Sheena Zimmermann, Financial Writer for
  • Written By
    Sheena Zimmermann, M.Ed.

    Sheena Zimmermann, M.Ed.

    Financial Writer

    As a professional who values lifelong learning, Sheena Zimmermann joined the team with a deep commitment to connecting readers with resources designed to improve their financial literacy and strengthen their financial health.

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  • Edited By
    Emily Miller
    Emily Miller, Managing Editor for

    Emily Miller

    Managing Editor

    Managing editor Emily Miller is an award-winning journalist with more than 10 years of experience as a researcher, writer and editor. Throughout her professional career, Emily has covered education, government, health care, crime and breaking news for media organizations in Florida, Washington, D.C. and Texas. She joined the team in 2016.

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  • Updated: December 19, 2022
  • 4 min read time
  • This page features 8 Cited Research Articles
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This includes reputable industry sources, select financial publications, credible nonprofits, official government reports, court records and interviews with qualified experts.

Cite Us
How to Cite's Article

APA Zimmermann, S. (2022, December 19). Global Atlantic Financial Group. Retrieved January 30, 2023, from

MLA Zimmermann, Sheena. "Global Atlantic Financial Group.", 19 Dec 2022,

Chicago Zimmermann, Sheena. "Global Atlantic Financial Group." Last modified December 19, 2022.

Why Trust
Why You Can Trust has provided reliable, accurate financial information to consumers since 2013. We adhere to ethical journalism practices, including presenting honest, unbiased information that follows Associated Press style guidelines and reporting facts from reliable, attributed sources. Our objective is to deliver the most comprehensive explanation of annuities and financial literacy topics using plain, straightforward language.

Our Partnerships, Vision and Goals

We pride ourselves on partnering with professionals like those from Senior Market Sales (SMS) — a market leader with over 30 years of experience in the insurance industry — who offer personalized retirement solutions for consumers across the country. Our relationships with partners including SMS and Insuractive, the company’s consumer-facing branch, allow us to facilitate the sale of annuities and other retirement-oriented financial products to consumers who are looking to purchase safe and reliable solutions to fill gaps in their retirement income. We are compensated when we produce legitimate inquiries, and that compensation helps make an even stronger resource for our audience. We may also, at times, sell lead data to partners in our network in order to best connect consumers to the information they request. Readers are in no way obligated to use our partners’ services to access the free resources on carefully selects partners who share a common goal of educating consumers and helping them select the most appropriate product for their unique financial and lifestyle goals. Our network of advisors will never recommend products that are not right for the consumer, nor will Additionally, operates independently of its partners and has complete editorial control over the information we publish.

Our vision is to provide users with the highest quality information possible about their financial options and empower them to make informed decisions based on their unique needs.
Global Atlantic Financial Group Logo

Global Atlantic is one of the largest fixed rate and fixed annuity providers in the country, serving over 2 million clients. Through its subsidiaries, Global Atlantic issues products for retirement, life and reinsurance to meet its customers’ needs for income, wealth accumulation and end-of-life financial expenses.

“At Global Atlantic, we are focused on delivering clear value to our customers with an enduring commitment to keep the promises we make,” according to the company website.

About Global Atlantic

Global Atlantic was founded in 2004 as Goldman Sachs Reinsurance Group. It incorporated as a privately held company in 2013 under the name Global Atlantic Financial Group Limited. The organization acquired multiple business lines, and in 2016, all services and products were officially branded as Global Atlantic.

KKR & Co. Inc., a leading global investment firm, acquired approximately 60 percent of Global Atlantic in 2021. As a result, Global Atlantic now operates as a consolidated subsidiary of KKR.

Global Atlantic’s website says the company’s success “is driven by a unique heritage that combines deep product and distribution knowledge with leading investment and risk management capabilities, alongside a strong financial foundation.”

According to Business Wire, the company has reinsured about $80 billion of assets from its inception in 2004 to 2022.

Current Global Atlantic annuity holders can reach out to the company with questions using one of the following toll-free numbers, depending on your contract:
For contracts starting with “5xx” “6xx” “7xx" or “8xx”:
For contracts starting with “200”:
For contracts starting with “408” “409” and “509”:

Credit Ratings

Not all annuity providers like Global Atlantic operate in the same way. Credit ratings are important for consumers to review prior to buying an annuity, as this scoring is a representation of the annuity company’s financial security.

