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Farmers Life At a Glance: Rates, Products and Reviews

Farmers Life Insurance Company is a small annuity provider based in Knoxville, Tennessee. The company was originally established in 1997 selling life and disability insurance. Today, Farmers Life’s signature products are the Safeguard Plus® multi-year guaranteed annuity and the Farmers Harvest® indexed annuity.

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Written By
Jennifer Schell, CAS®
Jennifer Schell, CAS®
Financial Writer, Certified Annuity Specialist®
Jennifer Schell is a professional writer focused on demystifying annuities and other financial topics including banking, financial advising and insurance. She is proud to be a member of the National Association for Fixed Annuities (NAFA) as well as the National Association of Insurance and Financial Advisors (NAIFA).
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and
Stephen Kates, CFP®, Licensed Life Insurance Producer
Stephen Kates, CFP®, Licensed Life Insurance Producer
Principal Financial Analyst for Annuity.org
Stephen Kates, CFP® is a personal finance expert specializing in financial planning and education. He serves as the Principal Financial Analyst for Annuity.org, where he delves into industry trends to support consumers and financial advisors on wealth management, annuities, retirement planning, and investing.
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Edited By
Lamia Chowdhury
Lamia Chowdhury
Financial Editor
Lamia Chowdhury is a financial editor at Annuity.org. Lamia carries an extensive skillset in the content marketing field, and her work as a copywriter spans industries as diverse as finance, health care, travel and restaurants.
Read More
Financially Reviewed By
Chip Stapleton
Chip Stapleton
FINRA Series 7 and Series 66 License Holder
Chip Stapleton is a financial advisor who has spent the past several years of his career working primarily in financial planning and wealth management. He is a FINRA Series 7 and Series 66 license holder and passed the CFA Level II exam in 2022.
Read More
Updated: April 24, 2024
7 min read time
This page features 6 Cited Research Articles

3.55

Annuity.org Star Rating

Our Take

Farmers Life is a small provider, only offering two annuity products. They have decent ratings for customer satisfaction and financial stability, but many of their annuities charge fees for benefits that their competitors include for free.

Pros

High customer satisfaction
Premium bonus for indexed annuity

Cons

Lack of product variety
Limited availability in the U.S.
Charges for features that competitors include for free

Current Rates from Farmers Life

Premium

State

Provider

Guarantee Period

Surrender Period

AM Best Rating

Products 1-5 of 698

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Source: Cannex, Apr. 26, 2024

