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National Security Group At a Glance: Rates, Products and Reviews

National Security Group is an insurance company group based in Elba, Alabama. The group’s life insurance brand, National Security Insurance Company, sells multi-year guaranteed annuities in seven states: Alabama, Florida, Georgia, Mississippi, South Carolina, Tennessee and Texas.

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Written By Jennifer Schell, CAS®
Jennifer Schell, CAS®
Jennifer Schell, CAS®
Financial Writer, Certified Annuity Specialist®
Jennifer Schell is a professional writer focused on demystifying annuities and other financial topics including banking, financial advising and insurance. She is proud to be a member of the National Association for Fixed Annuities (NAFA) as well as the National Association of Insurance and Financial Advisors (NAIFA).
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and Chip Stapleton
Chip Stapleton
Chip Stapleton
FINRA Series 7 and Series 66 License Holder
Chip Stapleton is a financial advisor who has spent the past several years of his career working primarily in financial planning and wealth management. He is a FINRA Series 7 and Series 66 license holder and passed the CFA Level II exam in 2022.
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Edited By Lamia Chowdhury
Lamia Chowdhury
Lamia Chowdhury
Financial Editor
Lamia Chowdhury is a financial editor at Annuity.org. Lamia carries an extensive skillset in the content marketing field, and her work as a copywriter spans industries as diverse as finance, health care, travel and restaurants.
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Reviewed By John Stevenson, CFF
John Stevenson, CFF
John Stevenson, CFF
Owner and Advisor at Stevenson Retirement Solutions
John Stevenson, a Certified Financial Fiduciary®️, specializes in securing retirements with tax-free accounts. With a focus on guaranteed retirement, he's ensured none of his clients suffer from market fluctuations. As a renowned educator and podcast host, John empowers thousands weekly, sharing his expertise in minimizing taxes and protecting against financial downturns.
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Updated: July 18, 2024
6 min read time
This page features 4 Cited Research Articles

Today’s Best National Security Group Annuity Rates

Term	Product	AM Best Rating	Rate
5 Years	MYGA	B++	5.85%
3 Years	MYGA	B++	5.75%
4 Years	MYGA	B++	5.70%

Source: Cannex

2.7

Annuity.org Star Rating

Our Take

National Security Group has a decent MYGA offering, but the company’s newness to the annuity industry, limited product availability and lackluster financial strength rating might give consumers pause.

Pros

High customer satisfaction rating
Variety of guarantee periods

Cons

Annuities available in seven states
Only offers one type of annuity
New to annuity business