Among four major crediting agencies, two have given Global Atlantic a stable outlook, and two have scored the company’s outlook as positive.

Global Atlantic Credit Ratings
Rating Outlook
AM Best:A
S&P Global Ratings:A-

Annuity Products Offered by Global Atlantic

Global Atlantic issues a diverse range of annuity products. Two subsidiaries, Forethought Life Insurance Company and Commonwealth Annuity and Life Insurance Company, issue the annuities.

Fixed Annuities

Fixed annuities offer a locked-in interest rate for your earnings. Global Atlantic offers two fixed annuity product lines: ForeCare, with long-term care benefits, and SecureFore, with three time frames for growth to choose from.

Variable Annuities

Variable annuities have the highest growth potential — and also carry the greatest risk — of all the annuity types. You can choose from nearly 100 underlying investments with Global Atlantic’s ForeInvestors Choice product.

Fixed Index Annuities

The growth of these annuities can be credited in one of two ways: as a fixed interest rate with a specific interest percentage, or index-linked, with the earnings tied to the success of a market index such as the Standard & Poor’s 500 (S&P 500).

Global Atlantic currently has five fixed index annuity product lines, including:
  1. ForeAccumulation II
  2. ForeIncome II
  3. Income 150+ SE
  4. Choice Accumulation II
  5. Choice Income II

Income Annuities

Global Atlantic’s ForeCertain income annuities guarantee payments for a set period or for your lifetime. You can begin receiving income right away or in the future.

Interested in Buying an Annuity?
Learn about the different types of annuities and find out which one is right for you.

Client Resources

The Global Atlantic website includes helpful guides and frequently asked questions for annuity and life insurance owners. Global Atlantic also offers assistance for clients financially impacted by the coronavirus disease (COVID-19) pandemic and guidance about the CARES Act as it relates to specific financial products.

Global Atlantic aims to match the right strategy to achieve your goals. Its products can help you grow your retirement savings, secure guaranteed income for life, provide protection for yourself and your loved ones, or leave a legacy.

If you have an annuity with Global Atlantic Financial Group, you can log into your account at:


About has provided reliable, accurate and trustworthy financial information to readers since 2013. We partner with professionals like those from Senior Market Sales (SMS), a market leader with over 30 years of experience in the insurance industry, to offer personalized retirement solutions for consumers across the country.

Any information offered about the company above is provided free of charge and individual product offerings are verified and accurate as of publication.

Our partners work with the provider companies mentioned on our site. However, is not a service provider. Actual products, terms and rates offered through the above company are subject to in-state availability and a variety of other factors. Visit the Our Partners page for additional information.

More About Our Partners

Please seek the advice of a qualified professional before making financial decisions.
Last Modified: December 19, 2022

8 Cited Research Articles writers adhere to strict sourcing guidelines and use only credible sources of information, including authoritative financial publications, academic organizations, peer-reviewed journals, highly regarded nonprofit organizations, government reports, court records and interviews with qualified experts. You can read more about our commitment to accuracy, fairness and transparency in our editorial guidelines.

  1. Business Wire. (2021, March 31). AM Best Revises Issuer Credit Rating Outlook to Positive for Global Atlantic Financial Group Limited and Its Subsidiaries. Retrieved from
  2. Business Wire. (2022, August 16). Global Atlantic Announces $10 Billion Group Annuity Reinsurance Agreement With Equitable. Retrieved from
  3. Global Atlantic Financial Group. (n.d.). Fixed Annuities. Retrieved from
  4. Global Atlantic Financial Group. (n.d.). Fixed Index Annuities. Retrieved from
  5. Global Atlantic Financial Group. (n.d.). Income Annuities. Retrieved from
  6. Global Atlantic Financial Group. (2021, February 1). KKR Closes Acquisition of Global Atlantic Financial Group Limited. Retrieved from
  7. Global Atlantic Financial Group. (n.d.). Meet Global Atlantic. Retrieved from
  8. Global Atlantic Financial Group. (n.d.). Variable Annuities. Retrieved from