Product	Rate	Guarantee Period	Surrender Period	AM Best Rating
Safe Harbor Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	6.90%	10 Years	10 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	6.75%	10 Years	10 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	6.50%	7 Years	7 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	6.35%	7 Years	7 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years Get Started	6.30%	6 Years	6 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	6.25%	5 Years	5 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years Get Started	6.15%	6 Years	6 Years	B+
Future Flex 8 Guarantee: 1 Year Surrender: 8 Years Get Started	6.00%	1 Year	8 Years	A-
CL Sundance 3-Year Guarantee: 3 Years Surrender: 3 Years Get Started	6.00%	3 Years	3 Years	B++
Safe Harbor Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	5.95%	5 Years	5 Years	B+
Safe Harbor Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years Get Started	5.92%	3 Years	3 Years	B+
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.90%	3 Years	3 Years	B++
Aspida Advisory MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.85%	5 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.85%	6 Years	6 Years	A-
Future Flex 8 Guarantee: 1 Year Surrender: 8 Years Get Started	5.80%	1 Year	8 Years	A-
Aspida Advisory MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.80%	3 Years	3 Years	A-
Oak ADVantage Guarantee: 3 Years Surrender: 3 Years Get Started	5.80%	3 Years	3 Years	A+
Safeguard Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.80%	5 Years	5 Years	B++
MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.75%	3 Years	3 Years	B++
Oak ADVantage Guarantee: 5 Years Surrender: 5 Years Get Started	5.75%	5 Years	5 Years	A+
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.75%	5 Years	5 Years	B++
Aspida Advisory MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.75%	7 Years	7 Years	A-
American Pathway Advisory Guarantee: 3 Years Surrender: 3 Years Get Started	5.70%	3 Years	3 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.70%	4 Years	4 Years	A-
MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	5.70%	4 Years	4 Years	B++
American Life & Security Corp American Classic Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	B++
American Pathway Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	A
Aspida Advisory MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	A-
MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	B++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.70%	5 Years	5 Years	A++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.70%	6 Years	6 Years	A-
American Pathway Advisory Guarantee: 7 Years Surrender: 7 Years Get Started	5.70%	7 Years	7 Years	A
American Life & Security Corp American Classic Guarantee: 3 Years Surrender: 3 Years Get Started	5.65%	3 Years	3 Years	B++
American Pathway Advisory Guarantee: 3 Years Surrender: 3 Years Get Started	5.65%	3 Years	3 Years	A
Aspida Advisory MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.65%	3 Years	3 Years	A-
Safeguard Plus Guarantee: 3 Years Surrender: 3 Years Get Started	5.65%	3 Years	3 Years	B++
American Pathway Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	5.65%	5 Years	5 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.65%	5 Years	5 Years	A-
American Pathway Advisory Guarantee: 7 Years Surrender: 7 Years Get Started	5.65%	7 Years	7 Years	A
MYAnnuity 7X - No Free Withdrawal Guarantee: 7 Years Surrender: 7 Years Get Started	5.65%	7 Years	7 Years	B++
Oak ADVantage Guarantee: 7 Years Surrender: 7 Years Get Started	5.65%	7 Years	7 Years	A+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.65%	10 Years	10 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.60%	3 Years	3 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.60%	3 Years	3 Years	B++
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.60%	3 Years	3 Years	B++
Safe Harbor Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years Get Started	5.60%	3 Years	3 Years	B+
Advantage 5 Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	5.60%	5 Years	5 Years	A++
CL Sundance 5-Year Guarantee: 5 Years Surrender: 5 Years Get Started	5.60%	5 Years	5 Years	B++
MYAnnuity 5X - No Free Withdrawal Guarantee: 5 Years Surrender: 5 Years Get Started	5.60%	5 Years	5 Years	B++
Multi Select Guarantee: 6 Years Surrender: 6 Years Get Started	5.60%	6 Years	6 Years	A
Simple Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.60%	6 Years	6 Years	B++
Aspida Advisory MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.60%	7 Years	7 Years	A-
Lincoln Select Guarantee: 7 Years Surrender: 7 Years Get Started	5.60%	7 Years	7 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.60%	7 Years	7 Years	B++
Certainty Select Guarantee: 10 Years Surrender: 10 Years Get Started	5.60%	10 Years	10 Years	B++
Safe Haven Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years Get Started	5.57%	3 Years	3 Years	B+
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.55%	4 Years	4 Years	A-
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.55%	5 Years	10 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 9 Years Get Started	5.55%	5 Years	9 Years	A
Safe Haven Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	5.55%	5 Years	5 Years	B+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.55%	5 Years	5 Years	A-
MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.55%	6 Years	6 Years	B++
Palladium MYG Guarantee: 6 Years Surrender: 9 Years Get Started	5.55%	6 Years	9 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.55%	6 Years	10 Years	A
Platinum Assure Guarantee: 6 Years Surrender: 6 Years Get Started	5.55%	6 Years	6 Years	A
MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.55%	7 Years	7 Years	B++
Palladium MYG Guarantee: 7 Years Surrender: 9 Years Get Started	5.55%	7 Years	9 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.55%	7 Years	10 Years	A
Platinum Assure Guarantee: 7 Years Surrender: 7 Years Get Started	5.55%	7 Years	7 Years	A
Safeguard Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.55%	7 Years	7 Years	B++
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.55%	10 Years	10 Years	A-
Future Flex 5 Guarantee: 1 Year Surrender: 5 Years Get Started	5.50%	1 Year	5 Years	A-
Future Flex Classic Guarantee: 1 Year Surrender: 1 Year Get Started	5.50%	1 Year	1 Year	A-
Asset Guard Guarantee: 2 Years Surrender: 2 Years Get Started	5.50%	2 Years	2 Years	A-
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.50%	3 Years	3 Years	A++
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.50%	3 Years	3 Years	A-
Advantage 5 Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	A++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	A-
MyGuarantee Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	B++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.50%	5 Years	5 Years	A++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.50%	6 Years	6 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A-
Multi Select Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.50%	7 Years	7 Years	B++
Certainty Select Guarantee: 8 Years Surrender: 8 Years Get Started	5.50%	8 Years	8 Years	B++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.50%	10 Years	10 Years	A-
Safeguard Plus Guarantee: 10 Years Surrender: 10 Years Get Started	5.50%	10 Years	10 Years	B++
Future Flex 8 Guarantee: 1 Year Surrender: 8 Years Get Started	5.45%	1 Year	8 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years Get Started	5.45%	2 Years	2 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.45%	3 Years	3 Years	A-
LiveWell Guarantee Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A+
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	B++
Platinum Assure Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A
Platinum Assure Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A++
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A-
WealthLock MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.45%	5 Years	5 Years	A-
Safe Haven Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years Get Started	5.45%	6 Years	6 Years	B+
MYAnnuity 7X Guarantee: 7 Years Surrender: 7 Years Get Started	5.45%	7 Years	7 Years	B++
Safe Haven Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	5.45%	7 Years	7 Years	B+
Palladium MYG Guarantee: 8 Years Surrender: 9 Years Get Started	5.45%	8 Years	9 Years	A
Palladium MYG Guarantee: 8 Years Surrender: 10 Years Get Started	5.45%	8 Years	10 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 9 Years Get Started	5.45%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 10 Years Get Started	5.45%	9 Years	10 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.45%	10 Years	10 Years	B++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	B++
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	B+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	A-
WealthLock MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.40%	3 Years	3 Years	A-
Lincoln Select Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A
LiveWell Guarantee Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A+
MNL Guarantee Pro 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A+
MYAnnuity 5X Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	B++
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A+
Palladium MYG Guarantee: 5 Years Surrender: 9 Years Get Started	5.40%	5 Years	9 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.40%	5 Years	10 Years	A
SecureSaver Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A-
WealthLock MYGA Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.40%	5 Years	5 Years	A-
Certainty Select Guarantee: 6 Years Surrender: 6 Years Get Started	5.40%	6 Years	6 Years	B++
Palladium MYG Guarantee: 6 Years Surrender: 9 Years Get Started	5.40%	6 Years	9 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.40%	6 Years	10 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 7 Years Surrender: 7 Years Get Started	5.40%	7 Years	7 Years	A-
Palladium MYG Guarantee: 7 Years Surrender: 9 Years Get Started	5.40%	7 Years	9 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.40%	7 Years	10 Years	A
SecureSaver Guarantee: 7 Years Surrender: 7 Years Get Started	5.40%	7 Years	7 Years	A+
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.40%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.40%	7 Years	7 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.40%	10 Years	10 Years	A-
Aspida Advisory MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.35%	2 Years	2 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years Get Started	5.35%	2 Years	2 Years	A-
Performance SPDA Guarantee: 3 Years Surrender: 3 Years Get Started	5.35%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.35%	3 Years	3 Years	A-
WealthLock MYGA Plus Guarantee: 3 Years Surrender: 3 Years Get Started	5.35%	3 Years	3 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.35%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	5.35%	4 Years	4 Years	A++
Simple Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.35%	4 Years	4 Years	B++
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	A
Certainty Select Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	B++
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	A
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.35%	5 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.35%	6 Years	6 Years	A-
Safe Haven Bonus Guarantee Guarantee: 6 Years Surrender: 6 Years Get Started	5.35%	6 Years	6 Years	B+
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A
FG Guarantee-Platinum Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A-
LiveWell Guarantee Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A+
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	A-
Safe Haven Bonus Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	5.35%	7 Years	7 Years	B+
Multi Select Guarantee: 8 Years Surrender: 8 Years Get Started	5.35%	8 Years	8 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.35%	10 Years	10 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.35%	10 Years	10 Years	B++
Safe Haven Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	5.35%	10 Years	10 Years	B+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	5.34%	3 Years	3 Years	B+
Asset Guard Guarantee: 2 Years Surrender: 2 Years Get Started	5.30%	2 Years	2 Years	A-
LiveWell Guarantee Max Guarantee: 3 Years Surrender: 3 Years Get Started	5.30%	3 Years	3 Years	A+
Safe Haven Bonus Guarantee Guarantee: 3 Years Surrender: 3 Years Get Started	5.30%	3 Years	3 Years	B+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	5.30%	3 Years	3 Years	B+
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.30%	3 Years	3 Years	A-
Multi Select Guarantee: 4 Years Surrender: 4 Years Get Started	5.30%	4 Years	4 Years	A
Platinum Assure Guarantee: 4 Years Surrender: 4 Years Get Started	5.30%	4 Years	4 Years	A
Platinum Assure Guarantee: 4 Years Surrender: 4 Years Get Started	5.30%	4 Years	4 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A-
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A-
Multi Select Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 9 Years Get Started	5.30%	5 Years	9 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.30%	5 Years	10 Years	A
Palladium Match MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A
Sentinel Security Life Personal Choice Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	B++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A++
Safe Haven Bonus Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	B+
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A-
WealthLock MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.30%	5 Years	5 Years	A-
Palladium MYG Guarantee: 6 Years Surrender: 9 Years Get Started	5.30%	6 Years	9 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.30%	6 Years	10 Years	A
