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Investors wanting a guaranteed retirement paycheck often turn to annuities. The concept is simple. People pay an insurance company a premium and are provided with a stream of payments. The savings grow tax-free and come with little to no risk.
Insurers will work one-on-one with you to set up a schedule tailored to your individual needs. If you want income immediately, plan for payments to start in a matter of months. If you want income once retirement begins, you can initiate payments decades after purchasing.
You now have a tool to move forward with your life. With annuity cash on its way to your wallet, it’s time to make major decisions. Thoughtfully consider how you can best utilize this resource to protect your family’s financial welfare.
Examine your new options, from paying off debt to making a large purchase, like a house or car.
Once you have your lump sum, you may finally be able to pursue your dream of owning a small business.
Annuities are financial products sold by insurance companies. People purchase them to set up a stream of income that will provide security and last through their retirement years. Premiums grow tax-deferred and annuity owners choose from options regarding frequency and size of payments.
Personal-injury cases, workers’ compensation claims and other legal settlements can be resolved with a specific type of annuity, known as a structured settlement. Claimants in these cases receive periodic payments, allowing them to preserve money and handle long-term expenses, including medical treatment and other individual needs.
Financial priorities constantly change. Cars break down, houses need repairs, health declines and student loans come due. Often these events happen just when you can’t afford them. Selling the rights to your payments for immediate cash can be your solution.
The amount of money you will receive for your payments is based on factors like how many payments you have left, how much those payments will be worth in the future, current interest rates and more. We can evaluate these factors and immediately get a competitive quote in your hands.
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