Compare National Security Group Annuity Rates

Premium

State

Provider

Guarantee Period

Surrender Period

AM Best Rating

Products 1-5 of 739

Source: Cannex, Jul. 26, 2024

Product	Rate	Guarantee Period	Surrender Period	AM Best Rating
Safe Harbor Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years	6.60%	10 Years	10 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years	6.45%	10 Years	10 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years	6.25%	7 Years	7 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years	6.10%	7 Years	7 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years	6.05%	6 Years	6 Years	B+
Future Flex 8 Guarantee: 1 Year Surrender: 8 Years	6.00%	1 Year	8 Years	A-
Safe Harbor Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years	6.00%	5 Years	5 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years	5.92%	3 Years	3 Years	B+
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years	5.90%	3 Years	3 Years	B++
Aspida Advisory MYGA Guarantee: 5 Years Surrender: 5 Years	5.90%	5 Years	5 Years	A-
Safe Harbor Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years	5.90%	6 Years	6 Years	B+
CL Sundance 3-Year Guarantee: 3 Years Surrender: 3 Years	5.85%	3 Years	3 Years	B++
MYGA Guarantee: 5 Years Surrender: 5 Years	5.85%	5 Years	5 Years	B++
Future Flex 8 Guarantee: 1 Year Surrender: 8 Years	5.80%	1 Year	8 Years	A-
Safeguard Plus Guarantee: 5 Years Surrender: 5 Years	5.80%	5 Years	5 Years	B++
Heartland National Life Insurance Company Secure Rate 5 Guarantee: 5 Years Surrender: 5 Years	5.80%	5 Years	5 Years
Aspida Advisory MYGA Guarantee: 7 Years Surrender: 7 Years	5.80%	7 Years	7 Years	A-
Heartland National Life Insurance Company Secure Rate 7 Guarantee: 7 Years Surrender: 7 Years	5.80%	7 Years	7 Years
Heartland National Life Insurance Company Secure Rate 10 Guarantee: 10 Years Surrender: 10 Years	5.80%	10 Years	10 Years
Aspida Advisory MYGA Guarantee: 3 Years Surrender: 3 Years	5.75%	3 Years	3 Years	A-
MYGA Guarantee: 3 Years Surrender: 3 Years	5.75%	3 Years	3 Years	B++
Aspida Advisory MYGA Guarantee: 5 Years Surrender: 5 Years	5.75%	5 Years	5 Years	A-
MYAnnuity 7X - No Free Withdrawal Guarantee: 7 Years Surrender: 7 Years	5.75%	7 Years	7 Years	B++
MYGA Guarantee: 4 Years Surrender: 4 Years	5.70%	4 Years	4 Years	B++
American Life & Security Corp American Classic Guarantee: 5 Years Surrender: 5 Years	5.70%	5 Years	5 Years	B++
MYAnnuity 5X - No Free Withdrawal Guarantee: 5 Years Surrender: 5 Years	5.70%	5 Years	5 Years	B++
Safe Harbor Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years	5.70%	5 Years	5 Years	B+
Heartland National Life Insurance Company Secure Rate 5 Guarantee: 5 Years Surrender: 5 Years	5.70%	5 Years	5 Years
Simple Annuity Guarantee: 6 Years Surrender: 6 Years	5.70%	6 Years	6 Years	B++
Heartland National Life Insurance Company Secure Rate 7 Guarantee: 7 Years Surrender: 7 Years	5.70%	7 Years	7 Years
Heartland National Life Insurance Company Secure Rate 10 Guarantee: 10 Years Surrender: 10 Years	5.70%	10 Years	10 Years
American Life & Security Corp American Classic Guarantee: 3 Years Surrender: 3 Years	5.65%	3 Years	3 Years	B++
Safeguard Plus Guarantee: 3 Years Surrender: 3 Years	5.65%	3 Years	3 Years	B++
Heartland National Life Insurance Company Secure Rate 3 Guarantee: 3 Years Surrender: 3 Years	5.65%	3 Years	3 Years
Platinum Assure Guarantee: 5 Years Surrender: 5 Years	5.65%	5 Years	5 Years	A
Heartland National Life Insurance Company Secure Rate 5 Guarantee: 5 Years Surrender: 5 Years	5.65%	5 Years	5 Years
Aspida Advisory MYGA Guarantee: 7 Years Surrender: 7 Years	5.65%	7 Years	7 Years	A-
MYGA Guarantee: 7 Years Surrender: 7 Years	5.65%	7 Years	7 Years	B++
Heartland National Life Insurance Company Secure Rate 7 Guarantee: 7 Years Surrender: 7 Years	5.65%	7 Years	7 Years
Heartland National Life Insurance Company Secure Rate 10 Guarantee: 10 Years Surrender: 10 Years	5.65%	10 Years	10 Years
Aspida Advisory MYGA Guarantee: 3 Years Surrender: 3 Years	5.60%	3 Years	3 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years	5.60%	3 Years	3 Years	B++
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years	5.60%	3 Years	3 Years	B++
Safe Harbor Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years	5.60%	3 Years	3 Years	B+
Advantage 5 Advisory Guarantee: 5 Years Surrender: 5 Years	5.60%	5 Years	5 Years	A++
CL Sundance 5-Year Guarantee: 5 Years Surrender: 5 Years	5.60%	5 Years	5 Years	B++
Palladium MYG Guarantee: 5 Years Surrender: 9 Years	5.60%	5 Years	9 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years	5.60%	5 Years	10 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years	5.60%	6 Years	10 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 9 Years	5.60%	6 Years	9 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 9 Years	5.60%	7 Years	9 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 10 Years	5.60%	7 Years	10 Years	A
Certainty Select Guarantee: 10 Years Surrender: 10 Years	5.60%	10 Years	10 Years	B++
Safe Haven Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years	5.57%	3 Years	3 Years	B+
Aspida Advisory MYGA Guarantee: 2 Years Surrender: 2 Years	5.55%	2 Years	2 Years	A-
American Pathway Advisory Guarantee: 3 Years Surrender: 3 Years	5.55%	3 Years	3 Years	A
Oak ADVantage Guarantee: 3 Years Surrender: 3 Years	5.55%	3 Years	3 Years	A+
Heartland National Life Insurance Company Secure Rate 3 Guarantee: 3 Years Surrender: 3 Years	5.55%	3 Years	3 Years
Platinum Assure Guarantee: 4 Years Surrender: 4 Years	5.55%	4 Years	4 Years	A
American Pathway Advisory Guarantee: 5 Years Surrender: 5 Years	5.55%	5 Years	5 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years	5.55%	5 Years	5 Years	B++
MYGA Guarantee: 6 Years Surrender: 6 Years	5.55%	6 Years	6 Years	B++
American Pathway Advisory Guarantee: 7 Years Surrender: 7 Years	5.55%	7 Years	7 Years	A
MYAnnuity 7X Guarantee: 7 Years Surrender: 7 Years	5.55%	7 Years	7 Years	B++
Safeguard Plus Guarantee: 7 Years Surrender: 7 Years	5.55%	7 Years	7 Years	B++
Future Flex 5 Guarantee: 1 Year Surrender: 5 Years	5.50%	1 Year	5 Years	A-
Future Flex Classic Guarantee: 1 Year Surrender: 1 Year	5.50%	1 Year	1 Year	A-
American Pathway Advisory Guarantee: 3 Years Surrender: 3 Years	5.50%	3 Years	3 Years	A
Heartland National Life Insurance Company Secure Rate 3 Guarantee: 3 Years Surrender: 3 Years	5.50%	3 Years	3 Years
Advantage 5 Advisory Guarantee: 5 Years Surrender: 5 Years	5.50%	5 Years	5 Years	A++
American Pathway Advisory Guarantee: 5 Years Surrender: 5 Years	5.50%	5 Years	5 Years	A
MYAnnuity 5X Guarantee: 5 Years Surrender: 5 Years	5.50%	5 Years	5 Years	B++
Oak ADVantage Guarantee: 5 Years Surrender: 5 Years	5.50%	5 Years	5 Years	A+
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years	5.50%	5 Years	5 Years	A-
Multi Select Guarantee: 6 Years Surrender: 6 Years	5.50%	6 Years	6 Years	A
American Pathway Advisory Guarantee: 7 Years Surrender: 7 Years	5.50%	7 Years	7 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years Surrender: 7 Years	5.50%	7 Years	7 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years Surrender: 7 Years	5.50%	7 Years	7 Years	A-
Performance SPDA Guarantee: 7 Years Surrender: 7 Years	5.50%	7 Years	7 Years	A-
Certainty Select Guarantee: 8 Years Surrender: 8 Years	5.50%	8 Years	8 Years	B++
Palladium MYG Guarantee: 8 Years Surrender: 10 Years	5.50%	8 Years	10 Years	A
Palladium MYG Guarantee: 8 Years Surrender: 9 Years	5.50%	8 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 9 Years	5.50%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 10 Years	5.50%	9 Years	10 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years	5.50%	10 Years	10 Years	A
Safeguard Plus Guarantee: 10 Years Surrender: 10 Years	5.50%	10 Years	10 Years	B++
Future Flex 8 Guarantee: 1 Year Surrender: 8 Years	5.45%	1 Year	8 Years	A-
Simple Annuity Guarantee: 4 Years Surrender: 4 Years	5.45%	4 Years	4 Years	B++
MCA No FPW Guarantee: 5 Years Surrender: 5 Years	5.45%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years	5.45%	5 Years	5 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years	5.45%	5 Years	10 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 9 Years	5.45%	5 Years	9 Years	A
Platinum Assure Guarantee: 5 Years Surrender: 5 Years	5.45%	5 Years	5 Years	A
WealthLock MYGA Guarantee: 5 Years Surrender: 5 Years	5.45%	5 Years	5 Years	A-
Palladium MYG Guarantee: 6 Years Surrender: 10 Years	5.45%	6 Years	10 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 9 Years	5.45%	6 Years	9 Years	A
Platinum Assure Guarantee: 6 Years Surrender: 6 Years	5.45%	6 Years	6 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 9 Years	5.45%	7 Years	9 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 10 Years	5.45%	7 Years	10 Years	A
Platinum Assure Guarantee: 7 Years Surrender: 7 Years	5.45%	7 Years	7 Years	A
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years	5.45%	7 Years	7 Years	A-
Aspida Advisory MYGA Guarantee: 2 Years Surrender: 2 Years	5.40%	2 Years	2 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years	5.40%	3 Years	3 Years	B++
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years	5.40%	3 Years	3 Years	B+
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	5.40%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	5.40%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years	5.40%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years	5.40%	4 Years	4 Years	A-
Focused Growth Annuity Guarantee: 5 Years Surrender: 5 Years	5.40%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years	5.40%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years	5.40%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years	5.40%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years	5.40%	5 Years	5 Years	A
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	5.40%	5 Years	5 Years	A-
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years	5.40%	5 Years	5 Years	A-
WealthLock MYGA Plus Guarantee: 5 Years Surrender: 5 Years	5.40%	5 Years	5 Years	A-
Certainty Select Guarantee: 6 Years Surrender: 6 Years	5.40%	6 Years	6 Years	B++
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years Surrender: 7 Years	5.40%	7 Years	7 Years	A-
Multi Select Guarantee: 7 Years Surrender: 7 Years	5.40%	7 Years	7 Years	A
Oak ADVantage Guarantee: 7 Years Surrender: 7 Years	5.40%	7 Years	7 Years	A+
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years	5.40%	7 Years	7 Years	B++
WealthLock MYGA Plus Guarantee: 7 Years Surrender: 7 Years	5.40%	7 Years	7 Years	A-
Platinum Assure Guarantee: 2 Years Surrender: 2 Years	5.35%	2 Years	2 Years	A
WealthLock MYGA Guarantee: 3 Years Surrender: 3 Years	5.35%	3 Years	3 Years	A-
Apex MYGA Guarantee: 5 Years Surrender: 5 Years	5.35%	5 Years	5 Years	A-
Certainty Select Guarantee: 5 Years Surrender: 5 Years	5.35%	5 Years	5 Years	B++
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years	5.35%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years	5.35%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years	5.35%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years	5.35%	5 Years	5 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 9 Years	5.35%	5 Years	9 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years	5.35%	5 Years	10 Years	A
Pinnacle Plus MYGA Guarantee: 5 Years Surrender: 5 Years	5.35%	5 Years	5 Years	A-
Safe Haven Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years	5.35%	5 Years	5 Years	B+
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years	5.35%	5 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years	5.35%	6 Years	6 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years	5.35%	6 Years	10 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 9 Years	5.35%	6 Years	9 Years	A
Lincoln Select Guarantee: 7 Years Surrender: 7 Years	5.35%	7 Years	7 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 10 Years	5.35%	7 Years	10 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 9 Years	5.35%	7 Years	9 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years	5.35%	7 Years	7 Years	A-
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	5.35%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	5.35%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years	5.35%	7 Years	7 Years	A-
WealthLock MYGA Guarantee: 7 Years Surrender: 7 Years	5.35%	7 Years	7 Years	A-
Palladium MYG Guarantee: 8 Years Surrender: 9 Years	5.35%	8 Years	9 Years	A
Palladium MYG Guarantee: 8 Years Surrender: 10 Years	5.35%	8 Years	10 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 9 Years	5.35%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 10 Years	5.35%	9 Years	10 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years	5.35%	10 Years	10 Years	A
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years	5.34%	3 Years	3 Years	B+
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years	5.30%	2 Years	2 Years	A-
Palladium MYG Guarantee: 3 Years Surrender: 10 Years	5.30%	3 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 9 Years	5.30%	3 Years	9 Years	A
Safe Haven Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years	5.30%	3 Years	3 Years	B+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years	5.30%	3 Years	3 Years	B+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	5.30%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	5.30%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years	5.30%	3 Years	3 Years	A-
WealthLock MYGA Plus Guarantee: 3 Years Surrender: 3 Years	5.30%	3 Years	3 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years	5.30%	4 Years	4 Years	A
Platinum Assure Guarantee: 4 Years Surrender: 4 Years	5.30%	4 Years	4 Years	A
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years	5.30%	4 Years	4 Years	A-
F&G Secure MYGA® Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A
F&G Secure MYGA® MVA Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A
FG Guarantee-Platinum Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A
Multi Select Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A
Palladium Match MYG Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	B++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A-
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A-
WealthLock MYGA Guarantee: 5 Years Surrender: 5 Years	5.30%	5 Years	5 Years	A-
Apex MYGA Guarantee: 7 Years Surrender: 7 Years	5.30%	7 Years	7 Years	A-
F&G Secure MYGA® Guarantee: 7 Years Surrender: 7 Years	5.30%	7 Years	7 Years	A
F&G Secure MYGA® MVA Guarantee: 7 Years Surrender: 7 Years	5.30%	7 Years	7 Years	A
FG Guarantee-Platinum Guarantee: 7 Years Surrender: 7 Years	5.30%	7 Years	7 Years	A
Palladium Match MYG Guarantee: 7 Years Surrender: 7 Years	5.30%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years	5.30%	7 Years	7 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years	5.30%	7 Years	7 Years	B++
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years	5.30%	7 Years	7 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years	5.30%	10 Years	10 Years	A
Future Flex 5 Guarantee: 1 Year Surrender: 5 Years	5.25%	1 Year	5 Years	A-
Asset Guard Guarantee: 2 Years Surrender: 2 Years	5.25%	2 Years	2 Years	A-
CL Sundance 2-Year Guarantee: 2 Years Surrender: 2 Years	5.25%	2 Years	2 Years	B++
Future Flex 5 Guarantee: 2 Years Surrender: 5 Years	5.25%	2 Years	5 Years	A-
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years	5.25%	2 Years	2 Years	A-
WealthLock MYGA Guarantee: 2 Years Surrender: 2 Years	5.25%	2 Years	2 Years	A-
Certainty Select Guarantee: 3 Years Surrender: 3 Years	5.25%	3 Years	3 Years	B++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	5.25%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	5.25%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	5.25%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years	5.25%	3 Years	3 Years	A-
Asset Guard Guarantee: 4 Years Surrender: 4 Years	5.25%	4 Years	4 Years	A-
Multi Select Guarantee: 4 Years Surrender: 4 Years	5.25%	4 Years	4 Years	A
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years	5.25%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years	5.25%	4 Years	4 Years	A-
Asset Guard Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A-