F&G Secure MYGA® Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
F&G Secure MYGA® MVA Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
LiveWell Guarantee Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A+
MNL Guarantee Pro 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A+
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
MyGuarantee Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A+
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.30%	7 Years	10 Years	A
Palladium MYG Guarantee: 7 Years Surrender: 9 Years Get Started	5.30%	7 Years	9 Years	A
Palladium Match MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	B++
Sentinel Security Life Personal Choice Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	B++
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A-
WealthLock MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A-
WealthLock MYGA Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.30%	7 Years	7 Years	A-
Palladium MYG Guarantee: 8 Years Surrender: 9 Years Get Started	5.30%	8 Years	9 Years	A
Palladium MYG Guarantee: 8 Years Surrender: 10 Years Get Started	5.30%	8 Years	10 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 9 Years Get Started	5.30%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 10 Years Get Started	5.30%	9 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.30%	10 Years	10 Years	A-
Future Flex 5 Guarantee: 1 Year Surrender: 5 Years Get Started	5.25%	1 Year	5 Years	A-
CL Sundance 2-Year Guarantee: 2 Years Surrender: 2 Years Get Started	5.25%	2 Years	2 Years	B++
Future Flex 5 Guarantee: 2 Years Surrender: 5 Years Get Started	5.25%	2 Years	5 Years	A-
Certainty Select Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	B++
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A-
LiveWell Guarantee Max Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A+
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A-
WealthLock MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.25%	3 Years	3 Years	A-
First Choice 4 Guarantee: 4 Years Surrender: 4 Years Get Started	5.25%	4 Years	4 Years	A
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
Eleos MVA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A++
F&G Secure MYGA® Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
F&G Secure MYGA® MVA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
FG Guarantee-Platinum Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A-
Performance SPDA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A-
Reliance Guarantee Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A++
Smart Saver NY Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A+
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A-
WealthLock MYGA Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.25%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.25%	6 Years	6 Years	A-
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A-
Reliance Guarantee Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A++
SecureFore 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.25%	7 Years	7 Years	A-
Lincoln Select Guarantee: 10 Years Surrender: 10 Years Get Started	5.25%	10 Years	10 Years	A
Multi Select Guarantee: 10 Years Surrender: 10 Years Get Started	5.25%	10 Years	10 Years	A
Safe Haven Bonus Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	5.25%	10 Years	10 Years	B+
Aspida Advisory MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.20%	2 Years	2 Years	A-
Asset Guard Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A-
MNL Guarantee Pro 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A+
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A-
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A-
WealthLock MYGA Plus Guarantee: 3 Years Surrender: 3 Years Get Started	5.20%	3 Years	3 Years	A-
Asset Guard Guarantee: 4 Years Surrender: 4 Years Get Started	5.20%	4 Years	4 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.20%	4 Years	4 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	5.20%	4 Years	4 Years	A-
American Freedom Classic 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A++
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
LiveWell Guarantee Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A+
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A++
Premier Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A++
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A-
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.20%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.20%	6 Years	6 Years	A-
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.20%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.20%	7 Years	7 Years	A
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.20%	7 Years	7 Years	A-
Palladium MYG Guarantee: 8 Years Surrender: 9 Years Get Started	5.20%	8 Years	9 Years	A
Palladium MYG Guarantee: 8 Years Surrender: 10 Years Get Started	5.20%	8 Years	10 Years	A
Multi Select Guarantee: 9 Years Surrender: 9 Years Get Started	5.20%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 9 Years Get Started	5.20%	9 Years	9 Years	A
Palladium MYG Guarantee: 9 Years Surrender: 10 Years Get Started	5.20%	9 Years	10 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.20%	10 Years	10 Years	A
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.20%	10 Years	10 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A
Freedom Elevate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A++
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.15%	3 Years	3 Years	A-
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.15%	4 Years	4 Years	A
American Pathway Vision MYG Guarantee: 4 Years Surrender: 10 Years Get Started	5.15%	4 Years	10 Years	A
Security Benefit Life Insurance Company Advanced Choice Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
American Pathway Vision MYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.15%	5 Years	10 Years	A
Apex MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Asset Guard Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Focused Growth Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
MNL Guarantee Pro 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A+
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
Palladium Match MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
Pinnacle Plus MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
SecureFore 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.15%	5 Years	5 Years	A
SolutionsMYG Guarantee: 5 Years Surrender: 10 Years Get Started	5.15%	5 Years	10 Years	A
American Pathway Vision MYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.15%	6 Years	10 Years	A
SolutionsMYG Guarantee: 6 Years Surrender: 10 Years Get Started	5.15%	6 Years	10 Years	A
Security Benefit Life Insurance Company Advanced Choice Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A
American Pathway Vision MYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.15%	7 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A
Palladium Match MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A
Performance SPDA Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A
SolutionsMYG Guarantee: 7 Years Surrender: 10 Years Get Started	5.15%	7 Years	10 Years	A
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
WealthLock MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
WealthLock MYGA Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.15%	7 Years	7 Years	A-
American Pathway Vision MYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.15%	10 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.15%	10 Years	10 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.15%	10 Years	10 Years	B++
SolutionsMYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.15%	10 Years	10 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years Get Started	5.10%	2 Years	2 Years	A-
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.10%	2 Years	2 Years	A-
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Performance SPDA Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Stable Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A++
Synergy Choice MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.10%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	5.10%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	5.10%	4 Years	4 Years	A++
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	5.10%	4 Years	4 Years	A-
Smart Saver NY Guarantee: 4 Years Surrender: 4 Years Get Started	5.10%	4 Years	4 Years	A+
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
Eleos SP Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A++
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
MYAnnuity 5X - No Free Withdrawal Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	B++
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A
Performance SPDA Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A-
Stable Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A++
Synergy Choice MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.10%	5 Years	5 Years	A-
Apex MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A-
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A
Focused Growth Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A
LiveWell Guarantee Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A+
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A-
Smart Saver NY Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A+
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Premier Guarantee: 7 Years Surrender: 7 Years Get Started	5.10%	7 Years	7 Years	A+
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	5.10%	10 Years	10 Years	A
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.05%	2 Years	2 Years	A-
WealthLock MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.05%	2 Years	2 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	5.05%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	5.05%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	5.05%	4 Years	4 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	5.05%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	5.05%	4 Years	4 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Focused Growth Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MCA No FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Palladium Match MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A
Performance SPDA Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
SecureSaver Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A+
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.05%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.05%	6 Years	6 Years	A-
Smart Saver NY Guarantee: 6 Years Surrender: 6 Years Get Started	5.05%	6 Years	6 Years	A+
Security Benefit Life Insurance Company Advanced Choice Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
F&G Secure MYGA® Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
F&G Secure MYGA® MVA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
Palladium Match MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A
Pinnacle Plus MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
SecureSaver Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
Synergy Choice MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	5.05%	7 Years	7 Years	A-
Pinnacle Plus MYGA Guarantee: 10 Years Surrender: 10 Years Get Started	5.05%	10 Years	10 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.05%	10 Years	10 Years	A-
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 9 Years Get Started	5.00%	1 Year	9 Years	A
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 7 Years Get Started	5.00%	1 Year	7 Years	A
Future Flex 5 Guarantee: 2 Years Surrender: 5 Years Get Started	5.00%	2 Years	5 Years	A-
Harbourview Multi-Year Guaranteed Annuity Guarantee: 2 Years Surrender: 2 Years Get Started	5.00%	2 Years	2 Years	A-
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	5.00%	2 Years	2 Years	A-
WealthLock MYGA Plus Guarantee: 2 Years Surrender: 2 Years Get Started	5.00%	2 Years	2 Years	A-
Apex MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Asset Guard Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
F&G Secure MYGA® Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A
F&G Secure MYGA® MVA Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A
FG Guarantee-Platinum Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
LiveWell Guarantee Max Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A+
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A++
SecureFore 3 Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	5.00%	3 Years	3 Years	A-
Asset Guard Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A-
First Choice 4 Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	B++
Stable Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	5.00%	4 Years	4 Years	A++
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
F&G Secure MYGA® Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
F&G Secure MYGA® MVA Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
MCA Int Credited Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	B++
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	B+
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A+
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A
Smart Saver NY Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A+
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Premier Guarantee: 5 Years Surrender: 5 Years Get Started	5.00%	5 Years	5 Years	A+
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years Surrender: 6 Years Get Started	5.00%	6 Years	6 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years Surrender: 6 Years Get Started	5.00%	6 Years	6 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	5.00%	6 Years	6 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	5.00%	6 Years	6 Years	B++
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
