee Max

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A+

MCA 10% FPW

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A

MCA 10% FPW

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A

MCA 10% FPW & ROP

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A

MCA 10% FPW & ROP

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A

Pacific Harbor

Guarantee: 3 Years
Surrender: 0 Years

5.00% 3 Years 0 Years A+

Secure Growth

Guarantee: 3 Years
Surrender: 7 Years

5.00% 3 Years 7 Years A+

Select Choice 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A-

Select Choice 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A-

Select Choice 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A-

American Pathway Fixed 4 Annuity

Guarantee: 4 Years
Surrender: 4 Years

5.00% 4 Years 4 Years A

American Pathway Vision MYG

Guarantee: 4 Years
Surrender: 10 Years

5.00% 4 Years 10 Years A

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 4 Years
Surrender: 4 Years

5.00% 4 Years 4 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 4 Years
Surrender: 4 Years

5.00% 4 Years 4 Years A-

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 4 Years
Surrender: 4 Years

5.00% 4 Years 4 Years B++

Select Choice Plus 1 - Base Benefits

Guarantee: 4 Years
Surrender: 4 Years

5.00% 4 Years 4 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 4 Years
Surrender: 4 Years

5.00% 4 Years 4 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 4 Years
Surrender: 4 Years

5.00% 4 Years 4 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 4 Years
Surrender: 4 Years

5.00% 4 Years 4 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 4 Years
Surrender: 4 Years

5.00% 4 Years 4 Years A-

Smart Saver NY

Guarantee: 4 Years
Surrender: 4 Years

5.00% 4 Years 4 Years A+

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A

American Pathway Vision MYG

Guarantee: 5 Years
Surrender: 10 Years

5.00% 5 Years 10 Years A

Athene MYG

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A+

Eleos SP

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A++

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A

MCA 10% FPW

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A

MCA 10% FPW

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A

MaxRate 5

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A+

Milestone MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A-

Pacific Harbor

Guarantee: 5 Years
Surrender: 0 Years

5.00% 5 Years 0 Years A+

Premier Voyage

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A++

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years B++

Secure Growth

Guarantee: 5 Years
Surrender: 7 Years

5.00% 5 Years 7 Years A+

Secure Savings Elite

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years B+

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A-

Select Max

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A

SolutionsMYG

Guarantee: 5 Years
Surrender: 10 Years

5.00% 5 Years 10 Years A

United of Omaha Insurance Company (a Mutual of Omaha company)

Ultra-Premier

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A+

American Pathway Vision MYG

Guarantee: 6 Years
Surrender: 10 Years

5.00% 6 Years 10 Years A

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 6 Years
Surrender: 6 Years

5.00% 6 Years 6 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 6 Years
Surrender: 6 Years

5.00% 6 Years 6 Years A-

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 6 Years
Surrender: 6 Years

5.00% 6 Years 6 Years A

Milestone MYGA

Guarantee: 6 Years
Surrender: 6 Years

5.00% 6 Years 6 Years A-

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 6 Years
Surrender: 6 Years

5.00% 6 Years 6 Years B++

SolutionsMYG

Guarantee: 6 Years
Surrender: 10 Years

5.00% 6 Years 10 Years A

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A

American Pathway Vision MYG

Guarantee: 7 Years
Surrender: 10 Years

5.00% 7 Years 10 Years A

Athene MYG

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A+

Brighthouse Fixed Rate Annuity with MVA

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A

MCA 10% FPW & ROP

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A

MaxRate 7

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A+

Milestone MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A-

MyGuarantee Plus

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years B++

Secure Growth

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A+

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A-

Select Max

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A

Smart Saver NY

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A+

SolutionsMYG

Guarantee: 7 Years
Surrender: 10 Years

5.00% 7 Years 10 Years A

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 8 Years
Surrender: 8 Years

5.00% 8 Years 8 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 8 Years
Surrender: 8 Years

5.00% 8 Years 8 Years A-

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 8 Years
Surrender: 8 Years

5.00% 8 Years 8 Years B++

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 9 Years
Surrender: 9 Years

5.00% 9 Years 9 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 9 Years
Surrender: 9 Years

5.00% 9 Years 9 Years A-

Multi Select

Guarantee: 9 Years
Surrender: 9 Years

5.00% 9 Years 9 Years A

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 9 Years
Surrender: 9 Years

5.00% 9 Years 9 Years B++

American Pathway Vision MYG

Guarantee: 10 Years
Surrender: 10 Years

5.00% 10 Years 10 Years A

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 10 Years
Surrender: 10 Years

5.00% 10 Years 10 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 10 Years
Surrender: 10 Years

5.00% 10 Years 10 Years A-

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 10 Years
Surrender: 10 Years

5.00% 10 Years 10 Years B++

SolutionsMYG

Guarantee: 10 Years
Surrender: 10 Years

5.00% 10 Years 10 Years A

Secure Growth

Guarantee: 1 Year
Surrender: 5 Years

4.95% 1 Year 5 Years A+

WealthLock MYGA Plus

Guarantee: 2 Years
Surrender: 2 Years

4.95% 2 Years 2 Years A-

Security Benefit Life Insurance Company

Advanced Choice

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A-

American Pathway Fixed 5 Annuity

Guarantee: 3 Years
Surrender: 5 Years

4.95% 3 Years 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 3 Years
Surrender: 7 Years

4.95% 3 Years 7 Years A

Athene MYG

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A+

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A

Jackson RateProtector

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A

MNL Guarantee Pro 3

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A+

Milestone MYGA

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A-

North American Company for Life and Health Insurance

NAC Guarantee Plus

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A+

Performance SPDA

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A-

Platinum Assure

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years B++

Secure Growth

Guarantee: 3 Years
Surrender: 5 Years

4.95% 3 Years 5 Years A+

SecureFore 3

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A-

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 4 Years
Surrender: 4 Years

4.95% 4 Years 4 Years A

Milestone MYGA

Guarantee: 4 Years
Surrender: 4 Years

4.95% 4 Years 4 Years A-

American Freedom Classic 5

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A++

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A

Athene MYG

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A+

Brighthouse Fixed Rate Annuity with MVA

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A

F&G Secure MYGA® Non-MVA

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A

LiveWell Guarantee Max

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A+

MCA 10% FPW & ROP

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A

MCA 10% FPW & ROP

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A

MaxRate 5

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A+

Milestone MYGA

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A-

Secure Growth

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A+

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A-

Milestone MYGA

Guarantee: 6 Years
Surrender: 6 Years

4.95% 6 Years 6 Years A-

Smart Saver NY

Guarantee: 6 Years
Surrender: 6 Years

4.95% 6 Years 6 Years A+

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A

Brighthouse Fixed Rate Annuity with ROP

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A

F&G Secure MYGA® Non-MVA

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A

Focused Growth Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A

MCA 10% FPW & ROP

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A

MCA 10% FPW & ROP

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A

Mariner

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A+

MaxRate 7

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A+

Pinnacle Plus MYGA

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A-

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A-

Focused Growth Annuity

Guarantee: 10 Years
Surrender: 10 Years

4.95% 10 Years 10 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 10 Years
Surrender: 10 Years

4.95% 10 Years 10 Years A

Sentinel Security Life

Personal Choice Annuity

Guarantee: 10 Years
Surrender: 10 Years

4.95% 10 Years 10 Years B++

Pinnacle Plus MYGA

Guarantee: 10 Years
Surrender: 10 Years

4.95% 10 Years 10 Years A-

Secure Savings Elite

Guarantee: 5 Years
Surrender: 5 Years

4.94% 5 Years 5 Years B+

American Pathway Fixed 5 Annuity

Guarantee: 1 Year
Surrender: 5 Years

4.90% 1 Year 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 1 Year
Surrender: 7 Years

4.90% 1 Year 7 Years A

Premier Voyage

Guarantee: 2 Years
Surrender: 2 Years

4.90% 2 Years 2 Years A++

American Freedom Aspire 3

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A++

Asset Guard

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Brighthouse Fixed Rate Annuity with MVA

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

MCA 10% FPW & ROP

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A

MCA 10% FPW & ROP

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A

MCA No FPW

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A

MCA No FPW

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A

Milestone MYGA

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Performance SPDA

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Prudential WealthGuard

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A+

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

First Choice 4

Guarantee: 4 Years
Surrender: 4 Years

4.90% 4 Years 4 Years A

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 4 Years
Surrender: 4 Years

4.90% 4 Years 4 Years A-

Milestone MYGA

Guarantee: 4 Years
Surrender: 4 Years

4.90% 4 Years 4 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 4 Years
Surrender: 4 Years

4.90% 4 Years 4 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 4 Years
Surrender: 4 Years

4.90% 4 Years 4 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 4 Years
Surrender: 4 Years

4.90% 4 Years 4 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 4 Years
Surrender: 4 Years

4.90% 4 Years 4 Years A-

Athene MYG

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A+

Brighthouse Fixed Rate Annuity with ROP

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A

MCA 10% FPW & ROP

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A

MCA 10% FPW & ROP

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A

MNL Guarantee Pro 5

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A+

MYAnnuity 5X

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years B++

Mariner

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A+

North American Company for Life and Health Insurance

NAC Guarantee Plus

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A+

Performance SPDA

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A-

Secure Savings Elite

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years B+

Select Choice Plus 1 - Base Contract

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A-

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A

Smart Saver NY

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A+

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 6 Years
Surrender: 6 Years

4.90% 6 Years 6 Years A-

Premier Voyage

Guarantee: 6 Years
Surrender: 6 Years

4.90% 6 Years 6 Years A++

Athene MYG

Guarantee: 7 Years
Surrender: 7 Years

4.90% 7 Years 7 Years A+

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.90% 7 Years 7 Years A

MCA No FPW

Guarantee: 7 Years
Surrender: 7 Years

4.90% 7 Years 7 Years A

Premier Voyage

Guarantee: 7 Years
Surrender: 7 Years

4.90% 7 Years 7 Years A++

Prudential WealthGuard

Guarantee: 7 Years
Surrender: 7 Years

4.90% 7 Years 7 Years A+

Select Choice Plus 1 - Base Contract

Guarantee: 7 Years
Surrender: 7 Years

4.90% 7 Years 7 Years A-

WealthQuest Citadel 7 Diamond

Guarantee: 7 Years
Surrender: 7 Years

4.90% 7 Years 7 Years A

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 8 Years
Surrender: 8 Years

4.90% 8 Years 8 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 9 Years
Surrender: 9 Years

4.90% 9 Years 9 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 10 Years
Surrender: 10 Years

4.90% 10 Years 10 Years A-

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 2 Years
Surrender: 2 Years

4.85% 2 Years 2 Years A

Apex MYGA

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A-

F&G Secure MYGA®

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A

F&G Secure MYGA® MVA

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A

Focused Growth Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A

Freedom Elevate 3

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A++

MCA Int Credited

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A

MCA Int Credited

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A

Premier Voyage

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A++

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A-

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A-

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 4 Years
Surrender: 4 Years

4.85% 4 Years 4 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 4 Years
Surrender: 4 Years