Athene MYG Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A+
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A-
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A+
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A-
MyGuarantee Plus Class Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A
Pacific Harbor Guarantee: 5 Years Surrender: 0 Years	5.25%	5 Years	0 Years	A+
Performance SPDA Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	B++
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A-
WealthLock MYGA Plus Guarantee: 5 Years Surrender: 5 Years	5.25%	5 Years	5 Years	A-
Safe Haven Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years	5.25%	6 Years	6 Years	B+
Athene MYG Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A+
Brighthouse Fixed Rate Annuity with MVA Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A
Focused Growth Annuity Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A+
MyGuarantee Plus Class Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A
Pinnacle Plus MYGA Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A-
Safe Haven Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	B+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A-
WealthLock MYGA Plus Guarantee: 7 Years Surrender: 7 Years	5.25%	7 Years	7 Years	A-
Palladium MYG Guarantee: 8 Years Surrender: 9 Years	5.25%	8 Years	9 Years	A
Palladium MYG Guarantee: 8 Years Surrender: 10 Years	5.25%	8 Years	10 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 10 Years	5.25%	9 Years	10 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 9 Years	5.25%	9 Years	9 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years	5.25%	10 Years	10 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years	5.25%	10 Years	10 Years	B++
Pinnacle Plus MYGA Guarantee: 10 Years Surrender: 10 Years	5.25%	10 Years	10 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years	5.20%	2 Years	2 Years	A
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years	5.20%	2 Years	2 Years	A-
MCA No FPW Guarantee: 3 Years Surrender: 3 Years	5.20%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years	5.20%	3 Years	3 Years	A
Platinum Assure Guarantee: 3 Years Surrender: 3 Years	5.20%	3 Years	3 Years	A
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years	5.20%	3 Years	3 Years	A-
WealthLock MYGA Guarantee: 3 Years Surrender: 3 Years	5.20%	3 Years	3 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A-
American Freedom Classic 5 Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A++
Brighthouse Fixed Rate Annuity with MVA Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A
Lincoln Select Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A
LiveWell Guarantee Max Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A+
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A+
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	5.20%	5 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years	5.20%	6 Years	6 Years	A
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years	5.20%	6 Years	6 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 7 Years Surrender: 7 Years	5.20%	7 Years	7 Years	A-
MCA No FPW Guarantee: 7 Years Surrender: 7 Years	5.20%	7 Years	7 Years	A
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years	5.20%	7 Years	7 Years	A+
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years	5.20%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	5.20%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	5.20%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	5.20%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years	5.20%	7 Years	7 Years	A-
WealthLock MYGA Guarantee: 7 Years Surrender: 7 Years	5.20%	7 Years	7 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years	5.20%	10 Years	10 Years	A
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years	5.15%	2 Years	2 Years	A-
Apex MYGA Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A-
Focused Growth Annuity Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A
Freedom Elevate 3 Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years	5.15%	3 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 9 Years	5.15%	3 Years	9 Years	A
Premier Voyage Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A-
WealthLock MYGA Plus Guarantee: 3 Years Surrender: 3 Years	5.15%	3 Years	3 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years	5.15%	4 Years	4 Years	A
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years	5.15%	4 Years	4 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years	5.15%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years	5.15%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years	5.15%	4 Years	4 Years	A-
Athene MYG Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A+
Eleos MVA Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A++
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A
LiveWell Guarantee Max Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A+
MCA No FPW Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A
MNL Guarantee Pro 5 Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A+
Palladium Match MYG Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A
Prudential WealthGuard Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A+
Reliance Guarantee Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A++
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A-
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A-
Smart Saver NY Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A+
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years	5.15%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years	5.15%	6 Years	6 Years	A-
Safe Haven Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years	5.15%	6 Years	6 Years	B+
Athene MYG Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A+
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A-
Palladium Match MYG Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A-
Reliance Guarantee Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A++
Safe Haven Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	B+
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A-
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years	5.15%	7 Years	7 Years	A
Multi Select Guarantee: 8 Years Surrender: 8 Years	5.15%	8 Years	8 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 9 Years	5.15%	10 Years	9 Years	A
Lincoln Select Guarantee: 10 Years Surrender: 10 Years	5.15%	10 Years	10 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years	5.15%	10 Years	10 Years	B++
Safe Haven Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years	5.15%	10 Years	10 Years	B+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years	5.10%	2 Years	2 Years	A
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years	5.10%	2 Years	2 Years	A-
WealthLock MYGA Guarantee: 2 Years Surrender: 2 Years	5.10%	2 Years	2 Years	A-
Asset Guard Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A-
F&G Secure MYGA® Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A
F&G Secure MYGA® MVA Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A
FG Guarantee-Platinum Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A
Performance SPDA Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A-
Pinnacle Plus MYGA Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	5.10%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years	5.10%	4 Years	4 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A-
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A
Focused Growth Annuity Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A
MYAnnuity 5X - No Free Withdrawal Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	B++
MyGuarantee Plus Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A
Performance SPDA Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	B++
Safe Haven Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	B+
SecureSaver Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	5.10%	5 Years	5 Years	A-
Premier Voyage Guarantee: 6 Years Surrender: 6 Years	5.10%	6 Years	6 Years	A++
Security Benefit Life Insurance Company Advanced Choice Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A-
Brighthouse Fixed Rate Annuity Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A
LiveWell Guarantee Max Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A+
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	B++
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	B++
Premier Voyage Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A++
SecureSaver Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A+
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A-
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Premier Guarantee: 7 Years Surrender: 7 Years	5.10%	7 Years	7 Years	A+
Asset Guard Guarantee: 2 Years Surrender: 2 Years	5.05%	2 Years	2 Years	A-
Platinum Assure Guarantee: 2 Years Surrender: 2 Years	5.05%	2 Years	2 Years	A
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years	5.05%	2 Years	2 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A+
LiveWell Guarantee Max Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A+
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A+
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A+
Palladium MYG Guarantee: 3 Years Surrender: 10 Years	5.05%	3 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 9 Years	5.05%	3 Years	9 Years	A
Select Choice Plus 1 - Base Contract Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years	5.05%	3 Years	3 Years	A-
Asset Guard Guarantee: 4 Years Surrender: 4 Years	5.05%	4 Years	4 Years	A-
First Choice 4 Guarantee: 4 Years Surrender: 4 Years	5.05%	4 Years	4 Years	A
Premier Voyage Guarantee: 4 Years Surrender: 4 Years	5.05%	4 Years	4 Years	A++
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years	5.05%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years	5.05%	4 Years	4 Years	A-
Apex MYGA Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A-
Asset Guard Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A-
Brighthouse Fixed Rate Annuity Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
F&G Secure MYGA® Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
F&G Secure MYGA® MVA Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
Palladium Match MYG Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
Performance SPDA Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A-
Pinnacle Plus MYGA Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A-
SecureFore 5 Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years	5.05%	5 Years	5 Years	A
Apex MYGA Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A-
F&G Secure MYGA® Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A
F&G Secure MYGA® MVA Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A
LiveWell Guarantee Max Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A+
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A
MNL Guarantee Pro 7 Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A+
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A-
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A+
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A
Palladium Match MYG Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A
SecureFore 7 Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years	5.05%	7 Years	7 Years	A
Multi Select Guarantee: 10 Years Surrender: 10 Years	5.05%	10 Years	10 Years	A
Safe Haven Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years	5.05%	10 Years	10 Years	B+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 9 Years	5.05%	10 Years	9 Years	A
ChoiceFour (Base contract) Guarantee: 1 Year Surrender: 9 Years	5.00%	1 Year	9 Years	B++
ChoiceFour (MVA) Guarantee: 1 Year Surrender: 9 Years	5.00%	1 Year	9 Years	B++
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 9 Years	5.00%	1 Year	9 Years	A
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 7 Years	5.00%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years	5.00%	1 Year	7 Years	A+
Future Flex 5 Guarantee: 2 Years Surrender: 5 Years	5.00%	2 Years	5 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A-
LiveWell Guarantee Max Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A+
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A
Pacific Harbor Guarantee: 3 Years Surrender: 0 Years	5.00%	3 Years	0 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 7 Years	5.00%	3 Years	7 Years	A+
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A-
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A-
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	5.00%	3 Years	3 Years	A-
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years	5.00%	4 Years	4 Years	A
American Pathway Vision MYG Guarantee: 4 Years Surrender: 10 Years	5.00%	4 Years	10 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years Surrender: 4 Years	5.00%	4 Years	4 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years Surrender: 4 Years	5.00%	4 Years	4 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years	5.00%	4 Years	4 Years	B++
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years	5.00%	4 Years	4 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years	5.00%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years	5.00%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years	5.00%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years	5.00%	4 Years	4 Years	A-
Smart Saver NY Guarantee: 4 Years Surrender: 4 Years	5.00%	4 Years	4 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A
American Pathway Vision MYG Guarantee: 5 Years Surrender: 10 Years	5.00%	5 Years	10 Years	A
Athene MYG Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A+
Eleos SP Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A++
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A+
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A-
Pacific Harbor Guarantee: 5 Years Surrender: 0 Years	5.00%	5 Years	0 Years	A+
Premier Voyage Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	B++
Secure Growth Guarantee: 5 Years Surrender: 7 Years	5.00%	5 Years	7 Years	A+
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	B+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A
SolutionsMYG Guarantee: 5 Years Surrender: 10 Years	5.00%	5 Years	10 Years	A
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Premier Guarantee: 5 Years Surrender: 5 Years	5.00%	5 Years	5 Years	A+
American Pathway Vision MYG Guarantee: 6 Years Surrender: 10 Years	5.00%	6 Years	10 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years Surrender: 6 Years	5.00%	6 Years	6 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years Surrender: 6 Years	5.00%	6 Years	6 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years	5.00%	6 Years	6 Years	A
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years	5.00%	6 Years	6 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years	5.00%	6 Years	6 Years	B++
SolutionsMYG Guarantee: 6 Years Surrender: 10 Years	5.00%	6 Years	10 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A
American Pathway Vision MYG Guarantee: 7 Years Surrender: 10 Years	5.00%	7 Years	10 Years	A
Athene MYG Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A+
Brighthouse Fixed Rate Annuity with MVA Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A+
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A-
MyGuarantee Plus Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	B++
Secure Growth Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A
Smart Saver NY Guarantee: 7 Years Surrender: 7 Years	5.00%	7 Years	7 Years	A+
SolutionsMYG Guarantee: 7 Years Surrender: 10 Years	5.00%	7 Years	10 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years Surrender: 8 Years	5.00%	8 Years	8 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years Surrender: 8 Years	5.00%	8 Years	8 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 8 Years Surrender: 8 Years	5.00%	8 Years	8 Years	B++
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years Surrender: 9 Years	5.00%	9 Years	9 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years Surrender: 9 Years	5.00%	9 Years	9 Years	A-
