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How to Cite Annuity.org's Article

APA Zimmermann, S. (2021, August 6). Mutual of Omaha. Annuity.org. Retrieved January 16, 2022, from https://www.annuity.org/annuities/providers/mutual-of-omaha/

MLA Zimmermann, Sheena. "Mutual of Omaha." Annuity.org, 6 Aug 2021, https://www.annuity.org/annuities/providers/mutual-of-omaha/.

Chicago Zimmermann, Sheena. "Mutual of Omaha." Annuity.org. Last modified August 6, 2021. https://www.annuity.org/annuities/providers/mutual-of-omaha/.

Mutual of Omaha is an insurance provider with more than a century of experience in the financial services realm. The company issues deferred and income annuities, aligning with its commitment to help consumers through life’s transitions.

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We partner with Senior Market Sales (SMS), a market leader with over 30 years of experience in the insurance industry, to offer personalized retirement solutions for consumers across the country. Our relationship with SMS (and Insuractive, the company’s consumer-facing branch) allows us to facilitate the sale of annuities and other retirement-oriented financial products to consumers who are looking to purchase a safe, reliable solution to fill gaps in their retirement income. When we produce legitimate inquiries, we get compensated, in turn, making Annuity.org stronger for our audience. Readers are in no way obligated to use our partners’ services to access Annuity.org resources for free.

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Mutual of Omaha Logo

Mutual of Omaha Insurance Company, or Mutual of Omaha, has a long-standing history of growth and widespread support of clients.

“For more than 100 years, Mutual of Omaha’s legacy has been a commitment to helping people protect what’s important to them,” according to the Mutual of Omaha website.

The Nebraska-based company’s vision is for every customer to have “a financial future imagined, planned and secured.” With a lion as its logo, Mutual of Omaha reflects its values of protection, strength and loyalty.

About Mutual of Omaha

The company chartered under the name Mutual Benefit Health & Accident Association in 1909 and began issuing health and accident insurance in 1910.

In 1950, the organization’s name was shortened to Mutual of Omaha, and soon thereafter it became the first health and accident company to order an IBM data processing system.

Continuing with its use of leading-edge technology, Mutual of Omaha was one of the first insurance businesses to create an online application for Medicare Supplement policies in 2014. The mutual company has since broadened its reach and acquired subsidiaries throughout its history, including the following companies:

  • United of Omaha Life Insurance Company
  • Companion Life Insurance Company
  • United World Life Insurance Company
  • Omaha Insurance Company
  • Mutual of Omaha Investor Services, Inc.
  • Omaha Supplemental Insurance Company
  • East Campus Realty, LLC

Credit Ratings

Credit ratings help gauge annuity providers’ ability to withstand future financial stress and cover claims. As a consumer, it is important to choose a company that exhibits financial strength and offers products that align with your financial goals.

Mutual of Omaha has earned solid ratings from three major credit rating agencies — AM Best, Moody’s Investors Service and S&P Global Ratings.

Credit Ratings: Mutual of Omaha Insurance Company and United of Omaha Life Insurance Company
Credit Rating
AM Best:A+
Superior
Moody’s:A1
Good
S&P Global Ratings:A+
Strong

Annuity Products Offered by Mutual of Omaha

Mutual of Omaha currently issues two types of annuity products: income annuities and deferred annuities. These annuities are underwritten by United of Omaha Life Insurance Company.

Income Annuities

Income annuities can provide a fixed income stream, and they are often used to supplement other income for a specific time span or for a lifetime. Income annuities offer optional benefits to meet your needs, such as cost-of-living adjustments and guaranteed beneficiary payments.

Mutual of Omaha’s income annuity products include:
  • Ultra-Income
  • Income Access
  • Deferred Income Protector
  • Income Annuity with Premium Return

Deferred Annuities

Deferred annuities offer tax-deferred growth. These products have a rate of return that is guaranteed for a chosen period of five or seven years. You can also choose from a variety of income payout options.

The following deferred annuities are available to consumers from Mutual of Omaha:
  • Bonus Flexible Annuity
  • Ultra-Secure Plus
  • Ultra-Premier
Interested in Buying an Annuity?
Learn about the different types of annuities and find out which one is right for you.

Client Resources

Policyholders can file an individual or workplace claim on the Mutual of Omaha website. The company also provides a Medicare Advice Center and financial planning advice for the following topics:

  • Learning about Medicare options
  • Preparing for retirement
  • Building a stronger business
  • Understanding life insurance
  • Tackling finances
  • Living a healthier life
  • Traveling the world

Mutual of Omaha is also known for its “Wild Kingdom” television series that started in 1963, impacting conservation efforts for wildlife and the planet. According to Mutual of Omaha, “protecting families — yours and our global family — is in our DNA.”

Please seek the advice of a qualified professional before making financial decisions.
Last Modified: August 6, 2021

6 Cited Research Articles

Annuity.org writers adhere to strict sourcing guidelines and use only credible sources of information, including authoritative financial publications, academic organizations, peer-reviewed journals, highly regarded nonprofit organizations, government reports, court records and interviews with qualified experts. You can read more about our commitment to accuracy, fairness and transparency in our editorial guidelines.

  1. Mutual of Omaha Insurance Company. (n.d.). Affiliates. Retrieved from https://www.mutualofomaha.com/about/company-profile/affiliates
  2. Mutual of Omaha Insurance Company. (n.d.). Financial Strength. Retrieved from https://www.mutualofomaha.com/about/company-profile/financial-strength
  3. Mutual of Omaha Insurance Company. (n.d.). Home page. Retrieved from https://www.mutualofomaha.com/
  4. Mutual of Omaha Insurance Company. (n.d.). Our Solutions for Annuities. Retrieved from https://www.mutualofomaha.com/annuities/plans
  5. Mutual of Omaha Insurance Company. (n.d.). Who We Are. Retrieved from https://www.mutualofomaha.com/about/why-mutual-of-omaha
  6. Mutual of Omaha Insurance Company. (n.d.). Mutual of Omaha’s Wild Kingdom. Retrieved from https://www.mutualofomaha.com/wild-kingdom/