Sheena Zimmermann, Financial Writer for Annuity.org
  • Written By
    Sheena Zimmermann, M.Ed.

    Sheena Zimmermann, M.Ed.

    Financial Writer

    As a professional who values lifelong learning, Sheena Zimmermann joined the Annuity.org team with a deep commitment to connecting readers with resources designed to improve their financial literacy and strengthen their financial health.

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  • Edited By
    Emily Miller
    Emily Miller, Managing Editor for Annuity.org

    Emily Miller

    Managing Editor

    Managing editor Emily Miller is an award-winning journalist with more than 10 years of experience as a researcher, writer and editor. Throughout her professional career, Emily has covered education, government, health care, crime and breaking news for media organizations in Florida, Washington, D.C. and Texas. She joined the Annuity.org team in 2016.

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  • Published: July 13, 2021
  • This page features 2 Cited Research Articles
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How to Cite Annuity.org's Article

APA Zimmermann, S. (2022, June 9). Annuity.org’s Rachel Christian Earns Financial Certification. Annuity.org. Retrieved September 23, 2022, from https://www.annuity.org/2021/07/13/annuity-orgs-rachel-christian-earns-financial-certification/

MLA Zimmermann, Sheena. "Annuity.org’s Rachel Christian Earns Financial Certification." Annuity.org, 9 Jun 2022, https://www.annuity.org/2021/07/13/annuity-orgs-rachel-christian-earns-financial-certification/.

Chicago Zimmermann, Sheena. "Annuity.org’s Rachel Christian Earns Financial Certification." Annuity.org. Last modified June 9, 2022. https://www.annuity.org/2021/07/13/annuity-orgs-rachel-christian-earns-financial-certification/.

Rachel Christian, staff writer for Annuity.org, is now a Certified Educator of Personal Finance. Christian successfully completed the self-paced process through Fincert.org, a division of the Institute for Financial Literacy.

“I’ve always been passionate about personal finance and financial literacy. Learning more effective ways to communicate and teach people about important financial topics is what drove me to pursue this certification.”
Rachel Christian, staff writer, Annuity.org

What It Means to Be a Certified Educator of Personal Finance

With this certification, Christian can better communicate financial literacy themes to the Annuity.org audience. She will provide readers greater context on setting financial goals and mastering money management techniques.

After Christian applied to the program, she received the learning materials from Fincert.org, then completed the certification within seven months. The final exam was 125 multiple choice questions, and moving forward, Christian must complete 16 hours of ongoing education every two years.

Certification Highlights

According to Fincert.org, “Certification ensures that individuals have been trained and tested in education techniques, the elements of financial management and the various published content standards in financial literacy.”
Fincert.org Center for Financial Certifications Logo

The certification helps financial educators provide guidance on the following competencies:

In addition to the core financial topics, the Certified Educator of Personal Finance program outlined national standards and implications for K-12 and adult financial literacy.

Why Is This Important for Annuity.org Readers?

Earning this certification helped Christian broaden her financial expertise while considering the needs of diverse readers with unique backgrounds. In her writing and research, Christian will apply her knowledge and training to provide trustworthy, authoritative information.

Christian aspires to share her financial literacy with others, promoting goal-driven decision making toward financial wellness. Specifically, Christian believes that debt management before and during retirement is an important concept that closely aligns with the Annuity.org audience.

“I graduated from an underserved public high school with a student poverty rate over 65 percent,” Christian said. “In addition to leveraging my new certification to better serve Annuity.org readers, I would love to use my new skills and training to establish an after-school personal finance program at my old high school.”

Please seek the advice of a qualified professional before making financial decisions.
Last Modified: June 9, 2022

2 Cited Research Articles

Annuity.org writers adhere to strict sourcing guidelines and use only credible sources of information, including authoritative financial publications, academic organizations, peer-reviewed journals, highly regarded nonprofit organizations, government reports, court records and interviews with qualified experts. You can read more about our commitment to accuracy, fairness and transparency in our editorial guidelines.

  1. Christian, R. (2021, July 6). Interview with Annuity.org.
  2. Fincert.org. (n.d.). Certified Educator in Personal Finance. Retrieved from https://fincert.org/fincert-certifications/certified-educator-in-personal-finance/