4.85% 4 Years 4 Years A-

Eagle Guarantee Focus Series

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A-

Eagle Guarantee Focus Series

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A-

GuaranteeShield

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A-

GuaranteeShield

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A-

Optimum 5 Selection

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A-

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A-

Select Max

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A

WealthQuest Citadel 5 Diamond

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A

Future Flex 5

Guarantee: 6 Years
Surrender: 5 Years

4.85% 6 Years 5 Years A-

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 6 Years
Surrender: 6 Years

4.85% 6 Years 6 Years A

Premier Voyage

Guarantee: 6 Years
Surrender: 6 Years

4.85% 6 Years 6 Years A++

Athene MYG

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A+

Brighthouse Fixed Rate Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A

Expedition II

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A+

LiveWell Guarantee Max

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A+

MCA Int Credited

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A

MCA No FPW

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A

MCA No FPW

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A

Optimum 7 Selection

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A

Premier Voyage

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A++

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A-

Select Max

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A

Reliance Guarantee

Guarantee: 10 Years
Surrender: 10 Years

4.85% 10 Years 10 Years A++

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 10 Years
Surrender: 10 Years

4.85% 10 Years 10 Years A

Future Flex 8

Guarantee: 2 Years
Surrender: 8 Years

4.80% 2 Years 8 Years A-

WealthLock MYGA Plus

Guarantee: 2 Years
Surrender: 2 Years

4.80% 2 Years 2 Years A-

Athene MYG

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A+

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A

MCA 10% FPW

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A

MCA 10% FPW

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A

MCA No FPW

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A

MCA No FPW

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A

Mariner

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A+

MaxRate 3

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A+

MaxRate 3

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A+

Pinnacle Plus MYGA

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A-

Premier Voyage

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A++

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A-

Select Max

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 4 Years
Surrender: 4 Years

4.80% 4 Years 4 Years A

Premier Voyage

Guarantee: 4 Years
Surrender: 4 Years

4.80% 4 Years 4 Years A++

American Freedom Aspire 5

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A++

Brighthouse Fixed Rate Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A

Expedition II

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A+

Expedition II

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A+

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A

Premier Voyage

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A++

SecureFore 5

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A-

Select Pro

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A

Expedition II

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A+

MCA 10% FPW

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A

MCA Int Credited

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A

MCA Int Credited

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A

SecureFore 7

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A-

Select Pro

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A

WealthQuest Citadel 7 Diamond

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 10 Years
Surrender: 9 Years

4.80% 10 Years 9 Years A

Secure Growth

Guarantee: 1 Year
Surrender: 7 Years

4.75% 1 Year 7 Years A+

Secure Growth

Guarantee: 1 Year
Surrender: 7 Years

4.75% 1 Year 7 Years A+

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 2 Years
Surrender: 2 Years

4.75% 2 Years 2 Years A

Athene MYG

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A+

Brighthouse Fixed Rate Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A

Eagle Guarantee Focus Series

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

Eagle Guarantee Focus Series

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

GuaranteeShield

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

GuaranteeShield

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

LiveWell Guarantee Max

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A+

MCA Int Credited

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A

MCA Int Credited

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A

Pacific Harbor

Guarantee: 3 Years
Surrender: 0 Years

4.75% 3 Years 0 Years A+

Performance SPDA

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

Secure Growth

Guarantee: 3 Years
Surrender: 7 Years

4.75% 3 Years 7 Years A+

Secure Growth

Guarantee: 3 Years
Surrender: 7 Years

4.75% 3 Years 7 Years A+

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

Select Max

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A

Stable Voyage

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A++

American Pathway Fixed 4 Annuity

Guarantee: 4 Years
Surrender: 4 Years

4.75% 4 Years 4 Years A

Premier Voyage

Guarantee: 4 Years
Surrender: 4 Years

4.75% 4 Years 4 Years A++

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 4 Years
Surrender: 4 Years

4.75% 4 Years 4 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 4 Years
Surrender: 4 Years

4.75% 4 Years 4 Years A-

Smart Saver NY

Guarantee: 4 Years
Surrender: 4 Years

4.75% 4 Years 4 Years A+

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A

American Pathway Fixed 5 Plus

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A

Jackson RateProtector

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A

Premier Voyage

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A++

Secure Growth

Guarantee: 5 Years
Surrender: 7 Years

4.75% 5 Years 7 Years A+

Secure Growth

Guarantee: 5 Years
Surrender: 7 Years

4.75% 5 Years 7 Years A+

SecureOption Choice

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A+

SecureSaver

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A+

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A-

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A-

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A-

Select Pro

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A

SolutionsMYG

Guarantee: 5 Years
Surrender: 7 Years

4.75% 5 Years 7 Years A

WealthQuest Citadel 5 Diamond

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A

SolutionsMYG

Guarantee: 6 Years
Surrender: 7 Years

4.75% 6 Years 7 Years A

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A

American Pathway Fixed 7 Plus

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A

Jackson RateProtector

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A

MCA 10% FPW

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A

MCA 10% FPW

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A

MNL Guarantee Pro 7

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A+

North American Company for Life and Health Insurance

NAC Guarantee Plus

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A+

Secure Growth

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A+

Secure Growth

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A+

SecureOption Choice

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A+

SecureSaver

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A+

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A-

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A-

Select Pro

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A

Smart Saver NY

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A+

SolutionsMYG

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A

United of Omaha Insurance Company (a Mutual of Omaha company)

Ultra-Secure Plus

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A+

SecureOption Choice

Guarantee: 9 Years
Surrender: 9 Years

4.75% 9 Years 9 Years A+

Sentinel Security Life

Personal Choice Annuity

Guarantee: 10 Years
Surrender: 10 Years

4.75% 10 Years 10 Years B++

Apollo MVA

Guarantee: 1 Year
Surrender: 7 Years

4.70% 1 Year 7 Years A++

Secure Growth

Guarantee: 1 Year
Surrender: 5 Years

4.70% 1 Year 5 Years A+

Secure Growth

Guarantee: 1 Year
Surrender: 5 Years

4.70% 1 Year 5 Years A+

American Pathway Fixed 5 Annuity

Guarantee: 3 Years
Surrender: 5 Years

4.70% 3 Years 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 3 Years
Surrender: 7 Years

4.70% 3 Years 7 Years A

Athene MYG

Guarantee: 3 Years
Surrender: 3 Years

4.70% 3 Years 3 Years A+

F&G Secure MYGA® Non-MVA

Guarantee: 3 Years
Surrender: 3 Years

4.70% 3 Years 3 Years A

MCA 10% FPW

Guarantee: 3 Years
Surrender: 3 Years

4.70% 3 Years 3 Years A

MCA 10% FPW

Guarantee: 3 Years
Surrender: 3 Years

4.70% 3 Years 3 Years A

MCA 10% FPW & ROP

Guarantee: 3 Years
Surrender: 3 Years

4.70% 3 Years 3 Years A

MCA 10% FPW & ROP

Guarantee: 3 Years
Surrender: 3 Years

4.70% 3 Years 3 Years A

Milestone MYGA

Guarantee: 3 Years
Surrender: 3 Years

4.70% 3 Years 3 Years A-

Secure Growth

Guarantee: 3 Years
Surrender: 5 Years

4.70% 3 Years 5 Years A+

Secure Growth

Guarantee: 3 Years
Surrender: 5 Years

4.70% 3 Years 5 Years A+

SecureFore 3

Guarantee: 3 Years
Surrender: 3 Years

4.70% 3 Years 3 Years A

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.70% 3 Years 3 Years A

Milestone MYGA

Guarantee: 4 Years
Surrender: 4 Years

4.70% 4 Years 4 Years A-

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 4 Years
Surrender: 4 Years

4.70% 4 Years 4 Years B++

Stable Voyage

Guarantee: 4 Years
Surrender: 4 Years

4.70% 4 Years 4 Years A++

Athene MYG

Guarantee: 5 Years
Surrender: 5 Years

4.70% 5 Years 5 Years A+

F&G Secure MYGA® Non-MVA

Guarantee: 5 Years
Surrender: 5 Years

4.70% 5 Years 5 Years A

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.70% 5 Years 5 Years B++

Secure Growth

Guarantee: 5 Years
Surrender: 5 Years

4.70% 5 Years 5 Years A+

Secure Growth

Guarantee: 5 Years
Surrender: 5 Years

4.70% 5 Years 5 Years A+

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.70% 5 Years 5 Years A-

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.70% 5 Years 5 Years A

Stable Voyage

Guarantee: 5 Years
Surrender: 5 Years

4.70% 5 Years 5 Years A++

Premier Voyage

Guarantee: 6 Years
Surrender: 6 Years

4.70% 6 Years 6 Years A++

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 6 Years
Surrender: 6 Years

4.70% 6 Years 6 Years B++

Smart Saver NY

Guarantee: 6 Years
Surrender: 6 Years

4.70% 6 Years 6 Years A+

Brighthouse Fixed Rate Annuity with ROP

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years A

F&G Secure MYGA® Non-MVA

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years A

MCA 10% FPW & ROP

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years A

Milestone MYGA

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years A-

Premier Voyage

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years A++

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years B++

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years A-

Select Max

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years A

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 8 Years
Surrender: 8 Years

4.70% 8 Years 8 Years B++

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 9 Years
Surrender: 9 Years

4.70% 9 Years 9 Years B++

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 10 Years
Surrender: 10 Years

4.70% 10 Years 10 Years B++

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 10 Years
Surrender: 9 Years

4.70% 10 Years 9 Years A

American Pathway Fixed 5 Annuity

Guarantee: 1 Year
Surrender: 5 Years

4.65% 1 Year 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 1 Year
Surrender: 7 Years

4.65% 1 Year 7 Years A

Brighthouse Fixed Rate Annuity with MVA

Guarantee: 3 Years
Surrender: 3 Years

4.65% 3 Years 3 Years A

Jackson RateProtector

Guarantee: 3 Years
Surrender: 3 Years

4.65% 3 Years 3 Years A

Milestone MYGA

Guarantee: 3 Years
Surrender: 3 Years

4.65% 3 Years 3 Years A-

Multi Select

Guarantee: 3 Years
Surrender: 3 Years

4.65% 3 Years 3 Years A

Premier Voyage

Guarantee: 3 Years
Surrender: 3 Years

4.65% 3 Years 3 Years A++

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.65% 3 Years 3 Years B++

Secure Term MVA II

Guarantee: 3 Years
Surrender: 3 Years

4.65% 3 Years 3 Years A++

Secure Term MVA II

Guarantee: 3 Years
Surrender: 3 Years

4.65% 3 Years 3 Years A++

Secure Term MVA III

Guarantee: 3 Years
Surrender: 3 Years

4.65% 3 Years 3 Years A++

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.65% 3 Years 3 Years A-

Milestone MYGA

Guarantee: 4 Years
Surrender: 4 Years

4.65% 4 Years 4 Years A-

Brighthouse Fixed Rate Annuity with ROP

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A

SecureGain 5

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A++

SecureOption Choice

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A+

Select Choice 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A-

Select Choice 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A-

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A-

Select Max

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A

Smart Saver NY

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A+

Milestone MYGA

Guarantee: 6 Years
Surrender: 6 Years

4.65% 6 Years 6 Years A-

MCA 10% FPW & ROP

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A

MCA 10% FPW & ROP

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A

Mariner

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A+

Milestone MYGA

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A-

SecureOption Choice

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A+

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A-

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A-

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A

SecureOption Choice

Guarantee: 9 Years
Surrender: 9 Years

4.65% 9 Years 9 Years A+

Focused Growth Annuity

Guarantee: 10 Years
Surrender: 10 Years

4.65% 10 Years 10 Years A

Future Flex 8

Guarantee: 2 Years
Surrender: 8 Years

4.60% 2 Years 8 Years A-

Premier Voyage

Guarantee: 2 Years
Surrender: 2 Years

4.60% 2 Years 2 Years A++

Brighthouse Fixed Rate Annuity with ROP

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A

MCA 10% FPW & ROP

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A

MCA 10% FPW & ROP

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A++

Secure Term Choice III

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A++

Secure Term Fixed Annuity V

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A++

Secure Term Fixed Annuity V

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A++

Select Choice Plus 1 - Base Contract

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A-

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A

SmartSelect

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A+

SmartSelect Two

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A+

Premier Voyage

Guarantee: 4 Years
Surrender: 4 Years

4.60% 4 Years 4 Years A++

Eagle Guarantee Focus Series

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A-

F&G Secure MYGA® ROP

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A

Freedom Elevate 5

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A++

GuaranteeShield

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A-

Jackson RateProtector

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A

Mariner

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A+

Premier Voyage

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A++

SecureOption Choice

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A+

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A-

Select Pro

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A

United of Omaha Insurance Company (a Mutual of Omaha company)

