This video explains what long-term care insurance is, the types of care facilities it can cover, and the different policy options available to help you plan for future care needs.
Video Transcript
What Is Long- Term Care Insurance?Long-term care insurance provides benefits to policyholders for long-term personal care services provided in a home setting or a facility like a nursing home.Facilities Covered by Long-Term Care Insurance:
•Adult Day Service Centers
•Hospice Care
•Respite Care
•Assisted Living Facilities
•Alzheimer's Special Care Facilities
•Nursing Homes
Types of Long-Term Care Insurance1. Standalone Long-Term Care Insurance2. Hybrid Long-Term Care Insurance Policy3 . Life Insurance Policy With a Long-Term Care Rider
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