Today’s Best Atlantic Coast Life Annuity Rates

TermProductAM Best RatingRate
10 YearsSafe Harbor Bonus GuaranteeB+6.60%
10 YearsSafe Harbor Bonus GuaranteeB+6.45%
7 YearsSafe Harbor Bonus GuaranteeB+6.25%
Source: Cannex
3.35
Annuity.org Star Rating

Atlantic Coast Life

Atlantic Coast Life logo
Our Take

Atlantic Coast Life sells a solid variety of products. But the company has several notable drawbacks, including a B++ rating from AM Best, a notable high NAIC Complaint Index Score and a lack of transparency on annuity types offered.

Pros

  • Multiple fixed index options
  • Plenty of customization

Cons

  • Lack of clarity on types of products offered
  • Many key features only available through riders
  • Lower AM Best Financial Strength Rating than some competitors

Compare Atlantic Coast Life Annuity Rates

Products 1-5 of 739
Source: Cannex, Jul. 26, 2024
Product Rate AM Best Rating

Safe Harbor Bonus Guarantee

Guarantee: 10 Years
Surrender: 10 Years

6.60% 10 Years 10 Years B+

Safe Harbor Bonus Guarantee

Guarantee: 10 Years
Surrender: 10 Years

6.45% 10 Years 10 Years B+

Safe Harbor Bonus Guarantee

Guarantee: 7 Years
Surrender: 7 Years

6.25% 7 Years 7 Years B+

Safe Harbor Bonus Guarantee

Guarantee: 7 Years
Surrender: 7 Years

6.10% 7 Years 7 Years B+

Safe Harbor Bonus Guarantee

Guarantee: 6 Years
Surrender: 6 Years

6.05% 6 Years 6 Years B+

Future Flex 8

Guarantee: 1 Year
Surrender: 8 Years

6.00% 1 Year 8 Years A-

Safe Harbor Bonus Guarantee

Guarantee: 5 Years
Surrender: 5 Years

6.00% 5 Years 5 Years B+

Safe Harbor Bonus Guarantee

Guarantee: 3 Years
Surrender: 3 Years

5.92% 3 Years 3 Years B+

Sentinel Security Life

Personal Choice Annuity

Guarantee: 3 Years
Surrender: 3 Years

5.90% 3 Years 3 Years B++

Aspida Advisory MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.90% 5 Years 5 Years A-

Safe Harbor Bonus Guarantee

Guarantee: 6 Years
Surrender: 6 Years

5.90% 6 Years 6 Years B+

CL Sundance 3-Year

Guarantee: 3 Years
Surrender: 3 Years

5.85% 3 Years 3 Years B++

MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.85% 5 Years 5 Years B++

Future Flex 8

Guarantee: 1 Year
Surrender: 8 Years

5.80% 1 Year 8 Years A-

Safeguard Plus

Guarantee: 5 Years
Surrender: 5 Years

5.80% 5 Years 5 Years B++

Heartland National Life Insurance Company

Secure Rate 5

Guarantee: 5 Years
Surrender: 5 Years

5.80% 5 Years 5 Years

Aspida Advisory MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.80% 7 Years 7 Years A-

Heartland National Life Insurance Company

Secure Rate 7

Guarantee: 7 Years
Surrender: 7 Years

5.80% 7 Years 7 Years

Heartland National Life Insurance Company

Secure Rate 10

Guarantee: 10 Years
Surrender: 10 Years

5.80% 10 Years 10 Years

Aspida Advisory MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.75% 3 Years 3 Years A-

MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.75% 3 Years 3 Years B++

Aspida Advisory MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.75% 5 Years 5 Years A-

MYAnnuity 7X - No Free Withdrawal

Guarantee: 7 Years
Surrender: 7 Years

5.75% 7 Years 7 Years B++

MYGA

Guarantee: 4 Years
Surrender: 4 Years

5.70% 4 Years 4 Years B++

American Life & Security Corp

American Classic

Guarantee: 5 Years
Surrender: 5 Years

5.70% 5 Years 5 Years B++

MYAnnuity 5X - No Free Withdrawal

Guarantee: 5 Years
Surrender: 5 Years

5.70% 5 Years 5 Years B++

Safe Harbor Bonus Guarantee

Guarantee: 5 Years
Surrender: 5 Years

5.70% 5 Years 5 Years B+

Heartland National Life Insurance Company

Secure Rate 5

Guarantee: 5 Years
Surrender: 5 Years

5.70% 5 Years 5 Years

Simple Annuity

Guarantee: 6 Years
Surrender: 6 Years

5.70% 6 Years 6 Years B++

Heartland National Life Insurance Company

Secure Rate 7

Guarantee: 7 Years
Surrender: 7 Years

5.70% 7 Years 7 Years

Heartland National Life Insurance Company

Secure Rate 10

Guarantee: 10 Years
Surrender: 10 Years

5.70% 10 Years 10 Years

American Life & Security Corp

American Classic

Guarantee: 3 Years
Surrender: 3 Years

5.65% 3 Years 3 Years B++

Safeguard Plus

Guarantee: 3 Years
Surrender: 3 Years

5.65% 3 Years 3 Years B++

Heartland National Life Insurance Company

Secure Rate 3

Guarantee: 3 Years
Surrender: 3 Years

5.65% 3 Years 3 Years

Platinum Assure

Guarantee: 5 Years
Surrender: 5 Years

5.65% 5 Years 5 Years A

Heartland National Life Insurance Company

Secure Rate 5

Guarantee: 5 Years
Surrender: 5 Years

5.65% 5 Years 5 Years

Aspida Advisory MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.65% 7 Years 7 Years A-

MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.65% 7 Years 7 Years B++

Heartland National Life Insurance Company

Secure Rate 7

Guarantee: 7 Years
Surrender: 7 Years

5.65% 7 Years 7 Years

Heartland National Life Insurance Company

Secure Rate 10

Guarantee: 10 Years
Surrender: 10 Years

5.65% 10 Years 10 Years

Aspida Advisory MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.60% 3 Years 3 Years A-

Sentinel Security Life

Personal Choice Annuity

Guarantee: 3 Years
Surrender: 3 Years

5.60% 3 Years 3 Years B++

Sentinel Security Life

Personal Choice Annuity

Guarantee: 3 Years
Surrender: 3 Years

5.60% 3 Years 3 Years B++

Safe Harbor Bonus Guarantee

Guarantee: 3 Years
Surrender: 3 Years

5.60% 3 Years 3 Years B+

Advantage 5 Advisory

Guarantee: 5 Years
Surrender: 5 Years

5.60% 5 Years 5 Years A++

CL Sundance 5-Year

Guarantee: 5 Years
Surrender: 5 Years

5.60% 5 Years 5 Years B++

Palladium MYG

Guarantee: 5 Years
Surrender: 9 Years

5.60% 5 Years 9 Years A

Palladium MYG

Guarantee: 5 Years
Surrender: 10 Years

5.60% 5 Years 10 Years A

Palladium MYG

Guarantee: 6 Years
Surrender: 10 Years

5.60% 6 Years 10 Years A

Palladium MYG

Guarantee: 6 Years
Surrender: 9 Years

5.60% 6 Years 9 Years A

Palladium MYG

Guarantee: 7 Years
Surrender: 9 Years

5.60% 7 Years 9 Years A

Palladium MYG

Guarantee: 7 Years
Surrender: 10 Years

5.60% 7 Years 10 Years A

Certainty Select

Guarantee: 10 Years
Surrender: 10 Years

5.60% 10 Years 10 Years B++

Safe Haven Bonus Guarantee

Guarantee: 3 Years
Surrender: 3 Years

5.57% 3 Years 3 Years B+

Aspida Advisory MYGA

Guarantee: 2 Years
Surrender: 2 Years

5.55% 2 Years 2 Years A-

American Pathway Advisory

Guarantee: 3 Years
Surrender: 3 Years

5.55% 3 Years 3 Years A

Oak ADVantage

Guarantee: 3 Years
Surrender: 3 Years

5.55% 3 Years 3 Years A+

Heartland National Life Insurance Company

Secure Rate 3

Guarantee: 3 Years
Surrender: 3 Years

5.55% 3 Years 3 Years

Platinum Assure

Guarantee: 4 Years
Surrender: 4 Years

5.55% 4 Years 4 Years A

American Pathway Advisory

Guarantee: 5 Years
Surrender: 5 Years

5.55% 5 Years 5 Years A

Sentinel Security Life

Personal Choice Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.55% 5 Years 5 Years B++

MYGA

Guarantee: 6 Years
Surrender: 6 Years

5.55% 6 Years 6 Years B++

American Pathway Advisory

Guarantee: 7 Years
Surrender: 7 Years

5.55% 7 Years 7 Years A

MYAnnuity 7X

Guarantee: 7 Years
Surrender: 7 Years

5.55% 7 Years 7 Years B++

Safeguard Plus

Guarantee: 7 Years
Surrender: 7 Years

5.55% 7 Years 7 Years B++

Future Flex 5

Guarantee: 1 Year
Surrender: 5 Years

5.50% 1 Year 5 Years A-

Future Flex Classic

Guarantee: 1 Year
Surrender: 1 Year

5.50% 1 Year 1 Year A-

American Pathway Advisory

Guarantee: 3 Years
Surrender: 3 Years

5.50% 3 Years 3 Years A

Heartland National Life Insurance Company

Secure Rate 3

Guarantee: 3 Years
Surrender: 3 Years

5.50% 3 Years 3 Years

Advantage 5 Advisory

Guarantee: 5 Years
Surrender: 5 Years

5.50% 5 Years 5 Years A++

American Pathway Advisory

Guarantee: 5 Years
Surrender: 5 Years

5.50% 5 Years 5 Years A

MYAnnuity 5X

Guarantee: 5 Years
Surrender: 5 Years

5.50% 5 Years 5 Years B++

Oak ADVantage

Guarantee: 5 Years
Surrender: 5 Years

5.50% 5 Years 5 Years A+

Synergy Choice MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.50% 5 Years 5 Years A-

Multi Select

Guarantee: 6 Years
Surrender: 6 Years

5.50% 6 Years 6 Years A

American Pathway Advisory

Guarantee: 7 Years
Surrender: 7 Years

5.50% 7 Years 7 Years A

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 7 Years
Surrender: 7 Years

5.50% 7 Years 7 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 7 Years
Surrender: 7 Years

5.50% 7 Years 7 Years A-

Performance SPDA

Guarantee: 7 Years
Surrender: 7 Years

5.50% 7 Years 7 Years A-

Certainty Select

Guarantee: 8 Years
Surrender: 8 Years

5.50% 8 Years 8 Years B++

Palladium MYG

Guarantee: 8 Years
Surrender: 10 Years

5.50% 8 Years 10 Years A

Palladium MYG

Guarantee: 8 Years
Surrender: 9 Years

5.50% 8 Years 9 Years A

Palladium MYG

Guarantee: 9 Years
Surrender: 9 Years

5.50% 9 Years 9 Years A

Palladium MYG

Guarantee: 9 Years
Surrender: 10 Years

5.50% 9 Years 10 Years A

Palladium MYG

Guarantee: 10 Years
Surrender: 10 Years

5.50% 10 Years 10 Years A

Safeguard Plus

Guarantee: 10 Years
Surrender: 10 Years

5.50% 10 Years 10 Years B++

Future Flex 8

Guarantee: 1 Year
Surrender: 8 Years

5.45% 1 Year 8 Years A-

Simple Annuity

Guarantee: 4 Years
Surrender: 4 Years

5.45% 4 Years 4 Years B++

MCA No FPW

Guarantee: 5 Years
Surrender: 5 Years

5.45% 5 Years 5 Years A

MCA No FPW

Guarantee: 5 Years
Surrender: 5 Years

5.45% 5 Years 5 Years A

Palladium MYG

Guarantee: 5 Years
Surrender: 10 Years

5.45% 5 Years 10 Years A

Palladium MYG

Guarantee: 5 Years
Surrender: 9 Years

5.45% 5 Years 9 Years A

Platinum Assure

Guarantee: 5 Years
Surrender: 5 Years

5.45% 5 Years 5 Years A

WealthLock MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.45% 5 Years 5 Years A-

Palladium MYG

Guarantee: 6 Years
Surrender: 10 Years

5.45% 6 Years 10 Years A

Palladium MYG

Guarantee: 6 Years
Surrender: 9 Years

5.45% 6 Years 9 Years A

Platinum Assure

Guarantee: 6 Years
Surrender: 6 Years

5.45% 6 Years 6 Years A

Palladium MYG

Guarantee: 7 Years
Surrender: 9 Years

5.45% 7 Years 9 Years A

Palladium MYG

Guarantee: 7 Years
Surrender: 10 Years

5.45% 7 Years 10 Years A

Platinum Assure

Guarantee: 7 Years
Surrender: 7 Years

5.45% 7 Years 7 Years A

Synergy Choice MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.45% 7 Years 7 Years A-

Aspida Advisory MYGA

Guarantee: 2 Years
Surrender: 2 Years

5.40% 2 Years 2 Years A-

Sentinel Security Life

Personal Choice Annuity

Guarantee: 3 Years
Surrender: 3 Years

5.40% 3 Years 3 Years B++

Secure Savings Elite

Guarantee: 3 Years
Surrender: 3 Years

5.40% 3 Years 3 Years B+

Select Choice 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

5.40% 3 Years 3 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

5.40% 3 Years 3 Years A-

Synergy Choice MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.40% 3 Years 3 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 4 Years
Surrender: 4 Years

5.40% 4 Years 4 Years A-

Focused Growth Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.40% 5 Years 5 Years A

MCA Int Credited

Guarantee: 5 Years
Surrender: 5 Years

5.40% 5 Years 5 Years A

MCA Int Credited

Guarantee: 5 Years
Surrender: 5 Years

5.40% 5 Years 5 Years A

MCA No FPW

Guarantee: 5 Years
Surrender: 5 Years

5.40% 5 Years 5 Years A

MCA No FPW

Guarantee: 5 Years
Surrender: 5 Years

5.40% 5 Years 5 Years A

Select Choice 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

5.40% 5 Years 5 Years A-

Synergy Choice MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.40% 5 Years 5 Years A-

WealthLock MYGA Plus

Guarantee: 5 Years
Surrender: 5 Years

5.40% 5 Years 5 Years A-

Certainty Select

Guarantee: 6 Years
Surrender: 6 Years

5.40% 6 Years 6 Years B++

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 7 Years
Surrender: 7 Years

5.40% 7 Years 7 Years A-

Multi Select

Guarantee: 7 Years
Surrender: 7 Years

5.40% 7 Years 7 Years A

Oak ADVantage

Guarantee: 7 Years
Surrender: 7 Years

5.40% 7 Years 7 Years A+

Sentinel Security Life

Personal Choice Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.40% 7 Years 7 Years B++

WealthLock MYGA Plus

Guarantee: 7 Years
Surrender: 7 Years

5.40% 7 Years 7 Years A-

Platinum Assure

Guarantee: 2 Years
Surrender: 2 Years

5.35% 2 Years 2 Years A

WealthLock MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.35% 3 Years 3 Years A-

Apex MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.35% 5 Years 5 Years A-

Certainty Select

Guarantee: 5 Years
Surrender: 5 Years

5.35% 5 Years 5 Years B++

MCA 10% FPW

Guarantee: 5 Years
Surrender: 5 Years

5.35% 5 Years 5 Years A

MCA 10% FPW

Guarantee: 5 Years
Surrender: 5 Years

5.35% 5 Years 5 Years A

MCA Int Credited

Guarantee: 5 Years
Surrender: 5 Years

5.35% 5 Years 5 Years A

MCA Int Credited

Guarantee: 5 Years
Surrender: 5 Years

5.35% 5 Years 5 Years A

Palladium MYG

Guarantee: 5 Years
Surrender: 9 Years

5.35% 5 Years 9 Years A

Palladium MYG

Guarantee: 5 Years
Surrender: 10 Years

5.35% 5 Years 10 Years A

Pinnacle Plus MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.35% 5 Years 5 Years A-

Safe Haven Bonus Guarantee

Guarantee: 5 Years
Surrender: 5 Years

5.35% 5 Years 5 Years B+

Synergy Choice MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.35% 5 Years 5 Years A-