Ultra-Secure Plus

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A+

Future Flex 5

Guarantee: 6 Years
Surrender: 5 Years

4.60% 6 Years 5 Years A-

Milestone MYGA

Guarantee: 6 Years
Surrender: 6 Years

4.60% 6 Years 6 Years A-

Premier Voyage

Guarantee: 6 Years
Surrender: 6 Years

4.60% 6 Years 6 Years A++

Premier Voyage

Guarantee: 6 Years
Surrender: 6 Years

4.60% 6 Years 6 Years A++

Athene MYG

Guarantee: 7 Years
Surrender: 7 Years

4.60% 7 Years 7 Years A+

F&G Secure MYGA® ROP

Guarantee: 7 Years
Surrender: 7 Years

4.60% 7 Years 7 Years A

Jackson RateProtector

Guarantee: 7 Years
Surrender: 7 Years

4.60% 7 Years 7 Years A

Mariner

Guarantee: 7 Years
Surrender: 7 Years

4.60% 7 Years 7 Years A+

Premier Voyage

Guarantee: 7 Years
Surrender: 7 Years

4.60% 7 Years 7 Years A++

Premier Voyage

Guarantee: 7 Years
Surrender: 7 Years

4.60% 7 Years 7 Years A++

SecureOption Choice

Guarantee: 7 Years
Surrender: 7 Years

4.60% 7 Years 7 Years A+

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.60% 7 Years 7 Years A-

Select Pro

Guarantee: 7 Years
Surrender: 7 Years

4.60% 7 Years 7 Years A

SecureOption Choice

Guarantee: 9 Years
Surrender: 9 Years

4.60% 9 Years 9 Years A+

Apollo SP

Guarantee: 1 Year
Surrender: 7 Years

4.55% 1 Year 7 Years A++

Secure Growth

Guarantee: 1 Year
Surrender: 7 Years

4.55% 1 Year 7 Years A+

Premier Voyage

Guarantee: 2 Years
Surrender: 2 Years

4.55% 2 Years 2 Years A++

Jackson RateProtector

Guarantee: 3 Years
Surrender: 3 Years

4.55% 3 Years 3 Years A

MNL Guarantee Pro 3

Guarantee: 3 Years
Surrender: 3 Years

4.55% 3 Years 3 Years A+

Palladium Match MYG

Guarantee: 3 Years
Surrender: 3 Years

4.55% 3 Years 3 Years A

Premier Voyage

Guarantee: 3 Years
Surrender: 3 Years

4.55% 3 Years 3 Years A++

Premier Voyage

Guarantee: 3 Years
Surrender: 3 Years

4.55% 3 Years 3 Years A++

Secure Growth

Guarantee: 3 Years
Surrender: 7 Years

4.55% 3 Years 7 Years A+

Select Choice 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

4.55% 3 Years 3 Years A-

Select Choice 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

4.55% 3 Years 3 Years A-

Select Pro

Guarantee: 3 Years
Surrender: 3 Years

4.55% 3 Years 3 Years A

Secure Term MVA II

Guarantee: 4 Years
Surrender: 4 Years

4.55% 4 Years 4 Years A++

Secure Term MVA II

Guarantee: 4 Years
Surrender: 4 Years

4.55% 4 Years 4 Years A++

American Freedom Aspire 5

Guarantee: 5 Years
Surrender: 5 Years

4.55% 5 Years 5 Years A++

Milestone MYGA

Guarantee: 5 Years
Surrender: 5 Years

4.55% 5 Years 5 Years A-

Secure Growth

Guarantee: 5 Years
Surrender: 7 Years

4.55% 5 Years 7 Years A+

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.55% 5 Years 5 Years A-

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.55% 5 Years 5 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.55% 5 Years 5 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.55% 5 Years 5 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.55% 5 Years 5 Years A-

Select Pro

Guarantee: 5 Years
Surrender: 5 Years

4.55% 5 Years 5 Years A

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.55% 5 Years 5 Years A

American Freedom Aspire 7

Guarantee: 7 Years
Surrender: 7 Years

4.55% 7 Years 7 Years A++

Lincoln Select

Guarantee: 7 Years
Surrender: 7 Years

4.55% 7 Years 7 Years A

Secure Growth

Guarantee: 7 Years
Surrender: 7 Years

4.55% 7 Years 7 Years A+

Select Choice 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

4.55% 7 Years 7 Years A-

Select Choice 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

4.55% 7 Years 7 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.55% 7 Years 7 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.55% 7 Years 7 Years A-

Select Pro

Guarantee: 7 Years
Surrender: 7 Years

4.55% 7 Years 7 Years A

ChoiceFour (Liquidity + MVA)

Guarantee: 1 Year
Surrender: 6 Years

4.50% 1 Year 6 Years B++

ChoiceFour (Liquidity)

Guarantee: 1 Year
Surrender: 6 Years

4.50% 1 Year 6 Years B++

ForeCare Fixed Annuity (LTC)

Guarantee: 1 Year
Surrender: 9 Years

4.50% 1 Year 9 Years A

ForeCare Fixed Annuity (LTC)

Guarantee: 1 Year
Surrender: 7 Years

4.50% 1 Year 7 Years A

Secure Growth

Guarantee: 1 Year
Surrender: 5 Years

4.50% 1 Year 5 Years A+

Secure Growth

Guarantee: 1 Year
Surrender: 7 Years

4.50% 1 Year 7 Years A+

American Pathway Fixed 5 Annuity

Guarantee: 3 Years
Surrender: 5 Years

4.50% 3 Years 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 3 Years
Surrender: 7 Years

4.50% 3 Years 7 Years A

Brighthouse Fixed Rate Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A

Eagle Guarantee Focus Series

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A-

Expedition II

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A+

GuaranteeShield

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A-

Mariner

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A+

North American Company for Life and Health Insurance

NAC Guarantee Plus

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A+

Secure Growth

Guarantee: 3 Years
Surrender: 7 Years

4.50% 3 Years 7 Years A+

Secure Growth

Guarantee: 3 Years
Surrender: 5 Years

4.50% 3 Years 5 Years A+

Secure Term Fixed Annuity IV - FP Series

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A++

SecureOption Choice

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A+

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A-

Select Pro

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A

Stable Voyage

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A++

Premier Voyage

Guarantee: 4 Years
Surrender: 4 Years

4.50% 4 Years 4 Years A++

Premier Voyage

Guarantee: 4 Years
Surrender: 4 Years

4.50% 4 Years 4 Years A++

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

4.50% 4 Years 4 Years A++

Secure Term Fixed Annuity V

Guarantee: 4 Years
Surrender: 4 Years

4.50% 4 Years 4 Years A++

Secure Term Fixed Annuity V

Guarantee: 4 Years
Surrender: 4 Years

4.50% 4 Years 4 Years A++

Smart Saver NY

Guarantee: 4 Years
Surrender: 4 Years

4.50% 4 Years 4 Years A+

SmartSelect

Guarantee: 4 Years
Surrender: 4 Years

4.50% 4 Years 4 Years A+

SmartSelect Two

Guarantee: 4 Years
Surrender: 4 Years

4.50% 4 Years 4 Years A+

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A

Athene MYG NY

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A+

Mariner

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A+

MaxRate 5

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A+

Milestone MYGA

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A-

Premier Voyage

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A++

Premier Voyage

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A++

Secure Growth

Guarantee: 5 Years
Surrender: 7 Years

4.50% 5 Years 7 Years A+

Secure Growth

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A+

SecureOption Choice

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A+

Select Choice Plus 1 - Base Contract

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A-

Select Pro

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A

Stars and Stripes 5

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A++

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.50% 7 Years 7 Years A

Athene MYG NY

Guarantee: 7 Years
Surrender: 7 Years

4.50% 7 Years 7 Years A+

Expedition II

Guarantee: 7 Years
Surrender: 7 Years

4.50% 7 Years 7 Years A+

MaxRate 7

Guarantee: 7 Years
Surrender: 7 Years

4.50% 7 Years 7 Years A+

Secure Growth

Guarantee: 7 Years
Surrender: 7 Years

4.50% 7 Years 7 Years A+

SecureOption Choice

Guarantee: 7 Years
Surrender: 7 Years

4.50% 7 Years 7 Years A+

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.50% 7 Years 7 Years A-

Select Pro

Guarantee: 7 Years
Surrender: 7 Years

4.50% 7 Years 7 Years A

Smart Saver NY

Guarantee: 7 Years
Surrender: 7 Years

4.50% 7 Years 7 Years A+

SecureOption Choice

Guarantee: 9 Years
Surrender: 9 Years

4.50% 9 Years 9 Years A+

American Pathway Fixed 5 Annuity

Guarantee: 1 Year
Surrender: 5 Years

4.45% 1 Year 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 1 Year
Surrender: 7 Years