Multi Select Guarantee: 9 Years Surrender: 9 Years	5.00%	9 Years	9 Years	A
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 9 Years Surrender: 9 Years	5.00%	9 Years	9 Years	B++
American Pathway Vision MYG Guarantee: 10 Years Surrender: 10 Years	5.00%	10 Years	10 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years Surrender: 10 Years	5.00%	10 Years	10 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years Surrender: 10 Years	5.00%	10 Years	10 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years	5.00%	10 Years	10 Years	B++
SolutionsMYG Guarantee: 10 Years Surrender: 10 Years	5.00%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years	4.95%	1 Year	5 Years	A+
WealthLock MYGA Plus Guarantee: 2 Years Surrender: 2 Years	4.95%	2 Years	2 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years	4.95%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years	4.95%	3 Years	7 Years	A
Athene MYG Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A
MNL Guarantee Pro 3 Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A+
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A-
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A+
Performance SPDA Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A-
Platinum Assure Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	B++
Secure Growth Guarantee: 3 Years Surrender: 5 Years	4.95%	3 Years	5 Years	A+
SecureFore 3 Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years	4.95%	3 Years	3 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years	4.95%	4 Years	4 Years	A
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years	4.95%	4 Years	4 Years	A-
American Freedom Classic 5 Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A
Athene MYG Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A+
Brighthouse Fixed Rate Annuity with MVA Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A
LiveWell Guarantee Max Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A+
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A+
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A-
Secure Growth Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.95%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years	4.95%	6 Years	6 Years	A-
Smart Saver NY Guarantee: 6 Years Surrender: 6 Years	4.95%	6 Years	6 Years	A+
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with ROP Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A
Focused Growth Annuity Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A+
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A+
Pinnacle Plus MYGA Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	4.95%	7 Years	7 Years	A-
Focused Growth Annuity Guarantee: 10 Years Surrender: 10 Years	4.95%	10 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years	4.95%	10 Years	10 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years	4.95%	10 Years	10 Years	B++
Pinnacle Plus MYGA Guarantee: 10 Years Surrender: 10 Years	4.95%	10 Years	10 Years	A-
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years	4.94%	5 Years	5 Years	B+
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years	4.90%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years	4.90%	1 Year	7 Years	A
Premier Voyage Guarantee: 2 Years Surrender: 2 Years	4.90%	2 Years	2 Years	A++
American Freedom Aspire 3 Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A++
Asset Guard Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Brighthouse Fixed Rate Annuity with MVA Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Performance SPDA Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Prudential WealthGuard Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.90%	3 Years	3 Years	A-
First Choice 4 Guarantee: 4 Years Surrender: 4 Years	4.90%	4 Years	4 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years Surrender: 4 Years	4.90%	4 Years	4 Years	A-
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years	4.90%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years	4.90%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years	4.90%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years	4.90%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years	4.90%	4 Years	4 Years	A-
Athene MYG Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A+
Brighthouse Fixed Rate Annuity with ROP Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A
MNL Guarantee Pro 5 Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A+
MYAnnuity 5X Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	B++
Mariner Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A+
Performance SPDA Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A-
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	B+
Select Choice Plus 1 - Base Contract Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A
Smart Saver NY Guarantee: 5 Years Surrender: 5 Years	4.90%	5 Years	5 Years	A+
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years Surrender: 6 Years	4.90%	6 Years	6 Years	A-
Premier Voyage Guarantee: 6 Years Surrender: 6 Years	4.90%	6 Years	6 Years	A++
Athene MYG Guarantee: 7 Years Surrender: 7 Years	4.90%	7 Years	7 Years	A+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years	4.90%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years	4.90%	7 Years	7 Years	A
Premier Voyage Guarantee: 7 Years Surrender: 7 Years	4.90%	7 Years	7 Years	A++
Prudential WealthGuard Guarantee: 7 Years Surrender: 7 Years	4.90%	7 Years	7 Years	A+
Select Choice Plus 1 - Base Contract Guarantee: 7 Years Surrender: 7 Years	4.90%	7 Years	7 Years	A-
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years	4.90%	7 Years	7 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years Surrender: 8 Years	4.90%	8 Years	8 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years Surrender: 9 Years	4.90%	9 Years	9 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years Surrender: 10 Years	4.90%	10 Years	10 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years	4.85%	2 Years	2 Years	A
Apex MYGA Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A-
F&G Secure MYGA® Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A
F&G Secure MYGA® MVA Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A
Focused Growth Annuity Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A
Freedom Elevate 3 Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A++
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A
Premier Voyage Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.85%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years	4.85%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years	4.85%	4 Years	4 Years	A-
Eagle Guarantee Focus Series Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A-
Eagle Guarantee Focus Series Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A-
GuaranteeShield Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A-
GuaranteeShield Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A-
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years	4.85%	5 Years	5 Years	A
Future Flex 5 Guarantee: 6 Years Surrender: 5 Years	4.85%	6 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years	4.85%	6 Years	6 Years	A
Premier Voyage Guarantee: 6 Years Surrender: 6 Years	4.85%	6 Years	6 Years	A++
Athene MYG Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A+
Brighthouse Fixed Rate Annuity Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A
Expedition II Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A+
LiveWell Guarantee Max Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A+
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A
Premier Voyage Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years	4.85%	7 Years	7 Years	A
Reliance Guarantee Guarantee: 10 Years Surrender: 10 Years	4.85%	10 Years	10 Years	A++
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years	4.85%	10 Years	10 Years	A
Future Flex 8 Guarantee: 2 Years Surrender: 8 Years	4.80%	2 Years	8 Years	A-
WealthLock MYGA Plus Guarantee: 2 Years Surrender: 2 Years	4.80%	2 Years	2 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A
Mariner Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A+
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A+
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A+
Pinnacle Plus MYGA Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A-
Premier Voyage Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A++
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years	4.80%	3 Years	3 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years	4.80%	4 Years	4 Years	A
Premier Voyage Guarantee: 4 Years Surrender: 4 Years	4.80%	4 Years	4 Years	A++
American Freedom Aspire 5 Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A++
Brighthouse Fixed Rate Annuity Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A
Expedition II Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A+
Expedition II Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A
Premier Voyage Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A++
SecureFore 5 Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years	4.80%	5 Years	5 Years	A
Expedition II Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A+
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A
SecureFore 7 Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years	4.80%	7 Years	7 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 9 Years	4.80%	10 Years	9 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years	4.75%	1 Year	7 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years	4.75%	1 Year	7 Years	A+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years	4.75%	2 Years	2 Years	A
Athene MYG Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A+
Brighthouse Fixed Rate Annuity Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A
Eagle Guarantee Focus Series Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
Eagle Guarantee Focus Series Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
GuaranteeShield Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
GuaranteeShield Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
LiveWell Guarantee Max Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A+
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A
Pacific Harbor Guarantee: 3 Years Surrender: 0 Years	4.75%	3 Years	0 Years	A+
Performance SPDA Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
Secure Growth Guarantee: 3 Years Surrender: 7 Years	4.75%	3 Years	7 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 7 Years	4.75%	3 Years	7 Years	A+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A
Stable Voyage Guarantee: 3 Years Surrender: 3 Years	4.75%	3 Years	3 Years	A++
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years	4.75%	4 Years	4 Years	A
Premier Voyage Guarantee: 4 Years Surrender: 4 Years	4.75%	4 Years	4 Years	A++
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years	4.75%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years	4.75%	4 Years	4 Years	A-
Smart Saver NY Guarantee: 4 Years Surrender: 4 Years	4.75%	4 Years	4 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A
Premier Voyage Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A++
Secure Growth Guarantee: 5 Years Surrender: 7 Years	4.75%	5 Years	7 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 7 Years	4.75%	5 Years	7 Years	A+
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A+
SecureSaver Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A
SolutionsMYG Guarantee: 5 Years Surrender: 7 Years	4.75%	5 Years	7 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years	4.75%	5 Years	5 Years	A
SolutionsMYG Guarantee: 6 Years Surrender: 7 Years	4.75%	6 Years	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A
MNL Guarantee Pro 7 Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A+
Secure Growth Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A+
Secure Growth Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A+
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A+
SecureSaver Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A
Smart Saver NY Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A+
SolutionsMYG Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Secure Plus Guarantee: 7 Years Surrender: 7 Years	4.75%	7 Years	7 Years	A+
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years	4.75%	9 Years	9 Years	A+
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years	4.75%	10 Years	10 Years	B++
Apollo MVA Guarantee: 1 Year Surrender: 7 Years	4.70%	1 Year	7 Years	A++
Secure Growth Guarantee: 1 Year Surrender: 5 Years	4.70%	1 Year	5 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years	4.70%	1 Year	5 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years	4.70%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years	4.70%	3 Years	7 Years	A
Athene MYG Guarantee: 3 Years Surrender: 3 Years	4.70%	3 Years	3 Years	A+
F&G Secure MYGA® Non-MVA Guarantee: 3 Years Surrender: 3 Years	4.70%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years	4.70%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years	4.70%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years	4.70%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years	4.70%	3 Years	3 Years	A
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years	4.70%	3 Years	3 Years	A-
Secure Growth Guarantee: 3 Years Surrender: 5 Years	4.70%	3 Years	5 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 5 Years	4.70%	3 Years	5 Years	A+
SecureFore 3 Guarantee: 3 Years Surrender: 3 Years	4.70%	3 Years	3 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years	4.70%	3 Years	3 Years	A
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years	4.70%	4 Years	4 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years	4.70%	4 Years	4 Years	B++
Stable Voyage Guarantee: 4 Years Surrender: 4 Years	4.70%	4 Years	4 Years	A++
Athene MYG Guarantee: 5 Years Surrender: 5 Years	4.70%	5 Years	5 Years	A+
F&G Secure MYGA® Non-MVA Guarantee: 5 Years Surrender: 5 Years	4.70%	5 Years	5 Years	A
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years	4.70%	5 Years	5 Years	B++
Secure Growth Guarantee: 5 Years Surrender: 5 Years	4.70%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years	4.70%	5 Years	5 Years	A+
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.70%	5 Years	5 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years	4.70%	5 Years	5 Years	A
Stable Voyage Guarantee: 5 Years Surrender: 5 Years	4.70%	5 Years	5 Years	A++
Premier Voyage Guarantee: 6 Years Surrender: 6 Years	4.70%	6 Years	6 Years	A++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years	4.70%	6 Years	6 Years	B++
Smart Saver NY Guarantee: 6 Years Surrender: 6 Years	4.70%	6 Years	6 Years	A+
Brighthouse Fixed Rate Annuity with ROP Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	A-
Premier Voyage Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	A++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	B++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years	4.70%	7 Years	7 Years	A
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 8 Years Surrender: 8 Years	4.70%	8 Years	8 Years	B++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 9 Years Surrender: 9 Years	4.70%	9 Years	9 Years	B++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years	4.70%	10 Years	10 Years	B++
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 9 Years	4.70%	10 Years	9 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years	4.65%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years	4.65%	1 Year	7 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 3 Years Surrender: 3 Years	4.65%	3 Years	3 Years	A
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years	4.65%	3 Years	3 Years	A
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years	4.65%	3 Years	3 Years	A-
Multi Select Guarantee: 3 Years Surrender: 3 Years	4.65%	3 Years	3 Years	A
Premier Voyage Guarantee: 3 Years Surrender: 3 Years	4.65%	3 Years	3 Years	A++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years	4.65%	3 Years	3 Years	B++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years	4.65%	3 Years	3 Years	A++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years	4.65%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years	4.65%	3 Years	3 Years	A++