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 6 Years
Surrender: 6 Years

5.35% 6 Years 6 Years A

Palladium MYG

Guarantee: 6 Years
Surrender: 10 Years

5.35% 6 Years 10 Years A

Palladium MYG

Guarantee: 6 Years
Surrender: 9 Years

5.35% 6 Years 9 Years A

Lincoln Select

Guarantee: 7 Years
Surrender: 7 Years

5.35% 7 Years 7 Years A

Palladium MYG

Guarantee: 7 Years
Surrender: 10 Years

5.35% 7 Years 10 Years A

Palladium MYG

Guarantee: 7 Years
Surrender: 9 Years

5.35% 7 Years 9 Years A

Performance SPDA

Guarantee: 7 Years
Surrender: 7 Years

5.35% 7 Years 7 Years A-

Select Choice 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

5.35% 7 Years 7 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

5.35% 7 Years 7 Years A-

Synergy Choice MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.35% 7 Years 7 Years A-

WealthLock MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.35% 7 Years 7 Years A-

Palladium MYG

Guarantee: 8 Years
Surrender: 9 Years

5.35% 8 Years 9 Years A

Palladium MYG

Guarantee: 8 Years
Surrender: 10 Years

5.35% 8 Years 10 Years A

Palladium MYG

Guarantee: 9 Years
Surrender: 9 Years

5.35% 9 Years 9 Years A

Palladium MYG

Guarantee: 9 Years
Surrender: 10 Years

5.35% 9 Years 10 Years A

Palladium MYG

Guarantee: 10 Years
Surrender: 10 Years

5.35% 10 Years 10 Years A

Secure Savings Elite

Guarantee: 3 Years
Surrender: 3 Years

5.34% 3 Years 3 Years B+

Synergy Choice MYGA

Guarantee: 2 Years
Surrender: 2 Years

5.30% 2 Years 2 Years A-

Palladium MYG

Guarantee: 3 Years
Surrender: 10 Years

5.30% 3 Years 10 Years A

Palladium MYG

Guarantee: 3 Years
Surrender: 9 Years

5.30% 3 Years 9 Years A

Safe Haven Bonus Guarantee

Guarantee: 3 Years
Surrender: 3 Years

5.30% 3 Years 3 Years B+

Secure Savings Elite

Guarantee: 3 Years
Surrender: 3 Years

5.30% 3 Years 3 Years B+

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

5.30% 3 Years 3 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

5.30% 3 Years 3 Years A-

Synergy Choice MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.30% 3 Years 3 Years A-

WealthLock MYGA Plus

Guarantee: 3 Years
Surrender: 3 Years

5.30% 3 Years 3 Years A-

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 4 Years
Surrender: 4 Years

5.30% 4 Years 4 Years A

Platinum Assure

Guarantee: 4 Years
Surrender: 4 Years

5.30% 4 Years 4 Years A

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 4 Years
Surrender: 4 Years

5.30% 4 Years 4 Years A-

F&G Secure MYGA®

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A

F&G Secure MYGA® MVA

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A

FG Guarantee-Platinum

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A

MCA 10% FPW

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A

MCA 10% FPW

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A

Multi Select

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A

Palladium Match MYG

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A

Sentinel Security Life

Personal Choice Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years B++

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A-

Synergy Choice MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A-

WealthLock MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.30% 5 Years 5 Years A-

Apex MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.30% 7 Years 7 Years A-

F&G Secure MYGA®

Guarantee: 7 Years
Surrender: 7 Years

5.30% 7 Years 7 Years A

F&G Secure MYGA® MVA

Guarantee: 7 Years
Surrender: 7 Years

5.30% 7 Years 7 Years A

FG Guarantee-Platinum

Guarantee: 7 Years
Surrender: 7 Years

5.30% 7 Years 7 Years A

Palladium Match MYG

Guarantee: 7 Years
Surrender: 7 Years

5.30% 7 Years 7 Years A

Performance SPDA

Guarantee: 7 Years
Surrender: 7 Years

5.30% 7 Years 7 Years A-

Sentinel Security Life

Personal Choice Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.30% 7 Years 7 Years B++

Synergy Choice MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.30% 7 Years 7 Years A-

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 10 Years
Surrender: 10 Years

5.30% 10 Years 10 Years A

Future Flex 5

Guarantee: 1 Year
Surrender: 5 Years

5.25% 1 Year 5 Years A-

Asset Guard

Guarantee: 2 Years
Surrender: 2 Years

5.25% 2 Years 2 Years A-

CL Sundance 2-Year

Guarantee: 2 Years
Surrender: 2 Years

5.25% 2 Years 2 Years B++

Future Flex 5

Guarantee: 2 Years
Surrender: 5 Years

5.25% 2 Years 5 Years A-

Synergy Choice MYGA

Guarantee: 2 Years
Surrender: 2 Years

5.25% 2 Years 2 Years A-

WealthLock MYGA

Guarantee: 2 Years
Surrender: 2 Years

5.25% 2 Years 2 Years A-

Certainty Select

Guarantee: 3 Years
Surrender: 3 Years

5.25% 3 Years 3 Years B++

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

5.25% 3 Years 3 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

5.25% 3 Years 3 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

5.25% 3 Years 3 Years A-

Synergy Choice MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.25% 3 Years 3 Years A-

Asset Guard

Guarantee: 4 Years
Surrender: 4 Years

5.25% 4 Years 4 Years A-

Multi Select

Guarantee: 4 Years
Surrender: 4 Years

5.25% 4 Years 4 Years A

Select Choice Plus 1 - Base Benefits

Guarantee: 4 Years
Surrender: 4 Years

5.25% 4 Years 4 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 4 Years
Surrender: 4 Years

5.25% 4 Years 4 Years A-

Asset Guard

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A-

Athene MYG

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A+

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A-

MCA 10% FPW & ROP

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A

MCA 10% FPW & ROP

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A

MaxRate 5

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A+

Milestone MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A-

MyGuarantee Plus Class

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A

Pacific Harbor

Guarantee: 5 Years
Surrender: 0 Years

5.25% 5 Years 0 Years A+

Performance SPDA

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A-

Sentinel Security Life

Personal Choice Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years B++

Synergy Choice MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A-

WealthLock MYGA Plus

Guarantee: 5 Years
Surrender: 5 Years

5.25% 5 Years 5 Years A-

Safe Haven Bonus Guarantee

Guarantee: 6 Years
Surrender: 6 Years

5.25% 6 Years 6 Years B+

Athene MYG

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A+

Brighthouse Fixed Rate Annuity with MVA

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A

Focused Growth Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A

MaxRate 7

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A+

MyGuarantee Plus Class

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A

Pinnacle Plus MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A-

Safe Haven Bonus Guarantee

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years B+

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A-

Synergy Choice MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A-

WealthLock MYGA Plus

Guarantee: 7 Years
Surrender: 7 Years

5.25% 7 Years 7 Years A-

Palladium MYG

Guarantee: 8 Years
Surrender: 9 Years

5.25% 8 Years 9 Years A

Palladium MYG

Guarantee: 8 Years
Surrender: 10 Years

5.25% 8 Years 10 Years A

Palladium MYG

Guarantee: 9 Years
Surrender: 10 Years

5.25% 9 Years 10 Years A

Palladium MYG

Guarantee: 9 Years
Surrender: 9 Years

5.25% 9 Years 9 Years A

Palladium MYG

Guarantee: 10 Years
Surrender: 10 Years

5.25% 10 Years 10 Years A

Sentinel Security Life

Personal Choice Annuity

Guarantee: 10 Years
Surrender: 10 Years

5.25% 10 Years 10 Years B++

Pinnacle Plus MYGA

Guarantee: 10 Years
Surrender: 10 Years

5.25% 10 Years 10 Years A-

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 2 Years
Surrender: 2 Years

5.20% 2 Years 2 Years A

Synergy Choice MYGA

Guarantee: 2 Years
Surrender: 2 Years

5.20% 2 Years 2 Years A-

MCA No FPW

Guarantee: 3 Years
Surrender: 3 Years

5.20% 3 Years 3 Years A

MCA No FPW

Guarantee: 3 Years
Surrender: 3 Years

5.20% 3 Years 3 Years A

Platinum Assure

Guarantee: 3 Years
Surrender: 3 Years

5.20% 3 Years 3 Years A

Synergy Choice MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.20% 3 Years 3 Years A-

WealthLock MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.20% 3 Years 3 Years A-

Security Benefit Life Insurance Company

Advanced Choice

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A-

American Freedom Classic 5

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A++

Brighthouse Fixed Rate Annuity with MVA

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A

Lincoln Select

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A

LiveWell Guarantee Max

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A+

MCA 10% FPW & ROP

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A

MCA 10% FPW & ROP

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A

MaxRate 5

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A+

Milestone MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

5.20% 5 Years 5 Years A-

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 6 Years
Surrender: 6 Years

5.20% 6 Years 6 Years A

Milestone MYGA

Guarantee: 6 Years
Surrender: 6 Years

5.20% 6 Years 6 Years A-

Security Benefit Life Insurance Company

Advanced Choice

Guarantee: 7 Years
Surrender: 7 Years

5.20% 7 Years 7 Years A-

MCA No FPW

Guarantee: 7 Years
Surrender: 7 Years

5.20% 7 Years 7 Years A

MaxRate 7

Guarantee: 7 Years
Surrender: 7 Years

5.20% 7 Years 7 Years A+

Milestone MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.20% 7 Years 7 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

5.20% 7 Years 7 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

5.20% 7 Years 7 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

5.20% 7 Years 7 Years A-

Synergy Choice MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.20% 7 Years 7 Years A-

WealthLock MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.20% 7 Years 7 Years A-

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 10 Years
Surrender: 10 Years

5.20% 10 Years 10 Years A

Synergy Choice MYGA

Guarantee: 2 Years
Surrender: 2 Years

5.15% 2 Years 2 Years A-

Apex MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A-

Focused Growth Annuity

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A

Freedom Elevate 3

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A++

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A

MCA Int Credited

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A

MCA Int Credited

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A

Palladium MYG

Guarantee: 3 Years
Surrender: 10 Years

5.15% 3 Years 10 Years A

Palladium MYG

Guarantee: 3 Years
Surrender: 9 Years

5.15% 3 Years 9 Years A

Premier Voyage

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A++

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A-

Synergy Choice MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A-

WealthLock MYGA Plus

Guarantee: 3 Years
Surrender: 3 Years

5.15% 3 Years 3 Years A-

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 4 Years
Surrender: 4 Years

5.15% 4 Years 4 Years A

Select Choice Plus 1 - Base Benefits

Guarantee: 4 Years
Surrender: 4 Years

5.15% 4 Years 4 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 4 Years
Surrender: 4 Years

5.15% 4 Years 4 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 4 Years
Surrender: 4 Years

5.15% 4 Years 4 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 4 Years
Surrender: 4 Years

5.15% 4 Years 4 Years A-

Athene MYG

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A+

Eleos MVA

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A++

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A-

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A

LiveWell Guarantee Max

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A+

MCA No FPW

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A

MCA No FPW

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A

MNL Guarantee Pro 5

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A+

North American Company for Life and Health Insurance

NAC Guarantee Plus

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A+

Palladium Match MYG

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A

Prudential WealthGuard

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A+

Reliance Guarantee

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A++

Select Choice 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A-

Select Choice 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A-

Smart Saver NY

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A+

Synergy Choice MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.15% 5 Years 5 Years A-

Milestone MYGA

Guarantee: 6 Years
Surrender: 6 Years

5.15% 6 Years 6 Years A-

Safe Haven Bonus Guarantee

Guarantee: 6 Years
Surrender: 6 Years

5.15% 6 Years 6 Years B+

Athene MYG

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A+

MCA Int Credited

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A

MCA No FPW

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A

MCA No FPW

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A

Milestone MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A-

Palladium Match MYG

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A

Performance SPDA

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A-

Reliance Guarantee

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A++

Safe Haven Bonus Guarantee

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years B+

Select Choice 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A-

Select Choice 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A-

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.15% 7 Years 7 Years A

Multi Select

Guarantee: 8 Years
Surrender: 8 Years

5.15% 8 Years 8 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 10 Years
Surrender: 9 Years

5.15% 10 Years 9 Years A

Lincoln Select

Guarantee: 10 Years
Surrender: 10 Years

5.15% 10 Years 10 Years A

Sentinel Security Life

Personal Choice Annuity

Guarantee: 10 Years
Surrender: 10 Years

5.15% 10 Years 10 Years B++

Safe Haven Bonus Guarantee

Guarantee: 10 Years
Surrender: 10 Years

5.15% 10 Years 10 Years B+

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 2 Years
Surrender: 2 Years

5.10% 2 Years 2 Years A

Synergy Choice MYGA

Guarantee: 2 Years
Surrender: 2 Years

5.10% 2 Years 2 Years A-

WealthLock MYGA

Guarantee: 2 Years
Surrender: 2 Years

5.10% 2 Years 2 Years A-

Asset Guard

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A-

F&G Secure MYGA®

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A

F&G Secure MYGA® MVA

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A

FG Guarantee-Platinum

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A

MCA 10% FPW

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A

MCA 10% FPW

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A

MCA No FPW

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A

MCA No FPW

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A

Performance SPDA

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A-

Pinnacle Plus MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

5.10% 3 Years 3 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 4 Years
Surrender: 4 Years

5.10% 4 Years 4 Years A-

Security Benefit Life Insurance Company

Advanced Choice

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A-

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A

Focused Growth Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A

MCA Int Credited

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A

MCA Int Credited

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A

MCA No FPW

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A

MCA No FPW

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A

MYAnnuity 5X - No Free Withdrawal

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years B++

MyGuarantee Plus

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A

Performance SPDA

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A-

Sentinel Security Life

Personal Choice Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years B++

Safe Haven Bonus Guarantee

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years B+

SecureSaver

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A+

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

5.10% 5 Years 5 Years A-

Premier Voyage

Guarantee: 6 Years
Surrender: 6 Years

5.10% 6 Years 6 Years A++

Security Benefit Life Insurance Company

Advanced Choice

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A-

Brighthouse Fixed Rate Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A

LiveWell Guarantee Max

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A+

MCA 10% FPW

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A

MCA Int Credited

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A

MCA Int Credited

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A

Sentinel Security Life

Personal Choice Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years B++

Sentinel Security Life

Personal Choice Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years B++

Premier Voyage

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A++

SecureSaver

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A+

Select Choice 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A-

Synergy Choice MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A-

United of Omaha Insurance Company (a Mutual of Omaha company)

Ultra-Premier

Guarantee: 7 Years
Surrender: 7 Years

5.10% 7 Years 7 Years A+

Asset Guard

Guarantee: 2 Years
Surrender: 2 Years

5.05% 2 Years 2 Years A-

Platinum Assure

Guarantee: 2 Years
Surrender: 2 Years

5.05% 2 Years 2 Years A

Synergy Choice MYGA

Guarantee: 2 Years
Surrender: 2 Years

5.05% 2 Years 2 Years A-

Security Benefit Life Insurance Company

Advanced Choice

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A-

Athene MYG

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A+

LiveWell Guarantee Max

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A+

MCA Int Credited

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A

MCA Int Credited

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A

MaxRate 3

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A+

MaxRate 3

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A+

Palladium MYG

Guarantee: 3 Years
Surrender: 10 Years

5.05% 3 Years 10 Years A

Palladium MYG

Guarantee: 3 Years
Surrender: 9 Years

5.05% 3 Years 9 Years A

Select Choice Plus 1 - Base Contract

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A-

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A

Synergy Choice MYGA

Guarantee: 3 Years
Surrender: 3 Years

5.05% 3 Years 3 Years A-

Asset Guard

Guarantee: 4 Years
Surrender: 4 Years

5.05% 4 Years 4 Years A-

First Choice 4

Guarantee: 4 Years
Surrender: 4 Years

5.05% 4 Years 4 Years A

Premier Voyage

Guarantee: 4 Years
Surrender: 4 Years

5.05% 4 Years 4 Years A++

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 4 Years
Surrender: 4 Years

5.05% 4 Years 4 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 4 Years
Surrender: 4 Years