4.45% 1 Year 7 Years A

Secure Growth

Guarantee: 1 Year
Surrender: 7 Years

4.45% 1 Year 7 Years A+

American Freedom Aspire 3

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A++

Athene MYG

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A+

Expedition II

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A+

F&G Secure MYGA® Non-MVA

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A++

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A-

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A-

Secure Term Fixed Annuity IV - FP Series

Guarantee: 4 Years
Surrender: 4 Years

4.45% 4 Years 4 Years A++

SmartSelect Two

Guarantee: 4 Years
Surrender: 4 Years

4.45% 4 Years 4 Years A+

Stable Voyage

Guarantee: 4 Years
Surrender: 4 Years

4.45% 4 Years 4 Years A++

Lincoln Select

Guarantee: 5 Years
Surrender: 5 Years

4.45% 5 Years 5 Years A

Secure Term MVA II

Guarantee: 5 Years
Surrender: 5 Years

4.45% 5 Years 5 Years A++

Secure Term MVA II

Guarantee: 5 Years
Surrender: 5 Years

4.45% 5 Years 5 Years A++

Secure Term MVA III

Guarantee: 5 Years
Surrender: 5 Years

4.45% 5 Years 5 Years A++

SecureGain 5

Guarantee: 5 Years
Surrender: 5 Years

4.45% 5 Years 5 Years A++

Stable Voyage

Guarantee: 5 Years
Surrender: 5 Years

4.45% 5 Years 5 Years A++

Smart Saver NY

Guarantee: 6 Years
Surrender: 6 Years

4.45% 6 Years 6 Years A+

Expedition II

Guarantee: 7 Years
Surrender: 7 Years

4.45% 7 Years 7 Years A+

Freedom Elevate 7

Guarantee: 7 Years
Surrender: 7 Years

4.45% 7 Years 7 Years A++

Secure Growth

Guarantee: 7 Years
Surrender: 7 Years

4.45% 7 Years 7 Years A+

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

4.45% 7 Years 7 Years A-

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

4.45% 7 Years 7 Years A-

Select Pro

Guarantee: 7 Years
Surrender: 7 Years

4.45% 7 Years 7 Years A

Platinum Edge

Guarantee: 10 Years
Surrender: 10 Years

4.45% 10 Years 10 Years A+

Secure Growth

Guarantee: 1 Year
Surrender: 5 Years

4.40% 1 Year 5 Years A+

Secure Growth

Guarantee: 1 Year
Surrender: 5 Years

4.40% 1 Year 5 Years A+

Premier Voyage

Guarantee: 2 Years
Surrender: 2 Years

4.40% 2 Years 2 Years A++

Palladium Match MYG

Guarantee: 3 Years
Surrender: 3 Years

4.40% 3 Years 3 Years A

Secure Growth

Guarantee: 3 Years
Surrender: 5 Years

4.40% 3 Years 5 Years A+

Secure Savings Elite

Guarantee: 3 Years
Surrender: 3 Years

4.40% 3 Years 3 Years B+

Secure Term MVA II

Guarantee: 3 Years
Surrender: 3 Years

4.40% 3 Years 3 Years A++

Secure Term MVA III

Guarantee: 3 Years
Surrender: 3 Years

4.40% 3 Years 3 Years A++

SecureOption Choice

Guarantee: 3 Years
Surrender: 3 Years

4.40% 3 Years 3 Years A+

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.40% 3 Years 3 Years A-

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.40% 3 Years 3 Years A-

Select Max

Guarantee: 3 Years
Surrender: 3 Years

4.40% 3 Years 3 Years A

American Pathway Fixed 5 Plus

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A

Freedom Elevate 5

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A++

MyGuarantee Plus

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A

MyGuarantee Plus Class

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A

Secure Growth

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A+

Secure Growth

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A+

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A++

Secure Term Choice III

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A++

Secure Term Fixed Annuity V

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A++

Secure Term Fixed Annuity V

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A++

SecureGain 5

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A++

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A-

Select Pro

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A

SmartSelect

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A+

SmartSelect Two

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A+

SmartSelect Two

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A+

Secure Term MVA II

Guarantee: 6 Years
Surrender: 6 Years

4.40% 6 Years 6 Years A++

Secure Term MVA II

Guarantee: 6 Years
Surrender: 6 Years

4.40% 6 Years 6 Years A++

American Pathway Fixed 7 Plus

Guarantee: 7 Years
Surrender: 7 Years

4.40% 7 Years 7 Years A

MyGuarantee Plus

Guarantee: 7 Years
Surrender: 7 Years

4.40% 7 Years 7 Years A

MyGuarantee Plus Class

Guarantee: 7 Years
Surrender: 7 Years

4.40% 7 Years 7 Years A

Prudential WealthGuard

Guarantee: 7 Years
Surrender: 7 Years

4.40% 7 Years 7 Years A+

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.40% 7 Years 7 Years A-

United of Omaha Insurance Company (a Mutual of Omaha company)

Bonus Flexible Annuity

Guarantee: 8 Years
Surrender: 8 Years

4.40% 8 Years 8 Years A+

Future Flex 8

Guarantee: 9 Years
Surrender: 8 Years

4.40% 9 Years 8 Years A-

Platinum Edge

Guarantee: 9 Years
Surrender: 9 Years

4.40% 9 Years 9 Years A+

Brighthouse Fixed Rate Annuity with ROP

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A++

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A++

Secure Term Choice III

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A++

Secure Term Fixed Annuity V

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A++

SecureOption Choice

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A+

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A-

Select Max

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A

SmartSelect

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A+

SmartSelect Two

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A+

SmartSelect Two

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A+

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

4.35% 4 Years 4 Years A++

Athene MYG NY

Guarantee: 5 Years
Surrender: 5 Years

4.35% 5 Years 5 Years A+

Expedition II

Guarantee: 5 Years
Surrender: 5 Years

4.35% 5 Years 5 Years A+

Expedition II

Guarantee: 5 Years
Surrender: 5 Years

4.35% 5 Years 5 Years A+

F&G Secure MYGA® ROP

Guarantee: 5 Years
Surrender: 5 Years

4.35% 5 Years 5 Years A

Secure Term Fixed Annuity IV - FP Series

Guarantee: 5 Years
Surrender: 5 Years

4.35% 5 Years 5 Years A++

SecureGain 5

Guarantee: 5 Years
Surrender: 5 Years

4.35% 5 Years 5 Years A++

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.35% 5 Years 5 Years A-

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.35% 5 Years 5 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.35% 5 Years 5 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.35% 5 Years 5 Years A-

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

4.35% 6 Years 6 Years A++

Secure Term Fixed Annuity V

Guarantee: 6 Years
Surrender: 6 Years

4.35% 6 Years 6 Years A++

Secure Term Fixed Annuity V

Guarantee: 6 Years
Surrender: 6 Years

4.35% 6 Years 6 Years A++

Athene MYG NY

Guarantee: 7 Years
Surrender: 7 Years

4.35% 7 Years 7 Years A+

F&G Secure MYGA® ROP

Guarantee: 7 Years
Surrender: 7 Years

4.35% 7 Years 7 Years A

Mariner

Guarantee: 7 Years
Surrender: 7 Years

4.35% 7 Years 7 Years A+

Secure Term MVA II

Guarantee: 7 Years
Surrender: 7 Years

4.35% 7 Years 7 Years A++

Secure Term MVA II

Guarantee: 7 Years
Surrender: 7 Years

4.35% 7 Years 7 Years A++

Secure Term MVA III

Guarantee: 7 Years
Surrender: 7 Years

4.35% 7 Years 7 Years A++

Select Choice Plus 1 - Base Contract

Guarantee: 7 Years
Surrender: 7 Years

4.35% 7 Years 7 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 7 Years
Surrender: 7 Years

4.35% 7 Years 7 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.35% 7 Years 7 Years A-

Platinum Edge

Guarantee: 8 Years
Surrender: 8 Years

4.35% 8 Years 8 Years A+

Secure Savings Elite

Guarantee: 3 Years
Surrender: 3 Years

4.34% 3 Years 3 Years B+

Premier Voyage

Guarantee: 2 Years
Surrender: 2 Years

4.30% 2 Years 2 Years A++

Premier Voyage

Guarantee: 2 Years
Surrender: 2 Years

4.30% 2 Years 2 Years A++

F&G Secure MYGA® ROP

Guarantee: 3 Years
Surrender: 3 Years

4.30% 3 Years 3 Years A

Palladium Match MYG

Guarantee: 3 Years
Surrender: 3 Years

4.30% 3 Years 3 Years A

Secure Savings Elite

Guarantee: 3 Years
Surrender: 3 Years

4.30% 3 Years 3 Years B+

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.30% 3 Years 3 Years A-

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.30% 3 Years 3 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.30% 3 Years 3 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.30% 3 Years 3 Years A-

Select Pro

Guarantee: 3 Years
Surrender: 3 Years

4.30% 3 Years 3 Years A

Secure Term MVA II

Guarantee: 4 Years
Surrender: 4 Years

4.30% 4 Years 4 Years A++

SmartSelect

Guarantee: 4 Years
Surrender: 4 Years

4.30% 4 Years 4 Years A+

Athene MYG NY

Guarantee: 5 Years
Surrender: 5 Years

4.30% 5 Years 5 Years A+

Freedom Elevate 5

Guarantee: 5 Years
Surrender: 5 Years

4.30% 5 Years 5 Years A++

Jackson RateProtector

Guarantee: 5 Years
Surrender: 5 Years

4.30% 5 Years 5 Years A

MaxRate 5

Guarantee: 5 Years
Surrender: 5 Years

4.30% 5 Years 5 Years A+

Prudential WealthGuard

Guarantee: 5 Years
Surrender: 5 Years

4.30% 5 Years 5 Years A+

SmartSelect

Guarantee: 5 Years
Surrender: 5 Years

4.30% 5 Years 5 Years A+

Secure Term Fixed Annuity IV - FP Series

Guarantee: 6 Years
Surrender: 6 Years

4.30% 6 Years 6 Years A++

American Freedom Aspire 7

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A++

Athene MYG NY

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A+

Freedom Elevate 7

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A++

Jackson RateProtector

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A

Mariner

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A+

MaxRate 7

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A+

Platinum Edge

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A+

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A++

Secure Term Choice III

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A++

Secure Term Fixed Annuity V

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A++

Secure Term Fixed Annuity V

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A++

Lincoln Select

Guarantee: 10 Years
Surrender: 10 Years

4.30% 10 Years 10 Years A

Palladium MYG

Guarantee: 10 Years
Surrender: 10 Years

4.30% 10 Years 10 Years A

MultiRate

Guarantee: 1 Year
Surrender: 7 Years

4.25% 1 Year 7 Years A+

Secure Growth

Guarantee: 1 Year
Surrender: 7 Years

4.25% 1 Year 7 Years A+

Future Flex 8

Guarantee: 2 Years
Surrender: 8 Years

4.25% 2 Years 8 Years A-

Jackson RateProtector

Guarantee: 3 Years
Surrender: 3 Years

4.25% 3 Years 3 Years A

Prudential WealthGuard

Guarantee: 3 Years
Surrender: 3 Years

4.25% 3 Years 3 Years A+

Secure Term Fixed Annuity IV - FP Series

Guarantee: 3 Years
Surrender: 3 Years

4.25% 3 Years 3 Years A++

SecureGain 3

Guarantee: 3 Years
Surrender: 6 Years

4.25% 3 Years 6 Years A++

SecureOption Choice

Guarantee: 3 Years
Surrender: 3 Years

4.25% 3 Years 3 Years A+

Select Pro

Guarantee: 3 Years
Surrender: 3 Years

4.25% 3 Years 3 Years A

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

4.25% 4 Years 4 Years A++

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

4.25% 4 Years 4 Years A++

Secure Term Fixed Annuity V

Guarantee: 4 Years
Surrender: 4 Years

4.25% 4 Years 4 Years A++

SmartSelect

Guarantee: 4 Years
Surrender: 4 Years

4.25% 4 Years 4 Years A+

SmartSelect Two

Guarantee: 4 Years
Surrender: 4 Years

4.25% 4 Years 4 Years A+

Secure Savings Elite

Guarantee: 5 Years
Surrender: 5 Years

4.25% 5 Years 5 Years B+

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

4.25% 5 Years 5 Years A++

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.25% 5 Years 5 Years A-

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.25% 5 Years 5 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.25% 5 Years 5 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.25% 5 Years 5 Years A-

Stars and Stripes 5

Guarantee: 5 Years
Surrender: 5 Years

4.25% 5 Years 5 Years A++

Stars and Stripes 5

Guarantee: 5 Years
Surrender: 5 Years

4.25% 5 Years 5 Years A++

Platinum Edge

Guarantee: 6 Years
Surrender: 6 Years

4.25% 6 Years 6 Years A+

Secure Growth

Guarantee: 7 Years
Surrender: 7 Years

4.25% 7 Years 7 Years A+

Secure Term Fixed Annuity IV - FP Series

Guarantee: 7 Years
Surrender: 7 Years

4.25% 7 Years 7 Years A++

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

4.25% 7 Years 7 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

4.25% 7 Years 7 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.25% 7 Years 7 Years A-