Focused Growth Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A-
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
MNL Guarantee Pro 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A+
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A+
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	B++
SecureFore 7 Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A+
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A-
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	5.00%	7 Years	7 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years Surrender: 8 Years Get Started	5.00%	8 Years	8 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years Surrender: 8 Years Get Started	5.00%	8 Years	8 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 8 Years Surrender: 8 Years Get Started	5.00%	8 Years	8 Years	B++
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years Surrender: 9 Years Get Started	5.00%	9 Years	9 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years Surrender: 9 Years Get Started	5.00%	9 Years	9 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 9 Years Surrender: 9 Years Get Started	5.00%	9 Years	9 Years	B++
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years Get Started	5.00%	9 Years	9 Years	A+
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years Surrender: 10 Years Get Started	5.00%	10 Years	10 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years Surrender: 10 Years Get Started	5.00%	10 Years	10 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	5.00%	10 Years	10 Years	B++
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	4.95%	2 Years	2 Years	A-
Security Benefit Life Insurance Company Advanced Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A
Pinnacle Plus MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	B++
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	4.95%	3 Years	3 Years	A
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.95%	4 Years	4 Years	A-
American Freedom Classic 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
Asset Guard Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A-
Brighthouse Fixed Rate Annuity with MVA Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
MCA 10% FPW Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.95%	5 Years	5 Years	A-
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.95%	6 Years	6 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A+
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.95%	7 Years	7 Years	A-
Sentinel Security Life Personal Choice Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	4.95%	10 Years	10 Years	B++
Reliance Guarantee Guarantee: 10 Years Surrender: 10 Years Get Started	4.95%	10 Years	10 Years	A++
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.94%	5 Years	5 Years	B+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.90%	1 Year	7 Years	A+
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	4.90%	2 Years	2 Years	A-
WealthLock MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	4.90%	2 Years	2 Years	A-
American Freedom Aspire 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	4.90%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	4.90%	3 Years	7 Years	A
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Focused Growth Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Performance SPDA Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A++
Premier Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A++
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.90%	3 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	4.90%	3 Years	3 Years	A
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A++
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.90%	4 Years	4 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
MYAnnuity 5X Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	B++
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A+
Performance SPDA Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.90%	5 Years	7 Years	A+
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	B+
SecureFore 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.90%	5 Years	5 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 6 Years Surrender: 6 Years Get Started	4.90%	6 Years	6 Years	A-
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
MCA No FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A+
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A-
Sky Harbourview Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.90%	7 Years	7 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 8 Years Surrender: 8 Years Get Started	4.90%	8 Years	8 Years	A-
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 9 Years Surrender: 9 Years Get Started	4.90%	9 Years	9 Years	A-
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years Get Started	4.90%	9 Years	9 Years	A+
Guaranty Income Life Insurance Company Guaranty Rate Lock Guarantee: 10 Years Surrender: 10 Years Get Started	4.90%	10 Years	10 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	4.85%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	4.85%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.85%	1 Year	5 Years	A+
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.85%	2 Years	2 Years	A++
Synergy Choice MYGA Guarantee: 2 Years Surrender: 2 Years Get Started	4.85%	2 Years	2 Years	A-
WealthLock MYGA Plus Guarantee: 2 Years Surrender: 2 Years Get Started	4.85%	2 Years	2 Years	A-
Freedom Elevate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A++
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.85%	3 Years	5 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A-
Stable Voyage Guarantee: 3 Years Surrender: 3 Years Get Started	4.85%	3 Years	3 Years	A++
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	4.85%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.85%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.85%	4 Years	4 Years	A-
Smart Saver NY Guarantee: 4 Years Surrender: 4 Years Get Started	4.85%	4 Years	4 Years	A+
Apex MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Athene MYG Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A
Eagle Guarantee Focus Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Eagle Guarantee Focus Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
GuaranteeShield Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
GuaranteeShield Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A
MCA 10% FPW & ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A
Pinnacle Plus MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A+
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A-
Stable Voyage Guarantee: 5 Years Surrender: 5 Years Get Started	4.85%	5 Years	5 Years	A++
Future Flex 5 Guarantee: 6 Years Surrender: 5 Years Get Started	4.85%	6 Years	5 Years	A-
Apex MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A-
Athene MYG Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
Expedition II Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A+
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
MCA Int Credited Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A+
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A
Smart Saver NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.85%	7 Years	7 Years	A+
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years Get Started	4.85%	9 Years	9 Years	A+
Apollo MVA Guarantee: 1 Year Surrender: 7 Years Get Started	4.80%	1 Year	7 Years	A++
Future Flex 8 Guarantee: 2 Years Surrender: 8 Years Get Started	4.80%	2 Years	8 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
Focused Growth Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
MNL Guarantee Pro 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A+
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Palladium MYG Guarantee: 3 Years Surrender: 9 Years Get Started	4.80%	3 Years	9 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	4.80%	3 Years	10 Years	A
Platinum Assure Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
Platinum Assure Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A++
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A+
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.80%	3 Years	3 Years	A-
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A++
Premier Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A++
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.80%	4 Years	4 Years	A-
American Freedom Aspire 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Brighthouse Fixed Rate Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A
Expedition II Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.80%	5 Years	5 Years	A
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.80%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.80%	6 Years	6 Years	A++
Smart Saver NY Guarantee: 6 Years Surrender: 6 Years Get Started	4.80%	6 Years	6 Years	A+
F&G Secure MYGA® Non-MVA Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
MCA 10% FPW Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A-
Select Choice Plus 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.80%	7 Years	7 Years	A
Focused Growth Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	4.80%	10 Years	10 Years	A
Eagle Guarantee Focus Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
Eagle Guarantee Focus Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
F&G Secure MYGA® Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
F&G Secure MYGA® MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
GuaranteeShield Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
GuaranteeShield Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
MCA No FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
Multi Select Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
North American Company for Life and Health Insurance NAC Guarantee Plus Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A+
Performance SPDA Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A++
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A++
SecureFore 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A
SecureOption Focus Guarantee: 3 Years Surrender: 7 Years Get Started	4.75%	3 Years	7 Years	A+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A-
SmartSelect Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years Get Started	4.75%	3 Years	3 Years	A+
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	4.75%	4 Years	4 Years	A
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.75%	4 Years	4 Years	A++
Stable Voyage Guarantee: 4 Years Surrender: 4 Years Get Started	4.75%	4 Years	4 Years	A++
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A
SecureOption Choice Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A+
SecureOption Focus Guarantee: 5 Years Surrender: 7 Years Get Started	4.75%	5 Years	7 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A
Smart Saver NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.75%	5 Years	5 Years	A+
SolutionsMYG Guarantee: 5 Years Surrender: 7 Years Get Started	4.75%	5 Years	7 Years	A
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.75%	6 Years	6 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.75%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.75%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.75%	6 Years	6 Years	A++
SolutionsMYG Guarantee: 6 Years Surrender: 7 Years Get Started	4.75%	6 Years	7 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A-
Pinnacle Plus MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A-
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A++
SecureOption Choice Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A+
SecureOption Focus Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
SolutionsMYG Guarantee: 7 Years Surrender: 7 Years Get Started	4.75%	7 Years	7 Years	A
SecureOption Choice Guarantee: 9 Years Surrender: 9 Years Get Started	4.75%	9 Years	9 Years	A+
Pinnacle Plus MYGA Guarantee: 10 Years Surrender: 10 Years Get Started	4.75%	10 Years	10 Years	A-
Apex MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A
MCA Int Credited Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A+
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.70%	3 Years	3 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	B++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A++
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A-
SmartSelect Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years Get Started	4.70%	4 Years	4 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A
Expedition II Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A+
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	B++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.70%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	4.70%	6 Years	6 Years	A-
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.70%	6 Years	6 Years	A++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 6 Years Surrender: 6 Years Get Started	4.70%	6 Years	6 Years	B++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A
Expedition II Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A+
MCA 10% FPW & ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A
Milestone MYGA Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A-
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	B++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A++
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A-
Select Choice Plus 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.70%	7 Years	7 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 8 Years Surrender: 8 Years Get Started	4.70%	8 Years	8 Years	B++
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 9 Years Surrender: 9 Years Get Started	4.70%	9 Years	9 Years	B++
Focused Growth Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	4.70%	10 Years	10 Years	A