5.05% 4 Years 4 Years A-

Apex MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A-

Asset Guard

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A-

Brighthouse Fixed Rate Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

F&G Secure MYGA®

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

F&G Secure MYGA® MVA

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

Jackson RateProtector

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

MCA 10% FPW

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

MCA 10% FPW

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

MCA Int Credited

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

MCA Int Credited

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

Optimum 5 Selection

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

Palladium Match MYG

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

Performance SPDA

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A-

Pinnacle Plus MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A-

SecureFore 5

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

Select Choice 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A-

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A-

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A-

Select Max

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.05% 5 Years 5 Years A

Apex MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A-

F&G Secure MYGA®

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A

F&G Secure MYGA® MVA

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A

Jackson RateProtector

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A

LiveWell Guarantee Max

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A+

MCA 10% FPW

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A

MCA 10% FPW

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A

MNL Guarantee Pro 7

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A+

Milestone MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A-

North American Company for Life and Health Insurance

NAC Guarantee Plus

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A+

Optimum 7 Selection

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A

Palladium Match MYG

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A

SecureFore 7

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A-

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A-

Select Max

Guarantee: 7 Years
Surrender: 7 Years

5.05% 7 Years 7 Years A

Multi Select

Guarantee: 10 Years
Surrender: 10 Years

5.05% 10 Years 10 Years A

Safe Haven Bonus Guarantee

Guarantee: 10 Years
Surrender: 10 Years

5.05% 10 Years 10 Years B+

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 10 Years
Surrender: 9 Years

5.05% 10 Years 9 Years A

ChoiceFour (Base contract)

Guarantee: 1 Year
Surrender: 9 Years

5.00% 1 Year 9 Years B++

ChoiceFour (MVA)

Guarantee: 1 Year
Surrender: 9 Years

5.00% 1 Year 9 Years B++

ForeCare Fixed Annuity (LTC)

Guarantee: 1 Year
Surrender: 9 Years

5.00% 1 Year 9 Years A

ForeCare Fixed Annuity (LTC)

Guarantee: 1 Year
Surrender: 7 Years

5.00% 1 Year 7 Years A

Secure Growth

Guarantee: 1 Year
Surrender: 7 Years

5.00% 1 Year 7 Years A+

Future Flex 5

Guarantee: 2 Years
Surrender: 5 Years

5.00% 2 Years 5 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A-

LiveWell Guarantee Max

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A+

MCA 10% FPW

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A

MCA 10% FPW

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A

MCA 10% FPW & ROP

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A

MCA 10% FPW & ROP

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A

Pacific Harbor

Guarantee: 3 Years
Surrender: 0 Years

5.00% 3 Years 0 Years A+

Secure Growth

Guarantee: 3 Years
Surrender: 7 Years

5.00% 3 Years 7 Years A+

Select Choice 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A-

Select Choice 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A-

Select Choice 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

5.00% 3 Years 3 Years A-

American Pathway Fixed 4 Annuity

Guarantee: 4 Years
Surrender: 4 Years

5.00% 4 Years 4 Years A

American Pathway Vision MYG

Guarantee: 4 Years
Surrender: 10 Years

5.00% 4 Years 10 Years A

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 4 Years
Surrender: 4 Years

5.00% 4 Years 4 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 4 Years
Surrender: 4 Years

5.00% 4 Years 4 Years A-

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 4 Years
Surrender: 4 Years

5.00% 4 Years 4 Years B++

Select Choice Plus 1 - Base Benefits

Guarantee: 4 Years
Surrender: 4 Years

5.00% 4 Years 4 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 4 Years
Surrender: 4 Years

5.00% 4 Years 4 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 4 Years
Surrender: 4 Years

5.00% 4 Years 4 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 4 Years
Surrender: 4 Years

5.00% 4 Years 4 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 4 Years
Surrender: 4 Years

5.00% 4 Years 4 Years A-

Smart Saver NY

Guarantee: 4 Years
Surrender: 4 Years

5.00% 4 Years 4 Years A+

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A

American Pathway Vision MYG

Guarantee: 5 Years
Surrender: 10 Years

5.00% 5 Years 10 Years A

Athene MYG

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A+

Eleos SP

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A++

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A

MCA 10% FPW

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A

MCA 10% FPW

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A

MaxRate 5

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A+

Milestone MYGA

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A-

Pacific Harbor

Guarantee: 5 Years
Surrender: 0 Years

5.00% 5 Years 0 Years A+

Premier Voyage

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A++

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years B++

Secure Growth

Guarantee: 5 Years
Surrender: 7 Years

5.00% 5 Years 7 Years A+

Secure Savings Elite

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years B+

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A-

Select Max

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A

SolutionsMYG

Guarantee: 5 Years
Surrender: 10 Years

5.00% 5 Years 10 Years A

United of Omaha Insurance Company (a Mutual of Omaha company)

Ultra-Premier

Guarantee: 5 Years
Surrender: 5 Years

5.00% 5 Years 5 Years A+

American Pathway Vision MYG

Guarantee: 6 Years
Surrender: 10 Years

5.00% 6 Years 10 Years A

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 6 Years
Surrender: 6 Years

5.00% 6 Years 6 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 6 Years
Surrender: 6 Years

5.00% 6 Years 6 Years A-

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 6 Years
Surrender: 6 Years

5.00% 6 Years 6 Years A

Milestone MYGA

Guarantee: 6 Years
Surrender: 6 Years

5.00% 6 Years 6 Years A-

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 6 Years
Surrender: 6 Years

5.00% 6 Years 6 Years B++

SolutionsMYG

Guarantee: 6 Years
Surrender: 10 Years

5.00% 6 Years 10 Years A

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A

American Pathway Vision MYG

Guarantee: 7 Years
Surrender: 10 Years

5.00% 7 Years 10 Years A

Athene MYG

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A+

Brighthouse Fixed Rate Annuity with MVA

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A

MCA 10% FPW & ROP

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A

MaxRate 7

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A+

Milestone MYGA

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A-

MyGuarantee Plus

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years B++

Secure Growth

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A+

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A-

Select Max

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A

Smart Saver NY

Guarantee: 7 Years
Surrender: 7 Years

5.00% 7 Years 7 Years A+

SolutionsMYG

Guarantee: 7 Years
Surrender: 10 Years

5.00% 7 Years 10 Years A

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 8 Years
Surrender: 8 Years

5.00% 8 Years 8 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 8 Years
Surrender: 8 Years

5.00% 8 Years 8 Years A-

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 8 Years
Surrender: 8 Years

5.00% 8 Years 8 Years B++

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 9 Years
Surrender: 9 Years

5.00% 9 Years 9 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 9 Years
Surrender: 9 Years

5.00% 9 Years 9 Years A-

Multi Select

Guarantee: 9 Years
Surrender: 9 Years

5.00% 9 Years 9 Years A

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 9 Years
Surrender: 9 Years

5.00% 9 Years 9 Years B++

American Pathway Vision MYG

Guarantee: 10 Years
Surrender: 10 Years

5.00% 10 Years 10 Years A

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 10 Years
Surrender: 10 Years

5.00% 10 Years 10 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 10 Years
Surrender: 10 Years

5.00% 10 Years 10 Years A-

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 10 Years
Surrender: 10 Years

5.00% 10 Years 10 Years B++

SolutionsMYG

Guarantee: 10 Years
Surrender: 10 Years

5.00% 10 Years 10 Years A

Secure Growth

Guarantee: 1 Year
Surrender: 5 Years

4.95% 1 Year 5 Years A+

WealthLock MYGA Plus

Guarantee: 2 Years
Surrender: 2 Years

4.95% 2 Years 2 Years A-

Security Benefit Life Insurance Company

Advanced Choice

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A-

American Pathway Fixed 5 Annuity

Guarantee: 3 Years
Surrender: 5 Years

4.95% 3 Years 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 3 Years
Surrender: 7 Years

4.95% 3 Years 7 Years A

Athene MYG

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A+

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A

Jackson RateProtector

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A

MNL Guarantee Pro 3

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A+

Milestone MYGA

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A-

North American Company for Life and Health Insurance

NAC Guarantee Plus

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A+

Performance SPDA

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A-

Platinum Assure

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years B++

Secure Growth

Guarantee: 3 Years
Surrender: 5 Years

4.95% 3 Years 5 Years A+

SecureFore 3

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A-

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.95% 3 Years 3 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 4 Years
Surrender: 4 Years

4.95% 4 Years 4 Years A

Milestone MYGA

Guarantee: 4 Years
Surrender: 4 Years

4.95% 4 Years 4 Years A-

American Freedom Classic 5

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A++

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A

Athene MYG

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A+

Brighthouse Fixed Rate Annuity with MVA

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A

F&G Secure MYGA® Non-MVA

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A

LiveWell Guarantee Max

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A+

MCA 10% FPW & ROP

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A

MCA 10% FPW & ROP

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A

MaxRate 5

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A+

Milestone MYGA

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A-

Secure Growth

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A+

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A-

Select Choice Plus 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.95% 5 Years 5 Years A-

Milestone MYGA

Guarantee: 6 Years
Surrender: 6 Years

4.95% 6 Years 6 Years A-

Smart Saver NY

Guarantee: 6 Years
Surrender: 6 Years

4.95% 6 Years 6 Years A+

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A

Brighthouse Fixed Rate Annuity with ROP

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A

F&G Secure MYGA® Non-MVA

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A

Focused Growth Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A

MCA 10% FPW & ROP

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A

MCA 10% FPW & ROP

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A

Mariner

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A+

MaxRate 7

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A+

Pinnacle Plus MYGA

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A-

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

4.95% 7 Years 7 Years A-

Focused Growth Annuity

Guarantee: 10 Years
Surrender: 10 Years

4.95% 10 Years 10 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 10 Years
Surrender: 10 Years

4.95% 10 Years 10 Years A

Sentinel Security Life

Personal Choice Annuity

Guarantee: 10 Years
Surrender: 10 Years

4.95% 10 Years 10 Years B++

Pinnacle Plus MYGA

Guarantee: 10 Years
Surrender: 10 Years

4.95% 10 Years 10 Years A-

Secure Savings Elite

Guarantee: 5 Years
Surrender: 5 Years

4.94% 5 Years 5 Years B+

American Pathway Fixed 5 Annuity

Guarantee: 1 Year
Surrender: 5 Years

4.90% 1 Year 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 1 Year
Surrender: 7 Years

4.90% 1 Year 7 Years A

Premier Voyage

Guarantee: 2 Years
Surrender: 2 Years

4.90% 2 Years 2 Years A++

American Freedom Aspire 3

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A++

Asset Guard

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Brighthouse Fixed Rate Annuity with MVA

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

MCA 10% FPW & ROP

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A

MCA 10% FPW & ROP

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A

MCA No FPW

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A

MCA No FPW

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A

Milestone MYGA

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Performance SPDA

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Prudential WealthGuard

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A+

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.90% 3 Years 3 Years A-

First Choice 4

Guarantee: 4 Years
Surrender: 4 Years

4.90% 4 Years 4 Years A

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 4 Years
Surrender: 4 Years

4.90% 4 Years 4 Years A-

Milestone MYGA

Guarantee: 4 Years
Surrender: 4 Years

4.90% 4 Years 4 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 4 Years
Surrender: 4 Years

4.90% 4 Years 4 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 4 Years
Surrender: 4 Years

4.90% 4 Years 4 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 4 Years
Surrender: 4 Years

4.90% 4 Years 4 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 4 Years
Surrender: 4 Years

4.90% 4 Years 4 Years A-

Athene MYG

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A+

Brighthouse Fixed Rate Annuity with ROP

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A

MCA 10% FPW & ROP

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A

MCA 10% FPW & ROP

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A

MNL Guarantee Pro 5

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A+

MYAnnuity 5X

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years B++

Mariner

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A+

North American Company for Life and Health Insurance

NAC Guarantee Plus

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A+

Performance SPDA

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A-

Secure Savings Elite

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years B+

Select Choice Plus 1 - Base Contract

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A-

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A

Smart Saver NY

Guarantee: 5 Years
Surrender: 5 Years

4.90% 5 Years 5 Years A+

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 6 Years
Surrender: 6 Years

4.90% 6 Years 6 Years A-

Premier Voyage

Guarantee: 6 Years
Surrender: 6 Years

4.90% 6 Years 6 Years A++

Athene MYG

Guarantee: 7 Years
Surrender: 7 Years

4.90% 7 Years 7 Years A+

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.90% 7 Years 7 Years A

MCA No FPW

Guarantee: 7 Years
Surrender: 7 Years

4.90% 7 Years 7 Years A

Premier Voyage

Guarantee: 7 Years
Surrender: 7 Years

4.90% 7 Years 7 Years A++

Prudential WealthGuard

Guarantee: 7 Years
Surrender: 7 Years

4.90% 7 Years 7 Years A+

Select Choice Plus 1 - Base Contract

Guarantee: 7 Years
Surrender: 7 Years

4.90% 7 Years 7 Years A-

WealthQuest Citadel 7 Diamond

Guarantee: 7 Years
Surrender: 7 Years

4.90% 7 Years 7 Years A

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 8 Years
Surrender: 8 Years

4.90% 8 Years 8 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 9 Years
Surrender: 9 Years

4.90% 9 Years 9 Years A-

Guaranty Income Life Insurance Company

Guaranty Rate Lock

Guarantee: 10 Years
Surrender: 10 Years

4.90% 10 Years 10 Years A-

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 2 Years
Surrender: 2 Years

4.85% 2 Years 2 Years A

Apex MYGA

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A-

F&G Secure MYGA®

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A

F&G Secure MYGA® MVA

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A

Focused Growth Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A

Freedom Elevate 3

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A++

MCA Int Credited

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A

MCA Int Credited

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A

Premier Voyage

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A++

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A-

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A-

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.85% 3 Years 3 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 4 Years
Surrender: 4 Years

4.85% 4 Years 4 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 4 Years
Surrender: 4 Years

4.85% 4 Years 4 Years A-

Eagle Guarantee Focus Series

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A-

Eagle Guarantee Focus Series

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A-

GuaranteeShield

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A-

GuaranteeShield

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A-

Optimum 5 Selection

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A-

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A-

Select Choice Plus 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A-

Select Max

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A

WealthQuest Citadel 5 Diamond

Guarantee: 5 Years
Surrender: 5 Years

4.85% 5 Years 5 Years A

Future Flex 5

Guarantee: 6 Years
Surrender: 5 Years

4.85% 6 Years 5 Years A-

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 6 Years
Surrender: 6 Years

4.85% 6 Years 6 Years A

Premier Voyage

Guarantee: 6 Years
Surrender: 6 Years

4.85% 6 Years 6 Years A++

Athene MYG

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A+

Brighthouse Fixed Rate Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A

Expedition II

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A+

LiveWell Guarantee Max

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A+

MCA Int Credited

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A

MCA No FPW

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A

MCA No FPW

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A

Optimum 7 Selection

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A

Premier Voyage

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A++

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A-

Select Max

Guarantee: 7 Years
Surrender: 7 Years

4.85% 7 Years 7 Years A

Reliance Guarantee

Guarantee: 10 Years
Surrender: 10 Years

4.85% 10 Years 10 Years A++

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 10 Years
Surrender: 10 Years

4.85% 10 Years 10 Years A

Future Flex 8

Guarantee: 2 Years
Surrender: 8 Years

4.80% 2 Years 8 Years A-

WealthLock MYGA Plus

Guarantee: 2 Years
Surrender: 2 Years

4.80% 2 Years 2 Years A-

Athene MYG

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A+

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A

MCA 10% FPW

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A

MCA 10% FPW

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A

MCA No FPW

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A

MCA No FPW

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A

Mariner

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A+

MaxRate 3

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A+

MaxRate 3

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A+

Pinnacle Plus MYGA

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A-

Premier Voyage

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A++

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A-

Select Max

Guarantee: 3 Years
Surrender: 3 Years

4.80% 3 Years 3 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 4 Years
Surrender: 4 Years

4.80% 4 Years 4 Years A

Premier Voyage

Guarantee: 4 Years
Surrender: 4 Years

4.80% 4 Years 4 Years A++

American Freedom Aspire 5

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A++

Brighthouse Fixed Rate Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A

Expedition II

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A+

Expedition II

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A+

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A

Premier Voyage

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A++

SecureFore 5

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A-

Select Pro

Guarantee: 5 Years
Surrender: 5 Years

4.80% 5 Years 5 Years A

Expedition II

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A+

MCA 10% FPW

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A

MCA Int Credited

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A

MCA Int Credited

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A

SecureFore 7

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A-

Select Pro

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A

WealthQuest Citadel 7 Diamond

Guarantee: 7 Years
Surrender: 7 Years

4.80% 7 Years 7 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 10 Years
Surrender: 9 Years