MultiRate

Guarantee: 1 Year
Surrender: 7 Years

4.20% 1 Year 7 Years A+

SPDA Series II

Guarantee: 1 Year
Surrender: 7 Years

4.20% 1 Year 7 Years A+

Secure Growth

Guarantee: 1 Year
Surrender: 7 Years

4.20% 1 Year 7 Years A+

Secure Growth

Guarantee: 1 Year
Surrender: 5 Years

4.20% 1 Year 5 Years A+

Athene MYG NY

Guarantee: 3 Years
Surrender: 3 Years

4.20% 3 Years 3 Years A+

MaxRate 3

Guarantee: 3 Years
Surrender: 3 Years

4.20% 3 Years 3 Years A+

Secure Growth

Guarantee: 3 Years
Surrender: 7 Years

4.20% 3 Years 7 Years A+

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

4.20% 3 Years 3 Years A++

Secure Term MVA II

Guarantee: 3 Years
Surrender: 3 Years

4.20% 3 Years 3 Years A++

Secure Term MVA III

Guarantee: 3 Years
Surrender: 3 Years

4.20% 3 Years 3 Years A++

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.20% 3 Years 3 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.20% 3 Years 3 Years A-

SmartSelect

Guarantee: 3 Years
Surrender: 3 Years

4.20% 3 Years 3 Years A+

Secure Term Fixed Annuity IV - FP Series

Guarantee: 4 Years
Surrender: 4 Years

4.20% 4 Years 4 Years A++

SmartSelect Two

Guarantee: 4 Years
Surrender: 4 Years

4.20% 4 Years 4 Years A+

Mariner

Guarantee: 5 Years
Surrender: 5 Years

4.20% 5 Years 5 Years A+

Platinum Edge

Guarantee: 5 Years
Surrender: 5 Years

4.20% 5 Years 5 Years A+

Secure Growth

Guarantee: 5 Years
Surrender: 7 Years

4.20% 5 Years 7 Years A+

Secure Growth

Guarantee: 5 Years
Surrender: 5 Years

4.20% 5 Years 5 Years A+

Secure Term MVA II

Guarantee: 5 Years
Surrender: 5 Years

4.20% 5 Years 5 Years A++

Secure Term MVA III

Guarantee: 5 Years
Surrender: 5 Years

4.20% 5 Years 5 Years A++

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.20% 5 Years 5 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.20% 5 Years 5 Years A-

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

4.20% 6 Years 6 Years A++

Palladium MYG

Guarantee: 7 Years
Surrender: 10 Years

4.20% 7 Years 10 Years A

Secure Growth

Guarantee: 7 Years
Surrender: 7 Years

4.20% 7 Years 7 Years A+

Select Choice Plus 1 - Base Contract

Guarantee: 7 Years
Surrender: 7 Years

4.20% 7 Years 7 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 7 Years
Surrender: 7 Years

4.20% 7 Years 7 Years A-

Future Flex 8

Guarantee: 9 Years
Surrender: 8 Years

4.20% 9 Years 8 Years A-

Secure Savings Elite

Guarantee: 5 Years
Surrender: 5 Years

4.19% 5 Years 5 Years B+

Secure Growth

Guarantee: 1 Year
Surrender: 5 Years

4.15% 1 Year 5 Years A+

MultiRate

Guarantee: 2 Years
Surrender: 7 Years

4.15% 2 Years 7 Years A+

Athene MYG NY

Guarantee: 3 Years
Surrender: 3 Years

4.15% 3 Years 3 Years A+

SPDA Series II

Guarantee: 3 Years
Surrender: 7 Years

4.15% 3 Years 7 Years A+

Secure Growth

Guarantee: 3 Years
Surrender: 5 Years

4.15% 3 Years 5 Years A+

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

4.15% 3 Years 3 Years A++

Secure Term Choice III

Guarantee: 3 Years
Surrender: 3 Years

4.15% 3 Years 3 Years A++

Secure Term Fixed Annuity V

Guarantee: 3 Years
Surrender: 3 Years

4.15% 3 Years 3 Years A++

Select Pro

Guarantee: 3 Years
Surrender: 3 Years

4.15% 3 Years 3 Years A

Milestone MYGA

Guarantee: 4 Years
Surrender: 4 Years

4.15% 4 Years 4 Years A-

Platinum Edge

Guarantee: 4 Years
Surrender: 4 Years

4.15% 4 Years 4 Years A+

Athene MYG NY

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years A+

Freedom Elevate 5

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years A++

New Momentum

Guarantee: 5 Years
Surrender: 7 Years

4.15% 5 Years 7 Years A+

Secure Growth

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years A+

Secure Savings Elite

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years B+

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years A++

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years A++

Secure Term Choice III

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years A++

Secure Term Fixed Annuity V

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years A++

SmartSelect

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years A+

SmartSelect Two

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years A+

SmartSelect Two

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years A+

Secure Term MVA II

Guarantee: 6 Years
Surrender: 6 Years

4.15% 6 Years 6 Years A++

SmartStep

Guarantee: 6 Years
Surrender: 6 Years

4.15% 6 Years 6 Years A+

SmartStep

Guarantee: 6 Years
Surrender: 6 Years

4.15% 6 Years 6 Years A+

Athene MYG NY

Guarantee: 7 Years
Surrender: 7 Years

4.15% 7 Years 7 Years A+

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

4.15% 7 Years 7 Years A++

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.15% 7 Years 7 Years A-

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.15% 7 Years 7 Years A-

Palladium MYG

Guarantee: 10 Years
Surrender: 10 Years

4.15% 10 Years 10 Years A

Secure Growth

Guarantee: 1 Year
Surrender: 7 Years

4.10% 1 Year 7 Years A+

MultiRate

Guarantee: 2 Years
Surrender: 7 Years

4.10% 2 Years 7 Years A+

MultiRate

Guarantee: 3 Years
Surrender: 7 Years

4.10% 3 Years 7 Years A+

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

4.10% 3 Years 3 Years A++

Select Pro

Guarantee: 3 Years
Surrender: 3 Years

4.10% 3 Years 3 Years A

SmartSelect Two

Guarantee: 3 Years
Surrender: 3 Years

4.10% 3 Years 3 Years A+

Milestone MYGA

Guarantee: 4 Years
Surrender: 4 Years

4.10% 4 Years 4 Years A-

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

4.10% 4 Years 4 Years A++

Secure Term MVA II

Guarantee: 4 Years
Surrender: 4 Years

4.10% 4 Years 4 Years A++

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.10% 5 Years 5 Years A

Secure Term Fixed Annuity IV - FP Series

Guarantee: 5 Years
Surrender: 5 Years

4.10% 5 Years 5 Years A++

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.10% 5 Years 5 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.10% 5 Years 5 Years A-

Stars and Stripes 5

Guarantee: 5 Years
Surrender: 5 Years

4.10% 5 Years 5 Years A++

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

4.10% 6 Years 6 Years A++

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

4.10% 6 Years 6 Years A++

Secure Term Fixed Annuity V

Guarantee: 6 Years
Surrender: 6 Years

4.10% 6 Years 6 Years A++

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.10% 7 Years 7 Years A

Secure Growth

Guarantee: 7 Years
Surrender: 7 Years

4.10% 7 Years 7 Years A+

Secure Term MVA II

Guarantee: 7 Years
Surrender: 7 Years

4.10% 7 Years 7 Years A++

Secure Term MVA III

Guarantee: 7 Years
Surrender: 7 Years

4.10% 7 Years 7 Years A++

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

4.10% 7 Years 7 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

4.10% 7 Years 7 Years A-

American Pathway Fixed 5 Annuity

Guarantee: 3 Years
Surrender: 5 Years

4.05% 3 Years 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 3 Years
Surrender: 7 Years

4.05% 3 Years 7 Years A

F&G Secure MYGA® ROP

Guarantee: 3 Years
Surrender: 3 Years

4.05% 3 Years 3 Years A

MultiRate

Guarantee: 3 Years
Surrender: 7 Years

4.05% 3 Years 7 Years A+

Secure Term Fixed Annuity IV - FP Series

Guarantee: 3 Years
Surrender: 3 Years

4.05% 3 Years 3 Years A++

MultiRate

Guarantee: 4 Years
Surrender: 7 Years

4.05% 4 Years 7 Years A+

MultiVantage

Guarantee: 4 Years
Surrender: 4 Years

4.05% 4 Years 4 Years A+

MultiVantage

Guarantee: 4 Years
Surrender: 4 Years

4.05% 4 Years 4 Years A+

MultiVantage

Guarantee: 4 Years
Surrender: 4 Years

4.05% 4 Years 4 Years A+

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

4.05% 4 Years 4 Years A++

Secure Term Fixed Annuity V

Guarantee: 4 Years
Surrender: 4 Years

4.05% 4 Years 4 Years A++

SmartSelect

Guarantee: 4 Years
Surrender: 4 Years

4.05% 4 Years 4 Years A+

Mariner

Guarantee: 5 Years
Surrender: 5 Years

4.05% 5 Years 5 Years A+

MultiRate

Guarantee: 5 Years
Surrender: 7 Years

4.05% 5 Years 7 Years A+

SPDA Series II

Guarantee: 5 Years
Surrender: 7 Years

4.05% 5 Years 7 Years A+

SmartSelect

Guarantee: 5 Years
Surrender: 5 Years

4.05% 5 Years 5 Years A+

Secure Term Fixed Annuity IV - FP Series

Guarantee: 6 Years
Surrender: 6 Years

4.05% 6 Years 6 Years A++

Palladium MYG

Guarantee: 7 Years
Surrender: 10 Years

4.05% 7 Years 10 Years A

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

4.05% 7 Years 7 Years A++

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

4.05% 7 Years 7 Years A++

Secure Term Choice III

Guarantee: 7 Years
Surrender: 7 Years

4.05% 7 Years 7 Years A++

Secure Term Fixed Annuity V

Guarantee: 7 Years
Surrender: 7 Years

4.05% 7 Years 7 Years A++

SecureGain 7

Guarantee: 7 Years
Surrender: 7 Years

4.05% 7 Years 7 Years A++

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.05% 7 Years 7 Years A-

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.05% 7 Years 7 Years A-

Palladium MYG

Guarantee: 10 Years
Surrender: 10 Years

4.05% 10 Years 10 Years A

American Pathway Fixed 5 Annuity

Guarantee: 1 Year
Surrender: 5 Years

4.00% 1 Year 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 1 Year
Surrender: 7 Years

