Disclaimer: This scholarship is no longer being awarded

At Annuity.org, we encourage students to think about their financial future long before they graduate. Our essay topic is designed around a concept that’s easy to understand but difficult to execute: being responsible with your money today.
$2,000 First-Place Winner
$1,000 Second-Place Winner

Congratulations to the winners of our inaugural scholarship contest!

Essay Topic

Annuity.org Scholarship Essay

You just won a $10 million lottery jackpot! How will you spend it, and how will you make it last?

Tell us about your savvy investment strategy. Will you take your winnings in a lump sum, or will you select monthly (or yearly) annuity payments? Pick one of those payment plans, and discuss the advantages of your choice. Create a plan that incorporates taxes and investments so that you can meet your long-term needs. Show original, critical thinking for achieving immediate and future financial goals while considering today’s economic climate. As you relate your plan, bring awareness to the long-term value and potential of your new-found wealth.

Note: We are no longer accepting scholarship applications. More information on future contests to come.

How to Apply

  • Rules & Regulations

    High school seniors and college students in any major are eligible.

  • Write an Essay

    In clear and convincing language, tell us how to be a savvy investor.

  • Submit via Email

    Send your contact information and essay to [email protected].

Rules & Regulations

To be eligible to receive the Annuity.org Scholarship, a student must fulfill the following basic guidelines:

Basic Guidelines:

  • Provide contact information with submission
  • Any high school senior, undergraduate and graduate students
  • Be enrolled in a U.S. college
  • 700-1,400 words
  • Include a works-cited page with at least three (3) sources
  • Submit via email attachment as a .doc or .pdf file format.

Contact Information:

  • Full Name
  • Email
  • Phone Number
  • Address
  • School
From the complete list of entries, Annuity.org will select first- and second-place winners. We will notify the winners and request a photograph of the winner and an official copy of their college transcripts. Once transcripts are received and verified, Annuity.org will send a one-time payment of the specified amount to the schools in which the winners are enrolled. Upon winning, a winner’s photo and essay may be published. By submitting your essay and contact information to Annuity.org, applicants agree to our privacy policy and disclaimer.

Congratulations to the winners!

Meet the winners of our inaugural scholarship contest!

Selection Process

for 1st-place Winner
for 2nd-place Winner
Essays will be judged in five categories:

  • Grammar and Style
  • Original Ideas
  • Well-Researched and Plausible Investment Advice
  • Organized and Persuasive Writing
  • Foundational Knowledge of Finance