Structured Settlement Calculator

Get a fast and accurate estimate for how much your annuity or structured settlement payments are worth. Find out the factors that impact your annuity value. All you need is the data from your annuity contract and our calculator will instantly give you the bottom line: how much money you can potentially walk away with.

Calculate Your Annuity’s Worth

With a quick glance at your annuity contract, you can find the correct figures to plug into our calculator to receive a firm quote for your future payments. It’s important that you be exact about the numbers from your contract. Our calculator is specifically designed to evaluate the time, interest and long-term value of your investment.

Once you see your custom quote, you have saved time, and you’re that much closer to completing your sale. We stand behind the amount you get from our calculator, and we’re willing to offer it to you today. Understand though that selling a portion of your payments or changing any of the calculator terms changes your cash-out value. If your terms change after you use the calculator, please call to update us.

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We’re sorry, our calculator was unable to provide an estimate due to one of a number of factors. Contact us now to discuss how much your future payments are worth.

Disclaimer: The receipt of a dollar amount from the calculator does not constitute an annuity sales agreement. Getting a dollar value amount from the calculator does not bind either party. Annuity.org retains the right to adjust the purchasing price prior before any agreement.

Factors for Determining Annuity Worth

  • Time

    When are you scheduled to receive payments? Payments expected in five years versus twenty years have a different value.

  • Total

    ​What’s the dollar amount of every payment? The size of each future payment impacts the overall sum you can walk away with.

  • Frequency

    ​​How often do you get payments? From monthly to annual installments, every annuity contract can be designed differently.

Factors Not Considered with this Calculator

While this calculator can get the process of selling your structured settlement or annuity underway, certain annuity features may not be accounted for. Our calculator will provide a quote using a basic formula based on fixed variables. For more complex contract specifications, like added riders, a representative can speak with you about options.

Estimates using this calculator are not available for annuities with the following features:

  • Payments of varying amounts
  • Increasing payments
  • Payments that are not regular
  • Payments that include an interest rate adjustment
  • Payments that include a cost of living adjustment
  • Payments that end within the next five years

Even though the calculator won’t give you a result, this does not mean you cannot sell payments—we may still be able to put together an offer. In these cases, instead of using our tool, email or call and we will determine the amount available for your payments.

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