4.00% 1 Year 7 Years A

Secure Growth

Guarantee: 1 Year
Surrender: 5 Years

4.00% 1 Year 5 Years A+

American Pathway Advisory

Guarantee: 3 Years
Surrender: 3 Years

4.00% 3 Years 3 Years A

Expedition II

Guarantee: 3 Years
Surrender: 3 Years

4.00% 3 Years 3 Years A+

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

4.00% 3 Years 3 Years A++

Secure Term MVA II

Guarantee: 3 Years
Surrender: 3 Years

4.00% 3 Years 3 Years A++

Secure Term MVA III

Guarantee: 3 Years
Surrender: 3 Years

4.00% 3 Years 3 Years A++

MultiRate

Guarantee: 4 Years
Surrender: 7 Years

4.00% 4 Years 7 Years A+

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

4.00% 4 Years 4 Years A++

Secure Term Fixed Annuity IV - FP Series

Guarantee: 4 Years
Surrender: 4 Years

4.00% 4 Years 4 Years A++

American Pathway Advisory

Guarantee: 5 Years
Surrender: 5 Years

4.00% 5 Years 5 Years A

MultiRate

Guarantee: 5 Years
Surrender: 7 Years

4.00% 5 Years 7 Years A+

MultiVantage

Guarantee: 5 Years
Surrender: 5 Years

4.00% 5 Years 5 Years A+

MultiVantage

Guarantee: 5 Years
Surrender: 5 Years

4.00% 5 Years 5 Years A+

MultiVantage

Guarantee: 5 Years
Surrender: 5 Years

4.00% 5 Years 5 Years A+

Secure Growth

Guarantee: 5 Years
Surrender: 5 Years

4.00% 5 Years 5 Years A+

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

4.00% 5 Years 5 Years A++

Secure Term MVA II

Guarantee: 5 Years
Surrender: 5 Years

4.00% 5 Years 5 Years A++

Secure Term MVA III

Guarantee: 5 Years
Surrender: 5 Years

4.00% 5 Years 5 Years A++

SecureSaver

Guarantee: 5 Years
Surrender: 5 Years

4.00% 5 Years 5 Years A+

Select Pro

Guarantee: 5 Years
Surrender: 5 Years

4.00% 5 Years 5 Years A

American Pathway Advisory

Guarantee: 7 Years
Surrender: 7 Years

4.00% 7 Years 7 Years A

Mariner

Guarantee: 7 Years
Surrender: 7 Years

4.00% 7 Years 7 Years A+

Secure Term Fixed Annuity IV - FP Series

Guarantee: 7 Years
Surrender: 7 Years

4.00% 7 Years 7 Years A++

SecureSaver

Guarantee: 7 Years
Surrender: 7 Years

4.00% 7 Years 7 Years A+

Select Pro

Guarantee: 7 Years
Surrender: 7 Years

4.00% 7 Years 7 Years A

Athene MYG NY

Guarantee: 3 Years
Surrender: 3 Years

3.95% 3 Years 3 Years A+

Expedition II

Guarantee: 3 Years
Surrender: 3 Years

3.95% 3 Years 3 Years A+

MaxRate 3

Guarantee: 3 Years
Surrender: 3 Years

3.95% 3 Years 3 Years A+

Milestone MYGA

Guarantee: 3 Years
Surrender: 3 Years

3.95% 3 Years 3 Years A-

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

3.95% 3 Years 3 Years A++

Secure Term Choice III

Guarantee: 3 Years
Surrender: 3 Years

3.95% 3 Years 3 Years A++

Secure Term Fixed Annuity V

Guarantee: 3 Years
Surrender: 3 Years

3.95% 3 Years 3 Years A++

SmartSelect

Guarantee: 3 Years
Surrender: 3 Years

3.95% 3 Years 3 Years A+

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

3.95% 5 Years 5 Years A++

Secure Term Choice III

Guarantee: 5 Years
Surrender: 5 Years

3.95% 5 Years 5 Years A++

Secure Term Fixed Annuity V

Guarantee: 5 Years
Surrender: 5 Years

3.95% 5 Years 5 Years A++

Access SPDA

Guarantee: 6 Years
Surrender: 6 Years

3.95% 6 Years 6 Years A-

New Momentum

Guarantee: 6 Years
Surrender: 7 Years

3.95% 6 Years 7 Years A+

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

3.95% 6 Years 6 Years A++

Secure Term MVA II

Guarantee: 6 Years
Surrender: 6 Years

3.95% 6 Years 6 Years A++

SmartStep

Guarantee: 6 Years
Surrender: 6 Years

3.95% 6 Years 6 Years A+

SmartStep

Guarantee: 6 Years
Surrender: 6 Years

3.95% 6 Years 6 Years A+

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

3.95% 7 Years 7 Years A

Freedom Elevate 7

Guarantee: 7 Years
Surrender: 7 Years

3.95% 7 Years 7 Years A++

MultiRate

Guarantee: 7 Years
Surrender: 7 Years

3.95% 7 Years 7 Years A+

Palladium MYG

Guarantee: 7 Years
Surrender: 10 Years

3.95% 7 Years 10 Years A

SPDA Series II

Guarantee: 7 Years
Surrender: 7 Years

3.95% 7 Years 7 Years A+

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

3.95% 7 Years 7 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

3.95% 7 Years 7 Years A-

Secure Savings Elite

Guarantee: 2 Years
Surrender: 2 Years

3.90% 2 Years 2 Years B+

Athene MYG NY

Guarantee: 3 Years
Surrender: 3 Years

3.90% 3 Years 3 Years A+

Milestone MYGA

Guarantee: 3 Years
Surrender: 3 Years

3.90% 3 Years 3 Years A-

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

3.90% 3 Years 3 Years A++

SecureGain 3

Guarantee: 3 Years
Surrender: 6 Years

3.90% 3 Years 6 Years A++

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

3.90% 4 Years 4 Years A++

Secure Term MVA II

Guarantee: 4 Years
Surrender: 4 Years

3.90% 4 Years 4 Years A++

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

3.90% 5 Years 5 Years A++

Secure Term Fixed Annuity IV - FP Series

Guarantee: 5 Years
Surrender: 5 Years

3.90% 5 Years 5 Years A++

Palladium MYG

Guarantee: 6 Years
Surrender: 10 Years

3.90% 6 Years 10 Years A

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

3.90% 6 Years 6 Years A++

Secure Term Fixed Annuity V

Guarantee: 6 Years
Surrender: 6 Years

3.90% 6 Years 6 Years A++

MultiRate

Guarantee: 7 Years
Surrender: 7 Years

3.90% 7 Years 7 Years A+

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

3.90% 7 Years 7 Years A++

Secure Term MVA II

Guarantee: 7 Years
Surrender: 7 Years

3.90% 7 Years 7 Years A++

Secure Term MVA III

Guarantee: 7 Years
Surrender: 7 Years

3.90% 7 Years 7 Years A++

Secure Term Fixed Annuity IV - FP Series

Guarantee: 3 Years
Surrender: 3 Years

3.85% 3 Years 3 Years A++

Access SPDA

Guarantee: 4 Years
Surrender: 4 Years

3.85% 4 Years 4 Years A-

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

3.85% 4 Years 4 Years A++

Secure Term Fixed Annuity V

Guarantee: 4 Years
Surrender: 4 Years

3.85% 4 Years 4 Years A++

Select Pro

Guarantee: 5 Years
Surrender: 5 Years

3.85% 5 Years 5 Years A

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

3.85% 6 Years 6 Years A++

Secure Term Fixed Annuity IV - FP Series

Guarantee: 6 Years
Surrender: 6 Years

3.85% 6 Years 6 Years A++

MultiVantage

Guarantee: 7 Years
Surrender: 7 Years

3.85% 7 Years 7 Years A+

MultiVantage

Guarantee: 7 Years
Surrender: 7 Years

3.85% 7 Years 7 Years A+

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

3.85% 7 Years 7 Years A++

Secure Term Choice III

Guarantee: 7 Years
Surrender: 7 Years

3.85% 7 Years 7 Years A++

Secure Term Fixed Annuity V

Guarantee: 7 Years
Surrender: 7 Years

3.85% 7 Years 7 Years A++

SecureGain 7

Guarantee: 7 Years
Surrender: 7 Years

3.85% 7 Years 7 Years A++

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

3.85% 7 Years 7 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

3.85% 7 Years 7 Years A-

Select Pro

Guarantee: 7 Years
Surrender: 7 Years

3.85% 7 Years 7 Years A

Stars and Stripes 7

Guarantee: 7 Years
Surrender: 7 Years

3.85% 7 Years 7 Years A++

Future Flex 8

Guarantee: 9 Years
Surrender: 8 Years

3.85% 9 Years 8 Years A-

MultiVantage

Guarantee: 10 Years
Surrender: 10 Years

3.85% 10 Years 10 Years A+

MultiVantage

Guarantee: 10 Years
Surrender: 10 Years

3.85% 10 Years 10 Years A+

Secure Savings Elite

Guarantee: 2 Years
Surrender: 2 Years

3.84% 2 Years 2 Years B+

Secure Growth

Guarantee: 1 Year
Surrender: 7 Years

3.80% 1 Year 7 Years A+

Secure Savings Elite

Guarantee: 2 Years
Surrender: 2 Years

3.80% 2 Years 2 Years B+

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

3.80% 3 Years 3 Years A++

SecureGain 3

Guarantee: 3 Years
Surrender: 6 Years

3.80% 3 Years 6 Years A++

Select Max

Guarantee: 3 Years
Surrender: 3 Years

3.80% 3 Years 3 Years A

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

3.80% 4 Years 4 Years A++

Secure Term Fixed Annuity IV - FP Series

Guarantee: 4 Years
Surrender: 4 Years

3.80% 4 Years 4 Years A++

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

3.80% 5 Years 5 Years A++

Secure Term MVA II

Guarantee: 5 Years
Surrender: 5 Years

3.80% 5 Years 5 Years A++

Secure Term MVA III

Guarantee: 5 Years
Surrender: 5 Years

3.80% 5 Years 5 Years A++

Select Max

Guarantee: 5 Years
Surrender: 5 Years

3.80% 5 Years 5 Years A

SmartSelect

Guarantee: 6 Years
Surrender: 6 Years

3.80% 6 Years 6 Years A+

SmartSelect Two

Guarantee: 6 Years
Surrender: 6 Years

3.80% 6 Years 6 Years A+

SmartSelect Two

Guarantee: 6 Years
Surrender: 6 Years

3.80% 6 Years 6 Years A+

Freedom Elevate 7

Guarantee: 7 Years
Surrender: 7 Years

3.80% 7 Years 7 Years A++

New Momentum

Guarantee: 7 Years
Surrender: 7 Years

3.80% 7 Years 7 Years A+

Secure Growth

Guarantee: 7 Years
Surrender: 7 Years

3.80% 7 Years 7 Years A+

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

3.80% 7 Years 7 Years A++

Secure Term Fixed Annuity IV - FP Series

Guarantee: 7 Years
Surrender: 7 Years

3.80% 7 Years 7 Years A++

SecureGain 7

Guarantee: 7 Years
Surrender: 7 Years

3.80% 7 Years 7 Years A++

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

3.80% 7 Years 7 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

3.80% 7 Years 7 Years A-

Select Max

Guarantee: 7 Years
Surrender: 7 Years

3.80% 7 Years 7 Years A

American Pathway Fixed 7 Annuity

Guarantee: 1 Year
Surrender: 7 Years

3.75% 1 Year 7 Years A

Secure Growth

Guarantee: 1 Year
Surrender: 5 Years

3.75% 1 Year 5 Years A+

SeniorSelect

Guarantee: 1 Year
Surrender: 1 Year

3.75% 1 Year 1 Year A+

American Pathway Fixed 7 Annuity

Guarantee: 3 Years
Surrender: 7 Years

3.75% 3 Years 7 Years A

SecureOption Focus

Guarantee: 3 Years
Surrender: 7 Years

3.75% 3 Years 7 Years A+

Select Max

Guarantee: 3 Years
Surrender: 3 Years

3.75% 3 Years 3 Years A

Select Pro

Guarantee: 3 Years
Surrender: 3 Years

3.75% 3 Years 3 Years A

Mariner

Guarantee: 5 Years
Surrender: 5 Years

3.75% 5 Years 5 Years A+

Secure Growth

Guarantee: 5 Years
Surrender: 5 Years