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.65%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years	4.65%	4 Years	4 Years	A-
Brighthouse Fixed Rate Annuity with ROP Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A++
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A+
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A-
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A
Smart Saver NY Guarantee: 5 Years Surrender: 5 Years	4.65%	5 Years	5 Years	A+
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years	4.65%	6 Years	6 Years	A-
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A+
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A-
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years	4.65%	7 Years	7 Years	A
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years	4.65%	9 Years	9 Years	A+
Focused Growth Annuity Guarantee: 10 Years Surrender: 10 Years	4.65%	10 Years	10 Years	A
Future Flex 8 Guarantee: 2 Years Surrender: 8 Years	4.60%	2 Years	8 Years	A-
Premier Voyage Guarantee: 2 Years Surrender: 2 Years	4.60%	2 Years	2 Years	A++
Brighthouse Fixed Rate Annuity with ROP Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A++
Select Choice Plus 1 - Base Contract Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A
SmartSelect Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years	4.60%	3 Years	3 Years	A+
Premier Voyage Guarantee: 4 Years Surrender: 4 Years	4.60%	4 Years	4 Years	A++
Eagle Guarantee Focus Series Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A-
F&G Secure MYGA® ROP Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A++
GuaranteeShield Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A-
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A
Mariner Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A+
Premier Voyage Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A++
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A+
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Secure Plus Guarantee: 5 Years Surrender: 5 Years	4.60%	5 Years	5 Years	A+
Future Flex 5 Guarantee: 6 Years Surrender: 5 Years	4.60%	6 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years	4.60%	6 Years	6 Years	A-
Premier Voyage Guarantee: 6 Years Surrender: 6 Years	4.60%	6 Years	6 Years	A++
Premier Voyage Guarantee: 6 Years Surrender: 6 Years	4.60%	6 Years	6 Years	A++
Athene MYG Guarantee: 7 Years Surrender: 7 Years	4.60%	7 Years	7 Years	A+
F&G Secure MYGA® ROP Guarantee: 7 Years Surrender: 7 Years	4.60%	7 Years	7 Years	A
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years	4.60%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years	4.60%	7 Years	7 Years	A+
Premier Voyage Guarantee: 7 Years Surrender: 7 Years	4.60%	7 Years	7 Years	A++
Premier Voyage Guarantee: 7 Years Surrender: 7 Years	4.60%	7 Years	7 Years	A++
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years	4.60%	7 Years	7 Years	A+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.60%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years	4.60%	7 Years	7 Years	A
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years	4.60%	9 Years	9 Years	A+
Apollo SP Guarantee: 1 Year Surrender: 7 Years	4.55%	1 Year	7 Years	A++
Secure Growth Guarantee: 1 Year Surrender: 7 Years	4.55%	1 Year	7 Years	A+
Premier Voyage Guarantee: 2 Years Surrender: 2 Years	4.55%	2 Years	2 Years	A++
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years	4.55%	3 Years	3 Years	A
MNL Guarantee Pro 3 Guarantee: 3 Years Surrender: 3 Years	4.55%	3 Years	3 Years	A+
Palladium Match MYG Guarantee: 3 Years Surrender: 3 Years	4.55%	3 Years	3 Years	A
Premier Voyage Guarantee: 3 Years Surrender: 3 Years	4.55%	3 Years	3 Years	A++
Premier Voyage Guarantee: 3 Years Surrender: 3 Years	4.55%	3 Years	3 Years	A++
Secure Growth Guarantee: 3 Years Surrender: 7 Years	4.55%	3 Years	7 Years	A+
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	4.55%	3 Years	3 Years	A-
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years	4.55%	3 Years	3 Years	A-
Select Pro Guarantee: 3 Years Surrender: 3 Years	4.55%	3 Years	3 Years	A
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years	4.55%	4 Years	4 Years	A++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years	4.55%	4 Years	4 Years	A++
American Freedom Aspire 5 Guarantee: 5 Years Surrender: 5 Years	4.55%	5 Years	5 Years	A++
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years	4.55%	5 Years	5 Years	A-
Secure Growth Guarantee: 5 Years Surrender: 7 Years	4.55%	5 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.55%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.55%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.55%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.55%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.55%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years	4.55%	5 Years	5 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years	4.55%	5 Years	5 Years	A
American Freedom Aspire 7 Guarantee: 7 Years Surrender: 7 Years	4.55%	7 Years	7 Years	A++
Lincoln Select Guarantee: 7 Years Surrender: 7 Years	4.55%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years	4.55%	7 Years	7 Years	A+
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	4.55%	7 Years	7 Years	A-
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years	4.55%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.55%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.55%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years	4.55%	7 Years	7 Years	A
ChoiceFour (Liquidity + MVA) Guarantee: 1 Year Surrender: 6 Years	4.50%	1 Year	6 Years	B++
ChoiceFour (Liquidity) Guarantee: 1 Year Surrender: 6 Years	4.50%	1 Year	6 Years	B++
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 9 Years	4.50%	1 Year	9 Years	A
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 7 Years	4.50%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years	4.50%	1 Year	5 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years	4.50%	1 Year	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years	4.50%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years	4.50%	3 Years	7 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A
Eagle Guarantee Focus Series Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A-
Expedition II Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A+
GuaranteeShield Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A-
Mariner Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 7 Years	4.50%	3 Years	7 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 5 Years	4.50%	3 Years	5 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A++
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A+
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A-
Select Pro Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A
Stable Voyage Guarantee: 3 Years Surrender: 3 Years	4.50%	3 Years	3 Years	A++
Premier Voyage Guarantee: 4 Years Surrender: 4 Years	4.50%	4 Years	4 Years	A++
Premier Voyage Guarantee: 4 Years Surrender: 4 Years	4.50%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	4.50%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years	4.50%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years	4.50%	4 Years	4 Years	A++
Smart Saver NY Guarantee: 4 Years Surrender: 4 Years	4.50%	4 Years	4 Years	A+
SmartSelect Guarantee: 4 Years Surrender: 4 Years	4.50%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years	4.50%	4 Years	4 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A+
Mariner Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A+
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A+
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A-
Premier Voyage Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A++
Secure Growth Guarantee: 5 Years Surrender: 7 Years	4.50%	5 Years	7 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A+
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A+
Select Choice Plus 1 - Base Contract Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years	4.50%	5 Years	5 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	4.50%	7 Years	7 Years	A
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years	4.50%	7 Years	7 Years	A+
Expedition II Guarantee: 7 Years Surrender: 7 Years	4.50%	7 Years	7 Years	A+
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years	4.50%	7 Years	7 Years	A+
Secure Growth Guarantee: 7 Years Surrender: 7 Years	4.50%	7 Years	7 Years	A+
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years	4.50%	7 Years	7 Years	A+
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.50%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years	4.50%	7 Years	7 Years	A
Smart Saver NY Guarantee: 7 Years Surrender: 7 Years	4.50%	7 Years	7 Years	A+
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years	4.50%	9 Years	9 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years	4.45%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years	4.45%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years	4.45%	1 Year	7 Years	A+
American Freedom Aspire 3 Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A++
Athene MYG Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A+
Expedition II Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A+
F&G Secure MYGA® Non-MVA Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.45%	3 Years	3 Years	A-
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years	4.45%	4 Years	4 Years	A++
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years	4.45%	4 Years	4 Years	A+
Stable Voyage Guarantee: 4 Years Surrender: 4 Years	4.45%	4 Years	4 Years	A++
Lincoln Select Guarantee: 5 Years Surrender: 5 Years	4.45%	5 Years	5 Years	A
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years	4.45%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years	4.45%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years	4.45%	5 Years	5 Years	A++
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years	4.45%	5 Years	5 Years	A++
Stable Voyage Guarantee: 5 Years Surrender: 5 Years	4.45%	5 Years	5 Years	A++
Smart Saver NY Guarantee: 6 Years Surrender: 6 Years	4.45%	6 Years	6 Years	A+
Expedition II Guarantee: 7 Years Surrender: 7 Years	4.45%	7 Years	7 Years	A+
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years	4.45%	7 Years	7 Years	A++
Secure Growth Guarantee: 7 Years Surrender: 7 Years	4.45%	7 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	4.45%	7 Years	7 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years	4.45%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years	4.45%	7 Years	7 Years	A
Platinum Edge Guarantee: 10 Years Surrender: 10 Years	4.45%	10 Years	10 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years	4.40%	1 Year	5 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years	4.40%	1 Year	5 Years	A+
Premier Voyage Guarantee: 2 Years Surrender: 2 Years	4.40%	2 Years	2 Years	A++
Palladium Match MYG Guarantee: 3 Years Surrender: 3 Years	4.40%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 5 Years	4.40%	3 Years	5 Years	A+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years	4.40%	3 Years	3 Years	B+
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years	4.40%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years	4.40%	3 Years	3 Years	A++
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years	4.40%	3 Years	3 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.40%	3 Years	3 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.40%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years	4.40%	3 Years	3 Years	A
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A++
MyGuarantee Plus Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A
MyGuarantee Plus Class Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A
Secure Growth Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A++
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A++
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A
SmartSelect Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years	4.40%	5 Years	5 Years	A+
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years	4.40%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years	4.40%	6 Years	6 Years	A++
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years	4.40%	7 Years	7 Years	A
MyGuarantee Plus Guarantee: 7 Years Surrender: 7 Years	4.40%	7 Years	7 Years	A
MyGuarantee Plus Class Guarantee: 7 Years Surrender: 7 Years	4.40%	7 Years	7 Years	A
Prudential WealthGuard Guarantee: 7 Years Surrender: 7 Years	4.40%	7 Years	7 Years	A+
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.40%	7 Years	7 Years	A-
United of Omaha Insurance Company (a Mutual of Omaha company) Bonus Flexible Annuity Guarantee: 8 Years Surrender: 8 Years	4.40%	8 Years	8 Years	A+
Future Flex 8 Guarantee: 9 Years Surrender: 8 Years	4.40%	9 Years	8 Years	A-
Platinum Edge Guarantee: 9 Years Surrender: 9 Years	4.40%	9 Years	9 Years	A+
Brighthouse Fixed Rate Annuity with ROP Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A++
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A++
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A+
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A
SmartSelect Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years	4.35%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	4.35%	4 Years	4 Years	A++
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years	4.35%	5 Years	5 Years	A+
Expedition II Guarantee: 5 Years Surrender: 5 Years	4.35%	5 Years	5 Years	A+
Expedition II Guarantee: 5 Years Surrender: 5 Years	4.35%	5 Years	5 Years	A+
F&G Secure MYGA® ROP Guarantee: 5 Years Surrender: 5 Years	4.35%	5 Years	5 Years	A
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years	4.35%	5 Years	5 Years	A++
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years	4.35%	5 Years	5 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.35%	5 Years	5 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.35%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.35%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.35%	5 Years	5 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	4.35%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years	4.35%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years	4.35%	6 Years	6 Years	A++
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years	4.35%	7 Years	7 Years	A+
F&G Secure MYGA® ROP Guarantee: 7 Years Surrender: 7 Years	4.35%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years	4.35%	7 Years	7 Years	A+
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years	4.35%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years	4.35%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years	4.35%	7 Years	7 Years	A++
Select Choice Plus 1 - Base Contract Guarantee: 7 Years Surrender: 7 Years	4.35%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 7 Years Surrender: 7 Years	4.35%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.35%	7 Years	7 Years	A-
Platinum Edge Guarantee: 8 Years Surrender: 8 Years	4.35%	8 Years	8 Years	A+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years	4.34%	3 Years	3 Years	B+
Premier Voyage Guarantee: 2 Years Surrender: 2 Years	4.30%	2 Years	2 Years	A++
Premier Voyage Guarantee: 2 Years Surrender: 2 Years	4.30%	2 Years	2 Years	A++
F&G Secure MYGA® ROP Guarantee: 3 Years Surrender: 3 Years	4.30%	3 Years	3 Years	A
Palladium Match MYG Guarantee: 3 Years Surrender: 3 Years	4.30%	3 Years	3 Years	A
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years	4.30%	3 Years	3 Years	B+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.30%	3 Years	3 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.30%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.30%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 3 Years Surrender: 3 Years	4.30%	3 Years	3 Years	A-
Select Pro Guarantee: 3 Years Surrender: 3 Years	4.30%	3 Years	3 Years	A
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years	4.30%	4 Years	4 Years	A++
SmartSelect Guarantee: 4 Years Surrender: 4 Years	4.30%	4 Years	4 Years	A+