4.80% 10 Years 9 Years A

Secure Growth

Guarantee: 1 Year
Surrender: 7 Years

4.75% 1 Year 7 Years A+

Secure Growth

Guarantee: 1 Year
Surrender: 7 Years

4.75% 1 Year 7 Years A+

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 2 Years
Surrender: 2 Years

4.75% 2 Years 2 Years A

Athene MYG

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A+

Brighthouse Fixed Rate Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A

Eagle Guarantee Focus Series

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

Eagle Guarantee Focus Series

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

GuaranteeShield

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

GuaranteeShield

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

LiveWell Guarantee Max

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A+

MCA Int Credited

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A

MCA Int Credited

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A

Pacific Harbor

Guarantee: 3 Years
Surrender: 0 Years

4.75% 3 Years 0 Years A+

Performance SPDA

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

Secure Growth

Guarantee: 3 Years
Surrender: 7 Years

4.75% 3 Years 7 Years A+

Secure Growth

Guarantee: 3 Years
Surrender: 7 Years

4.75% 3 Years 7 Years A+

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A-

Select Max

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A

Stable Voyage

Guarantee: 3 Years
Surrender: 3 Years

4.75% 3 Years 3 Years A++

American Pathway Fixed 4 Annuity

Guarantee: 4 Years
Surrender: 4 Years

4.75% 4 Years 4 Years A

Premier Voyage

Guarantee: 4 Years
Surrender: 4 Years

4.75% 4 Years 4 Years A++

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 4 Years
Surrender: 4 Years

4.75% 4 Years 4 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 4 Years
Surrender: 4 Years

4.75% 4 Years 4 Years A-

Smart Saver NY

Guarantee: 4 Years
Surrender: 4 Years

4.75% 4 Years 4 Years A+

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A

American Pathway Fixed 5 Plus

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A

Jackson RateProtector

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A

Premier Voyage

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A++

Secure Growth

Guarantee: 5 Years
Surrender: 7 Years

4.75% 5 Years 7 Years A+

Secure Growth

Guarantee: 5 Years
Surrender: 7 Years

4.75% 5 Years 7 Years A+

SecureOption Choice

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A+

SecureSaver

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A+

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A-

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A-

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A-

Select Pro

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A

SolutionsMYG

Guarantee: 5 Years
Surrender: 7 Years

4.75% 5 Years 7 Years A

WealthQuest Citadel 5 Diamond

Guarantee: 5 Years
Surrender: 5 Years

4.75% 5 Years 5 Years A

SolutionsMYG

Guarantee: 6 Years
Surrender: 7 Years

4.75% 6 Years 7 Years A

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A

American Pathway Fixed 7 Plus

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A

Jackson RateProtector

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A

MCA 10% FPW

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A

MCA 10% FPW

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A

MNL Guarantee Pro 7

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A+

North American Company for Life and Health Insurance

NAC Guarantee Plus

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A+

Secure Growth

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A+

Secure Growth

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A+

SecureOption Choice

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A+

SecureSaver

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A+

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A-

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A-

Select Pro

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A

Smart Saver NY

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A+

SolutionsMYG

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A

United of Omaha Insurance Company (a Mutual of Omaha company)

Ultra-Secure Plus

Guarantee: 7 Years
Surrender: 7 Years

4.75% 7 Years 7 Years A+

SecureOption Choice

Guarantee: 9 Years
Surrender: 9 Years

4.75% 9 Years 9 Years A+

Sentinel Security Life

Personal Choice Annuity

Guarantee: 10 Years
Surrender: 10 Years

4.75% 10 Years 10 Years B++

Apollo MVA

Guarantee: 1 Year
Surrender: 7 Years

4.70% 1 Year 7 Years A++

Secure Growth

Guarantee: 1 Year
Surrender: 5 Years

4.70% 1 Year 5 Years A+

Secure Growth

Guarantee: 1 Year
Surrender: 5 Years

4.70% 1 Year 5 Years A+

American Pathway Fixed 5 Annuity

Guarantee: 3 Years
Surrender: 5 Years

4.70% 3 Years 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 3 Years
Surrender: 7 Years

4.70% 3 Years 7 Years A

Athene MYG

Guarantee: 3 Years
Surrender: 3 Years

4.70% 3 Years 3 Years A+

F&G Secure MYGA® Non-MVA

Guarantee: 3 Years
Surrender: 3 Years

4.70% 3 Years 3 Years A

MCA 10% FPW

Guarantee: 3 Years
Surrender: 3 Years

4.70% 3 Years 3 Years A

MCA 10% FPW

Guarantee: 3 Years
Surrender: 3 Years

4.70% 3 Years 3 Years A

MCA 10% FPW & ROP

Guarantee: 3 Years
Surrender: 3 Years

4.70% 3 Years 3 Years A

MCA 10% FPW & ROP

Guarantee: 3 Years
Surrender: 3 Years

4.70% 3 Years 3 Years A

Milestone MYGA

Guarantee: 3 Years
Surrender: 3 Years

4.70% 3 Years 3 Years A-

Secure Growth

Guarantee: 3 Years
Surrender: 5 Years

4.70% 3 Years 5 Years A+

Secure Growth

Guarantee: 3 Years
Surrender: 5 Years

4.70% 3 Years 5 Years A+

SecureFore 3

Guarantee: 3 Years
Surrender: 3 Years

4.70% 3 Years 3 Years A

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.70% 3 Years 3 Years A

Milestone MYGA

Guarantee: 4 Years
Surrender: 4 Years

4.70% 4 Years 4 Years A-

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 4 Years
Surrender: 4 Years

4.70% 4 Years 4 Years B++

Stable Voyage

Guarantee: 4 Years
Surrender: 4 Years

4.70% 4 Years 4 Years A++

Athene MYG

Guarantee: 5 Years
Surrender: 5 Years

4.70% 5 Years 5 Years A+

F&G Secure MYGA® Non-MVA

Guarantee: 5 Years
Surrender: 5 Years

4.70% 5 Years 5 Years A

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.70% 5 Years 5 Years B++

Secure Growth

Guarantee: 5 Years
Surrender: 5 Years

4.70% 5 Years 5 Years A+

Secure Growth

Guarantee: 5 Years
Surrender: 5 Years

4.70% 5 Years 5 Years A+

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.70% 5 Years 5 Years A-

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.70% 5 Years 5 Years A

Stable Voyage

Guarantee: 5 Years
Surrender: 5 Years

4.70% 5 Years 5 Years A++

Premier Voyage

Guarantee: 6 Years
Surrender: 6 Years

4.70% 6 Years 6 Years A++

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 6 Years
Surrender: 6 Years

4.70% 6 Years 6 Years B++

Smart Saver NY

Guarantee: 6 Years
Surrender: 6 Years

4.70% 6 Years 6 Years A+

Brighthouse Fixed Rate Annuity with ROP

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years A

F&G Secure MYGA® Non-MVA

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years A

MCA 10% FPW & ROP

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years A

Milestone MYGA

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years A-

Premier Voyage

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years A++

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years B++

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years A-

Select Max

Guarantee: 7 Years
Surrender: 7 Years

4.70% 7 Years 7 Years A

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 8 Years
Surrender: 8 Years

4.70% 8 Years 8 Years B++

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 9 Years
Surrender: 9 Years

4.70% 9 Years 9 Years B++

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 10 Years
Surrender: 10 Years

4.70% 10 Years 10 Years B++

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 10 Years
Surrender: 9 Years

4.70% 10 Years 9 Years A

American Pathway Fixed 5 Annuity

Guarantee: 1 Year
Surrender: 5 Years

4.65% 1 Year 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 1 Year
Surrender: 7 Years

4.65% 1 Year 7 Years A

Brighthouse Fixed Rate Annuity with MVA

Guarantee: 3 Years
Surrender: 3 Years

4.65% 3 Years 3 Years A

Jackson RateProtector

Guarantee: 3 Years
Surrender: 3 Years

4.65% 3 Years 3 Years A

Milestone MYGA

Guarantee: 3 Years
Surrender: 3 Years

4.65% 3 Years 3 Years A-

Multi Select

Guarantee: 3 Years
Surrender: 3 Years

4.65% 3 Years 3 Years A

Premier Voyage

Guarantee: 3 Years
Surrender: 3 Years

4.65% 3 Years 3 Years A++

Clear Spring Life and Annuity Company

Preserve Multi-Year Guaranteed Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.65% 3 Years 3 Years B++

Secure Term MVA II

Guarantee: 3 Years
Surrender: 3 Years

4.65% 3 Years 3 Years A++

Secure Term MVA II

Guarantee: 3 Years
Surrender: 3 Years

4.65% 3 Years 3 Years A++

Secure Term MVA III

Guarantee: 3 Years
Surrender: 3 Years

4.65% 3 Years 3 Years A++

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.65% 3 Years 3 Years A-

Milestone MYGA

Guarantee: 4 Years
Surrender: 4 Years

4.65% 4 Years 4 Years A-

Brighthouse Fixed Rate Annuity with ROP

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A

SecureGain 5

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A++

SecureOption Choice

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A+

Select Choice 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A-

Select Choice 1 - Base Benefits

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A-

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A-

Select Max

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A

Smart Saver NY

Guarantee: 5 Years
Surrender: 5 Years

4.65% 5 Years 5 Years A+

Milestone MYGA

Guarantee: 6 Years
Surrender: 6 Years

4.65% 6 Years 6 Years A-

MCA 10% FPW & ROP

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A

MCA 10% FPW & ROP

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A

Mariner

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A+

Milestone MYGA

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A-

SecureOption Choice

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A+

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A-

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A-

Select Choice Plus 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A-

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.65% 7 Years 7 Years A

SecureOption Choice

Guarantee: 9 Years
Surrender: 9 Years

4.65% 9 Years 9 Years A+

Focused Growth Annuity

Guarantee: 10 Years
Surrender: 10 Years

4.65% 10 Years 10 Years A

Future Flex 8

Guarantee: 2 Years
Surrender: 8 Years

4.60% 2 Years 8 Years A-

Premier Voyage

Guarantee: 2 Years
Surrender: 2 Years

4.60% 2 Years 2 Years A++

Brighthouse Fixed Rate Annuity with ROP

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A

Harbourview Multi-Year Guaranteed Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A

MCA 10% FPW & ROP

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A

MCA 10% FPW & ROP

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A++

Secure Term Choice III

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A++

Secure Term Fixed Annuity V

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A++

Secure Term Fixed Annuity V

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A++

Select Choice Plus 1 - Base Contract

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A-

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A

SmartSelect

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A+

SmartSelect Two

Guarantee: 3 Years
Surrender: 3 Years

4.60% 3 Years 3 Years A+

Premier Voyage

Guarantee: 4 Years
Surrender: 4 Years

4.60% 4 Years 4 Years A++

Eagle Guarantee Focus Series

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A-

F&G Secure MYGA® ROP

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A

Freedom Elevate 5

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A++

GuaranteeShield

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A-

Jackson RateProtector

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A

Mariner

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A+

Premier Voyage

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A++

SecureOption Choice

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A+

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A-

Select Pro

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A

United of Omaha Insurance Company (a Mutual of Omaha company)

Ultra-Secure Plus

Guarantee: 5 Years
Surrender: 5 Years

4.60% 5 Years 5 Years A+

Future Flex 5

Guarantee: 6 Years
Surrender: 5 Years

4.60% 6 Years 5 Years A-

Milestone MYGA

Guarantee: 6 Years
Surrender: 6 Years

4.60% 6 Years 6 Years A-

Premier Voyage

Guarantee: 6 Years
Surrender: 6 Years

4.60% 6 Years 6 Years A++

Premier Voyage

Guarantee: 6 Years
Surrender: 6 Years

4.60% 6 Years 6 Years A++

Athene MYG

Guarantee: 7 Years
Surrender: 7 Years

4.60% 7 Years 7 Years A+

F&G Secure MYGA® ROP

Guarantee: 7 Years
Surrender: 7 Years

4.60% 7 Years 7 Years A

Jackson RateProtector

Guarantee: 7 Years
Surrender: 7 Years

4.60% 7 Years 7 Years A

Mariner

Guarantee: 7 Years
Surrender: 7 Years

4.60% 7 Years 7 Years A+

Premier Voyage

Guarantee: 7 Years
Surrender: 7 Years

4.60% 7 Years 7 Years A++

Premier Voyage

Guarantee: 7 Years
Surrender: 7 Years

4.60% 7 Years 7 Years A++

SecureOption Choice

Guarantee: 7 Years
Surrender: 7 Years

4.60% 7 Years 7 Years A+

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.60% 7 Years 7 Years A-

Select Pro

Guarantee: 7 Years
Surrender: 7 Years

4.60% 7 Years 7 Years A

SecureOption Choice

Guarantee: 9 Years
Surrender: 9 Years

4.60% 9 Years 9 Years A+

Apollo SP

Guarantee: 1 Year
Surrender: 7 Years

4.55% 1 Year 7 Years A++

Secure Growth

Guarantee: 1 Year
Surrender: 7 Years

4.55% 1 Year 7 Years A+

Premier Voyage

Guarantee: 2 Years
Surrender: 2 Years

4.55% 2 Years 2 Years A++

Jackson RateProtector

Guarantee: 3 Years
Surrender: 3 Years

4.55% 3 Years 3 Years A

MNL Guarantee Pro 3

Guarantee: 3 Years
Surrender: 3 Years

4.55% 3 Years 3 Years A+

Palladium Match MYG

Guarantee: 3 Years
Surrender: 3 Years

4.55% 3 Years 3 Years A

Premier Voyage

Guarantee: 3 Years
Surrender: 3 Years

4.55% 3 Years 3 Years A++

Premier Voyage

Guarantee: 3 Years
Surrender: 3 Years

4.55% 3 Years 3 Years A++

Secure Growth

Guarantee: 3 Years
Surrender: 7 Years

4.55% 3 Years 7 Years A+

Select Choice 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

4.55% 3 Years 3 Years A-

Select Choice 1 - Base Benefits

Guarantee: 3 Years
Surrender: 3 Years

4.55% 3 Years 3 Years A-

Select Pro

Guarantee: 3 Years
Surrender: 3 Years

4.55% 3 Years 3 Years A

Secure Term MVA II

Guarantee: 4 Years
Surrender: 4 Years

4.55% 4 Years 4 Years A++

Secure Term MVA II

Guarantee: 4 Years
Surrender: 4 Years

4.55% 4 Years 4 Years A++

American Freedom Aspire 5

Guarantee: 5 Years
Surrender: 5 Years

4.55% 5 Years 5 Years A++

Milestone MYGA

Guarantee: 5 Years
Surrender: 5 Years

4.55% 5 Years 5 Years A-

Secure Growth

Guarantee: 5 Years
Surrender: 7 Years

4.55% 5 Years 7 Years A+

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.55% 5 Years 5 Years A-

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.55% 5 Years 5 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.55% 5 Years 5 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.55% 5 Years 5 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.55% 5 Years 5 Years A-

Select Pro

Guarantee: 5 Years
Surrender: 5 Years

4.55% 5 Years 5 Years A

Sky Harbourview Multi-Year Guaranteed Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.55% 5 Years 5 Years A

American Freedom Aspire 7

Guarantee: 7 Years
Surrender: 7 Years

4.55% 7 Years 7 Years A++

Lincoln Select

Guarantee: 7 Years
Surrender: 7 Years

4.55% 7 Years 7 Years A

Secure Growth

Guarantee: 7 Years
Surrender: 7 Years

4.55% 7 Years 7 Years A+

Select Choice 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

4.55% 7 Years 7 Years A-

Select Choice 1 - Base Benefits

Guarantee: 7 Years
Surrender: 7 Years

4.55% 7 Years 7 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.55% 7 Years 7 Years A-

Select Choice Plus 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.55% 7 Years 7 Years A-

Select Pro

Guarantee: 7 Years
Surrender: 7 Years

4.55% 7 Years 7 Years A

ChoiceFour (Liquidity + MVA)