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 10 Years Surrender: 10 Years Get Started	4.70%	10 Years	10 Years	B++
Apollo SP Guarantee: 1 Year Surrender: 7 Years Get Started	4.65%	1 Year	7 Years	A++
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.65%	1 Year	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	4.65%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	4.65%	3 Years	7 Years	A
Brighthouse Fixed Rate Annuity with MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	4.65%	3 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 9 Years Get Started	4.65%	3 Years	9 Years	A
Pinnacle Plus MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A-
Clear Spring Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	B++
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.65%	3 Years	7 Years	A+
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A+
SecureOption Focus Guarantee: 3 Years Surrender: 7 Years Get Started	4.65%	3 Years	7 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A-
SmartSelect Guarantee: 3 Years Surrender: 3 Years Get Started	4.65%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A++
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A-
SmartSelect Guarantee: 4 Years Surrender: 4 Years Get Started	4.65%	4 Years	4 Years	A+
Brighthouse Fixed Rate Annuity with ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.65%	5 Years	7 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A++
SecureOption Focus Guarantee: 5 Years Surrender: 7 Years Get Started	4.65%	5 Years	7 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.65%	5 Years	5 Years	A-
Milestone MYGA Guarantee: 6 Years Surrender: 6 Years Get Started	4.65%	6 Years	6 Years	A-
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A+
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A+
SecureOption Focus Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A-
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Secure Plus Guarantee: 7 Years Surrender: 7 Years Get Started	4.65%	7 Years	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	4.60%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	4.60%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.60%	1 Year	5 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.60%	1 Year	7 Years	A+
Future Flex 8 Guarantee: 2 Years Surrender: 8 Years Get Started	4.60%	2 Years	8 Years	A-
Athene MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A
F&G Secure MYGA® Non-MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.60%	3 Years	7 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.60%	3 Years	5 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A++
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.60%	3 Years	3 Years	A-
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years Get Started	4.60%	4 Years	4 Years	A++
Smart Saver NY Guarantee: 4 Years Surrender: 4 Years Get Started	4.60%	4 Years	4 Years	A+
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A
Eagle Guarantee Focus Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
GuaranteeShield Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.60%	5 Years	7 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.60%	5 Years	5 Years	A
Future Flex 5 Guarantee: 6 Years Surrender: 5 Years Get Started	4.60%	6 Years	5 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.60%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years Get Started	4.60%	6 Years	6 Years	A++
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
F&G Secure MYGA® ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Lincoln Select Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A++
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Smart Saver NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A+
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years Get Started	4.60%	7 Years	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.55%	1 Year	5 Years	A+
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.55%	2 Years	2 Years	A++
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
MCA 10% FPW & ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	4.55%	3 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 9 Years Get Started	4.55%	3 Years	9 Years	A
Palladium Match MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.55%	3 Years	5 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A++
SecureOption Choice Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A+
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.55%	3 Years	3 Years	A
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.55%	4 Years	4 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 4 Years Surrender: 4 Years Get Started	4.55%	4 Years	4 Years	A-
American Freedom Aspire 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Brighthouse Fixed Rate Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
F&G Secure MYGA® ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
Milestone MYGA Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A-
Prudential WealthGuard Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A++
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years Get Started	4.55%	5 Years	5 Years	A
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.55%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.55%	6 Years	6 Years	A++
Smart Saver NY Guarantee: 6 Years Surrender: 6 Years Get Started	4.55%	6 Years	6 Years	A+
American Freedom Aspire 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A++
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A++
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.55%	7 Years	7 Years	A
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 9 Years Get Started	4.50%	1 Year	9 Years	A
ForeCare Fixed Annuity (LTC) Guarantee: 1 Year Surrender: 7 Years Get Started	4.50%	1 Year	7 Years	A
SecureOption Focus Guarantee: 1 Year Surrender: 7 Years Get Started	4.50%	1 Year	7 Years	A+
Platinum Assure Guarantee: 2 Years Surrender: 2 Years Get Started	4.50%	2 Years	2 Years	A
Platinum Assure Guarantee: 2 Years Surrender: 2 Years Get Started	4.50%	2 Years	2 Years	A
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.50%	2 Years	2 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	4.50%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	4.50%	3 Years	7 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A
Eagle Guarantee Focus Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A-
Expedition II Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
GuaranteeShield Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A-
Mariner Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
Prudential WealthGuard Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A-
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A
SmartSelect Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
SmartSelect Two Guarantee: 3 Years Surrender: 3 Years Get Started	4.50%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.50%	4 Years	4 Years	A++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.50%	4 Years	4 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
MyGuarantee Plus Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A
SmartSelect Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
SmartSelect Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A++
United of Omaha Insurance Company (a Mutual of Omaha company) Ultra-Secure Plus Guarantee: 5 Years Surrender: 5 Years Get Started	4.50%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.50%	6 Years	6 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.50%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.50%	6 Years	6 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A
Expedition II Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A+
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A+
MyGuarantee Plus Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A
Prudential WealthGuard Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A+
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years Get Started	4.50%	7 Years	7 Years	A
Platinum Edge Guarantee: 10 Years Surrender: 10 Years Get Started	4.50%	10 Years	10 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	4.45%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	4.45%	1 Year	7 Years	A
American Freedom Aspire 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.45%	3 Years	3 Years	A++
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years Get Started	4.45%	3 Years	3 Years	A
SecureOption Focus Guarantee: 3 Years Surrender: 7 Years Get Started	4.45%	3 Years	7 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.45%	3 Years	3 Years	A-
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A++
SmartSelect Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A+
SmartSelect Two Guarantee: 4 Years Surrender: 4 Years Get Started	4.45%	4 Years	4 Years	A+
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.45%	5 Years	5 Years	A
SecureGain 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.45%	5 Years	5 Years	A++
SecureOption Focus Guarantee: 5 Years Surrender: 7 Years Get Started	4.45%	5 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.45%	5 Years	5 Years	A-
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years Get Started	4.45%	5 Years	5 Years	A
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.45%	6 Years	6 Years	A++
Premier Voyage Guarantee: 6 Years Surrender: 6 Years Get Started	4.45%	6 Years	6 Years	A++
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A
Brighthouse Fixed Rate Annuity with ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Premier Voyage Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A++
SecureOption Focus Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A+
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.45%	7 Years	7 Years	A
Platinum Edge Guarantee: 9 Years Surrender: 9 Years Get Started	4.45%	9 Years	9 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.40%	1 Year	7 Years	A+
SecureOption Focus Guarantee: 1 Year Surrender: 7 Years Get Started	4.40%	1 Year	7 Years	A+
Brighthouse Fixed Rate Annuity with MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A
Palladium Match MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.40%	3 Years	7 Years	A+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	B+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A++
Secure Term MVA II Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A++
Secure Term MVA III Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A++
SmartSelect Guarantee: 3 Years Surrender: 3 Years Get Started	4.40%	3 Years	3 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.40%	4 Years	4 Years	A++
SmartSelect Guarantee: 4 Years Surrender: 4 Years Get Started	4.40%	4 Years	4 Years	A+
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
Brighthouse Fixed Rate Annuity with ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A++
Lincoln Select Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
MaxRate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.40%	5 Years	7 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A++
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.40%	5 Years	5 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A
MaxRate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A+
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A-
Select Choice Plus 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.40%	7 Years	7 Years	A-
Platinum Edge Guarantee: 8 Years Surrender: 8 Years Get Started	4.40%	8 Years	8 Years	A+
Future Flex 8 Guarantee: 9 Years Surrender: 8 Years Get Started	4.40%	9 Years	8 Years	A-
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.35%	1 Year	7 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.35%	1 Year	5 Years	A+
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.35%	2 Years	2 Years	A++
Brighthouse Fixed Rate Annuity with ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A
Expedition II Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A+
F&G Secure MYGA® Non-MVA Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.35%	3 Years	5 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.35%	3 Years	7 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A++
Secure Term Choice III Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A++
Secure Term Fixed Annuity V Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A++
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years Get Started	4.35%	3 Years	6 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.35%	3 Years	3 Years	A-
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years Get Started	4.35%	4 Years	4 Years	A++
Expedition II Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.35%	5 Years	7 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.35%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.35%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years Get Started	4.35%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.35%	6 Years	6 Years	A++
Expedition II Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
F&G Secure MYGA® ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
Platinum Edge Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
Prudential WealthGuard Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	4.35%	7 Years	7 Years	A++
United of Omaha Insurance Company (a Mutual of Omaha company) Bonus Flexible Annuity Guarantee: 8 Years Surrender: 8 Years Get Started	4.35%	8 Years	8 Years	A+
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	4.34%	3 Years	3 Years	B+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.30%	1 Year	7 Years	A+
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A
Palladium Match MYG Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A
Secure Savings Elite Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	B+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A++
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.30%	3 Years	3 Years	A