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years	4.30%	5 Years	5 Years	A+
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years	4.30%	5 Years	5 Years	A++
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years	4.30%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years	4.30%	5 Years	5 Years	A+
Prudential WealthGuard Guarantee: 5 Years Surrender: 5 Years	4.30%	5 Years	5 Years	A+
SmartSelect Guarantee: 5 Years Surrender: 5 Years	4.30%	5 Years	5 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years	4.30%	6 Years	6 Years	A++
American Freedom Aspire 7 Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A++
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A+
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A++
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A+
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A+
Platinum Edge Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years	4.30%	7 Years	7 Years	A++
Lincoln Select Guarantee: 10 Years Surrender: 10 Years	4.30%	10 Years	10 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years	4.30%	10 Years	10 Years	A
MultiRate Guarantee: 1 Year Surrender: 7 Years	4.25%	1 Year	7 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years	4.25%	1 Year	7 Years	A+
Future Flex 8 Guarantee: 2 Years Surrender: 8 Years	4.25%	2 Years	8 Years	A-
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years	4.25%	3 Years	3 Years	A
Prudential WealthGuard Guarantee: 3 Years Surrender: 3 Years	4.25%	3 Years	3 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years	4.25%	3 Years	3 Years	A++
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years	4.25%	3 Years	6 Years	A++
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years	4.25%	3 Years	3 Years	A+
Select Pro Guarantee: 3 Years Surrender: 3 Years	4.25%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	4.25%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	4.25%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years	4.25%	4 Years	4 Years	A++
SmartSelect Guarantee: 4 Years Surrender: 4 Years	4.25%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years	4.25%	4 Years	4 Years	A+
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years	4.25%	5 Years	5 Years	B+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	4.25%	5 Years	5 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.25%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.25%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.25%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.25%	5 Years	5 Years	A-
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years	4.25%	5 Years	5 Years	A++
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years	4.25%	5 Years	5 Years	A++
Platinum Edge Guarantee: 6 Years Surrender: 6 Years	4.25%	6 Years	6 Years	A+
Secure Growth Guarantee: 7 Years Surrender: 7 Years	4.25%	7 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years	4.25%	7 Years	7 Years	A++
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 7 Years Surrender: 7 Years	4.25%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 7 Years Surrender: 7 Years	4.25%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.25%	7 Years	7 Years	A-
MultiRate Guarantee: 1 Year Surrender: 7 Years	4.20%	1 Year	7 Years	A+
SPDA Series II Guarantee: 1 Year Surrender: 7 Years	4.20%	1 Year	7 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years	4.20%	1 Year	7 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years	4.20%	1 Year	5 Years	A+
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years	4.20%	3 Years	3 Years	A+
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years	4.20%	3 Years	3 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 7 Years	4.20%	3 Years	7 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	4.20%	3 Years	3 Years	A++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years	4.20%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years	4.20%	3 Years	3 Years	A++
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.20%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years	4.20%	3 Years	3 Years	A-
SmartSelect Guarantee: 3 Years Surrender: 3 Years	4.20%	3 Years	3 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years	4.20%	4 Years	4 Years	A++
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years	4.20%	4 Years	4 Years	A+
Mariner Guarantee: 5 Years Surrender: 5 Years	4.20%	5 Years	5 Years	A+
Platinum Edge Guarantee: 5 Years Surrender: 5 Years	4.20%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 7 Years	4.20%	5 Years	7 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years	4.20%	5 Years	5 Years	A+
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years	4.20%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years	4.20%	5 Years	5 Years	A++
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.20%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 5 Years Surrender: 5 Years	4.20%	5 Years	5 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	4.20%	6 Years	6 Years	A++
Palladium MYG Guarantee: 7 Years Surrender: 10 Years	4.20%	7 Years	10 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years	4.20%	7 Years	7 Years	A+
Select Choice Plus 1 - Base Contract Guarantee: 7 Years Surrender: 7 Years	4.20%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Contract Guarantee: 7 Years Surrender: 7 Years	4.20%	7 Years	7 Years	A-
Future Flex 8 Guarantee: 9 Years Surrender: 8 Years	4.20%	9 Years	8 Years	A-
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years	4.19%	5 Years	5 Years	B+
Secure Growth Guarantee: 1 Year Surrender: 5 Years	4.15%	1 Year	5 Years	A+
MultiRate Guarantee: 2 Years Surrender: 7 Years	4.15%	2 Years	7 Years	A+
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years	4.15%	3 Years	3 Years	A+
SPDA Series II Guarantee: 3 Years Surrender: 7 Years	4.15%	3 Years	7 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 5 Years	4.15%	3 Years	5 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	4.15%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years	4.15%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years	4.15%	3 Years	3 Years	A++
Select Pro Guarantee: 3 Years Surrender: 3 Years	4.15%	3 Years	3 Years	A
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years	4.15%	4 Years	4 Years	A-
Platinum Edge Guarantee: 4 Years Surrender: 4 Years	4.15%	4 Years	4 Years	A+
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	A+
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	A++
New Momentum Guarantee: 5 Years Surrender: 7 Years	4.15%	5 Years	7 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	A+
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	B+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	A++
SmartSelect Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years	4.15%	5 Years	5 Years	A+
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years	4.15%	6 Years	6 Years	A++
SmartStep Guarantee: 6 Years Surrender: 6 Years	4.15%	6 Years	6 Years	A+
SmartStep Guarantee: 6 Years Surrender: 6 Years	4.15%	6 Years	6 Years	A+
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years	4.15%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	4.15%	7 Years	7 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.15%	7 Years	7 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years	4.15%	7 Years	7 Years	A-
Palladium MYG Guarantee: 10 Years Surrender: 10 Years	4.15%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years	4.10%	1 Year	7 Years	A+
MultiRate Guarantee: 2 Years Surrender: 7 Years	4.10%	2 Years	7 Years	A+
MultiRate Guarantee: 3 Years Surrender: 7 Years	4.10%	3 Years	7 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	4.10%	3 Years	3 Years	A++
Select Pro Guarantee: 3 Years Surrender: 3 Years	4.10%	3 Years	3 Years	A
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years	4.10%	3 Years	3 Years	A+
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years	4.10%	4 Years	4 Years	A-
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	4.10%	4 Years	4 Years	A++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years	4.10%	4 Years	4 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	4.10%	5 Years	5 Years	A
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years	4.10%	5 Years	5 Years	A++
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.10%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years	4.10%	5 Years	5 Years	A-
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years	4.10%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	4.10%	6 Years	6 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	4.10%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years	4.10%	6 Years	6 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	4.10%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years	4.10%	7 Years	7 Years	A+
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years	4.10%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years	4.10%	7 Years	7 Years	A++
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 7 Years Surrender: 7 Years	4.10%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Contract Plus PFW Guarantee: 7 Years Surrender: 7 Years	4.10%	7 Years	7 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years	4.05%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years	4.05%	3 Years	7 Years	A
F&G Secure MYGA® ROP Guarantee: 3 Years Surrender: 3 Years	4.05%	3 Years	3 Years	A
MultiRate Guarantee: 3 Years Surrender: 7 Years	4.05%	3 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years	4.05%	3 Years	3 Years	A++
MultiRate Guarantee: 4 Years Surrender: 7 Years	4.05%	4 Years	7 Years	A+
MultiVantage Guarantee: 4 Years Surrender: 4 Years	4.05%	4 Years	4 Years	A+
MultiVantage Guarantee: 4 Years Surrender: 4 Years	4.05%	4 Years	4 Years	A+
MultiVantage Guarantee: 4 Years Surrender: 4 Years	4.05%	4 Years	4 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	4.05%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years	4.05%	4 Years	4 Years	A++
SmartSelect Guarantee: 4 Years Surrender: 4 Years	4.05%	4 Years	4 Years	A+
Mariner Guarantee: 5 Years Surrender: 5 Years	4.05%	5 Years	5 Years	A+
MultiRate Guarantee: 5 Years Surrender: 7 Years	4.05%	5 Years	7 Years	A+
SPDA Series II Guarantee: 5 Years Surrender: 7 Years	4.05%	5 Years	7 Years	A+
SmartSelect Guarantee: 5 Years Surrender: 5 Years	4.05%	5 Years	5 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years	4.05%	6 Years	6 Years	A++
Palladium MYG Guarantee: 7 Years Surrender: 10 Years	4.05%	7 Years	10 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	4.05%	7 Years	7 Years	A++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	4.05%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years	4.05%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years	4.05%	7 Years	7 Years	A++
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years	4.05%	7 Years	7 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.05%	7 Years	7 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	4.05%	7 Years	7 Years	A-
Palladium MYG Guarantee: 10 Years Surrender: 10 Years	4.05%	10 Years	10 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years	4.00%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years	4.00%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years	4.00%	1 Year	5 Years	A+
American Pathway Advisory Guarantee: 3 Years Surrender: 3 Years	4.00%	3 Years	3 Years	A
Expedition II Guarantee: 3 Years Surrender: 3 Years	4.00%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	4.00%	3 Years	3 Years	A++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years	4.00%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years	4.00%	3 Years	3 Years	A++
MultiRate Guarantee: 4 Years Surrender: 7 Years	4.00%	4 Years	7 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	4.00%	4 Years	4 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years	4.00%	4 Years	4 Years	A++
American Pathway Advisory Guarantee: 5 Years Surrender: 5 Years	4.00%	5 Years	5 Years	A
MultiRate Guarantee: 5 Years Surrender: 7 Years	4.00%	5 Years	7 Years	A+
MultiVantage Guarantee: 5 Years Surrender: 5 Years	4.00%	5 Years	5 Years	A+
MultiVantage Guarantee: 5 Years Surrender: 5 Years	4.00%	5 Years	5 Years	A+
MultiVantage Guarantee: 5 Years Surrender: 5 Years	4.00%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years	4.00%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	4.00%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years	4.00%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years	4.00%	5 Years	5 Years	A++
SecureSaver Guarantee: 5 Years Surrender: 5 Years	4.00%	5 Years	5 Years	A+
Select Pro Guarantee: 5 Years Surrender: 5 Years	4.00%	5 Years	5 Years	A
American Pathway Advisory Guarantee: 7 Years Surrender: 7 Years	4.00%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years	4.00%	7 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years	4.00%	7 Years	7 Years	A++
SecureSaver Guarantee: 7 Years Surrender: 7 Years	4.00%	7 Years	7 Years	A+
Select Pro Guarantee: 7 Years Surrender: 7 Years	4.00%	7 Years	7 Years	A
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years	3.95%	3 Years	3 Years	A+
Expedition II Guarantee: 3 Years Surrender: 3 Years	3.95%	3 Years	3 Years	A+
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years	3.95%	3 Years	3 Years	A+
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years	3.95%	3 Years	3 Years	A-
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	3.95%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years	3.95%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years	3.95%	3 Years	3 Years	A++
SmartSelect Guarantee: 3 Years Surrender: 3 Years	3.95%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	3.95%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years	3.95%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years	3.95%	5 Years	5 Years	A++
Access SPDA Guarantee: 6 Years Surrender: 6 Years	3.95%	6 Years	6 Years	A-
New Momentum Guarantee: 6 Years Surrender: 7 Years	3.95%	6 Years	7 Years	A+
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	3.95%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years	3.95%	6 Years	6 Years	A++
SmartStep Guarantee: 6 Years Surrender: 6 Years	3.95%	6 Years	6 Years	A+
SmartStep Guarantee: 6 Years Surrender: 6 Years	3.95%	6 Years	6 Years	A+
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	3.95%	7 Years	7 Years	A
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years	3.95%	7 Years	7 Years	A++
MultiRate Guarantee: 7 Years Surrender: 7 Years	3.95%	7 Years	7 Years	A+
Palladium MYG Guarantee: 7 Years Surrender: 10 Years	3.95%	7 Years	10 Years	A
SPDA Series II Guarantee: 7 Years Surrender: 7 Years	3.95%	7 Years	7 Years	A+
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 7 Years Surrender: 7 Years	3.95%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 7 Years Surrender: 7 Years	3.95%	7 Years	7 Years	A-
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years	3.90%	2 Years	2 Years	B+
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years	3.90%	3 Years	3 Years	A+
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years	3.90%	3 Years	3 Years	A-
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	3.90%	3 Years	3 Years	A++
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years	3.90%	3 Years	6 Years	A++
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	3.90%	4 Years	4 Years	A++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years	3.90%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	3.90%	5 Years	5 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years	3.90%	5 Years	5 Years	A++
Palladium MYG Guarantee: 6 Years Surrender: 10 Years	3.90%	6 Years	10 Years	A
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	3.90%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years	3.90%	6 Years	6 Years	A++
MultiRate Guarantee: 7 Years Surrender: 7 Years	3.90%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	3.90%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years	3.90%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years	3.90%	7 Years	7 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years	3.85%	3 Years	3 Years	A++