Guarantee: 1 Year
Surrender: 6 Years

4.50% 1 Year 6 Years B++

ChoiceFour (Liquidity)

Guarantee: 1 Year
Surrender: 6 Years

4.50% 1 Year 6 Years B++

ForeCare Fixed Annuity (LTC)

Guarantee: 1 Year
Surrender: 9 Years

4.50% 1 Year 9 Years A

ForeCare Fixed Annuity (LTC)

Guarantee: 1 Year
Surrender: 7 Years

4.50% 1 Year 7 Years A

Secure Growth

Guarantee: 1 Year
Surrender: 5 Years

4.50% 1 Year 5 Years A+

Secure Growth

Guarantee: 1 Year
Surrender: 7 Years

4.50% 1 Year 7 Years A+

American Pathway Fixed 5 Annuity

Guarantee: 3 Years
Surrender: 5 Years

4.50% 3 Years 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 3 Years
Surrender: 7 Years

4.50% 3 Years 7 Years A

Brighthouse Fixed Rate Annuity

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A

Eagle Guarantee Focus Series

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A-

Expedition II

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A+

GuaranteeShield

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A-

Mariner

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A+

North American Company for Life and Health Insurance

NAC Guarantee Plus

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A+

Secure Growth

Guarantee: 3 Years
Surrender: 7 Years

4.50% 3 Years 7 Years A+

Secure Growth

Guarantee: 3 Years
Surrender: 5 Years

4.50% 3 Years 5 Years A+

Secure Term Fixed Annuity IV - FP Series

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A++

SecureOption Choice

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A+

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A-

Select Pro

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A

Stable Voyage

Guarantee: 3 Years
Surrender: 3 Years

4.50% 3 Years 3 Years A++

Premier Voyage

Guarantee: 4 Years
Surrender: 4 Years

4.50% 4 Years 4 Years A++

Premier Voyage

Guarantee: 4 Years
Surrender: 4 Years

4.50% 4 Years 4 Years A++

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

4.50% 4 Years 4 Years A++

Secure Term Fixed Annuity V

Guarantee: 4 Years
Surrender: 4 Years

4.50% 4 Years 4 Years A++

Secure Term Fixed Annuity V

Guarantee: 4 Years
Surrender: 4 Years

4.50% 4 Years 4 Years A++

Smart Saver NY

Guarantee: 4 Years
Surrender: 4 Years

4.50% 4 Years 4 Years A+

SmartSelect

Guarantee: 4 Years
Surrender: 4 Years

4.50% 4 Years 4 Years A+

SmartSelect Two

Guarantee: 4 Years
Surrender: 4 Years

4.50% 4 Years 4 Years A+

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A

Athene MYG NY

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A+

Mariner

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A+

MaxRate 5

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A+

Milestone MYGA

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A-

Premier Voyage

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A++

Premier Voyage

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A++

Secure Growth

Guarantee: 5 Years
Surrender: 7 Years

4.50% 5 Years 7 Years A+

Secure Growth

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A+

SecureOption Choice

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A+

Select Choice Plus 1 - Base Contract

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A-

Select Pro

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A

Stars and Stripes 5

Guarantee: 5 Years
Surrender: 5 Years

4.50% 5 Years 5 Years A++

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.50% 7 Years 7 Years A

Athene MYG NY

Guarantee: 7 Years
Surrender: 7 Years

4.50% 7 Years 7 Years A+

Expedition II

Guarantee: 7 Years
Surrender: 7 Years

4.50% 7 Years 7 Years A+

MaxRate 7

Guarantee: 7 Years
Surrender: 7 Years

4.50% 7 Years 7 Years A+

Secure Growth

Guarantee: 7 Years
Surrender: 7 Years

4.50% 7 Years 7 Years A+

SecureOption Choice

Guarantee: 7 Years
Surrender: 7 Years

4.50% 7 Years 7 Years A+

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.50% 7 Years 7 Years A-

Select Pro

Guarantee: 7 Years
Surrender: 7 Years

4.50% 7 Years 7 Years A

Smart Saver NY

Guarantee: 7 Years
Surrender: 7 Years

4.50% 7 Years 7 Years A+

SecureOption Choice

Guarantee: 9 Years
Surrender: 9 Years

4.50% 9 Years 9 Years A+

American Pathway Fixed 5 Annuity

Guarantee: 1 Year
Surrender: 5 Years

4.45% 1 Year 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 1 Year
Surrender: 7 Years

4.45% 1 Year 7 Years A

Secure Growth

Guarantee: 1 Year
Surrender: 7 Years

4.45% 1 Year 7 Years A+

American Freedom Aspire 3

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A++

Athene MYG

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A+

Expedition II

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A+

F&G Secure MYGA® Non-MVA

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A++

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A-

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.45% 3 Years 3 Years A-

Secure Term Fixed Annuity IV - FP Series

Guarantee: 4 Years
Surrender: 4 Years

4.45% 4 Years 4 Years A++

SmartSelect Two

Guarantee: 4 Years
Surrender: 4 Years

4.45% 4 Years 4 Years A+

Stable Voyage

Guarantee: 4 Years
Surrender: 4 Years

4.45% 4 Years 4 Years A++

Lincoln Select

Guarantee: 5 Years
Surrender: 5 Years

4.45% 5 Years 5 Years A

Secure Term MVA II

Guarantee: 5 Years
Surrender: 5 Years

4.45% 5 Years 5 Years A++

Secure Term MVA II

Guarantee: 5 Years
Surrender: 5 Years

4.45% 5 Years 5 Years A++

Secure Term MVA III

Guarantee: 5 Years
Surrender: 5 Years

4.45% 5 Years 5 Years A++

SecureGain 5

Guarantee: 5 Years
Surrender: 5 Years

4.45% 5 Years 5 Years A++

Stable Voyage

Guarantee: 5 Years
Surrender: 5 Years

4.45% 5 Years 5 Years A++

Smart Saver NY

Guarantee: 6 Years
Surrender: 6 Years

4.45% 6 Years 6 Years A+

Expedition II

Guarantee: 7 Years
Surrender: 7 Years

4.45% 7 Years 7 Years A+

Freedom Elevate 7

Guarantee: 7 Years
Surrender: 7 Years

4.45% 7 Years 7 Years A++

Secure Growth

Guarantee: 7 Years
Surrender: 7 Years

4.45% 7 Years 7 Years A+

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

4.45% 7 Years 7 Years A-

Select Choice 3 - Base Benefits Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

4.45% 7 Years 7 Years A-

Select Pro

Guarantee: 7 Years
Surrender: 7 Years

4.45% 7 Years 7 Years A

Platinum Edge

Guarantee: 10 Years
Surrender: 10 Years

4.45% 10 Years 10 Years A+

Secure Growth

Guarantee: 1 Year
Surrender: 5 Years

4.40% 1 Year 5 Years A+

Secure Growth

Guarantee: 1 Year
Surrender: 5 Years

4.40% 1 Year 5 Years A+

Premier Voyage

Guarantee: 2 Years
Surrender: 2 Years

4.40% 2 Years 2 Years A++

Palladium Match MYG

Guarantee: 3 Years
Surrender: 3 Years

4.40% 3 Years 3 Years A

Secure Growth

Guarantee: 3 Years
Surrender: 5 Years

4.40% 3 Years 5 Years A+

Secure Savings Elite

Guarantee: 3 Years
Surrender: 3 Years

4.40% 3 Years 3 Years B+

Secure Term MVA II

Guarantee: 3 Years
Surrender: 3 Years

4.40% 3 Years 3 Years A++

Secure Term MVA III

Guarantee: 3 Years
Surrender: 3 Years

4.40% 3 Years 3 Years A++

SecureOption Choice

Guarantee: 3 Years
Surrender: 3 Years

4.40% 3 Years 3 Years A+

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.40% 3 Years 3 Years A-

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.40% 3 Years 3 Years A-

Select Max

Guarantee: 3 Years
Surrender: 3 Years

4.40% 3 Years 3 Years A

American Pathway Fixed 5 Plus

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A

Freedom Elevate 5

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A++

MyGuarantee Plus

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A

MyGuarantee Plus Class

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A

Secure Growth

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A+

Secure Growth

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A+

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A++

Secure Term Choice III

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A++

Secure Term Fixed Annuity V

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A++

Secure Term Fixed Annuity V

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A++

SecureGain 5

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A++

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A-

Select Pro

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A

SmartSelect

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A+

SmartSelect Two

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A+

SmartSelect Two

Guarantee: 5 Years
Surrender: 5 Years

4.40% 5 Years 5 Years A+

Secure Term MVA II

Guarantee: 6 Years
Surrender: 6 Years

4.40% 6 Years 6 Years A++

Secure Term MVA II

Guarantee: 6 Years
Surrender: 6 Years

4.40% 6 Years 6 Years A++

American Pathway Fixed 7 Plus

Guarantee: 7 Years
Surrender: 7 Years

4.40% 7 Years 7 Years A

MyGuarantee Plus

Guarantee: 7 Years
Surrender: 7 Years

4.40% 7 Years 7 Years A

MyGuarantee Plus Class

Guarantee: 7 Years
Surrender: 7 Years

4.40% 7 Years 7 Years A

Prudential WealthGuard

Guarantee: 7 Years
Surrender: 7 Years

4.40% 7 Years 7 Years A+

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.40% 7 Years 7 Years A-

United of Omaha Insurance Company (a Mutual of Omaha company)

Bonus Flexible Annuity

Guarantee: 8 Years
Surrender: 8 Years

4.40% 8 Years 8 Years A+

Future Flex 8

Guarantee: 9 Years
Surrender: 8 Years

4.40% 9 Years 8 Years A-

Platinum Edge

Guarantee: 9 Years
Surrender: 9 Years

4.40% 9 Years 9 Years A+

Brighthouse Fixed Rate Annuity with ROP

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A++

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A++

Secure Term Choice III

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A++

Secure Term Fixed Annuity V

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A++

SecureOption Choice

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A+

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A-

Select Max

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A

SmartSelect

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A+

SmartSelect Two

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A+

SmartSelect Two

Guarantee: 3 Years
Surrender: 3 Years

4.35% 3 Years 3 Years A+

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

4.35% 4 Years 4 Years A++

Athene MYG NY

Guarantee: 5 Years
Surrender: 5 Years

4.35% 5 Years 5 Years A+

Expedition II

Guarantee: 5 Years
Surrender: 5 Years

4.35% 5 Years 5 Years A+

Expedition II

Guarantee: 5 Years
Surrender: 5 Years

4.35% 5 Years 5 Years A+

F&G Secure MYGA® ROP

Guarantee: 5 Years
Surrender: 5 Years

4.35% 5 Years 5 Years A

Secure Term Fixed Annuity IV - FP Series

Guarantee: 5 Years
Surrender: 5 Years

4.35% 5 Years 5 Years A++

SecureGain 5

Guarantee: 5 Years
Surrender: 5 Years

4.35% 5 Years 5 Years A++

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.35% 5 Years 5 Years A-

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.35% 5 Years 5 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.35% 5 Years 5 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.35% 5 Years 5 Years A-

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

4.35% 6 Years 6 Years A++

Secure Term Fixed Annuity V

Guarantee: 6 Years
Surrender: 6 Years

4.35% 6 Years 6 Years A++

Secure Term Fixed Annuity V

Guarantee: 6 Years
Surrender: 6 Years

4.35% 6 Years 6 Years A++

Athene MYG NY

Guarantee: 7 Years
Surrender: 7 Years

4.35% 7 Years 7 Years A+

F&G Secure MYGA® ROP

Guarantee: 7 Years
Surrender: 7 Years

4.35% 7 Years 7 Years A

Mariner

Guarantee: 7 Years
Surrender: 7 Years

4.35% 7 Years 7 Years A+

Secure Term MVA II

Guarantee: 7 Years
Surrender: 7 Years

4.35% 7 Years 7 Years A++

Secure Term MVA II

Guarantee: 7 Years
Surrender: 7 Years

4.35% 7 Years 7 Years A++

Secure Term MVA III

Guarantee: 7 Years
Surrender: 7 Years

4.35% 7 Years 7 Years A++

Select Choice Plus 1 - Base Contract

Guarantee: 7 Years
Surrender: 7 Years

4.35% 7 Years 7 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 7 Years
Surrender: 7 Years

4.35% 7 Years 7 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.35% 7 Years 7 Years A-

Platinum Edge

Guarantee: 8 Years
Surrender: 8 Years

4.35% 8 Years 8 Years A+

Secure Savings Elite

Guarantee: 3 Years
Surrender: 3 Years

4.34% 3 Years 3 Years B+

Premier Voyage

Guarantee: 2 Years
Surrender: 2 Years

4.30% 2 Years 2 Years A++

Premier Voyage

Guarantee: 2 Years
Surrender: 2 Years

4.30% 2 Years 2 Years A++

F&G Secure MYGA® ROP

Guarantee: 3 Years
Surrender: 3 Years

4.30% 3 Years 3 Years A

Palladium Match MYG

Guarantee: 3 Years
Surrender: 3 Years

4.30% 3 Years 3 Years A

Secure Savings Elite

Guarantee: 3 Years
Surrender: 3 Years

4.30% 3 Years 3 Years B+

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.30% 3 Years 3 Years A-

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.30% 3 Years 3 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.30% 3 Years 3 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 3 Years
Surrender: 3 Years

4.30% 3 Years 3 Years A-

Select Pro

Guarantee: 3 Years
Surrender: 3 Years

4.30% 3 Years 3 Years A

Secure Term MVA II

Guarantee: 4 Years
Surrender: 4 Years

4.30% 4 Years 4 Years A++

SmartSelect

Guarantee: 4 Years
Surrender: 4 Years

4.30% 4 Years 4 Years A+

Athene MYG NY

Guarantee: 5 Years
Surrender: 5 Years

4.30% 5 Years 5 Years A+

Freedom Elevate 5

Guarantee: 5 Years
Surrender: 5 Years

4.30% 5 Years 5 Years A++

Jackson RateProtector

Guarantee: 5 Years
Surrender: 5 Years

4.30% 5 Years 5 Years A

MaxRate 5

Guarantee: 5 Years
Surrender: 5 Years

4.30% 5 Years 5 Years A+

Prudential WealthGuard

Guarantee: 5 Years
Surrender: 5 Years

4.30% 5 Years 5 Years A+

SmartSelect

Guarantee: 5 Years
Surrender: 5 Years

4.30% 5 Years 5 Years A+

Secure Term Fixed Annuity IV - FP Series

Guarantee: 6 Years
Surrender: 6 Years

4.30% 6 Years 6 Years A++

American Freedom Aspire 7

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A++

Athene MYG NY

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A+

Freedom Elevate 7

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A++

Jackson RateProtector

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A

Mariner

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A+

MaxRate 7

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A+

Platinum Edge

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A+

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A++

Secure Term Choice III

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A++

Secure Term Fixed Annuity V

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A++

Secure Term Fixed Annuity V

Guarantee: 7 Years
Surrender: 7 Years

4.30% 7 Years 7 Years A++

Lincoln Select

Guarantee: 10 Years
Surrender: 10 Years

4.30% 10 Years 10 Years A

Palladium MYG

Guarantee: 10 Years
Surrender: 10 Years

4.30% 10 Years 10 Years A

MultiRate

Guarantee: 1 Year
Surrender: 7 Years

4.25% 1 Year 7 Years A+

Secure Growth

Guarantee: 1 Year
Surrender: 7 Years

4.25% 1 Year 7 Years A+

Future Flex 8

Guarantee: 2 Years
Surrender: 8 Years

4.25% 2 Years 8 Years A-

Jackson RateProtector

Guarantee: 3 Years
Surrender: 3 Years

4.25% 3 Years 3 Years A

Prudential WealthGuard

Guarantee: 3 Years
Surrender: 3 Years

4.25% 3 Years 3 Years A+

Secure Term Fixed Annuity IV - FP Series

Guarantee: 3 Years
Surrender: 3 Years

4.25% 3 Years 3 Years A++

SecureGain 3

Guarantee: 3 Years
Surrender: 6 Years

4.25% 3 Years 6 Years A++

SecureOption Choice

Guarantee: 3 Years
Surrender: 3 Years

4.25% 3 Years 3 Years A+

Select Pro

Guarantee: 3 Years
Surrender: 3 Years

4.25% 3 Years 3 Years A

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

4.25% 4 Years 4 Years A++

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

4.25% 4 Years 4 Years A++

Secure Term Fixed Annuity V

Guarantee: 4 Years
Surrender: 4 Years

4.25% 4 Years 4 Years A++

SmartSelect

Guarantee: 4 Years
Surrender: 4 Years

4.25% 4 Years 4 Years A+

SmartSelect Two

Guarantee: 4 Years
Surrender: 4 Years

4.25% 4 Years 4 Years A+

Secure Savings Elite

Guarantee: 5 Years
Surrender: 5 Years

4.25% 5 Years 5 Years B+

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

4.25% 5 Years 5 Years A++

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.25% 5 Years 5 Years A-

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.25% 5 Years 5 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.25% 5 Years 5 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.25% 5 Years 5 Years A-