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	4.30%	4 Years	4 Years	A-
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.30%	4 Years	4 Years	A++
Secure Term MVA II Guarantee: 4 Years Surrender: 4 Years Get Started	4.30%	4 Years	4 Years	A++
F&G Secure MYGA® ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.30%	5 Years	5 Years	A
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.30%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.30%	5 Years	5 Years	A++
SecureSaver Guarantee: 5 Years Surrender: 5 Years Get Started	4.30%	5 Years	5 Years	A+
Platinum Edge Guarantee: 6 Years Surrender: 6 Years Get Started	4.30%	6 Years	6 Years	A+
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.30%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.30%	6 Years	6 Years	A++
American Freedom Aspire 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A++
SecureSaver Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A+
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A-
Select Choice Plus 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.30%	7 Years	7 Years	A-
Lincoln Select Guarantee: 10 Years Surrender: 10 Years Get Started	4.30%	10 Years	10 Years	A
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	4.30%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.25%	1 Year	5 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.25%	1 Year	5 Years	A+
Future Flex 8 Guarantee: 2 Years Surrender: 8 Years Get Started	4.25%	2 Years	8 Years	A-
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.25%	2 Years	2 Years	A++
Premier Voyage Guarantee: 2 Years Surrender: 2 Years Get Started	4.25%	2 Years	2 Years	A++
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years Get Started	4.25%	3 Years	3 Years	A
Brighthouse Fixed Rate Annuity Guarantee: 3 Years Surrender: 3 Years Get Started	4.25%	3 Years	3 Years	A
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.25%	3 Years	5 Years	A+
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.25%	3 Years	3 Years	A
Milestone MYGA Guarantee: 4 Years Surrender: 4 Years Get Started	4.25%	4 Years	4 Years	A-
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.25%	4 Years	4 Years	A++
Secure Term Fixed Annuity V Guarantee: 4 Years Surrender: 4 Years Get Started	4.25%	4 Years	4 Years	A++
Athene MYG NY Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A
Expedition II Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A
Platinum Edge Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	B+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A-
SmartSelect Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
SmartSelect Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
SmartSelect Two Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A+
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A++
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.25%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.25%	6 Years	6 Years	A++
Athene MYG NY Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A++
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A++
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A-
Select Choice 1 - Base Benefits Guarantee: 7 Years Surrender: 7 Years Get Started	4.25%	7 Years	7 Years	A-
MultiRate Guarantee: 1 Year Surrender: 7 Years Get Started	4.20%	1 Year	7 Years	A+
SecureOption Focus Guarantee: 1 Year Surrender: 7 Years Get Started	4.20%	1 Year	7 Years	A+
F&G Secure MYGA® ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.20%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.20%	3 Years	3 Years	A++
Platinum Edge Guarantee: 4 Years Surrender: 4 Years Get Started	4.20%	4 Years	4 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.20%	4 Years	4 Years	A++
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.20%	5 Years	5 Years	A++
Secure Term MVA II Guarantee: 5 Years Surrender: 5 Years Get Started	4.20%	5 Years	5 Years	A++
Secure Term MVA III Guarantee: 5 Years Surrender: 5 Years Get Started	4.20%	5 Years	5 Years	A++
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	4.20%	7 Years	7 Years	A+
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	4.20%	7 Years	10 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.20%	7 Years	7 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	4.20%	7 Years	7 Years	A-
Future Flex 8 Guarantee: 9 Years Surrender: 8 Years Get Started	4.20%	9 Years	8 Years	A-
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.19%	5 Years	5 Years	B+
MultiRate Guarantee: 1 Year Surrender: 7 Years Get Started	4.15%	1 Year	7 Years	A+
SPDA Series II Guarantee: 1 Year Surrender: 7 Years Get Started	4.15%	1 Year	7 Years	A+
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A
Mariner Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A++
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A-
Select Choice 1 - Base Benefits Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A-
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.15%	3 Years	3 Years	A
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years Get Started	4.15%	4 Years	4 Years	A++
Freedom Elevate 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Secure Savings Elite Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	B+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Secure Term Choice III Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Secure Term Fixed Annuity V Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A++
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A-
Select Choice 1 - Base Benefits Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.15%	5 Years	5 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.15%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years Get Started	4.15%	6 Years	6 Years	A++
Secure Term MVA II Guarantee: 6 Years Surrender: 6 Years Get Started	4.15%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	4.15%	7 Years	7 Years	A++
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.15%	7 Years	7 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.15%	7 Years	7 Years	A-
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	4.15%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.10%	1 Year	7 Years	A+
MultiRate Guarantee: 2 Years Surrender: 7 Years Get Started	4.10%	2 Years	7 Years	A+
Brighthouse Fixed Rate Annuity with ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.10%	3 Years	3 Years	A
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.10%	3 Years	3 Years	A-
SPDA Series II Guarantee: 3 Years Surrender: 7 Years Get Started	4.10%	3 Years	7 Years	A+
Secure Term Choice II Guarantee: 3 Years Surrender: 3 Years Get Started	4.10%	3 Years	3 Years	A++
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	4.10%	3 Years	3 Years	A
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.10%	4 Years	4 Years	A++
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	4.10%	5 Years	5 Years	A
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.10%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.10%	5 Years	5 Years	A++
Stars and Stripes 5 Guarantee: 5 Years Surrender: 5 Years Get Started	4.10%	5 Years	5 Years	A++
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.10%	6 Years	6 Years	A++
Secure Term Fixed Annuity V Guarantee: 6 Years Surrender: 6 Years Get Started	4.10%	6 Years	6 Years	A++
SmartStep Guarantee: 6 Years Surrender: 6 Years Get Started	4.10%	6 Years	6 Years	A+
SmartStep Guarantee: 6 Years Surrender: 6 Years Get Started	4.10%	6 Years	6 Years	A+
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A++
Secure Term MVA II Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A++
Secure Term MVA III Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	4.10%	7 Years	7 Years	A-
Century Plus Guarantee: 9 Years Surrender: 9 Years Get Started	4.10%	9 Years	9 Years	A
Century Plus Guarantee: 10 Years Surrender: 10 Years Get Started	4.10%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.05%	1 Year	5 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	4.05%	1 Year	7 Years	A+
MultiRate Guarantee: 2 Years Surrender: 7 Years Get Started	4.05%	2 Years	7 Years	A+
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	4.05%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	4.05%	3 Years	7 Years	A
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A
MaxRate 3 Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A
Milestone MYGA Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A-
MultiRate Guarantee: 3 Years Surrender: 7 Years Get Started	4.05%	3 Years	7 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 7 Years Get Started	4.05%	3 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 3 Years Surrender: 3 Years Get Started	4.05%	3 Years	3 Years	A-
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A+
Prudential WealthGuard Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 7 Years Get Started	4.05%	5 Years	7 Years	A+
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A-
Select Choice 3 - Base Benefits Plus PFW Guarantee: 5 Years Surrender: 5 Years Get Started	4.05%	5 Years	5 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	4.05%	6 Years	6 Years	A++
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	4.05%	7 Years	10 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A++
Secure Term Choice III Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A++
Secure Term Fixed Annuity V Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A++
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years Get Started	4.05%	7 Years	7 Years	A++
Palladium MYG Guarantee: 10 Years Surrender: 10 Years Get Started	4.05%	10 Years	10 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	4.00%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	4.00%	1 Year	7 Years	A
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	4.00%	1 Year	5 Years	A+
SeniorSelect Guarantee: 1 Year Surrender: 1 Year Get Started	4.00%	1 Year	1 Year	A+
American Pathway Advisory Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A
Athene MYG NY Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A
Expedition II Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A+
MultiRate Guarantee: 3 Years Surrender: 7 Years Get Started	4.00%	3 Years	7 Years	A+
Prudential WealthGuard Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A+
Secure Growth Guarantee: 3 Years Surrender: 5 Years Get Started	4.00%	3 Years	5 Years	A+
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years Get Started	4.00%	3 Years	6 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 3 Years Surrender: 3 Years Get Started	4.00%	3 Years	3 Years	A-
MultiRate Guarantee: 4 Years Surrender: 7 Years Get Started	4.00%	4 Years	7 Years	A+
Secure Term Choice II Guarantee: 4 Years Surrender: 4 Years Get Started	4.00%	4 Years	4 Years	A++
American Pathway Advisory Guarantee: 5 Years Surrender: 5 Years Get Started	4.00%	5 Years	5 Years	A
MultiRate Guarantee: 5 Years Surrender: 7 Years Get Started	4.00%	5 Years	7 Years	A+
New Momentum Guarantee: 5 Years Surrender: 7 Years Get Started	4.00%	5 Years	7 Years	A+
SPDA Series II Guarantee: 5 Years Surrender: 7 Years Get Started	4.00%	5 Years	7 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	4.00%	5 Years	5 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	4.00%	5 Years	5 Years	A++
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	4.00%	5 Years	5 Years	A
American Pathway Advisory Guarantee: 7 Years Surrender: 7 Years Get Started	4.00%	7 Years	7 Years	A
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years Get Started	4.00%	7 Years	7 Years	A
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	4.00%	7 Years	7 Years	A++
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	4.00%	7 Years	7 Years	A
Century Plus Guarantee: 9 Years Surrender: 9 Years Get Started	4.00%	9 Years	9 Years	A
Century Plus Guarantee: 10 Years Surrender: 10 Years Get Started	4.00%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	3.95%	1 Year	7 Years	A+
F&G Secure MYGA® ROP Guarantee: 3 Years Surrender: 3 Years Get Started	3.95%	3 Years	3 Years	A
Secure Term Fixed Annuity IV - FP Series Guarantee: 3 Years Surrender: 3 Years Get Started	3.95%	3 Years	3 Years	A++
MultiRate Guarantee: 4 Years Surrender: 7 Years Get Started	3.95%	4 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 4 Years Surrender: 4 Years Get Started	3.95%	4 Years	4 Years	A++
MultiRate Guarantee: 5 Years Surrender: 7 Years Get Started	3.95%	5 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 5 Years Surrender: 5 Years Get Started	3.95%	5 Years	5 Years	A++
Access SPDA Guarantee: 6 Years Surrender: 6 Years Get Started	3.95%	6 Years	6 Years	A-
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	3.95%	6 Years	6 Years	A++
Secure Term Fixed Annuity IV - FP Series Guarantee: 6 Years Surrender: 6 Years Get Started	3.95%	6 Years	6 Years	A++
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A++
Palladium MYG Guarantee: 7 Years Surrender: 10 Years Get Started	3.95%	7 Years	10 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A+
Secure Term Fixed Annuity IV - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A++
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.95%	7 Years	7 Years	A++
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.90%	2 Years	2 Years	B+
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years Get Started	3.90%	3 Years	6 Years	A++
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	3.90%	3 Years	3 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 3 Years Surrender: 3 Years Get Started	3.90%	3 Years	3 Years	A-
MultiVantage Guarantee: 4 Years Surrender: 4 Years Get Started	3.90%	4 Years	4 Years	A+
MultiVantage Guarantee: 4 Years Surrender: 4 Years Get Started	3.90%	4 Years	4 Years	A+
MultiVantage Guarantee: 4 Years Surrender: 4 Years Get Started	3.90%	4 Years	4 Years	A+
Secure Term Choice II Guarantee: 5 Years Surrender: 5 Years Get Started	3.90%	5 Years	5 Years	A++
New Momentum Guarantee: 6 Years Surrender: 7 Years Get Started	3.90%	6 Years	7 Years	A+