Access SPDA Guarantee: 4 Years Surrender: 4 Years	3.85%	4 Years	4 Years	A-
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	3.85%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years	3.85%	4 Years	4 Years	A++
Select Pro Guarantee: 5 Years Surrender: 5 Years	3.85%	5 Years	5 Years	A
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	3.85%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years	3.85%	6 Years	6 Years	A++
MultiVantage Guarantee: 7 Years Surrender: 7 Years	3.85%	7 Years	7 Years	A+
MultiVantage Guarantee: 7 Years Surrender: 7 Years	3.85%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	3.85%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years	3.85%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years	3.85%	7 Years	7 Years	A++
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years	3.85%	7 Years	7 Years	A++
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	3.85%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	3.85%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years	3.85%	7 Years	7 Years	A
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years	3.85%	7 Years	7 Years	A++
Future Flex 8 Guarantee: 9 Years Surrender: 8 Years	3.85%	9 Years	8 Years	A-
MultiVantage Guarantee: 10 Years Surrender: 10 Years	3.85%	10 Years	10 Years	A+
MultiVantage Guarantee: 10 Years Surrender: 10 Years	3.85%	10 Years	10 Years	A+
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years	3.84%	2 Years	2 Years	B+
Secure Growth Guarantee: 1 Year Surrender: 7 Years	3.80%	1 Year	7 Years	A+
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years	3.80%	2 Years	2 Years	B+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	3.80%	3 Years	3 Years	A++
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years	3.80%	3 Years	6 Years	A++
Select Max Guarantee: 3 Years Surrender: 3 Years	3.80%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	3.80%	4 Years	4 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years	3.80%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	3.80%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years	3.80%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years	3.80%	5 Years	5 Years	A++
Select Max Guarantee: 5 Years Surrender: 5 Years	3.80%	5 Years	5 Years	A
SmartSelect Guarantee: 6 Years Surrender: 6 Years	3.80%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years	3.80%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years	3.80%	6 Years	6 Years	A+
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years	3.80%	7 Years	7 Years	A++
New Momentum Guarantee: 7 Years Surrender: 7 Years	3.80%	7 Years	7 Years	A+
Secure Growth Guarantee: 7 Years Surrender: 7 Years	3.80%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	3.80%	7 Years	7 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years	3.80%	7 Years	7 Years	A++
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years	3.80%	7 Years	7 Years	A++
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 7 Years Surrender: 7 Years	3.80%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Contract Plus ROP Guarantee: 7 Years Surrender: 7 Years	3.80%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years	3.80%	7 Years	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years	3.75%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years	3.75%	1 Year	5 Years	A+
SeniorSelect Guarantee: 1 Year Surrender: 1 Year	3.75%	1 Year	1 Year	A+
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years	3.75%	3 Years	7 Years	A
SecureOption Focus Guarantee: 3 Years Surrender: 7 Years	3.75%	3 Years	7 Years	A+
Select Max Guarantee: 3 Years Surrender: 3 Years	3.75%	3 Years	3 Years	A
Select Pro Guarantee: 3 Years Surrender: 3 Years	3.75%	3 Years	3 Years	A
Mariner Guarantee: 5 Years Surrender: 5 Years	3.75%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years	3.75%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	3.75%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years	3.75%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years	3.75%	5 Years	5 Years	A++
SecureOption Focus Guarantee: 5 Years Surrender: 7 Years	3.75%	5 Years	7 Years	A+
Select Max Guarantee: 5 Years Surrender: 5 Years	3.75%	5 Years	5 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years	3.75%	6 Years	10 Years	A
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	3.75%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years	3.75%	6 Years	6 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	3.75%	7 Years	7 Years	A
MultiVantage Guarantee: 7 Years Surrender: 7 Years	3.75%	7 Years	7 Years	A+
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years	3.75%	7 Years	7 Years	A++
SecureOption Focus Guarantee: 7 Years Surrender: 7 Years	3.75%	7 Years	7 Years	A+
Select Max Guarantee: 7 Years Surrender: 7 Years	3.75%	7 Years	7 Years	A
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years	3.75%	7 Years	7 Years	A++
New Momentum Guarantee: 10 Years Surrender: 7 Years	3.75%	10 Years	7 Years	A+
Platinum Edge Guarantee: 3 Years Surrender: 3 Years	3.70%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years	3.70%	3 Years	3 Years	A++
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years	3.70%	3 Years	6 Years	A++
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years	3.70%	4 Years	4 Years	A
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	3.70%	4 Years	4 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	3.70%	5 Years	5 Years	A
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	3.70%	5 Years	5 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years	3.70%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	3.70%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years	3.70%	6 Years	6 Years	A++
SmartSelect Guarantee: 6 Years Surrender: 6 Years	3.70%	6 Years	6 Years	A+
American Pathway Vision MYG Guarantee: 7 Years Surrender: 10 Years	3.70%	7 Years	10 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	3.70%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years	3.70%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years	3.70%	7 Years	7 Years	A++
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	3.70%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Contract Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years	3.70%	7 Years	7 Years	A-
SolutionsMYG Guarantee: 7 Years Surrender: 10 Years	3.70%	7 Years	10 Years	A
American Pathway Vision MYG Guarantee: 10 Years Surrender: 10 Years	3.70%	10 Years	10 Years	A
MultiVantage Guarantee: 10 Years Surrender: 10 Years	3.70%	10 Years	10 Years	A+
SolutionsMYG Guarantee: 10 Years Surrender: 10 Years	3.70%	10 Years	10 Years	A
SecureOption Focus Guarantee: 3 Years Surrender: 7 Years	3.65%	3 Years	7 Years	A+
American Pathway Vision MYG Guarantee: 5 Years Surrender: 10 Years	3.65%	5 Years	10 Years	A
SecureOption Focus Guarantee: 5 Years Surrender: 7 Years	3.65%	5 Years	7 Years	A+
SolutionsMYG Guarantee: 5 Years Surrender: 10 Years	3.65%	5 Years	10 Years	A
American Pathway Vision MYG Guarantee: 6 Years Surrender: 10 Years	3.65%	6 Years	10 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years	3.65%	6 Years	10 Years	A
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	3.65%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years	3.65%	6 Years	6 Years	A++
SolutionsMYG Guarantee: 6 Years Surrender: 10 Years	3.65%	6 Years	10 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	3.65%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years	3.65%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years	3.65%	7 Years	7 Years	A++
SecureOption Focus Guarantee: 7 Years Surrender: 7 Years	3.65%	7 Years	7 Years	A+
SmartSelect Guarantee: 7 Years Surrender: 7 Years	3.65%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years	3.65%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years	3.65%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years	3.60%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	3.60%	5 Years	5 Years	A++
Select Max Guarantee: 5 Years Surrender: 5 Years	3.60%	5 Years	5 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	3.60%	7 Years	7 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years	3.60%	7 Years	7 Years	A++
Select Max Guarantee: 7 Years Surrender: 7 Years	3.60%	7 Years	7 Years	A
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years	3.60%	7 Years	7 Years	A++
Select Pro Guarantee: 3 Years Surrender: 3 Years	3.55%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	3.55%	6 Years	6 Years	A++
SmartSelect Guarantee: 6 Years Surrender: 6 Years	3.55%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years	3.55%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years	3.55%	6 Years	6 Years	A+
SmartSelect Guarantee: 7 Years Surrender: 7 Years	3.55%	7 Years	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years	3.50%	1 Year	5 Years	A
SecureOption Focus Guarantee: 1 Year Surrender: 7 Years	3.50%	1 Year	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years	3.50%	3 Years	5 Years	A
American Pathway Vision MYG Guarantee: 4 Years Surrender: 10 Years	3.50%	4 Years	10 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	3.50%	5 Years	5 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years	3.50%	5 Years	10 Years	A
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years	3.50%	5 Years	5 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	3.50%	7 Years	7 Years	A
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years	3.50%	7 Years	7 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	3.50%	7 Years	7 Years	A++
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years	3.50%	7 Years	7 Years	A++
SecureOption Focus Guarantee: 3 Years Surrender: 7 Years	3.45%	3 Years	7 Years	A+
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years	3.45%	5 Years	5 Years	A
Secure Savings Guarantee: 5 Years Surrender: 5 Years	3.45%	5 Years	5 Years	B+
SecureOption Focus Guarantee: 5 Years Surrender: 7 Years	3.45%	5 Years	7 Years	A+
Access SPDA Guarantee: 6 Years Surrender: 6 Years	3.45%	6 Years	6 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years	3.45%	6 Years	6 Years	A++
SmartSelect Guarantee: 6 Years Surrender: 6 Years	3.45%	6 Years	6 Years	A+
SecureOption Focus Guarantee: 7 Years Surrender: 7 Years	3.45%	7 Years	7 Years	A+
Select Max Guarantee: 7 Years Surrender: 7 Years	3.45%	7 Years	7 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years	3.40%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years	3.40%	1 Year	7 Years	A
SecureOption Focus Guarantee: 1 Year Surrender: 7 Years	3.40%	1 Year	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years	3.40%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years	3.40%	3 Years	7 Years	A
Select Max Guarantee: 3 Years Surrender: 3 Years	3.40%	3 Years	3 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	3.40%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	3.40%	5 Years	5 Years	A
Select Max Guarantee: 5 Years Surrender: 5 Years	3.40%	5 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	3.40%	7 Years	7 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years	3.40%	7 Years	7 Years	A++
SmartSelect Guarantee: 7 Years Surrender: 7 Years	3.40%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years	3.40%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years	3.40%	7 Years	7 Years	A+
Select Max Guarantee: 3 Years Surrender: 3 Years	3.35%	3 Years	3 Years	A
Access SPDA Guarantee: 4 Years Surrender: 4 Years	3.35%	4 Years	4 Years	A-
Palladium MYG Guarantee: 5 Years Surrender: 10 Years	3.35%	5 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years	3.30%	3 Years	10 Years	A
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years	3.30%	5 Years	5 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years	3.30%	7 Years	7 Years	A
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years	3.30%	7 Years	7 Years	A
SmartSelect Guarantee: 7 Years Surrender: 7 Years	3.30%	7 Years	7 Years	A+
Palladium MYG Guarantee: 5 Years Surrender: 10 Years	3.25%	5 Years	10 Years	A
SecureOption Focus Guarantee: 1 Year Surrender: 7 Years	3.20%	1 Year	7 Years	A+
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years	3.20%	5 Years	5 Years	A
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years	3.20%	7 Years	7 Years	A
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years	3.15%	2 Years	2 Years	B+
Palladium MYG Guarantee: 3 Years Surrender: 10 Years	3.15%	3 Years	10 Years	A
Secure Savings Guarantee: 3 Years Surrender: 3 Years	3.15%	3 Years	3 Years	B+
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	3.15%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	3.15%	5 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years	3.10%	1 Year	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years	3.10%	3 Years	7 Years	A
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years	3.10%	4 Years	4 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	3.10%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	3.10%	5 Years	5 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years	3.10%	5 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	3.10%	7 Years	7 Years	A
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years	3.10%	7 Years	7 Years	A
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years	3.09%	2 Years	2 Years	B+
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years	3.05%	2 Years	2 Years	B+
Palladium MYG Guarantee: 3 Years Surrender: 10 Years	3.05%	3 Years	10 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	3.05%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	3.05%	5 Years	5 Years	A
SolutionsMYG Guarantee: 7 Years Surrender: 7 Years	3.05%	7 Years	7 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years	3.00%	1 Year	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years	3.00%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years	3.00%	1 Year	7 Years	A
Future Flex 5 Guarantee: 1 Year Surrender: 5 Years	3.00%	1 Year	5 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years	3.00%	3 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years	3.00%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years	3.00%	3 Years	7 Years	A
First Choice 4 Guarantee: 4 Years Surrender: 4 Years	3.00%	4 Years	4 Years	A
First Choice 4 Guarantee: 4 Years Surrender: 4 Years	3.00%	4 Years	4 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	3.00%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years	3.00%	5 Years	5 Years	A
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years	3.00%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	3.00%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years	3.00%	5 Years	5 Years	A
SolutionsMYG Guarantee: 5 Years Surrender: 7 Years	3.00%	5 Years	7 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years	3.00%	5 Years	5 Years	A
SolutionsMYG Guarantee: 6 Years Surrender: 7 Years	3.00%	6 Years	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years	3.00%	7 Years	7 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years	3.00%	7 Years	7 Years	A
Assured Edge Income Builder Guarantee: 7 Years Surrender: 7 Years	3.00%	7 Years	7 Years	A
Prudential Fixed Annuity Guarantee: 7 Years Surrender: 7 Years	3.00%	7 Years	7 Years	A+
Future Flex 5 Guarantee: 2 Years Surrender: 5 Years	2.75%	2 Years	5 Years	A-
Assured Edge Advisory Guarantee: 7 Years Surrender: 1 Year	2.75%	7 Years	1 Year	A
Income Creator Guarantee: 7 Years Surrender: 7 Years	2.65%	7 Years	7 Years	A+
Secure Savings Guarantee: 2 Years Surrender: 2 Years	2.60%	2 Years	2 Years	B+
Future Flex 5 Guarantee: 6 Years Surrender: 5 Years	2.35%	6 Years	5 Years	A-
Assured Edge Income Builder Guarantee: 7 Years Surrender: 7 Years	2.25%	7 Years	7 Years	A
Assured Edge Income Achiever Guarantee: 9 Years Surrender: 9 Years	2.25%	9 Years	9 Years	A
Assured Edge Income Achiever Guarantee: 10 Years Surrender: 10 Years	2.25%	10 Years	10 Years	A
Clear Income Advantage - FP Series Guarantee: 7 Years Surrender: 7 Years	1.00%	7 Years	7 Years	A++
Clear Income Advantage - FP Series Guarantee: 7 Years Surrender: 7 Years	1.00%	7 Years	7 Years	A++
Clear Income Advantage - FP Series Guarantee: 7 Years Surrender: 7 Years	1.00%	7 Years	7 Years	A++