Stars and Stripes 5

Guarantee: 5 Years
Surrender: 5 Years

4.25% 5 Years 5 Years A++

Stars and Stripes 5

Guarantee: 5 Years
Surrender: 5 Years

4.25% 5 Years 5 Years A++

Platinum Edge

Guarantee: 6 Years
Surrender: 6 Years

4.25% 6 Years 6 Years A+

Secure Growth

Guarantee: 7 Years
Surrender: 7 Years

4.25% 7 Years 7 Years A+

Secure Term Fixed Annuity IV - FP Series

Guarantee: 7 Years
Surrender: 7 Years

4.25% 7 Years 7 Years A++

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

4.25% 7 Years 7 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

4.25% 7 Years 7 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.25% 7 Years 7 Years A-

MultiRate

Guarantee: 1 Year
Surrender: 7 Years

4.20% 1 Year 7 Years A+

SPDA Series II

Guarantee: 1 Year
Surrender: 7 Years

4.20% 1 Year 7 Years A+

Secure Growth

Guarantee: 1 Year
Surrender: 7 Years

4.20% 1 Year 7 Years A+

Secure Growth

Guarantee: 1 Year
Surrender: 5 Years

4.20% 1 Year 5 Years A+

Athene MYG NY

Guarantee: 3 Years
Surrender: 3 Years

4.20% 3 Years 3 Years A+

MaxRate 3

Guarantee: 3 Years
Surrender: 3 Years

4.20% 3 Years 3 Years A+

Secure Growth

Guarantee: 3 Years
Surrender: 7 Years

4.20% 3 Years 7 Years A+

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

4.20% 3 Years 3 Years A++

Secure Term MVA II

Guarantee: 3 Years
Surrender: 3 Years

4.20% 3 Years 3 Years A++

Secure Term MVA III

Guarantee: 3 Years
Surrender: 3 Years

4.20% 3 Years 3 Years A++

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.20% 3 Years 3 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 3 Years
Surrender: 3 Years

4.20% 3 Years 3 Years A-

SmartSelect

Guarantee: 3 Years
Surrender: 3 Years

4.20% 3 Years 3 Years A+

Secure Term Fixed Annuity IV - FP Series

Guarantee: 4 Years
Surrender: 4 Years

4.20% 4 Years 4 Years A++

SmartSelect Two

Guarantee: 4 Years
Surrender: 4 Years

4.20% 4 Years 4 Years A+

Mariner

Guarantee: 5 Years
Surrender: 5 Years

4.20% 5 Years 5 Years A+

Platinum Edge

Guarantee: 5 Years
Surrender: 5 Years

4.20% 5 Years 5 Years A+

Secure Growth

Guarantee: 5 Years
Surrender: 7 Years

4.20% 5 Years 7 Years A+

Secure Growth

Guarantee: 5 Years
Surrender: 5 Years

4.20% 5 Years 5 Years A+

Secure Term MVA II

Guarantee: 5 Years
Surrender: 5 Years

4.20% 5 Years 5 Years A++

Secure Term MVA III

Guarantee: 5 Years
Surrender: 5 Years

4.20% 5 Years 5 Years A++

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.20% 5 Years 5 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 5 Years
Surrender: 5 Years

4.20% 5 Years 5 Years A-

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

4.20% 6 Years 6 Years A++

Palladium MYG

Guarantee: 7 Years
Surrender: 10 Years

4.20% 7 Years 10 Years A

Secure Growth

Guarantee: 7 Years
Surrender: 7 Years

4.20% 7 Years 7 Years A+

Select Choice Plus 1 - Base Contract

Guarantee: 7 Years
Surrender: 7 Years

4.20% 7 Years 7 Years A-

Select Choice Plus 1 - Base Contract

Guarantee: 7 Years
Surrender: 7 Years

4.20% 7 Years 7 Years A-

Future Flex 8

Guarantee: 9 Years
Surrender: 8 Years

4.20% 9 Years 8 Years A-

Secure Savings Elite

Guarantee: 5 Years
Surrender: 5 Years

4.19% 5 Years 5 Years B+

Secure Growth

Guarantee: 1 Year
Surrender: 5 Years

4.15% 1 Year 5 Years A+

MultiRate

Guarantee: 2 Years
Surrender: 7 Years

4.15% 2 Years 7 Years A+

Athene MYG NY

Guarantee: 3 Years
Surrender: 3 Years

4.15% 3 Years 3 Years A+

SPDA Series II

Guarantee: 3 Years
Surrender: 7 Years

4.15% 3 Years 7 Years A+

Secure Growth

Guarantee: 3 Years
Surrender: 5 Years

4.15% 3 Years 5 Years A+

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

4.15% 3 Years 3 Years A++

Secure Term Choice III

Guarantee: 3 Years
Surrender: 3 Years

4.15% 3 Years 3 Years A++

Secure Term Fixed Annuity V

Guarantee: 3 Years
Surrender: 3 Years

4.15% 3 Years 3 Years A++

Select Pro

Guarantee: 3 Years
Surrender: 3 Years

4.15% 3 Years 3 Years A

Milestone MYGA

Guarantee: 4 Years
Surrender: 4 Years

4.15% 4 Years 4 Years A-

Platinum Edge

Guarantee: 4 Years
Surrender: 4 Years

4.15% 4 Years 4 Years A+

Athene MYG NY

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years A+

Freedom Elevate 5

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years A++

New Momentum

Guarantee: 5 Years
Surrender: 7 Years

4.15% 5 Years 7 Years A+

Secure Growth

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years A+

Secure Savings Elite

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years B+

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years A++

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years A++

Secure Term Choice III

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years A++

Secure Term Fixed Annuity V

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years A++

SmartSelect

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years A+

SmartSelect Two

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years A+

SmartSelect Two

Guarantee: 5 Years
Surrender: 5 Years

4.15% 5 Years 5 Years A+

Secure Term MVA II

Guarantee: 6 Years
Surrender: 6 Years

4.15% 6 Years 6 Years A++

SmartStep

Guarantee: 6 Years
Surrender: 6 Years

4.15% 6 Years 6 Years A+

SmartStep

Guarantee: 6 Years
Surrender: 6 Years

4.15% 6 Years 6 Years A+

Athene MYG NY

Guarantee: 7 Years
Surrender: 7 Years

4.15% 7 Years 7 Years A+

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

4.15% 7 Years 7 Years A++

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.15% 7 Years 7 Years A-

Select Choice 2 - Base Benefits Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

4.15% 7 Years 7 Years A-

Palladium MYG

Guarantee: 10 Years
Surrender: 10 Years

4.15% 10 Years 10 Years A

Secure Growth

Guarantee: 1 Year
Surrender: 7 Years

4.10% 1 Year 7 Years A+

MultiRate

Guarantee: 2 Years
Surrender: 7 Years

4.10% 2 Years 7 Years A+

MultiRate

Guarantee: 3 Years
Surrender: 7 Years

4.10% 3 Years 7 Years A+

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

4.10% 3 Years 3 Years A++

Select Pro

Guarantee: 3 Years
Surrender: 3 Years

4.10% 3 Years 3 Years A

SmartSelect Two

Guarantee: 3 Years
Surrender: 3 Years

4.10% 3 Years 3 Years A+

Milestone MYGA

Guarantee: 4 Years
Surrender: 4 Years

4.10% 4 Years 4 Years A-

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

4.10% 4 Years 4 Years A++

Secure Term MVA II

Guarantee: 4 Years
Surrender: 4 Years

4.10% 4 Years 4 Years A++

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

4.10% 5 Years 5 Years A

Secure Term Fixed Annuity IV - FP Series

Guarantee: 5 Years
Surrender: 5 Years

4.10% 5 Years 5 Years A++

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.10% 5 Years 5 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 5 Years
Surrender: 5 Years

4.10% 5 Years 5 Years A-

Stars and Stripes 5

Guarantee: 5 Years
Surrender: 5 Years

4.10% 5 Years 5 Years A++

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

4.10% 6 Years 6 Years A++

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

4.10% 6 Years 6 Years A++

Secure Term Fixed Annuity V

Guarantee: 6 Years
Surrender: 6 Years

4.10% 6 Years 6 Years A++

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

4.10% 7 Years 7 Years A

Secure Growth

Guarantee: 7 Years
Surrender: 7 Years

4.10% 7 Years 7 Years A+

Secure Term MVA II

Guarantee: 7 Years
Surrender: 7 Years

4.10% 7 Years 7 Years A++

Secure Term MVA III

Guarantee: 7 Years
Surrender: 7 Years

4.10% 7 Years 7 Years A++

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

4.10% 7 Years 7 Years A-

Select Choice Plus 3 - Base Contract Plus PFW

Guarantee: 7 Years
Surrender: 7 Years

4.10% 7 Years 7 Years A-

American Pathway Fixed 5 Annuity

Guarantee: 3 Years
Surrender: 5 Years

4.05% 3 Years 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 3 Years
Surrender: 7 Years

4.05% 3 Years 7 Years A

F&G Secure MYGA® ROP

Guarantee: 3 Years
Surrender: 3 Years

4.05% 3 Years 3 Years A

MultiRate

Guarantee: 3 Years
Surrender: 7 Years

4.05% 3 Years 7 Years A+

Secure Term Fixed Annuity IV - FP Series

Guarantee: 3 Years
Surrender: 3 Years

4.05% 3 Years 3 Years A++

MultiRate

Guarantee: 4 Years
Surrender: 7 Years

4.05% 4 Years 7 Years A+

MultiVantage

Guarantee: 4 Years
Surrender: 4 Years

4.05% 4 Years 4 Years A+

MultiVantage

Guarantee: 4 Years
Surrender: 4 Years

4.05% 4 Years 4 Years A+

MultiVantage

Guarantee: 4 Years
Surrender: 4 Years

4.05% 4 Years 4 Years A+

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

4.05% 4 Years 4 Years A++

Secure Term Fixed Annuity V

Guarantee: 4 Years
Surrender: 4 Years

4.05% 4 Years 4 Years A++

SmartSelect

Guarantee: 4 Years
Surrender: 4 Years

4.05% 4 Years 4 Years A+

Mariner

Guarantee: 5 Years
Surrender: 5 Years

4.05% 5 Years 5 Years A+

MultiRate

Guarantee: 5 Years
Surrender: 7 Years

4.05% 5 Years 7 Years A+

SPDA Series II

Guarantee: 5 Years
Surrender: 7 Years

4.05% 5 Years 7 Years A+

SmartSelect

Guarantee: 5 Years
Surrender: 5 Years

4.05% 5 Years 5 Years A+

Secure Term Fixed Annuity IV - FP Series

Guarantee: 6 Years
Surrender: 6 Years

4.05% 6 Years 6 Years A++

Palladium MYG

Guarantee: 7 Years
Surrender: 10 Years

4.05% 7 Years 10 Years A

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

4.05% 7 Years 7 Years A++

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

4.05% 7 Years 7 Years A++

Secure Term Choice III

Guarantee: 7 Years
Surrender: 7 Years

4.05% 7 Years 7 Years A++

Secure Term Fixed Annuity V

Guarantee: 7 Years
Surrender: 7 Years

4.05% 7 Years 7 Years A++

SecureGain 7

Guarantee: 7 Years
Surrender: 7 Years

4.05% 7 Years 7 Years A++

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.05% 7 Years 7 Years A-

Select Choice 4 - Base Benefits Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

4.05% 7 Years 7 Years A-

Palladium MYG

Guarantee: 10 Years
Surrender: 10 Years

4.05% 10 Years 10 Years A

American Pathway Fixed 5 Annuity

Guarantee: 1 Year
Surrender: 5 Years

4.00% 1 Year 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 1 Year
Surrender: 7 Years