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.90%	6 Years	10 Years	A
SmartSelect Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartSelect Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartStep Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
SmartStep Guarantee: 6 Years Surrender: 6 Years Get Started	3.90%	6 Years	6 Years	A+
Mariner Guarantee: 7 Years Surrender: 7 Years Get Started	3.90%	7 Years	7 Years	A+
MultiRate Guarantee: 7 Years Surrender: 7 Years Get Started	3.90%	7 Years	7 Years	A+
SPDA Series II Guarantee: 7 Years Surrender: 7 Years Get Started	3.90%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	3.90%	7 Years	7 Years	A++
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	3.85%	1 Year	5 Years	A+
Expedition II Guarantee: 3 Years Surrender: 3 Years Get Started	3.85%	3 Years	3 Years	A+
Access SPDA Guarantee: 4 Years Surrender: 4 Years Get Started	3.85%	4 Years	4 Years	A-
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A
MultiVantage Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A+
MultiVantage Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A+
MultiVantage Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A+
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A-
Select Pro Guarantee: 5 Years Surrender: 5 Years Get Started	3.85%	5 Years	5 Years	A
Secure Term Choice II Guarantee: 6 Years Surrender: 6 Years Get Started	3.85%	6 Years	6 Years	A++
MultiRate Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A+
SecureGain 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A++
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A-
Select Choice 2 - Base Benefits Plus ROP Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A-
Select Pro Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.85%	7 Years	7 Years	A++
Future Flex 8 Guarantee: 9 Years Surrender: 8 Years Get Started	3.85%	9 Years	8 Years	A-
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.84%	2 Years	2 Years	B+
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.80%	2 Years	2 Years	B+
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years Get Started	3.80%	3 Years	3 Years	A
SecureGain 3 Guarantee: 3 Years Surrender: 6 Years Get Started	3.80%	3 Years	6 Years	A++
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	3.80%	3 Years	3 Years	A
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	3.80%	5 Years	5 Years	A
Freedom Elevate 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A++
MultiVantage Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A+
MultiVantage Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A+
Secure Term Choice II Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A++
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	3.80%	7 Years	7 Years	A
MultiVantage Guarantee: 10 Years Surrender: 10 Years Get Started	3.80%	10 Years	10 Years	A+
MultiVantage Guarantee: 10 Years Surrender: 10 Years Get Started	3.80%	10 Years	10 Years	A+
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	3.75%	1 Year	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	3.75%	3 Years	7 Years	A
Platinum Edge Guarantee: 3 Years Surrender: 3 Years Get Started	3.75%	3 Years	3 Years	A+
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	3.75%	3 Years	3 Years	A
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	3.75%	3 Years	3 Years	A
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	3.75%	5 Years	5 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 5 Years Surrender: 5 Years Get Started	3.75%	5 Years	5 Years	A-
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	3.75%	5 Years	5 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.75%	6 Years	10 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A
New Momentum Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A-
Select Choice 4 - Base Benefits Plus ROP and PFW Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A
SmartSelect Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
SmartSelect Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A+
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.75%	7 Years	7 Years	A++
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	3.70%	4 Years	4 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.70%	5 Years	5 Years	A
American Pathway Vision MYG Guarantee: 7 Years Surrender: 10 Years Get Started	3.70%	7 Years	10 Years	A
Jackson RateProtector Guarantee: 7 Years Surrender: 7 Years Get Started	3.70%	7 Years	7 Years	A
MultiVantage Guarantee: 7 Years Surrender: 7 Years Get Started	3.70%	7 Years	7 Years	A+
SolutionsMYG Guarantee: 7 Years Surrender: 10 Years Get Started	3.70%	7 Years	10 Years	A
American Pathway Vision MYG Guarantee: 10 Years Surrender: 10 Years Get Started	3.70%	10 Years	10 Years	A
New Momentum Guarantee: 10 Years Surrender: 7 Years Get Started	3.70%	10 Years	7 Years	A+
SolutionsMYG Guarantee: 10 Years Surrender: 10 Years Get Started	3.70%	10 Years	10 Years	A
Secure Growth Guarantee: 1 Year Surrender: 7 Years Get Started	3.65%	1 Year	7 Years	A+
American Pathway Vision MYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.65%	5 Years	10 Years	A
Mariner Guarantee: 5 Years Surrender: 5 Years Get Started	3.65%	5 Years	5 Years	A+
SolutionsMYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.65%	5 Years	10 Years	A
American Pathway Vision MYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.65%	6 Years	10 Years	A
Palladium MYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.65%	6 Years	10 Years	A
SmartSelect Guarantee: 6 Years Surrender: 6 Years Get Started	3.65%	6 Years	6 Years	A+
SmartSelect Guarantee: 6 Years Surrender: 6 Years Get Started	3.65%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years Get Started	3.65%	6 Years	6 Years	A+
SmartSelect Two Guarantee: 6 Years Surrender: 6 Years Get Started	3.65%	6 Years	6 Years	A+
SolutionsMYG Guarantee: 6 Years Surrender: 10 Years Get Started	3.65%	6 Years	10 Years	A
Secure Growth Guarantee: 7 Years Surrender: 7 Years Get Started	3.65%	7 Years	7 Years	A+
MultiVantage Guarantee: 10 Years Surrender: 10 Years Get Started	3.65%	10 Years	10 Years	A+
Secure Growth Guarantee: 1 Year Surrender: 5 Years Get Started	3.60%	1 Year	5 Years	A+
Secure Growth Guarantee: 5 Years Surrender: 5 Years Get Started	3.60%	5 Years	5 Years	A+
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	3.60%	5 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.60%	7 Years	7 Years	A
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	3.60%	7 Years	7 Years	A
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.60%	7 Years	7 Years	A++
Select Pro Guarantee: 3 Years Surrender: 3 Years Get Started	3.55%	3 Years	3 Years	A
Jackson RateProtector Guarantee: 5 Years Surrender: 5 Years Get Started	3.55%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	3.50%	1 Year	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	3.50%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	3.50%	1 Year	7 Years	A
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	3.50%	3 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	3.50%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	3.50%	3 Years	7 Years	A
Jackson RateProtector Guarantee: 3 Years Surrender: 3 Years Get Started	3.50%	3 Years	3 Years	A
American Pathway Vision MYG Guarantee: 4 Years Surrender: 10 Years Get Started	3.50%	4 Years	10 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.50%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.50%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.50%	5 Years	5 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.50%	5 Years	10 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A
SmartSelect Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A+
SmartSelect Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A+
SmartSelect Two Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A+
Stars and Stripes 7 Guarantee: 7 Years Surrender: 7 Years Get Started	3.50%	7 Years	7 Years	A++
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years Get Started	3.45%	5 Years	5 Years	A
Secure Savings Guarantee: 5 Years Surrender: 5 Years Get Started	3.45%	5 Years	5 Years	B+
Access SPDA Guarantee: 6 Years Surrender: 6 Years Get Started	3.45%	6 Years	6 Years	A-
Select Max Guarantee: 7 Years Surrender: 7 Years Get Started	3.45%	7 Years	7 Years	A
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	3.40%	3 Years	3 Years	A
Select Max Guarantee: 5 Years Surrender: 5 Years Get Started	3.40%	5 Years	5 Years	A
Select Max Guarantee: 3 Years Surrender: 3 Years Get Started	3.35%	3 Years	3 Years	A
Access SPDA Guarantee: 4 Years Surrender: 4 Years Get Started	3.35%	4 Years	4 Years	A-
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.35%	5 Years	10 Years	A
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	3.30%	3 Years	10 Years	A
Optimum 5 Selection Guarantee: 5 Years Surrender: 5 Years Get Started	3.30%	5 Years	5 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years Get Started	3.30%	7 Years	7 Years	A
Optimum 7 Selection Guarantee: 7 Years Surrender: 7 Years Get Started	3.30%	7 Years	7 Years	A
Palladium MYG Guarantee: 5 Years Surrender: 10 Years Get Started	3.25%	5 Years	10 Years	A
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years Get Started	3.20%	5 Years	5 Years	A
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years Get Started	3.20%	7 Years	7 Years	A
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.15%	2 Years	2 Years	B+
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	3.15%	3 Years	10 Years	A
Secure Savings Guarantee: 3 Years Surrender: 3 Years Get Started	3.15%	3 Years	3 Years	B+
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.15%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.15%	5 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	3.10%	1 Year	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	3.10%	3 Years	7 Years	A
American Pathway Fixed 4 Annuity Guarantee: 4 Years Surrender: 4 Years Get Started	3.10%	4 Years	4 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.10%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.10%	5 Years	5 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years Get Started	3.10%	5 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.10%	7 Years	7 Years	A
WealthQuest Citadel 7 Diamond Guarantee: 7 Years Surrender: 7 Years Get Started	3.10%	7 Years	7 Years	A
Century Plus Guarantee: 10 Years Surrender: 10 Years Get Started	3.10%	10 Years	10 Years	A
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.09%	2 Years	2 Years	B+
Secure Savings Elite Guarantee: 2 Years Surrender: 2 Years Get Started	3.05%	2 Years	2 Years	B+
Palladium MYG Guarantee: 3 Years Surrender: 10 Years Get Started	3.05%	3 Years	10 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.05%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.05%	5 Years	5 Years	A
SolutionsMYG Guarantee: 7 Years Surrender: 7 Years Get Started	3.05%	7 Years	7 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	3.00%	1 Year	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 1 Year Surrender: 5 Years Get Started	3.00%	1 Year	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 1 Year Surrender: 7 Years Get Started	3.00%	1 Year	7 Years	A
Future Flex 5 Guarantee: 1 Year Surrender: 5 Years Get Started	3.00%	1 Year	5 Years	A-
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	3.00%	3 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 3 Years Surrender: 5 Years Get Started	3.00%	3 Years	5 Years	A
American Pathway Fixed 7 Annuity Guarantee: 3 Years Surrender: 7 Years Get Started	3.00%	3 Years	7 Years	A
First Choice 4 Guarantee: 4 Years Surrender: 4 Years Get Started	3.00%	4 Years	4 Years	A
First Choice 4 Guarantee: 4 Years Surrender: 4 Years Get Started	3.00%	4 Years	4 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
American Pathway Fixed 5 Annuity Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
American Pathway Fixed 5 Plus Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
First Choice 5 Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
SolutionsMYG Guarantee: 5 Years Surrender: 7 Years Get Started	3.00%	5 Years	7 Years	A
WealthQuest Citadel 5 Diamond Guarantee: 5 Years Surrender: 5 Years Get Started	3.00%	5 Years	5 Years	A
SolutionsMYG Guarantee: 6 Years Surrender: 7 Years Get Started	3.00%	6 Years	7 Years	A
American Pathway Fixed 7 Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.00%	7 Years	7 Years	A
American Pathway Fixed 7 Plus Guarantee: 7 Years Surrender: 7 Years Get Started	3.00%	7 Years	7 Years	A
Assured Edge Income Builder Guarantee: 7 Years Surrender: 7 Years Get Started	3.00%	7 Years	7 Years	A
Prudential Fixed Annuity Guarantee: 7 Years Surrender: 7 Years Get Started	3.00%	7 Years	7 Years	A+
Century Plus Guarantee: 10 Years Surrender: 10 Years Get Started	3.00%	10 Years	10 Years	A
Future Flex 5 Guarantee: 2 Years Surrender: 5 Years Get Started	2.75%	2 Years	5 Years	A-
Assured Edge Advisory Guarantee: 7 Years Surrender: 1 Year Get Started	2.75%	7 Years	1 Year	A
Income Creator Guarantee: 7 Years Surrender: 7 Years Get Started	2.65%	7 Years	7 Years	A+
Secure Savings Guarantee: 2 Years Surrender: 2 Years Get Started	2.60%	2 Years	2 Years	B+
Future Flex 5 Guarantee: 6 Years Surrender: 5 Years Get Started	2.35%	6 Years	5 Years	A-
Assured Edge Income Builder Guarantee: 7 Years Surrender: 7 Years Get Started	2.25%	7 Years	7 Years	A
Assured Edge Income Achiever Guarantee: 9 Years Surrender: 9 Years Get Started	2.25%	9 Years	9 Years	A
Assured Edge Income Achiever Guarantee: 10 Years Surrender: 10 Years Get Started	2.25%	10 Years	10 Years	A
Clear Income Advantage - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	1.00%	7 Years	7 Years	A++
Clear Income Advantage - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	1.00%	7 Years	7 Years	A++
Clear Income Advantage - FP Series Guarantee: 7 Years Surrender: 7 Years Get Started	1.00%	7 Years	7 Years	A++

