Annuity & Structured Settlement Calculator

Get a fast and accurate estimate for how much your annuity or structured settlement payments are worth. Find out the factors that impact your annuity value. All you need is the data from your annuity contract and our calculator will instantly give you the bottom line: how much money you can potentially walk away with.

How Much Are Your Annuity Payments Worth?

All you need is the data from your annuity contract and our calculator will instantly give you the bottom line: how much money you can potentially walk away with. With a quick glance at your annuity contract, you can find the correct figures to plug into our calculator. It’s important that you be exact about the numbers from your contract.

Our calculator is specifically designed to evaluate the time, interest and long-term value of your investment.

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We’re sorry, our calculator was unable to provide an estimate due to one of a number of factors. Contact us now to discuss how much your future payments are worth.

Disclaimer: The receipt of a dollar amount from the calculator does not constitute an annuity sales agreement. Getting a dollar value amount from the calculator does not bind either party. Annuity.org retains the right to adjust the purchasing price prior before any agreement.

Factors for Determining Annuity Worth

  • Time

    When are you scheduled to receive payments? Payments expected in five years versus twenty years have a different value.

  • Total

    What’s the dollar amount of every payment? The size of each future payment impacts the overall sum you could walk away with.

  • Frequency

    How often do you get payments? From monthly to annual installments, every annuity contract can be designed differently.

Factors Not Considered with this Calculator

This calculator can get the process of selling your structured settlement or annuity underway, but certain annuity features may not be accounted for. Our calculator uses a basic formula with fixed variables. A representative can speak with you about your options if you have more complex contract specifications, like added riders.

Estimates using this calculator are not available for annuities with the following features:

  • Payments of varying amounts
  • Increasing payments
  • Payments that are not regular
  • Payments that include an interest rate adjustment
  • Payments that include a cost of living adjustment
  • Payments that end within the next five years

Even though the calculator won’t give you a result if any of these features applies to your situation, this does not mean you cannot sell payments. A representative can speak with you about your options if you have more complex contract specifications, like added riders.

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