4.00% 1 Year 7 Years A

Secure Growth

Guarantee: 1 Year
Surrender: 5 Years

4.00% 1 Year 5 Years A+

American Pathway Advisory

Guarantee: 3 Years
Surrender: 3 Years

4.00% 3 Years 3 Years A

Expedition II

Guarantee: 3 Years
Surrender: 3 Years

4.00% 3 Years 3 Years A+

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

4.00% 3 Years 3 Years A++

Secure Term MVA II

Guarantee: 3 Years
Surrender: 3 Years

4.00% 3 Years 3 Years A++

Secure Term MVA III

Guarantee: 3 Years
Surrender: 3 Years

4.00% 3 Years 3 Years A++

MultiRate

Guarantee: 4 Years
Surrender: 7 Years

4.00% 4 Years 7 Years A+

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

4.00% 4 Years 4 Years A++

Secure Term Fixed Annuity IV - FP Series

Guarantee: 4 Years
Surrender: 4 Years

4.00% 4 Years 4 Years A++

American Pathway Advisory

Guarantee: 5 Years
Surrender: 5 Years

4.00% 5 Years 5 Years A

MultiRate

Guarantee: 5 Years
Surrender: 7 Years

4.00% 5 Years 7 Years A+

MultiVantage

Guarantee: 5 Years
Surrender: 5 Years

4.00% 5 Years 5 Years A+

MultiVantage

Guarantee: 5 Years
Surrender: 5 Years

4.00% 5 Years 5 Years A+

MultiVantage

Guarantee: 5 Years
Surrender: 5 Years

4.00% 5 Years 5 Years A+

Secure Growth

Guarantee: 5 Years
Surrender: 5 Years

4.00% 5 Years 5 Years A+

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

4.00% 5 Years 5 Years A++

Secure Term MVA II

Guarantee: 5 Years
Surrender: 5 Years

4.00% 5 Years 5 Years A++

Secure Term MVA III

Guarantee: 5 Years
Surrender: 5 Years

4.00% 5 Years 5 Years A++

SecureSaver

Guarantee: 5 Years
Surrender: 5 Years

4.00% 5 Years 5 Years A+

Select Pro

Guarantee: 5 Years
Surrender: 5 Years

4.00% 5 Years 5 Years A

American Pathway Advisory

Guarantee: 7 Years
Surrender: 7 Years

4.00% 7 Years 7 Years A

Mariner

Guarantee: 7 Years
Surrender: 7 Years

4.00% 7 Years 7 Years A+

Secure Term Fixed Annuity IV - FP Series

Guarantee: 7 Years
Surrender: 7 Years

4.00% 7 Years 7 Years A++

SecureSaver

Guarantee: 7 Years
Surrender: 7 Years

4.00% 7 Years 7 Years A+

Select Pro

Guarantee: 7 Years
Surrender: 7 Years

4.00% 7 Years 7 Years A

Athene MYG NY

Guarantee: 3 Years
Surrender: 3 Years

3.95% 3 Years 3 Years A+

Expedition II

Guarantee: 3 Years
Surrender: 3 Years

3.95% 3 Years 3 Years A+

MaxRate 3

Guarantee: 3 Years
Surrender: 3 Years

3.95% 3 Years 3 Years A+

Milestone MYGA

Guarantee: 3 Years
Surrender: 3 Years

3.95% 3 Years 3 Years A-

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

3.95% 3 Years 3 Years A++

Secure Term Choice III

Guarantee: 3 Years
Surrender: 3 Years

3.95% 3 Years 3 Years A++

Secure Term Fixed Annuity V

Guarantee: 3 Years
Surrender: 3 Years

3.95% 3 Years 3 Years A++

SmartSelect

Guarantee: 3 Years
Surrender: 3 Years

3.95% 3 Years 3 Years A+

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

3.95% 5 Years 5 Years A++

Secure Term Choice III

Guarantee: 5 Years
Surrender: 5 Years

3.95% 5 Years 5 Years A++

Secure Term Fixed Annuity V

Guarantee: 5 Years
Surrender: 5 Years

3.95% 5 Years 5 Years A++

Access SPDA

Guarantee: 6 Years
Surrender: 6 Years

3.95% 6 Years 6 Years A-

New Momentum

Guarantee: 6 Years
Surrender: 7 Years

3.95% 6 Years 7 Years A+

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

3.95% 6 Years 6 Years A++

Secure Term MVA II

Guarantee: 6 Years
Surrender: 6 Years

3.95% 6 Years 6 Years A++

SmartStep

Guarantee: 6 Years
Surrender: 6 Years

3.95% 6 Years 6 Years A+

SmartStep

Guarantee: 6 Years
Surrender: 6 Years

3.95% 6 Years 6 Years A+

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

3.95% 7 Years 7 Years A

Freedom Elevate 7

Guarantee: 7 Years
Surrender: 7 Years

3.95% 7 Years 7 Years A++

MultiRate

Guarantee: 7 Years
Surrender: 7 Years

3.95% 7 Years 7 Years A+

Palladium MYG

Guarantee: 7 Years
Surrender: 10 Years

3.95% 7 Years 10 Years A

SPDA Series II

Guarantee: 7 Years
Surrender: 7 Years

3.95% 7 Years 7 Years A+

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

3.95% 7 Years 7 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

3.95% 7 Years 7 Years A-

Secure Savings Elite

Guarantee: 2 Years
Surrender: 2 Years

3.90% 2 Years 2 Years B+

Athene MYG NY

Guarantee: 3 Years
Surrender: 3 Years

3.90% 3 Years 3 Years A+

Milestone MYGA

Guarantee: 3 Years
Surrender: 3 Years

3.90% 3 Years 3 Years A-

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

3.90% 3 Years 3 Years A++

SecureGain 3

Guarantee: 3 Years
Surrender: 6 Years

3.90% 3 Years 6 Years A++

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

3.90% 4 Years 4 Years A++

Secure Term MVA II

Guarantee: 4 Years
Surrender: 4 Years

3.90% 4 Years 4 Years A++

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

3.90% 5 Years 5 Years A++

Secure Term Fixed Annuity IV - FP Series

Guarantee: 5 Years
Surrender: 5 Years

3.90% 5 Years 5 Years A++

Palladium MYG

Guarantee: 6 Years
Surrender: 10 Years

3.90% 6 Years 10 Years A

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

3.90% 6 Years 6 Years A++

Secure Term Fixed Annuity V

Guarantee: 6 Years
Surrender: 6 Years

3.90% 6 Years 6 Years A++

MultiRate

Guarantee: 7 Years
Surrender: 7 Years

3.90% 7 Years 7 Years A+

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

3.90% 7 Years 7 Years A++

Secure Term MVA II

Guarantee: 7 Years
Surrender: 7 Years

3.90% 7 Years 7 Years A++

Secure Term MVA III

Guarantee: 7 Years
Surrender: 7 Years

3.90% 7 Years 7 Years A++

Secure Term Fixed Annuity IV - FP Series

Guarantee: 3 Years
Surrender: 3 Years

3.85% 3 Years 3 Years A++

Access SPDA

Guarantee: 4 Years
Surrender: 4 Years

3.85% 4 Years 4 Years A-

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

3.85% 4 Years 4 Years A++

Secure Term Fixed Annuity V

Guarantee: 4 Years
Surrender: 4 Years

3.85% 4 Years 4 Years A++

Select Pro

Guarantee: 5 Years
Surrender: 5 Years

3.85% 5 Years 5 Years A

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

3.85% 6 Years 6 Years A++

Secure Term Fixed Annuity IV - FP Series

Guarantee: 6 Years
Surrender: 6 Years

3.85% 6 Years 6 Years A++

MultiVantage

Guarantee: 7 Years
Surrender: 7 Years

3.85% 7 Years 7 Years A+

MultiVantage

Guarantee: 7 Years
Surrender: 7 Years

3.85% 7 Years 7 Years A+

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

3.85% 7 Years 7 Years A++

Secure Term Choice III

Guarantee: 7 Years
Surrender: 7 Years

3.85% 7 Years 7 Years A++

Secure Term Fixed Annuity V

Guarantee: 7 Years
Surrender: 7 Years

3.85% 7 Years 7 Years A++

SecureGain 7

Guarantee: 7 Years
Surrender: 7 Years

3.85% 7 Years 7 Years A++

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

3.85% 7 Years 7 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

3.85% 7 Years 7 Years A-

Select Pro

Guarantee: 7 Years
Surrender: 7 Years

3.85% 7 Years 7 Years A

Stars and Stripes 7

Guarantee: 7 Years
Surrender: 7 Years

3.85% 7 Years 7 Years A++

Future Flex 8

Guarantee: 9 Years
Surrender: 8 Years

3.85% 9 Years 8 Years A-

MultiVantage

Guarantee: 10 Years
Surrender: 10 Years

3.85% 10 Years 10 Years A+

MultiVantage

Guarantee: 10 Years
Surrender: 10 Years

3.85% 10 Years 10 Years A+

Secure Savings Elite

Guarantee: 2 Years
Surrender: 2 Years

3.84% 2 Years 2 Years B+

Secure Growth

Guarantee: 1 Year
Surrender: 7 Years

3.80% 1 Year 7 Years A+

Secure Savings Elite

Guarantee: 2 Years
Surrender: 2 Years

3.80% 2 Years 2 Years B+

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

3.80% 3 Years 3 Years A++

SecureGain 3

Guarantee: 3 Years
Surrender: 6 Years

3.80% 3 Years 6 Years A++

Select Max

Guarantee: 3 Years
Surrender: 3 Years

3.80% 3 Years 3 Years A

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

3.80% 4 Years 4 Years A++

Secure Term Fixed Annuity IV - FP Series

Guarantee: 4 Years
Surrender: 4 Years

3.80% 4 Years 4 Years A++

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

3.80% 5 Years 5 Years A++

Secure Term MVA II

Guarantee: 5 Years
Surrender: 5 Years

3.80% 5 Years 5 Years A++

Secure Term MVA III

Guarantee: 5 Years
Surrender: 5 Years

3.80% 5 Years 5 Years A++

Select Max

Guarantee: 5 Years
Surrender: 5 Years

3.80% 5 Years 5 Years A

SmartSelect

Guarantee: 6 Years
Surrender: 6 Years

3.80% 6 Years 6 Years A+

SmartSelect Two

Guarantee: 6 Years
Surrender: 6 Years

3.80% 6 Years 6 Years A+

SmartSelect Two

Guarantee: 6 Years
Surrender: 6 Years

3.80% 6 Years 6 Years A+

Freedom Elevate 7

Guarantee: 7 Years
Surrender: 7 Years

3.80% 7 Years 7 Years A++

New Momentum

Guarantee: 7 Years
Surrender: 7 Years

3.80% 7 Years 7 Years A+

Secure Growth

Guarantee: 7 Years
Surrender: 7 Years

3.80% 7 Years 7 Years A+

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

3.80% 7 Years 7 Years A++

Secure Term Fixed Annuity IV - FP Series

Guarantee: 7 Years
Surrender: 7 Years

3.80% 7 Years 7 Years A++

SecureGain 7

Guarantee: 7 Years
Surrender: 7 Years

3.80% 7 Years 7 Years A++

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

3.80% 7 Years 7 Years A-

Select Choice Plus 2 - Base Contract Plus ROP

Guarantee: 7 Years
Surrender: 7 Years

3.80% 7 Years 7 Years A-

Select Max

Guarantee: 7 Years
Surrender: 7 Years

3.80% 7 Years 7 Years A

American Pathway Fixed 7 Annuity

Guarantee: 1 Year
Surrender: 7 Years

3.75% 1 Year 7 Years A

Secure Growth

Guarantee: 1 Year
Surrender: 5 Years

3.75% 1 Year 5 Years A+

SeniorSelect

Guarantee: 1 Year
Surrender: 1 Year

3.75% 1 Year 1 Year A+

American Pathway Fixed 7 Annuity

Guarantee: 3 Years
Surrender: 7 Years

3.75% 3 Years 7 Years A

SecureOption Focus

Guarantee: 3 Years
Surrender: 7 Years

3.75% 3 Years 7 Years A+

Select Max

Guarantee: 3 Years
Surrender: 3 Years

3.75% 3 Years 3 Years A

Select Pro

Guarantee: 3 Years
Surrender: 3 Years

3.75% 3 Years 3 Years A

Mariner

Guarantee: 5 Years
Surrender: 5 Years

3.75% 5 Years 5 Years A+

Secure Growth

Guarantee: 5 Years
Surrender: 5 Years

3.75% 5 Years 5 Years A+

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

3.75% 5 Years 5 Years A++

Secure Term Choice III

Guarantee: 5 Years
Surrender: 5 Years

3.75% 5 Years 5 Years A++

Secure Term Fixed Annuity V

Guarantee: 5 Years
Surrender: 5 Years

3.75% 5 Years 5 Years A++

SecureOption Focus

Guarantee: 5 Years
Surrender: 7 Years

3.75% 5 Years 7 Years A+

Select Max

Guarantee: 5 Years
Surrender: 5 Years

3.75% 5 Years 5 Years A

Palladium MYG

Guarantee: 6 Years
Surrender: 10 Years

3.75% 6 Years 10 Years A

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

3.75% 6 Years 6 Years A++

Secure Term MVA II

Guarantee: 6 Years
Surrender: 6 Years

3.75% 6 Years 6 Years A++

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

3.75% 7 Years 7 Years A

MultiVantage

Guarantee: 7 Years
Surrender: 7 Years

3.75% 7 Years 7 Years A+

SecureGain 7

Guarantee: 7 Years
Surrender: 7 Years

3.75% 7 Years 7 Years A++

SecureOption Focus

Guarantee: 7 Years
Surrender: 7 Years

3.75% 7 Years 7 Years A+

Select Max

Guarantee: 7 Years
Surrender: 7 Years

3.75% 7 Years 7 Years A

Stars and Stripes 7

Guarantee: 7 Years
Surrender: 7 Years

3.75% 7 Years 7 Years A++

New Momentum

Guarantee: 10 Years
Surrender: 7 Years

3.75% 10 Years 7 Years A+

Platinum Edge

Guarantee: 3 Years
Surrender: 3 Years

3.70% 3 Years 3 Years A+

Secure Term Choice II

Guarantee: 3 Years
Surrender: 3 Years

3.70% 3 Years 3 Years A++

SecureGain 3

Guarantee: 3 Years
Surrender: 6 Years

3.70% 3 Years 6 Years A++

American Pathway Fixed 4 Annuity

Guarantee: 4 Years
Surrender: 4 Years

3.70% 4 Years 4 Years A

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

3.70% 4 Years 4 Years A++

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

3.70% 5 Years 5 Years A

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

3.70% 5 Years 5 Years A++

Secure Term Fixed Annuity IV - FP Series

Guarantee: 5 Years
Surrender: 5 Years

3.70% 5 Years 5 Years A++

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

3.70% 6 Years 6 Years A++

Secure Term Fixed Annuity V

Guarantee: 6 Years
Surrender: 6 Years

3.70% 6 Years 6 Years A++

SmartSelect

Guarantee: 6 Years
Surrender: 6 Years

3.70% 6 Years 6 Years A+

American Pathway Vision MYG

Guarantee: 7 Years
Surrender: 10 Years

3.70% 7 Years 10 Years A

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

3.70% 7 Years 7 Years A++

Secure Term MVA II

Guarantee: 7 Years
Surrender: 7 Years

3.70% 7 Years 7 Years A++

Secure Term MVA III

Guarantee: 7 Years
Surrender: 7 Years

3.70% 7 Years 7 Years A++

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

3.70% 7 Years 7 Years A-

Select Choice Plus 4 - Base Contract Plus ROP and PFW

Guarantee: 7 Years
Surrender: 7 Years

3.70% 7 Years 7 Years A-

SolutionsMYG

Guarantee: 7 Years
Surrender: 10 Years

3.70% 7 Years 10 Years A

American Pathway Vision MYG

Guarantee: 10 Years
Surrender: 10 Years

3.70% 10 Years 10 Years A

MultiVantage

Guarantee: 10 Years
Surrender: 10 Years

3.70% 10 Years 10 Years A+

SolutionsMYG

Guarantee: 10 Years
Surrender: 10 Years

3.70% 10 Years 10 Years A

SecureOption Focus

Guarantee: 3 Years
Surrender: 7 Years

3.65% 3 Years 7 Years A+

American Pathway Vision MYG

Guarantee: 5 Years
Surrender: 10 Years

3.65% 5 Years 10 Years A

SecureOption Focus

Guarantee: 5 Years
Surrender: 7 Years

3.65% 5 Years 7 Years A+

SolutionsMYG

Guarantee: 5 Years
Surrender: 10 Years

3.65% 5 Years 10 Years A

American Pathway Vision MYG

Guarantee: 6 Years
Surrender: 10 Years

3.65% 6 Years 10 Years A

Palladium MYG

Guarantee: 6 Years
Surrender: 10 Years

3.65% 6 Years 10 Years A

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

3.65% 6 Years 6 Years A++

Secure Term Fixed Annuity IV - FP Series

Guarantee: 6 Years
Surrender: 6 Years

3.65% 6 Years 6 Years A++

SolutionsMYG

Guarantee: 6 Years
Surrender: 10 Years

3.65% 6 Years 10 Years A

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

3.65% 7 Years 7 Years A++

Secure Term Choice III

Guarantee: 7 Years
Surrender: 7 Years

3.65% 7 Years 7 Years A++

Secure Term Fixed Annuity V

Guarantee: 7 Years
Surrender: 7 Years

3.65% 7 Years 7 Years A++

SecureOption Focus

Guarantee: 7 Years
Surrender: 7 Years

3.65% 7 Years 7 Years A+

SmartSelect

Guarantee: 7 Years
Surrender: 7 Years

3.65% 7 Years 7 Years A+

SmartSelect Two

Guarantee: 7 Years
Surrender: 7 Years

3.65% 7 Years 7 Years A+

SmartSelect Two

Guarantee: 7 Years
Surrender: 7 Years

3.65% 7 Years 7 Years A+

Secure Term Choice II

Guarantee: 4 Years
Surrender: 4 Years

3.60% 4 Years 4 Years A++

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

3.60% 5 Years 5 Years A++

Select Max

Guarantee: 5 Years
Surrender: 5 Years

3.60% 5 Years 5 Years A

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

3.60% 7 Years 7 Years A++

Secure Term Fixed Annuity IV - FP Series

Guarantee: 7 Years
Surrender: 7 Years

3.60% 7 Years 7 Years A++

Select Max

Guarantee: 7 Years
Surrender: 7 Years

3.60% 7 Years 7 Years A

Stars and Stripes 7

Guarantee: 7 Years
Surrender: 7 Years

3.60% 7 Years 7 Years A++

Select Pro

Guarantee: 3 Years
Surrender: 3 Years

3.55% 3 Years 3 Years A

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

3.55% 6 Years 6 Years A++

SmartSelect

Guarantee: 6 Years
Surrender: 6 Years

3.55% 6 Years 6 Years A+

SmartSelect Two

Guarantee: 6 Years
Surrender: 6 Years

3.55% 6 Years 6 Years A+

SmartSelect Two

Guarantee: 6 Years
Surrender: 6 Years

3.55% 6 Years 6 Years A+

SmartSelect

Guarantee: 7 Years
Surrender: 7 Years

3.55% 7 Years 7 Years A+

American Pathway Fixed 5 Annuity

Guarantee: 1 Year
Surrender: 5 Years

3.50% 1 Year 5 Years A

SecureOption Focus

Guarantee: 1 Year
Surrender: 7 Years

3.50% 1 Year 7 Years A+

American Pathway Fixed 5 Annuity

Guarantee: 3 Years
Surrender: 5 Years

3.50% 3 Years 5 Years A

American Pathway Vision MYG

Guarantee: 4 Years
Surrender: 10 Years

3.50% 4 Years 10 Years A

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

3.50% 5 Years 5 Years A

Palladium MYG

Guarantee: 5 Years
Surrender: 10 Years

3.50% 5 Years 10 Years A

Secure Term Choice II

Guarantee: 5 Years
Surrender: 5 Years

3.50% 5 Years 5 Years A++

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

3.50% 7 Years 7 Years A

Optimum 7 Selection

Guarantee: 7 Years
Surrender: 7 Years

3.50% 7 Years 7 Years A

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

3.50% 7 Years 7 Years A++

Stars and Stripes 7

Guarantee: 7 Years
Surrender: 7 Years

3.50% 7 Years 7 Years A++

SecureOption Focus

Guarantee: 3 Years
Surrender: 7 Years

3.45% 3 Years 7 Years A+

Optimum 5 Selection

Guarantee: 5 Years
Surrender: 5 Years

3.45% 5 Years 5 Years A

Secure Savings

Guarantee: 5 Years
Surrender: 5 Years

3.45% 5 Years 5 Years B+

SecureOption Focus

Guarantee: 5 Years
Surrender: 7 Years

3.45% 5 Years 7 Years A+

Access SPDA

Guarantee: 6 Years
Surrender: 6 Years

3.45% 6 Years 6 Years A-

Secure Term Choice II

Guarantee: 6 Years
Surrender: 6 Years

3.45% 6 Years 6 Years A++

SmartSelect

Guarantee: 6 Years
Surrender: 6 Years

3.45% 6 Years 6 Years A+

SecureOption Focus

Guarantee: 7 Years
Surrender: 7 Years

3.45% 7 Years 7 Years A+

Select Max

Guarantee: 7 Years
Surrender: 7 Years

3.45% 7 Years 7 Years A

American Pathway Fixed 5 Annuity

Guarantee: 1 Year
Surrender: 5 Years

3.40% 1 Year 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 1 Year
Surrender: 7 Years