3.75% 5 Years 5 Years A+

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

3.75% 5 Years 5 Years A++

Secure Term Choice III

Guarantee: 5 Years
Surrender: 5 Years

3.75% 5 Years 5 Years A++

Secure Term Fixed Annuity V

Guarantee: 5 Years
Surrender: 5 Years

3.75% 5 Years 5 Years A++

SecureOption Focus

Guarantee: 5 Years
Surrender: 7 Years

3.75% 5 Years 7 Years A+

Select Max

Guarantee: 5 Years
Surrender: 5 Years

3.75% 5 Years 5 Years A

Palladium MYG

Guarantee: 6 Years
Surrender: 10 Years

3.75% 6 Years 10 Years A

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

3.75% 6 Years 6 Years A++

Secure Term MVA II

Guarantee: 6 Years
Surrender: 6 Years

3.75% 6 Years 6 Years A++

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

3.75% 7 Years 7 Years A

MultiVantage

Guarantee: 7 Years
Surrender: 7 Years

3.75% 7 Years 7 Years A+

SecureGain 7

Guarantee: 7 Years
Surrender: 7 Years

3.75% 7 Years 7 Years A++

SecureOption Focus

Guarantee: 7 Years
Surrender: 7 Years

3.75% 7 Years 7 Years A+

Select Max

Guarantee: 7 Years
Surrender: 7 Years

3.75% 7 Years 7 Years A

Stars and Stripes 7

Guarantee: 7 Years
Surrender: 7 Years

3.75% 7 Years 7 Years A++

New Momentum

Guarantee: 10 Years
Surrender: 7 Years

3.75% 10 Years 7 Years A+

Platinum Edge

Guarantee: 3 Years
Surrender: 3 Years

3.70% 3 Years 3 Years A+

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

3.70% 3 Years 3 Years A++

SecureGain 3

Guarantee: 3 Years
Surrender: 6 Years

3.70% 3 Years 6 Years A++

American Pathway Fixed 4 Annuity

Guarantee: 4 Years
Surrender: 4 Years

3.70% 4 Years 4 Years A

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

3.70% 4 Years 4 Years A++

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

3.70% 5 Years 5 Years A

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

3.70% 5 Years 5 Years A++

Secure Term Fixed Annuity IV - FP Series

Guarantee: 5 Years
Surrender: 5 Years

3.70% 5 Years 5 Years A++

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

3.70% 6 Years 6 Years A++

Secure Term Fixed Annuity V

Guarantee: 6 Years
Surrender: 6 Years

3.70% 6 Years 6 Years A++

SmartSelect

Guarantee: 6 Years
Surrender: 6 Years

3.70% 6 Years 6 Years A+

American Pathway Vision MYG

Guarantee: 7 Years
Surrender: 10 Years

3.70% 7 Years 10 Years A

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

3.70% 7 Years 7 Years A++

Secure Term MVA II

Guarantee: 7 Years
Surrender: 7 Years

3.70% 7 Years 7 Years A++

Secure Term MVA III

Guarantee: 7 Years
Surrender: 7 Years

3.70% 7 Years 7 Years A++

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

3.70% 7 Years 7 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

3.70% 7 Years 7 Years A-

SolutionsMYG

Guarantee: 7 Years
Surrender: 10 Years

3.70% 7 Years 10 Years A

American Pathway Vision MYG

Guarantee: 10 Years
Surrender: 10 Years

3.70% 10 Years 10 Years A

MultiVantage

Guarantee: 10 Years
Surrender: 10 Years

3.70% 10 Years 10 Years A+

SolutionsMYG

Guarantee: 10 Years
Surrender: 10 Years

3.70% 10 Years 10 Years A

SecureOption Focus

Guarantee: 3 Years
Surrender: 7 Years

3.65% 3 Years 7 Years A+

American Pathway Vision MYG

Guarantee: 5 Years
Surrender: 10 Years

3.65% 5 Years 10 Years A

SecureOption Focus

Guarantee: 5 Years
Surrender: 7 Years

3.65% 5 Years 7 Years A+

SolutionsMYG

Guarantee: 5 Years
Surrender: 10 Years

3.65% 5 Years 10 Years A

American Pathway Vision MYG

Guarantee: 6 Years
Surrender: 10 Years

3.65% 6 Years 10 Years A

Palladium MYG

Guarantee: 6 Years
Surrender: 10 Years

3.65% 6 Years 10 Years A

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

3.65% 6 Years 6 Years A++

Secure Term Fixed Annuity IV - FP Series

Guarantee: 6 Years
Surrender: 6 Years

3.65% 6 Years 6 Years A++

SolutionsMYG

Guarantee: 6 Years
Surrender: 10 Years

3.65% 6 Years 10 Years A

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

3.65% 7 Years 7 Years A++

Secure Term Choice III

Guarantee: 7 Years
Surrender: 7 Years

3.65% 7 Years 7 Years A++

Secure Term Fixed Annuity V

Guarantee: 7 Years
Surrender: 7 Years

3.65% 7 Years 7 Years A++

SecureOption Focus

Guarantee: 7 Years
Surrender: 7 Years

3.65% 7 Years 7 Years A+

SmartSelect

Guarantee: 7 Years
Surrender: 7 Years

3.65% 7 Years 7 Years A+

SmartSelect Two

Guarantee: 7 Years
Surrender: 7 Years

3.65% 7 Years 7 Years A+

SmartSelect Two

Guarantee: 7 Years
Surrender: 7 Years

3.65% 7 Years 7 Years A+

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

3.60% 4 Years 4 Years A++

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

3.60% 5 Years 5 Years A++

Select Max

Guarantee: 5 Years
Surrender: 5 Years

3.60% 5 Years 5 Years A

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

3.60% 7 Years 7 Years A++

Secure Term Fixed Annuity IV - FP Series

Guarantee: 7 Years
Surrender: 7 Years

3.60% 7 Years 7 Years A++

Select Max

Guarantee: 7 Years
Surrender: 7 Years

3.60% 7 Years 7 Years A

Stars and Stripes 7

Guarantee: 7 Years
Surrender: 7 Years

3.60% 7 Years 7 Years A++

Select Pro

Guarantee: 3 Years
Surrender: 3 Years

3.55% 3 Years 3 Years A

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

3.55% 6 Years 6 Years A++

SmartSelect

Guarantee: 6 Years
Surrender: 6 Years

3.55% 6 Years 6 Years A+

SmartSelect Two

Guarantee: 6 Years
Surrender: 6 Years

3.55% 6 Years 6 Years A+

SmartSelect Two

Guarantee: 6 Years
Surrender: 6 Years

3.55% 6 Years 6 Years A+

SmartSelect

Guarantee: 7 Years
Surrender: 7 Years

3.55% 7 Years 7 Years A+

American Pathway Fixed 5 Annuity

Guarantee: 1 Year
Surrender: 5 Years

3.50% 1 Year 5 Years A

SecureOption Focus

Guarantee: 1 Year
Surrender: 7 Years

3.50% 1 Year 7 Years A+

American Pathway Fixed 5 Annuity

Guarantee: 3 Years
Surrender: 5 Years

3.50% 3 Years 5 Years A

American Pathway Vision MYG

Guarantee: 4 Years
Surrender: 10 Years

3.50% 4 Years 10 Years A

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

3.50% 5 Years 5 Years A

Palladium MYG

Guarantee: 5 Years
Surrender: 10 Years

3.50% 5 Years 10 Years A

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

3.50% 5 Years 5 Years A++

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

3.50% 7 Years 7 Years A

Optimum 7 Selection

Guarantee: 7 Years
Surrender: 7 Years

3.50% 7 Years 7 Years A

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

3.50% 7 Years 7 Years A++

Stars and Stripes 7

Guarantee: 7 Years
Surrender: 7 Years

3.50% 7 Years 7 Years A++

SecureOption Focus

Guarantee: 3 Years
Surrender: 7 Years

3.45% 3 Years 7 Years A+

Optimum 5 Selection

Guarantee: 5 Years
Surrender: 5 Years

3.45% 5 Years 5 Years A

Secure Savings

Guarantee: 5 Years
Surrender: 5 Years

3.45% 5 Years 5 Years B+

SecureOption Focus

Guarantee: 5 Years
Surrender: 7 Years

3.45% 5 Years 7 Years A+

Access SPDA

Guarantee: 6 Years
Surrender: 6 Years

3.45% 6 Years 6 Years A-

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

3.45% 6 Years 6 Years A++

SmartSelect

Guarantee: 6 Years
Surrender: 6 Years

3.45% 6 Years 6 Years A+

SecureOption Focus

Guarantee: 7 Years
Surrender: 7 Years

3.45% 7 Years 7 Years A+

Select Max

Guarantee: 7 Years
Surrender: 7 Years

3.45% 7 Years 7 Years A

American Pathway Fixed 5 Annuity

Guarantee: 1 Year
Surrender: 5 Years

3.40% 1 Year 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 1 Year
Surrender: 7 Years

3.40% 1 Year 7 Years A

SecureOption Focus

Guarantee: 1 Year
Surrender: 7 Years

3.40% 1 Year 7 Years A+

American Pathway Fixed 5 Annuity

Guarantee: 3 Years
Surrender: 5 Years

3.40% 3 Years 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 3 Years
Surrender: 7 Years

3.40% 3 Years 7 Years A

Select Max

Guarantee: 3 Years
Surrender: 3 Years

3.40% 3 Years 3 Years A

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

3.40% 5 Years 5 Years A

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

3.40% 5 Years 5 Years A

Select Max

Guarantee: 5 Years
Surrender: 5 Years

3.40% 5 Years 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

3.40% 7 Years 7 Years A

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

3.40% 7 Years 7 Years A++

SmartSelect

Guarantee: 7 Years
Surrender: 7 Years

3.40% 7 Years 7 Years A+

SmartSelect Two

Guarantee: 7 Years
Surrender: 7 Years

3.40% 7 Years 7 Years A+

SmartSelect Two

Guarantee: 7 Years
Surrender: 7 Years

3.40% 7 Years 7 Years A+

Select Max

Guarantee: 3 Years
Surrender: 3 Years

3.35% 3 Years 3 Years A

Access SPDA

Guarantee: 4 Years
Surrender: 4 Years

3.35% 4 Years 4 Years A-

Palladium MYG

Guarantee: 5 Years
Surrender: 10 Years

3.35% 5 Years 10 Years A

Palladium MYG

Guarantee: 3 Years
Surrender: 10 Years

3.30% 3 Years 10 Years A

Optimum 5 Selection

Guarantee: 5 Years
Surrender: 5 Years

3.30% 5 Years 5 Years A

American Pathway Fixed 7 Plus

Guarantee: 7 Years
Surrender: 7 Years

3.30% 7 Years 7 Years A

Optimum 7 Selection

Guarantee: 7 Years
Surrender: 7 Years

3.30% 7 Years 7 Years A

SmartSelect

Guarantee: 7 Years
Surrender: 7 Years

3.30% 7 Years 7 Years A+

Palladium MYG

Guarantee: 5 Years
Surrender: 10 Years

3.25% 5 Years 10 Years A

SecureOption Focus

Guarantee: 1 Year
Surrender: 7 Years

3.20% 1 Year 7 Years A+

American Pathway Fixed 5 Plus

Guarantee: 5 Years
Surrender: 5 Years

3.20% 5 Years 5 Years A

WealthQuest Citadel 7 Diamond

Guarantee: 7 Years
Surrender: 7 Years

3.20% 7 Years 7 Years A

Secure Savings Elite

Guarantee: 2 Years
Surrender: 2 Years

3.15% 2 Years 2 Years B+

Palladium MYG

Guarantee: 3 Years
Surrender: 10 Years

3.15% 3 Years 10 Years A

Secure Savings

Guarantee: 3 Years
Surrender: 3 Years

3.15% 3 Years 3 Years B+

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

3.15% 5 Years 5 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

3.15% 5 Years 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 1 Year
Surrender: 7 Years

