Mutual of Omaha

Mutual of Omaha is an insurance provider with more than a century of experience in the financial services realm. The company issues deferred and income annuities, aligning with its commitment to help consumers through life’s transitions.

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Sheena Zimmermann, Financial Writer for Annuity.org
  • Written By
    Sheena Zimmermann, M.Ed.

    Sheena Zimmermann, M.Ed.

    Financial Writer

    As a professional who values lifelong learning, Sheena Zimmermann joined the Annuity.org team with a deep commitment to connecting readers with resources designed to improve their financial literacy and strengthen their financial health.

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  • Edited By
    Emily Miller
    Emily Miller, Managing Editor for Annuity.org

    Emily Miller

    Managing Editor

    Managing editor Emily Miller is an award-winning journalist with more than 10 years of experience as a researcher, writer and editor. Throughout her professional career, Emily has covered education, government, health care, crime and breaking news for media organizations in Florida, Washington, D.C. and Texas. She joined the Annuity.org team in 2016.

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  • Updated: January 17, 2023
  • 4 min read time
  • This page features 8 Cited Research Articles
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How to Cite Annuity.org's Article

APA Zimmermann, S. (2023, January 17). Mutual of Omaha. Annuity.org. Retrieved January 30, 2023, from https://www.annuity.org/annuities/providers/mutual-of-omaha/

MLA Zimmermann, Sheena. "Mutual of Omaha." Annuity.org, 17 Jan 2023, https://www.annuity.org/annuities/providers/mutual-of-omaha/.

Chicago Zimmermann, Sheena. "Mutual of Omaha." Annuity.org. Last modified January 17, 2023. https://www.annuity.org/annuities/providers/mutual-of-omaha/.

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Our Partnerships, Vision and Goals

We pride ourselves on partnering with professionals like those from Senior Market Sales (SMS) — a market leader with over 30 years of experience in the insurance industry — who offer personalized retirement solutions for consumers across the country. Our relationships with partners including SMS and Insuractive, the company’s consumer-facing branch, allow us to facilitate the sale of annuities and other retirement-oriented financial products to consumers who are looking to purchase safe and reliable solutions to fill gaps in their retirement income. We are compensated when we produce legitimate inquiries, and that compensation helps make Annuity.org an even stronger resource for our audience. We may also, at times, sell lead data to partners in our network in order to best connect consumers to the information they request. Readers are in no way obligated to use our partners’ services to access the free resources on Annuity.org.

Annuity.org carefully selects partners who share a common goal of educating consumers and helping them select the most appropriate product for their unique financial and lifestyle goals. Our network of advisors will never recommend products that are not right for the consumer, nor will Annuity.org. Additionally, Annuity.org operates independently of its partners and has complete editorial control over the information we publish.

Our vision is to provide users with the highest quality information possible about their financial options and empower them to make informed decisions based on their unique needs.
Mutual of Omaha Logo

Mutual of Omaha Insurance Company, or Mutual of Omaha, has a long-standing history of growth and widespread support of clients.

“For more than 100 years, Mutual of Omaha’s legacy has been a commitment to helping people protect what’s important to them,” according to the Mutual of Omaha website.

The Nebraska-based company’s vision is for every customer to have “a financial future imagined, planned and secured.” With a lion as its logo, Mutual of Omaha reflects its values of protection, strength and loyalty.

The Mutual of Omaha Foundation set goals to invest and strengthen the community. In the first half of 2022 alone, the Foundation granted more than $1.7 million to 57 nonprofit organizations.

About Mutual of Omaha

The company chartered under the name Mutual Benefit Health & Accident Association in 1909 and began issuing health and accident insurance in 1910.

In 1950, the organization’s name was shortened to Mutual of Omaha, and soon thereafter it became the first health and accident company to order an IBM data processing system.

Continuing with its use of leading-edge technology, Mutual of Omaha was one of the first insurance businesses to create an online application for Medicare Supplement policies in 2014. The mutual company has since broadened its reach and acquired subsidiaries throughout its history, including the following companies:

  • United of Omaha Life Insurance Company
  • Companion Life Insurance Company
  • United World Life Insurance Company
  • Omaha Insurance Company
  • Mutual of Omaha Investor Services, Inc.
  • Omaha Supplemental Insurance Company
  • East Campus Realty, LLC
Current Mutual of Omaha annuity customers can reach the company through the following number:
1-800-775-6000

Credit Ratings

Credit ratings help gauge annuity providers’ ability to withstand future financial stress and cover claims. As a consumer, it is important to choose a company that exhibits financial strength and offers products that align with your financial goals.

