Credit is an inescapable part of personal finance for most Americans, but many people learn at an early age just how easy it is…

By Ryan Owen, Expert Contributor Americans, by and large, don’t understand annuities. More than 4 in 10 consumers could not answer even…

According to U.S. News and World Report, 80 percent of New Year’s resolutions are broken by the second week of…

Whether you’re talking about being thrifty or spend-happy, planning for retirement, or working out a budget with a partner, money is an emotional…

I am not an accomplished hair stylist. But there I was on a dorm room floor cutting my best friend’s hair in order to…

Sure, most of us wouldn’t turn down an extra source of income – but that doesn’t mean that having an additional payment stream from…