3.10% 1 Year 7 Years A

American Pathway Fixed 7 Annuity

Guarantee: 3 Years
Surrender: 7 Years

3.10% 3 Years 7 Years A

American Pathway Fixed 4 Annuity

Guarantee: 4 Years
Surrender: 4 Years

3.10% 4 Years 4 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

3.10% 5 Years 5 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

3.10% 5 Years 5 Years A

WealthQuest Citadel 5 Diamond

Guarantee: 5 Years
Surrender: 5 Years

3.10% 5 Years 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

3.10% 7 Years 7 Years A

WealthQuest Citadel 7 Diamond

Guarantee: 7 Years
Surrender: 7 Years

3.10% 7 Years 7 Years A

Secure Savings Elite

Guarantee: 2 Years
Surrender: 2 Years

3.09% 2 Years 2 Years B+

Secure Savings Elite

Guarantee: 2 Years
Surrender: 2 Years

3.05% 2 Years 2 Years B+

Palladium MYG

Guarantee: 3 Years
Surrender: 10 Years

3.05% 3 Years 10 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

3.05% 5 Years 5 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

3.05% 5 Years 5 Years A

SolutionsMYG

Guarantee: 7 Years
Surrender: 7 Years

3.05% 7 Years 7 Years A

American Pathway Fixed 5 Annuity

Guarantee: 1 Year
Surrender: 5 Years

3.00% 1 Year 5 Years A

American Pathway Fixed 5 Annuity

Guarantee: 1 Year
Surrender: 5 Years

3.00% 1 Year 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 1 Year
Surrender: 7 Years

3.00% 1 Year 7 Years A

Future Flex 5

Guarantee: 1 Year
Surrender: 5 Years

3.00% 1 Year 5 Years A-

American Pathway Fixed 5 Annuity

Guarantee: 3 Years
Surrender: 5 Years

3.00% 3 Years 5 Years A

American Pathway Fixed 5 Annuity

Guarantee: 3 Years
Surrender: 5 Years

3.00% 3 Years 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 3 Years
Surrender: 7 Years

3.00% 3 Years 7 Years A

First Choice 4

Guarantee: 4 Years
Surrender: 4 Years

3.00% 4 Years 4 Years A

First Choice 4

Guarantee: 4 Years
Surrender: 4 Years

3.00% 4 Years 4 Years A

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

3.00% 5 Years 5 Years A

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

3.00% 5 Years 5 Years A

American Pathway Fixed 5 Plus

Guarantee: 5 Years
Surrender: 5 Years

3.00% 5 Years 5 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

3.00% 5 Years 5 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

3.00% 5 Years 5 Years A

SolutionsMYG

Guarantee: 5 Years
Surrender: 7 Years

3.00% 5 Years 7 Years A

WealthQuest Citadel 5 Diamond

Guarantee: 5 Years
Surrender: 5 Years

3.00% 5 Years 5 Years A

SolutionsMYG

Guarantee: 6 Years
Surrender: 7 Years

3.00% 6 Years 7 Years A

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

3.00% 7 Years 7 Years A

American Pathway Fixed 7 Plus

Guarantee: 7 Years
Surrender: 7 Years

3.00% 7 Years 7 Years A

Assured Edge Income Builder

Guarantee: 7 Years
Surrender: 7 Years

3.00% 7 Years 7 Years A

Prudential Fixed Annuity

Guarantee: 7 Years
Surrender: 7 Years

3.00% 7 Years 7 Years A+

Future Flex 5

Guarantee: 2 Years
Surrender: 5 Years

2.75% 2 Years 5 Years A-

Assured Edge Advisory

Guarantee: 7 Years
Surrender: 1 Year

2.75% 7 Years 1 Year A

Income Creator

Guarantee: 7 Years
Surrender: 7 Years

2.65% 7 Years 7 Years A+

Secure Savings

Guarantee: 2 Years
Surrender: 2 Years

2.60% 2 Years 2 Years B+

Future Flex 5

Guarantee: 6 Years
Surrender: 5 Years

2.35% 6 Years 5 Years A-

Assured Edge Income Builder

Guarantee: 7 Years
Surrender: 7 Years

2.25% 7 Years 7 Years A

Assured Edge Income Achiever

Guarantee: 9 Years
Surrender: 9 Years

2.25% 9 Years 9 Years A

Assured Edge Income Achiever

Guarantee: 10 Years
Surrender: 10 Years

2.25% 10 Years 10 Years A

Clear Income Advantage - FP Series

Guarantee: 7 Years
Surrender: 7 Years

1.00% 7 Years 7 Years A++

Clear Income Advantage - FP Series

Guarantee: 7 Years
Surrender: 7 Years

1.00% 7 Years 7 Years A++

Clear Income Advantage - FP Series

Guarantee: 7 Years
Surrender: 7 Years

1.00% 7 Years 7 Years A++
Products 1-5 of 739

Additional Products Offered by United Life

United Life offers a few different types of annuities, including multi-year guaranteed annuities (MYGAs), indexed annuities and a single premium income annuity (SPIA).

United Life’s MYGAs

United Life refers to its MYGA products as single premium deferred annuities or SPDAs. The provider offers two main categories of SPDAs, called Access and Performance. All of United’s SPDAs come with a waiver of surrender charges if the owner is confined to a nursing home or becomes terminally ill.

United Life’s MYGAs:

  • The Access SPDA comes with four-year and six-year guarantee options and penalty-free withdrawals of up to 10%. The product has a minimum premium of $5,000 and has no market value adjustment.
  • United’s Performance SPDA offers a more competitive rate guarantee due to its market value adjustment, which may increase or decrease the contract’s value at the time of withdrawal depending on interest rate environments. The Performance SPDA has a minimum premium of $25,000 and guarantee periods of three, five or seven years. Penalty-free withdrawal of the prior year’s interest is included.

Annuity owners can choose a variety of annuitization options for their United Life MYGA, including lifetime, life with period certain, period certain and joint life and survivor payouts.

United Life’s Indexed Annuity

United Life’s WealthChoice is an indexed annuity designed for growth and income potential. Annuity owners can choose from three indexes — S&P 500, Barclays Global Quality Index and Horizon Ascend 5% Index — and six allocation options to customize their annuity’s growth.

The WealthChoice annuity has a $20,000 minimum premium and surrender period options of five, seven or ten years.

Annuity customers can opt for a guaranteed living benefit rider that allows the owner to make penalty-free withdrawals throughout their life regardless of the annuity’s available funds. This rider costs 75 basis points of the contract’s value and is only available for seven- and ten-year contracts.

United Life’s SPIA

United Life also offers a single premium income annuity, or SPIA. This product’s interest rate largely depends on the annuitant‘s age when the contract is issued and the payout option selected.

Customers can choose lifetime, life and full cash refund, life with period certain or period certain only for their United Life SPIAs.

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About United Life

United Life was established in 1962 in Cedar Rapids, Iowa, where it still has its headquarters today. The provider’s offerings include annuities, permanent life insurance, term life insurance, disability insurance riders and long-term care insurance riders.

United Life is licensed to sell insurance products in 40 states and the District of Columbia. In 2022, the company’s direct annuity premiums totaled over $1.3 billion, making up 0.46% of the total U.S. annuity market, according to the National Association of Insurance Commissioners (NAIC). 

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Credit Ratings

If you’re considering buying an annuity, it’s important to know about credit ratings for annuity providers. These ratings show how financially stable and strong the provider is. Just keep in mind that different rating companies may use different scales to rate them.

United Life Credit Ratings

Rating CompanyCredit Rating
AM BestA- 
FitchNot Rated
S&PNot Rated
BEST PROVIDERS 2024

See which annuity providers our independent editorial team ranked as the Best Annuity Companies of 2024.

What Customers Are Saying About United Life

United Life has a generally decent reputation with customers. The provider holds an A+ rating from the Better Business Bureau, though it has not been accredited by the BBB.

United Life has impressively few customer complaints registered with state insurance commissions, although that could be attributed in part to it being a rather small company. According to data collected by the NAIC, United Life received just three complaints in 2022, none in 2021 and only one complaint in 2020.

The NAIC tracks consumer complaints that each state’s insurance commission receives each year. These are used to compile a company’s NAIC Complaint IndexNAIC Complaint IndexDetermined by dividing the company’s share of complaints in the U.S. market by the company’s share of premiums in the U.S. market. The National Complaint Index is always 1.00, so a score of 2.00, for example, is twice as high as expected in the market..

NAIC Complaint Index for United Life

All Policy Types0.06
Individual Annuities Only0.47

These numbers indicate that United Life receives significantly fewer customer complaints than the industry average.

United Life Pros & Cons

United Life and its annuity products have significant benefits, but there are also disadvantages to purchasing an annuity from this provider.

Pros

  • Variety of products: United Life offers deferred, immediate, fixed and indexed annuities.
  • Low minimum premium option for MYGA: The United Access SPDA has a minimum premium of just $5,000, although premiums of $5,000 to $9,999 are only guaranteed the published interest rate for the first policy year. 
  • A- AM Best rating: United Life holds a strong financial strength rating, indicating that it’s in a good position to fulfill its annuity obligations.
  • Strong customer service reputation: The company’s low NAIC complaint index suggests that it has a decent reputation for customer service.

Cons

  • Product information not easily available: United Life’s consumer-facing website doesn’t go into detail about their annuity or life insurance products.
  • Limited customization: Most of United Life’s annuities don’t come with the ability to add riders, and their WealthChoice indexed annuity only has one rider option.
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Provider Rating Methodology

Annuity.org created a fact-based methodology to analyze the strength, security and reach of different annuity providers. We assessed companies based on their availability, the number of direct premiums sold, their AM Best Financial Strength Rating and their NAIC Complaint Index score.

Providers received a rating on a five-star scale for each of these categories, with the complaint index and financial strength ratings weighed as the heaviest variables. Then, using a weighted average, each company was assigned an overall star rating.

Top-Ranked Annuity Providers

ProviderAnnuity.org Star Rating
Mass Mutual5 star rating
New York Life5 star rating
Pacific Life5 star rating
Midland National5 star rating
North American5 star rating
Western & Southern5 star rating

Our Rating Panel

Annuity.org expert panel for providers pages

The Annuity.org editorial team spoke with several different annuity experts to learn more about what is important to customers when searching for a provider and what factors make a company reliable. While Annuity.org designed the methodology, these experts provided feedback during the process and consulted on what factors we should leverage to best help prospective buyers compare providers. 

Please seek the advice of a qualified professional before making financial decisions.
Last Modified: July 18, 2024
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