Mutual of Omaha has earned solid ratings from three major credit rating agencies — AM Best, Moody’s Investors Service and S&P Global Ratings.

Credit Ratings: Mutual of Omaha Insurance Company and United of Omaha Life Insurance Company
Credit Rating
AM Best:A+
Superior
Moody’s:A1
Good
S&P Global Ratings:A-
Strong

Annuity Products Offered by Mutual of Omaha

Mutual of Omaha currently issues two types of annuity products: income annuities and deferred annuities. These annuities are underwritten by United of Omaha Life Insurance Company.

Income Annuities

Income annuities can provide a fixed income stream, and they are often used to supplement other income for a specific time span or for a lifetime. Income annuities offer optional benefits to meet your needs, such as cost-of-living adjustments and guaranteed beneficiary payments.

Mutual of Omaha’s income annuity products include:
  • Ultra-Income
  • Income Access
  • Deferred Income Protector
  • Income Annuity with Premium Return

Deferred Annuities

Deferred annuities offer tax-deferred growth. These products have a rate of return that is guaranteed for a chosen period of five or seven years. You can also choose from a variety of income payout options.

The following deferred annuities are available to consumers from Mutual of Omaha:
  • Bonus Flexible Annuity
  • Ultra-Secure Plus
  • Ultra-Premier
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Client Resources

Policyholders can file an individual or workplace claim on the Mutual of Omaha website. The company also provides a Medicare Advice Center and financial planning advice for the following topics:

  • Learning about Medicare options
  • Preparing for retirement
  • Building a stronger business
  • Understanding life insurance
  • Tackling finances
  • Living a healthier life
  • Traveling the world

Mutual of Omaha is also known for its “Wild Kingdom” television series that started in 1963, impacting conservation efforts for wildlife and the planet. According to Mutual of Omaha, “protecting families — yours and our global family — is in our DNA.”

If you have an annuity with Mutual of Omaha, you can log into your account at:
Mutual of Omaha's Annuity Login Page

 

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Annuity.org has provided reliable, accurate and trustworthy financial information to readers since 2013. We partner with professionals like those from Senior Market Sales (SMS), a market leader with over 30 years of experience in the insurance industry, to offer personalized retirement solutions for consumers across the country.

Any information offered about the company above is provided free of charge and individual product offerings are verified and accurate as of publication.

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Last Modified: January 17, 2023
Written By
Sheena Zimmermann, Financial Writer for Annuity.org
Sheena Zimmermann, M.Ed. Financial Writer
View Bio
Edited By
Emily Miller, Managing Editor for Annuity.org
Emily Miller Managing Editor
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8 Cited Research Articles

Annuity.org writers adhere to strict sourcing guidelines and use only credible sources of information, including authoritative financial publications, academic organizations, peer-reviewed journals, highly regarded nonprofit organizations, government reports, court records and interviews with qualified experts. You can read more about our commitment to accuracy, fairness and transparency in our editorial guidelines.

  1. S&P Global Market Intelligence. (2022, May 4). AM Best Assigns Credit Ratings to Omaha National Insurance Company. Retrieved from https://www.spglobal.com/marketintelligence/en/news-insights/latest-news-headlines/am-best-assigns-credit-ratings-to-omaha-national-insurance-company-70138364
  2. Moody's Investors Service. (2022, September 7). Mutual of Omaha Insurance Company. Retrieved from https://www.moodys.com/credit-ratings/Mutual-of-Omaha-Insurance-Company-credit-rating-340400
  3. Mutual of Omaha Foundation. (2022, June 21). Mutual of Omaha’s Community Investments the Foundation Has Granted More Than $1.7 Million in First 6 Months of 2022. Retrieved from https://mutualofomahafoundation.org/about-us/newsroom
  4. Mutual of Omaha Insurance Company. (n.d.). Affiliates. Retrieved from https://www.mutualofomaha.com/about/company-profile/affiliates
  5. Mutual of Omaha Insurance Company. (n.d.). Home page. Retrieved from https://www.mutualofomaha.com/
  6. Mutual of Omaha Insurance Company. (n.d.). Our Solutions for Annuities. Retrieved from https://www.mutualofomaha.com/annuities/plans
  7. Mutual of Omaha Insurance Company. (n.d.). Who We Are. Retrieved from https://www.mutualofomaha.com/about/why-mutual-of-omaha
  8. Mutual of Omaha Insurance Company. (n.d.). Mutual of Omaha’s Wild Kingdom. Retrieved from https://www.mutualofomaha.com/wild-kingdom/