3.40% 1 Year 7 Years A

SecureOption Focus

Guarantee: 1 Year
Surrender: 7 Years

3.40% 1 Year 7 Years A+

American Pathway Fixed 5 Annuity

Guarantee: 3 Years
Surrender: 5 Years

3.40% 3 Years 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 3 Years
Surrender: 7 Years

3.40% 3 Years 7 Years A

Select Max

Guarantee: 3 Years
Surrender: 3 Years

3.40% 3 Years 3 Years A

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

3.40% 5 Years 5 Years A

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

3.40% 5 Years 5 Years A

Select Max

Guarantee: 5 Years
Surrender: 5 Years

3.40% 5 Years 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

3.40% 7 Years 7 Years A

Secure Term Choice II

Guarantee: 7 Years
Surrender: 7 Years

3.40% 7 Years 7 Years A++

SmartSelect

Guarantee: 7 Years
Surrender: 7 Years

3.40% 7 Years 7 Years A+

SmartSelect Two

Guarantee: 7 Years
Surrender: 7 Years

3.40% 7 Years 7 Years A+

SmartSelect Two

Guarantee: 7 Years
Surrender: 7 Years

3.40% 7 Years 7 Years A+

Select Max

Guarantee: 3 Years
Surrender: 3 Years

3.35% 3 Years 3 Years A

Access SPDA

Guarantee: 4 Years
Surrender: 4 Years

3.35% 4 Years 4 Years A-

Palladium MYG

Guarantee: 5 Years
Surrender: 10 Years

3.35% 5 Years 10 Years A

Palladium MYG

Guarantee: 3 Years
Surrender: 10 Years

3.30% 3 Years 10 Years A

Optimum 5 Selection

Guarantee: 5 Years
Surrender: 5 Years

3.30% 5 Years 5 Years A

American Pathway Fixed 7 Plus

Guarantee: 7 Years
Surrender: 7 Years

3.30% 7 Years 7 Years A

Optimum 7 Selection

Guarantee: 7 Years
Surrender: 7 Years

3.30% 7 Years 7 Years A

SmartSelect

Guarantee: 7 Years
Surrender: 7 Years

3.30% 7 Years 7 Years A+

Palladium MYG

Guarantee: 5 Years
Surrender: 10 Years

3.25% 5 Years 10 Years A

SecureOption Focus

Guarantee: 1 Year
Surrender: 7 Years

3.20% 1 Year 7 Years A+

American Pathway Fixed 5 Plus

Guarantee: 5 Years
Surrender: 5 Years

3.20% 5 Years 5 Years A

WealthQuest Citadel 7 Diamond

Guarantee: 7 Years
Surrender: 7 Years

3.20% 7 Years 7 Years A

Secure Savings Elite

Guarantee: 2 Years
Surrender: 2 Years

3.15% 2 Years 2 Years B+

Palladium MYG

Guarantee: 3 Years
Surrender: 10 Years

3.15% 3 Years 10 Years A

Secure Savings

Guarantee: 3 Years
Surrender: 3 Years

3.15% 3 Years 3 Years B+

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

3.15% 5 Years 5 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

3.15% 5 Years 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 1 Year
Surrender: 7 Years

3.10% 1 Year 7 Years A

American Pathway Fixed 7 Annuity

Guarantee: 3 Years
Surrender: 7 Years

3.10% 3 Years 7 Years A

American Pathway Fixed 4 Annuity

Guarantee: 4 Years
Surrender: 4 Years

3.10% 4 Years 4 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

3.10% 5 Years 5 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

3.10% 5 Years 5 Years A

WealthQuest Citadel 5 Diamond

Guarantee: 5 Years
Surrender: 5 Years

3.10% 5 Years 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

3.10% 7 Years 7 Years A

WealthQuest Citadel 7 Diamond

Guarantee: 7 Years
Surrender: 7 Years

3.10% 7 Years 7 Years A

Secure Savings Elite

Guarantee: 2 Years
Surrender: 2 Years

3.09% 2 Years 2 Years B+

Secure Savings Elite

Guarantee: 2 Years
Surrender: 2 Years

3.05% 2 Years 2 Years B+

Palladium MYG

Guarantee: 3 Years
Surrender: 10 Years

3.05% 3 Years 10 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

3.05% 5 Years 5 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

3.05% 5 Years 5 Years A

SolutionsMYG

Guarantee: 7 Years
Surrender: 7 Years

3.05% 7 Years 7 Years A

American Pathway Fixed 5 Annuity

Guarantee: 1 Year
Surrender: 5 Years

3.00% 1 Year 5 Years A

American Pathway Fixed 5 Annuity

Guarantee: 1 Year
Surrender: 5 Years

3.00% 1 Year 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 1 Year
Surrender: 7 Years

3.00% 1 Year 7 Years A

Future Flex 5

Guarantee: 1 Year
Surrender: 5 Years

3.00% 1 Year 5 Years A-

American Pathway Fixed 5 Annuity

Guarantee: 3 Years
Surrender: 5 Years

3.00% 3 Years 5 Years A

American Pathway Fixed 5 Annuity

Guarantee: 3 Years
Surrender: 5 Years

3.00% 3 Years 5 Years A

American Pathway Fixed 7 Annuity

Guarantee: 3 Years
Surrender: 7 Years

3.00% 3 Years 7 Years A

First Choice 4

Guarantee: 4 Years
Surrender: 4 Years

3.00% 4 Years 4 Years A

First Choice 4

Guarantee: 4 Years
Surrender: 4 Years

3.00% 4 Years 4 Years A

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

3.00% 5 Years 5 Years A

American Pathway Fixed 5 Annuity

Guarantee: 5 Years
Surrender: 5 Years

3.00% 5 Years 5 Years A

American Pathway Fixed 5 Plus

Guarantee: 5 Years
Surrender: 5 Years

3.00% 5 Years 5 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

3.00% 5 Years 5 Years A

First Choice 5

Guarantee: 5 Years
Surrender: 5 Years

3.00% 5 Years 5 Years A

SolutionsMYG

Guarantee: 5 Years
Surrender: 7 Years

3.00% 5 Years 7 Years A

WealthQuest Citadel 5 Diamond

Guarantee: 5 Years
Surrender: 5 Years

3.00% 5 Years 5 Years A

SolutionsMYG

Guarantee: 6 Years
Surrender: 7 Years

3.00% 6 Years 7 Years A

American Pathway Fixed 7 Annuity

Guarantee: 7 Years
Surrender: 7 Years

3.00% 7 Years 7 Years A

American Pathway Fixed 7 Plus

Guarantee: 7 Years
Surrender: 7 Years

3.00% 7 Years 7 Years A

Assured Edge Income Builder

Guarantee: 7 Years
Surrender: 7 Years

3.00% 7 Years 7 Years A

Prudential Fixed Annuity

Guarantee: 7 Years
Surrender: 7 Years

3.00% 7 Years 7 Years A+

Future Flex 5

Guarantee: 2 Years
Surrender: 5 Years

2.75% 2 Years 5 Years A-

Assured Edge Advisory

Guarantee: 7 Years
Surrender: 1 Year

2.75% 7 Years 1 Year A

Income Creator

Guarantee: 7 Years
Surrender: 7 Years

2.65% 7 Years 7 Years A+

Secure Savings

Guarantee: 2 Years
Surrender: 2 Years

2.60% 2 Years 2 Years B+

Future Flex 5

Guarantee: 6 Years
Surrender: 5 Years

2.35% 6 Years 5 Years A-

Assured Edge Income Builder

Guarantee: 7 Years
Surrender: 7 Years

2.25% 7 Years 7 Years A

Assured Edge Income Achiever

Guarantee: 9 Years
Surrender: 9 Years

2.25% 9 Years 9 Years A

Assured Edge Income Achiever

Guarantee: 10 Years
Surrender: 10 Years

2.25% 10 Years 10 Years A

Clear Income Advantage - FP Series

Guarantee: 7 Years
Surrender: 7 Years

1.00% 7 Years 7 Years A++

Clear Income Advantage - FP Series

Guarantee: 7 Years
Surrender: 7 Years

1.00% 7 Years 7 Years A++

Clear Income Advantage - FP Series

Guarantee: 7 Years
Surrender: 7 Years

1.00% 7 Years 7 Years A++
Products 1-5 of 739

Additional Products Offered by Atlantic Coast Life

Atlantic Coast Life is one of the very few major annuity providers that does not break down its products sold by annuity type. Some of its offerings do not even have an explicit explanation as to what type of annuity they are.

That being said, Atlantic Coast Life offers several types of fixed index annuities along with a few other choices. All in all, the company advertises seven annuity products.

Fixed Index Annuities

Atlantic Coast Life sells three fixed index annuities, known as Accumulation Protector Plus, Retirement Plus Multiplier and Income Navigator. These products have a guaranteed interest rate of 0% to help ensure you never lose your money.

The Accumulation Protector Plus℠ is a flexible product with several crediting strategies available. Customers have access to different indexes as well, allowing them to mold the product to fit their needs and preferences.

Did You KNow?

After the first year of your Accumulation Protector Plus contract, you can withdraw up to 5% of your account value without penalty. This is below the industry standard of 10%, which is only available through Atlantic Coast Life with the purchase of an additional rider.

Next up is the Retirement Plus Multiplier®. Most of this product’s best features are available through additional riders that can be added to your contract. 

This includes the Accumulation Buy Up rider, which increases your participation and cap rates, and the Guaranteed Lifetime Withdrawal rider which allows for a lifetime income.

Atlantic Coast Life’s final fixed index annuity is the Income Navigator Annuity℠. The main perk of this product is the 7% premium bonus available with it, which can be immediately credited to your account after purchase.

Other Annuity Offerings

Atlantic Coast Life sells four other annuity products in addition to its fixed index offerings.

The first is the Guaranteed Income Annuity, which – as the name implies – is designed to provide you with guaranteed income for life. It is a 10-year contract that includes a premium bonus as high as 10%.

It gives access to the optional Accumulation Benefit rider and a legacy rider that can allow your death benefit to equal up to 250% of your actual payments.

Next up are the Safe Harbor and Safe Haven annuities, which are available over a set number of terms.

Terms Available for Safe Harbor and Safe Haven

  • Three years
  • Five years
  • Six years
  • Seven years
  • 10 years
  • 20 years

The only major notable difference between Safe Harbor and Safe Haven is the rates currently offered. Safe Harbor offers solid rates that exceed 7%, while Safe Haven is a bit lower.

Atlantic Coast Life’s final product is the Safe Anchor annuity, which offers a five-year fixed rate with an indexing option. Its interest rate is guaranteed at a minimum of 1% and it includes optional riders like accumulated interest withdrawal or a death benefit.

Annuity.org rates component in mobile phone mockup

Buy an Annuity From Atlantic Coast Life Today

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About Atlantic Coast Life

Atlantic Coast Life is far from a new player in the annuity space, having been founded in 1925. 

The company was purchased by Advantage Capital in 2015 and, despite its age, still is a bit more regionally limited than many of its competitors. Atlantic Coast Life is currently only available in 35 states and its products are not offered in major areas such as California, New York and Michigan.

Atlantic Coast Life sold a little over $700 million in direct annuity premiums in 2022.

Are You An Existing Customer?

Log into your provider account or connect with customer service at (844) 442-3847.

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Credit Ratings

Credit ratings for annuity providers can help determine a company’s financial strength and stability — an indication that it will be around to guarantee payments to you in the future. Different rating companies use different scales.

Atlantic Coast Life Credit Ratings

Rating CompanyCredit Rating
AM BestB++
FitchNot Rated
S&PNot Rated
BEST PROVIDERS 2024

See which annuity providers our independent editorial team ranked as the Best Annuity Companies of 2024.

What Customers Are Saying About Atlantic Coast Life

There is not a lot of readily available information on customers’ experiences with Atlantic Coast Life. Agents and experts that Annuity.org spoke to when researching providers did not specifically bring up the company, and it is also absent from common customer satisfaction comparisons like the J.D. Power Customer Satisfaction Index Rating.

One agent did tell Annuity.org that they would not work with a B-rated company, and Atlantic Coast Life holds a B++ rating from AM Best.

Atlantic Coast Life does have a surprisingly high NAIC Complaint Index Score given its share of the market. Its score implies that there are more than triple the number of complaints expected, given the company’s size and its comparison to competitors.

The National Association of Insurance Commissioners (NAIC) tracks consumer complaints each state’s insurance commission receives each year. These are used to compile a company’s NAIC Complaint IndexNAIC Complaint IndexDetermined by dividing the company’s share of complaints in the U.S. market by the company’s share of premiums in the U.S. market. The National Complaint Index is always 1.00, so a score of 2.00, for example, is twice as high as expected in the market..

NAIC Complaint Index for Atlantic Coast Life

All Policy Types0.22
Individual Annuities Only3.38
These numbers indicate that Atlantic Coast Life receives fewer complaints than the industry average for all insurance policy types but higher complaints for individual annuities specifically.

Atlantic Coast Life Pros & Cons

One pro of Atlantic Coast Life is that it has plenty of options available, and the products can be readily customized to fit your needs. The company also offers generally favorable rates on some of its products.

However, there are several notable cons to be aware of. One is Atlantic Coast Life’s reliance on riders. These optional add-ons to contracts are a common practice in the annuity space, but many of Atlantic Coast Life’s best features are only available through a rider at an additional cost.

The company also lags behind its competitors with some of its rider choices. For example, it is virtually industry standard to allow up to 10% of a contract to be withdrawn penalty-free after one year. Atlantic Coast Life allows only 5% to be withdrawn, with 10% being available only to those who purchase an additional rider.

Atlantic Coast Life’s B++ rating from AM Best is also notably lower than many of its competitors.

Male financial advisor talking with client

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Provider Rating Methodology

Annuity.org created a fact-based methodology to analyze the strength, security and reach of different annuity providers. We assessed companies based on their availability, the number of direct premiums sold, their AM Best Financial Strength Rating and their NAIC Complaint Index score.

Providers received a rating on a five-star scale for each of these categories, with the complaint index and financial strength ratings weighed as the heaviest variables. Then, using a weighted average, each company was assigned an overall star rating.

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Annuity.org expert panel for providers pages

The Annuity.org editorial team spoke with several different annuity experts to learn more about what is important to customers when searching for a provider and what factors make a company reliable. While Annuity.org designed the methodology, these experts provided feedback during the process and consulted on what factors we should leverage to best help prospective buyers compare providers. 

Please seek the advice of a qualified professional before making financial decisions.
Last Modified: July 17, 2024
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