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Additional Products Offered by National Security Group

National Security Group offers multi-year guaranteed annuities or MYGAs. MYGAs are a type of fixed annuity where the premium invested grows at a guaranteed interest rate for a specified number of years.

National Security Group’s MYGA has a minimum premium of $25,000 and no upfront fees. The initial guarantee period ranges from three to seven years. The annuity also comes with a death benefit of the full contract value.

Annuity owners can withdraw up to 10% of the contract’s value each year without penalty. This penalty-free withdrawal option is available after the first contract anniversary.

National Security Group’s MYGA is available in seven states: Alabama, Florida, Georgia, Mississippi, South Carolina, Tennessee and Texas.

When looking for an annuity company to work with, regardless of the age, customer satisfaction is very important. Often, consumers overlook newer companies because of their lack of experience in the market, but newer companies often offer better rates and work harder to earn and retain your business compared to older and more established companies. When I show my clients the different rates and offers from various companies, they more often than not research that company’s customer service record. Consider National Security Group as a viable option for annuities.

John Stevenson, CFFOwner and Advisor at Stevenson Retirement Solutions
John Stevenson, a Certified Financial Fiduciary®️, specializes in securing retirements with tax-free accounts. With a focus on guaranteed retirement, he’s ensured none of his clients suffer from market fluctuations. As a renowned educator and podcast host, John empowers thousands weekly, sharing his expertise in minimizing taxes and protecting against financial downturns.

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About National Security Group

National Security Group was founded in 1947 in Elba, Alabama. The insurance group is made up of National Security Fire & Casualty Company, which sells property, casualty and accident insurance; and National Security Insurance Company, which provides annuities and life insurance.

National Security began offering annuities in 2023, and sold over $71 million that year, comprising 0.02% of the U.S. annuity market, according to the National Association of Insurance Commissioners (NAIC).

National Security Insurance Company is licensed to sell insurance products in 22 states and the District of Columbia. However, as previously mentioned, the company’s annuities are only available in seven states.

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Credit Ratings

If you’re thinking of buying an annuity, it’s important to know about credit ratings for annuity providers. These ratings represent the financial strength and stability of the provider, and therefore, how likely the provider is to be able to fulfill its obligations in an annuity contract.

National Security Group Credit Ratings

Rating Company	Credit Rating
AM Best	B++ (Good)
Fitch	Not Rated
S&P	Not Rated

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What Customers Are Saying About National Security Group

National Security Group has not had any consumer complaints in its annuity department in the last three years, according to the NAIC. However, it seems that the company just started selling annuities last year, so it remains to be seen what its track record is for these products.

The NAIC tracks consumer complaints each state’s insurance commission receives each year. These are used to compile a company’s NAIC Complaint IndexNAIC Complaint IndexDetermined by dividing the company’s share of complaints in the U.S. market by the company’s share of premiums in the U.S. market. The National Complaint Index is always 1.00, so a score of 2.00, for example, is twice as high as expected in the market..

NAIC Complaint Index for National Security Group

All Policy Types	0.42
Individual Annuities Only	0.00

These numbers indicate that National Security Group has relatively few complaints for its annuity customers and for the insurance industry as a whole.

National Security Group did not appear in either the 2022 or 2023 editions of the J.D. Power Customer Satisfaction Index Ranking, which measures the overall customer satisfaction of annuity providers.

National Security Group Pros & Cons

National Security Group has advantages and disadvantages just like any other annuity provider. Before purchasing an annuity from any company, it’s important to consider the pros and cons.

Pros

High customer satisfaction rating: National Security has not had any complaints from annuity customers reported to the NAIC.
Variety of guarantee periods: National Security’s MYGAs have guarantee period options ranging from three to seven years.

Cons

Annuities only available in seven states: Though it’s licensed to sell insurance in 22 states, National Security only sells MYGAs in Alabama, Florida, Georgia, Mississippi, South Carolina, Tennessee and Texas.
Only offers one type of annuity: National Security only offers a multi-year guaranteed annuity.
New to annuity business: National Security only reported annuity sales to the NAIC in the last year, so they seem to be very new to selling annuities.

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Provider Rating Methodology

Annuity.org created a fact-based methodology to analyze the strength, security and reach of different annuity providers. We assessed companies based on their availability, the number of direct premiums sold, their AM Best Financial Strength Rating and their NAIC Complaint Index score.

Providers received a rating on a five-star scale for each of these categories, with the complaint index and financial strength ratings weighed as the heaviest variables. Then, using a weighted average, each company was assigned an overall star rating.

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Our Rating Panel

Annuity.org expert panel for providers pages

The Annuity.org editorial team spoke with several different annuity experts to learn more about what is important to customers when searching for a provider and what factors make a company reliable. While Annuity.org designed the methodology, these experts provided feedback during the process and consulted on what factors we should leverage to best help prospective buyers compare providers.

Please seek the advice of a qualified professional before making financial decisions.

Last Modified: July 18, 2024

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