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Products Offered by Farmers Life

Farmers Life sells two annuity products. The first is Safeguard Plus^®, a multi-year guaranteed annuity (MYGA). The second is Farmers Harvest^®, an indexed annuity.

Farmers Life’s MYGA

Safeguard Plus^® is a MYGA with interest rate guarantee periods of three, five, seven or 10 years. This annuity must be purchased with a single premium of at least $10,000.

Customers can choose an optional enhanced benefit rider that allows owners to access their account value without surrender charges or a market value adjustment (MVA). This rider is activated if the owner is diagnosed with a terminal illness or confined to a qualified nursing care facility.

Farmers Life offers another optional rider for those concerned about accessing the money in their annuity. With the 5% free withdrawal rider, owners can access the greater of 5% of the contract value or their required minimum distribution (RMD) without paying surrender charges or an MVA.

Otherwise, Safeguard Plus^® owners can only withdraw the accumulated interest earned in any year without penalty. Each rider reduces the annuity’s crediting rate by 0.10% if selected.

Farmers Life’s Indexed Annuity

Farmers Harvest^® is an indexed annuity, which Farmers Life refers to as a fixed indexed annuity. The product is offered with surrender periods of five years, seven years or 10 years.

Like Safeguard Plus^®, Farmers Harvest^® requires a minimum premium of $10,000. But, unlike its MYGA counterpart, this indexed annuity allows for flexible premiums; owners can make additional contributions of $5,000 or more.

With Farmers Harvest^®, you can even get a bonus added to your premium if you select the premium bonus rider on a seven-year or 10-year contract. This rider adds between 5% and 10% to your premium contribution depending on your age and the contract’s surrender charge schedule.

Other optional riders include:

Enhanced Death Benefit Rider, which provides the full contract value to beneficiaries
Enhanced Liquidity Rider, which increases the penalty-free withdrawal amount from the standard 10% to 20% of contract value
Enhanced Benefit Rider, which is similar to the one offered for Safeguard Plus^®

The liquidity and benefit riders must be purchased as the Enhanced Liquidity Package; these two riders cannot be purchased separately.

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About Farmers Life

Farmers Life was founded in 1997, selling life and disability insurance. Today, the company focuses its efforts on selling fixed and indexed annuities in 12 states.

According to data from the National Association of Insurance Commissioners (NAIC), Farmers Life sold over $45 million in individual annuity premiums in 2022. The company owns 0.016% of the U.S. annuity market.

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Credit Ratings

If you’re thinking of buying an annuity, it’s important to know about credit ratings for annuity providers. These ratings show how financially stable the provider is. Keep in mind that different rating companies use different rating scales.

Farmers Life Credit Ratings

Rating Company	Credit Rating
AM Best	B++
Fitch	Not Rated
S&P	Not Rated

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What Customers Are Saying About Farmers Life

Farmers Life has not had any customer complaints registered with state insurance commissions in the last three years, according to the NAIC.

The NAIC tracks the consumer complaints that each state’s insurance commission receives each year. These are used to compile a company’s NAIC Complaint Index.NAIC Complaint IndexDetermined by dividing the company’s share of complaints in the U.S. market by the company’s share of premiums in the U.S. market. The National Complaint Index is always 1.00, so a score of 2.00, for example, is twice as high as expected in the market.

NAIC Complaint Index for Farmers Life

All Policy Types	0.00
Individual Annuities Only	0.00

These numbers indicate that Farmers Life receives significantly fewer complaints from customers than the industry average.

Farmers Life did not appear in either the 2022 or 2023 editions of the J.D. Power Customer Satisfaction Index Ranking, which measures the overall customer satisfaction of annuity providers.

Farmers Life Pros & Cons

Farmers Life Insurance Company can be a solid choice for an annuity provider, depending on your priorities. Before purchasing an annuity from any provider, consider the advantages and disadvantages of the company and its products.

Pros

High customer satisfaction: Farmers Life has not had any customer complaints reported to state insurance commissions in recent years.
Premium bonus for indexed annuity: the Farmers Harvest^® indexed annuity comes with a premium bonus rider that boosts your contributions to get even more value out of your annuity.

Cons

Lack of product variety: Farmers Life only sells two annuity products: one MYGA and one indexed annuity.
Limited availability: The provider only sells annuities in 12 states: Alaska, Arkansas, Arizona, Massachusetts, Mississippi, Nebraska, Ohio, Pennsylvania, Tennessee, Texas, West Virginia and Wyoming.
Charges for features that competitors include for free: Some of the riders Farmers Life offers at an additional charge, such as the enhanced benefit or 5% free withdrawal riders, are benefits many annuity providers include for free on their annuity contracts.

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Provider Rating Methodology

Annuity.org created a fact-based methodology to analyze the strength, security and reach of different annuity providers. We assessed companies based on their availability, the amount of direct premiums sold, their AM Best Financial Strength Rating and their NAIC Complaint IndexNAIC Complaint IndexDetermined by dividing the company’s share of complaints in the U.S. market by the company’s share of premiums in the U.S. market. The National Complaint Index is always 1.00, so a score of 2.00, for example, is twice as high as expected in the market. score.

Providers received a rating on a five-star scale for each of these categories, with the complaint index and financial strength ratings weighed as the heaviest variables. Then, using a weighted average, each company was assigned an overall star rating.

Annuity.org’s Top-Ranked Providers

Provider	Annuity.org Star Rating
Mass Mutual
New York Life
Pacific Life
Midland National
North American
Western & Southern

Compare All Provider Ratings

Our Rating Panel

Annuity.org expert panel for providers pages

The Annuity.org editorial team spoke with several different annuity experts to learn more about what is important to customers when searching for a provider and what factors make a company reliable. While Annuity.org designed the methodology, these experts provided feedback during the process and consulted on what factors we should leverage to best help prospective buyers compare providers.

Please seek the advice of a qualified professional before making financial decisions.

Last Modified: April 24, 2024

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