When Is the Best Time to Begin Planning for Retirement?

Marguerita-Cheng-5-When is the best time to begin planning for retirement

Marguerita Cheng explains that the best time to start planning for retirement is today—whether early or late—emphasizing that even young earners can begin building wealth through tools like a Roth IRA.
Video Transcript

I would say the best time to start planning for retirement is today. It's never too early, and it's certainly never too late. In fact, my sixteen year old opened a Roth IRA with her earnings from lifeguarding and teaching swim lessons.