Global Atlantic Financial Group
Global Atlantic Financial Group Limited, or Global Atlantic, is a leading life insurance and retirement company. The organization issues a range of annuity products, including fixed, variable, fixed index and income annuities.
- Written By Sheena Zimmermann, M.Ed.
- Edited By Emily Miller
- Updated: June 10, 2022
- This page features 7 Cited Research Articles

Global Atlantic is one of the largest fixed rate and fixed annuity providers in the country, serving over 2 million clients. Through its subsidiaries, Global Atlantic issues products for retirement, life and reinsurance to meet its customers’ needs for income, wealth accumulation and end-of-life financial expenses.
“At Global Atlantic, we are focused on delivering clear value to our customers with an enduring commitment to keep the promises we make,” according to the company website.
About Global Atlantic
Global Atlantic was founded in 2004 as Goldman Sachs Reinsurance Group. It incorporated as a privately held company in 2013 under the name Global Atlantic Financial Group Limited. The organization acquired multiple business lines, and in 2016, all services and products were officially branded as Global Atlantic.
KKR & Co. Inc., a leading global investment firm, acquired approximately 60 percent of Global Atlantic in 2021. As a result, Global Atlantic now operates as a consolidated subsidiary of KKR.
Global Atlantic’s website says the company’s success “is driven by a unique heritage that combines deep product and distribution knowledge with leading investment and risk management capabilities, alongside a strong financial foundation.”
- For contracts starting with “5xx” “6xx” “7xx" or “8xx”:
- 1-866-645-2449
- For contracts starting with “200”:
- 1-877-244-7526
- For contracts starting with “408” “409” and “509”:
- 1-800-457-8803
Credit Ratings
Not all annuity providers like Global Atlantic operate in the same way. Credit ratings are important for consumers to review prior to buying an annuity, as this scoring is a representation of the annuity company’s financial security.
Among four major crediting agencies, two have given Global Atlantic a stable outlook, and two have scored the company’s outlook as positive.
Rating | Outlook | |
---|---|---|
AM Best: | A Excellent | Positive |
Fitch: | A Strong | Stable |
S&P Global Ratings: | A- Strong | Stable |
Moody's: | A3 | Positive |
Annuity Products Offered by Global Atlantic
Global Atlantic issues a diverse range of annuity products. Two subsidiaries, Forethought Life Insurance Company and Commonwealth Annuity and Life Insurance Company, issue the annuities.
Fixed Annuities
Fixed annuities offer a locked-in interest rate for your earnings. Global Atlantic offers two fixed annuity product lines: ForeCare, with long-term care benefits, and SecureFore, with three time frames for growth to choose from.
Variable Annuities
Variable annuities have the highest growth potential — and also carry the greatest risk — of all the annuity types. You can choose from nearly 100 underlying investments with Global Atlantic’s ForeInvestors Choice product.
Fixed Index Annuities
The growth of these annuities can be credited in one of two ways: as a fixed interest rate with a specific interest percentage, or index-linked, with the earnings tied to the success of a market index such as the Standard & Poor’s 500 (S&P 500).
- ForeAccumulation II
- ForeIncome II
- Income 150+ SE
- Choice Accumulation II
- Choice Income II
Income Annuities
Global Atlantic’s ForeCertain income annuities guarantee payments for a set period or for your lifetime. You can begin receiving income right away or in the future.
Client Resources
The Global Atlantic website includes helpful guides and frequently asked questions for annuity and life insurance owners. Global Atlantic also offers assistance for clients financially impacted by the coronavirus disease (COVID-19) pandemic and guidance about the CARES Act as it relates to specific financial products.
Global Atlantic aims to match the right strategy to achieve your goals. Its products can help you grow your retirement savings, secure guaranteed income for life, provide protection for yourself and your loved ones, or leave a legacy.
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7 Cited Research Articles
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- Business Wire. (2021, March 31). AM Best Revises Issuer Credit Rating Outlook to Positive for Global Atlantic Financial Group Limited and Its Subsidiaries. Retrieved from https://www.businesswire.com/news/home/20210331005741/en/AM-Best-Revises-Issuer-Credit-Rating-Outlook-to-Positive-for-Global-Atlantic-Financial-Group-Limited-and-Its-Subsidiaries
- Global Atlantic Financial Group. (n.d.). Fixed Annuities. Retrieved from https://www.globalatlantic.com/retirement-annuities/fixed-annuities
- Global Atlantic Financial Group. (n.d.). Fixed Index Annuities. Retrieved from https://www.globalatlantic.com/retirement-annuities/fixed-index-annuities
- Global Atlantic Financial Group. (n.d.). Income Annuities. Retrieved from https://www.globalatlantic.com/retirement-annuities/income-annuities
- Global Atlantic Financial Group. (2021, February 1). KKR Closes Acquisition of Global Atlantic Financial Group Limited. Retrieved from https://www.globalatlantic.com/news/KKR-closes-acquisition-of-Global-Atlantic-Financial-Group-Limited
- Global Atlantic Financial Group. (n.d.). Meet Global Atlantic. Retrieved from https://www.globalatlantic.com/meet-global-atlantic
- Global Atlantic Financial Group. (n.d.). Variable Annuities. Retrieved from https://www.globalatlantic.com/retirement-annuities/variable-annuities