Pre-Settlement Funding

Pre-settlement funding, also known as a lawsuit advance, gives plaintiffs access to money before a case is settled so they can pay for expenses mounting during the legal process.

Is an insurance company or defendant pressuring you to settle before you are ready? Do you have upcoming expenses, but no way to make ends meet without getting settlement money? Consider pre-settlement funding as your solution.

Annuity.org advances qualifying plaintiffs cash before the verdict is reached. Finding out if you qualify is easy and will not damage your credit. Tell us about your case to get a quote risk-free.

If you were involved in a personal injury claim and are unable to return work, pay medical bills or handle basic living expenses, we are here for you. You don’t have to stress out waiting for a court resolution.

Cases can stay in court for several months or years. If you can’t afford to wait, learn about how pre-settlement funding works. Follow the five basic steps for getting an advance, find out who qualifies and even how to get post-settlement funding after your trial is completed.

What Is Pre-Settlement Funding?

When plaintiffs are advanced money from a court award before the final decision is made, this is known as pre-settlement funding or a lawsuit advance. Rather than going into debt, rushing for a verdict or accepting a smaller settlement, you get funds right away.

Plaintiffs waiting for trials to end, while struggling financially, can miss mortgage payments, face a home eviction or be forced to pull their children out of college when paying tuition becomes too much of a strain.

For cases that are more serious and involve larger settlements, the time until everything is processed and finalized takes longer. Yet you are still responsible for covering rehabilitation costs, lost wages and medical costs before your see any money. Meanwhile, traditional banks and credit bureaus do not give loans based on expected settlements, and many people are left stranded.

What we can provide is not a loan, but an advance on money you expect to receive in the future. If the case does not settle in your favor, you will owe nothing.

Steps to Acquire Funding

We get money in your hands in 24 to 48 hours, and the process is simple. When you contact us, we will respond to your inquiry and provide paperwork for your attorney to quickly get you a quote.

  • 1Call us at 866-528-4784, so we can send forms to your attorney.
  • 2Your attorney will return documents with case details.
  • 3We will use this data to determine if you qualify, and provide you with a competitive offer.
  • 4Once you accept the offer, your attorney will sign an agreement.
  • 5The agreed upon advance will be wired quickly to your account.

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Who Qualifies for Lawsuit Advances?

Having a strong case is crucial for qualification. Because we take the risk of a lawsuit not settling in a client’s favor, not everyone qualifies for pre-settlement funding.

Cases that may be eligible for pre-settlement funding include auto accidents, workers’ compensation, property damage, construction accidents, birth injuries, commercial litigation, product liability, negligence and medical malpractice.

Your attorney and our representatives complete the process of evaluating your case. You must have retained an attorney and filed a mature claim for lawsuit advance eligibility. Mature claims involve a plaintiff with a serious injury, strong merits against the defendant, and an attorney working on a contingency basis.

If these prerequisites are met, then your attorney can consent to the pre-funding transaction, and we can move forward.

Benefits of Choosing Annuity.org

Don’t get stuck waiting for your case to reach resolution or settle for a funding company that will waste your time. At Annuity.org, we can give you the best settlement offer and a 24 to 48 hour turnaround. Get your settlement money on its way to you tomorrow. Representatives at Annuity.org will work with you to secure the best deal.

Here is what our no-hassle promise gives you:

  • No delay on a settlement quote
  • No credit check
  • No damage to your credit score
  • No employment verification
  • No cost to apply
  • No waiting weeks to get funding processed
  • No restrictions for how you use your money
  • No repayment if you lose your case

We offer competitive rates, a simple application process, and a promise to protect your privacy regardless of the outcome. Working with us can get you access to your settlement money and allow your immediate financial needs to be satisfied.

Get Cash on a Non-recourse Basis

Applying to Annuity.org to get pre-settlement funding is risk-free. Getting cash puts you back in control without the hassle of waiting around, chasing around new lenders or borrowing money you may not be able to afford to pay back.

Our pre-settlement funding offers are paid on a non-recourse basis: Regardless of the outcome of your case, you are protected. When your case reaches a settlement, the agreed portion is paid to Annuity.org. If you lose your case, you will owe nothing.

As we take on this risk and supply funds to qualifying clients, the sum we are repaid with from your settlement will be larger than the amount you are advanced. The financial details of your agreement will be clearly explained in the documentation we give you after reviewing your case.

After our representatives contact your attorney to review your case, we will inform you of the amount you are eligible to receive.

Post-Settlement Funding Options

After your case is settled, it may take time to get money in your bank account. Certain situations can complicate getting everything finalized. The initial verdict may be resolved, but you may find yourself waiting for your money. We can still help.

Court delays, class notifications, uncooperative defendants and appeals can get in the way of your payout. Sometimes only a portion of your funds are accessible. Reaching a settlement doesn’t guarantee you will be paid immediately.

With a process that is similar to pre-settlement funding, we offer post-settlement funding. The advance you need is a phone call away.

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